扬州贷款48万（公积金贷款）房贷，还款6年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：48万
还款月数：6年
每月还款：7207.39元
利息总额：3.89万
本息合计：51.89万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 7207.39 | 1040.00 | 6167.39 | 473832.61 |
| 2 | 2025-06 | 7207.39 | 1026.64 | 6180.75 | 467651.86 |
| 3 | 2025-07 | 7207.39 | 1013.25 | 6194.14 | 461457.72 |
| 4 | 2025-08 | 7207.39 | 999.83 | 6207.56 | 455250.16 |
| 5 | 2025-09 | 7207.39 | 986.38 | 6221.01 | 449029.15 |
| 6 | 2025-10 | 7207.39 | 972.90 | 6234.49 | 442794.66 |
| 7 | 2025-11 | 7207.39 | 959.39 | 6248.00 | 436546.67 |
| 8 | 2025-12 | 7207.39 | 945.85 | 6261.54 | 430285.13 |
| 9 | 2026-01 | 7207.39 | 932.28 | 6275.10 | 424010.03 |
| 10 | 2026-02 | 7207.39 | 918.69 | 6288.70 | 417721.33 |
| 11 | 2026-03 | 7207.39 | 905.06 | 6302.32 | 411419.01 |
| 12 | 2026-04 | 7207.39 | 891.41 | 6315.98 