扬州贷款48万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：48万
还款月数：5年
每月还款：8434.34元
利息总额：2.61万
本息合计：50.61万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 8434.34 | 840.00 | 7594.34 | 472405.66 |
| 2 | 2025-06 | 8434.34 | 826.71 | 7607.63 | 464798.03 |
| 3 | 2025-07 | 8434.34 | 813.40 | 7620.94 | 457177.09 |
| 4 | 2025-08 | 8434.34 | 800.06 | 7634.28 | 449542.81 |
| 5 | 2025-09 | 8434.34 | 786.70 | 7647.64 | 441895.17 |
| 6 | 2025-10 | 8434.34 | 773.32 | 7661.02 | 434234.14 |
| 7 | 2025-11 | 8434.34 | 759.91 | 7674.43 | 426559.71 |
| 8 | 2025-12 | 8434.34 | 746.48 | 7687.86 | 418871.85 |
| 9 | 2026-01 | 8434.34 | 733.03 | 7701.31 | 411170.54 |
| 10 | 2026-02 | 8434.34 | 719.55 | 7714.79 | 403455.74 |
| 11 | 2026-03 | 8434.34 | 706.05 | 7728.29 | 395727.45 |
| 12 | 2026-04 | 8434.34 | 692.52 | 7741.82 | 387985.63 |
| 13 | 2026-05 | 8434.34 | 678.97 | 7755.37 | 380230.27 |
| 14 | 2026-06 | 8434.34 | 665.40 | 7768.94 | 372461.33 |
| 15 | 2026-07 | 8434.34 | 651.81 | 7782.53 | 364678.80 |
| 16 | 2026-08 | 8434.34 | 638.19 | 7796.15 | 356882.65 |
| 17 | 2026-09 | 8434.34 | 624.54 | 7809.80 | 349072.85 |
| 18 | 2026-10 | 8434.34 | 610.88 | 7823.46 | 341249.39 |
| 19 | 2026-11 | 8434.34 | 597.19 | 7837.15 | 333412.23 |
| 20 | 2026-12 | 8434.34 | 583.47 | 7850.87 | 325561.37 |
| 21 | 2027-01 | 8434.34 | 569.73 | 7864.61 | 317696.76 |
| 22 | 2027-02 | 8434.34 | 555.97 | 7878.37 | 309818.39 |
| 23 | 2027-03 | 8434.34 | 542.18 | 7892.16 | 301926.23 |
| 24 | 2027-04 | 8434.34 | 528.37 | 7905.97 | 294020.26 |
| 25 | 2027-05 | 8434.34 | 514.54 | 7919.80 | 286100.46 |
| 26 | 2027-06 | 8434.34 | 500.68 | 7933.66 | 278166.79 |
| 27 | 2027-07 | 8434.34 | 486.79 | 7947.55 | 270219.24 |
| 28 | 2027-08 | 8434.34 | 472.88 | 7961.46 | 262257.79 |
| 29 | 2027-09 | 8434.34 | 458.95 | 7975.39 | 254282.40 |
| 30 | 2027-10 | 8434.34 | 444.99 | 7989.35 | 246293.05 |
| 31 | 2027-11 | 8434.34 | 431.01 | 8003.33 | 238289.72 |
| 32 | 2027-12 | 8434.34 | 417.01 | 8017.33 | 230272.39 |
| 33 | 2028-01 | 8434.34 | 402.98 | 8031.36 | 222241.03 |
| 34 | 2028-02 | 8434.34 | 388.92 | 8045.42 | 214195.61 |
| 35 | 2028-03 | 8434.34 | 374.84 | 8059.50 | 206136.11 |
| 36 | 2028-04 | 8434.34 | 360.74 | 8073.60 | 198062.51 |
| 37 | 2028-05 | 8434.34 | 346.61 | 8087.73 | 189974.78 |
| 38 | 2028-06 | 8434.34 | 332.46 | 8101.88 | 181872.89 |
| 39 | 2028-07 | 8434.34 | 318.28 | 8116.06 | 173756.83 |
| 40 | 2028-08 | 8434.34 | 304.07 | 8130.27 | 165626.57 |
| 41 | 2028-09 | 8434.34 | 289.85 | 8144.49 | 157482.07 |
| 42 | 2028-10 | 8434.34 | 275.59 | 8158.75 | 149323.33 |
| 43 | 2028-11 | 8434.34 | 261.32 | 8173.02 | 141150.30 |
| 44 | 2028-12 | 8434.34 | 247.01 | 8187.33 | 132962.97 |
| 45 | 2029-01 | 8434.34 | 232.69 | 8201.65 | 124761.32 |
| 46 | 2029-02 | 8434.34 | 218.33 | 8216.01 | 116545.31 |
| 47 | 2029-03 | 8434.34 | 203.95 | 8230.39 | 108314.92 |
| 48 | 2029-04 | 8434.34 | 189.55 | 8244.79 | 100070.14 |
| 49 | 2029-05 | 8434.34 | 175.12 | 8259.22 | 91810.92 |
| 50 | 2029-06 | 8434.34 | 160.67 | 8273.67 | 83537.25 |
| 51 | 2029-07 | 8434.34 | 146.19 | 8288.15 | 75249.10 |
| 52 | 2029-08 | 8434.34 | 131.69 | 8302.65 | 66946.44 |
| 53 | 2029-09 | 8434.34 | 117.16 | 8317.18 | 58629.26 |
| 54 | 2029-10 | 8434.34 | 102.60 | 8331.74 | 50297.52 |
| 55 | 2029-11 | 8434.34 | 88.02 | 8346.32 | 41951.20 |
| 56 | 2029-12 | 8434.34 | 73.41 | 8360.93 | 33590.27 |
| 57 | 2030-01 | 8434.34 | 58.78 | 8375.56 | 25214.72 |
| 58 | 2030-02 | 8434.34 | 44.13 | 8390.21 | 16824.50 |
| 59 | 2030-03 | 8434.34 | 29.44 | 8404.90 | 8419.61 |
| 60 | 2030-04 | 8434.34 | 14.73 | 8419.61 | 0.00 |
等额本金还款方式：
贷款总额：48万
还款月数：5年
首月还款：8840元
每月递减：14元
利息总额：2.56万
本息合计：50.56万
节省利息：440.41元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 8840.00 | 840.00 | 8000.00 | 472000.00 |
| 2 | 2025-06 | 8826.00 | 826.00 | 8000.00 | 464000.00 |
| 3 | 2025-07 | 8812.00 | 812.00 | 8000.00 | 456000.00 |
| 4 | 2025-08 | 8798.00 | 798.00 | 8000.00 | 448000.00 |
| 5 | 2025-09 | 8784.00 | 784.00 | 8000.00 | 440000.00 |
| 6 | 2025-10 | 8770.00 | 770.00 | 8000.00 | 432000.00 |
| 7 | 2025-11 | 8756.00 | 756.00 | 8000.00 | 424000.00 |
| 8 | 2025-12 | 8742.00 | 742.00 | 8000.00 | 416000.00 |
| 9 | 2026-01 | 8728.00 | 728.00 | 8000.00 | 408000.00 |
| 10 | 2026-02 | 8714.00 | 714.00 | 8000.00 | 400000.00 |
| 11 | 2026-03 | 8700.00 | 700.00 | 8000.00 | 392000.00 |
| 12 | 2026-04 | 8686.00 | 686.00 | 8000.00 | 384000.00 |
| 13 | 2026-05 | 8672.00 | 672.00 | 8000.00 | 376000.00 |
| 14 | 2026-06 | 8658.00 | 658.00 | 8000.00 | 368000.00 |
| 15 | 2026-07 | 8644.00 | 644.00 | 8000.00 | 360000.00 |
| 16 | 2026-08 | 8630.00 | 630.00 | 8000.00 | 352000.00 |
| 17 | 2026-09 | 8616.00 | 616.00 | 8000.00 | 344000.00 |
| 18 | 2026-10 | 8602.00 | 602.00 | 8000.00 | 336000.00 |
| 19 | 2026-11 | 8588.00 | 588.00 | 8000.00 | 328000.00 |
| 20 | 2026-12 | 8574.00 | 574.00 | 8000.00 | 320000.00 |
| 21 | 2027-01 | 8560.00 | 560.00 | 8000.00 | 312000.00 |
| 22 | 2027-02 | 8546.00 | 546.00 | 8000.00 | 304000.00 |
| 23 | 2027-03 | 8532.00 | 532.00 | 8000.00 | 296000.00 |
| 24 | 2027-04 | 8518.00 | 518.00 | 8000.00 | 288000.00 |
| 25 | 2027-05 | 8504.00 | 504.00 | 8000.00 | 280000.00 |
| 26 | 2027-06 | 8490.00 | 490.00 | 8000.00 | 272000.00 |
| 27 | 2027-07 | 8476.00 | 476.00 | 8000.00 | 264000.00 |
| 28 | 2027-08 | 8462.00 | 462.00 | 8000.00 | 256000.00 |
| 29 | 2027-09 | 8448.00 | 448.00 | 8000.00 | 248000.00 |
| 30 | 2027-10 | 8434.00 | 434.00 | 8000.00 | 240000.00 |
| 31 | 2027-11 | 8420.00 | 420.00 | 8000.00 | 232000.00 |
| 32 | 2027-12 | 8406.00 | 406.00 | 8000.00 | 224000.00 |
| 33 | 2028-01 | 8392.00 | 392.00 | 8000.00 | 216000.00 |
| 34 | 2028-02 | 8378.00 | 378.00 | 8000.00 | 208000.00 |
| 35 | 2028-03 | 8364.00 | 364.00 | 8000.00 | 200000.00 |
| 36 | 2028-04 | 8350.00 | 350.00 | 8000.00 | 192000.00 |
| 37 | 2028-05 | 8336.00 | 336.00 | 8000.00 | 184000.00 |
| 38 | 2028-06 | 8322.00 | 322.00 | 8000.00 | 176000.00 |
| 39 | 2028-07 | 8308.00 | 308.00 | 8000.00 | 168000.00 |
| 40 | 2028-08 | 8294.00 | 294.00 | 8000.00 | 160000.00 |
| 41 | 2028-09 | 8280.00 | 280.00 | 8000.00 | 152000.00 |
| 42 | 2028-10 | 8266.00 | 266.00 | 8000.00 | 144000.00 |
| 43 | 2028-11 | 8252.00 | 252.00 | 8000.00 | 136000.00 |
| 44 | 2028-12 | 8238.00 | 238.00 | 8000.00 | 128000.00 |
| 45 | 2029-01 | 8224.00 | 224.00 | 8000.00 | 120000.00 |
| 46 | 2029-02 | 8210.00 | 210.00 | 8000.00 | 112000.00 |
| 47 | 2029-03 | 8196.00 | 196.00 | 8000.00 | 104000.00 |
| 48 | 2029-04 | 8182.00 | 182.00 | 8000.00 | 96000.00 |
| 49 | 2029-05 | 8168.00 | 168.00 | 8000.00 | 88000.00 |
| 50 | 2029-06 | 8154.00 | 154.00 | 8000.00 | 80000.00 |
| 51 | 2029-07 | 8140.00 | 140.00 | 8000.00 | 72000.00 |
| 52 | 2029-08 | 8126.00 | 126.00 | 8000.00 | 64000.00 |
| 53 | 2029-09 | 8112.00 | 112.00 | 8000.00 | 56000.00 |
| 54 | 2029-10 | 8098.00 | 98.00 | 8000.00 | 48000.00 |
| 55 | 2029-11 | 8084.00 | 84.00 | 8000.00 | 40000.00 |
| 56 | 2029-12 | 8070.00 | 70.00 | 8000.00 | 32000.00 |
| 57 | 2030-01 | 8056.00 | 56.00 | 8000.00 | 24000.00 |
| 58 | 2030-02 | 8042.00 | 42.00 | 8000.00 | 16000.00 |
| 59 | 2030-03 | 8028.00 | 28.00 | 8000.00 | 8000.00 |
| 60 | 2030-04 | 8014.00 | 14.00 | 8000.00 | 0.00 |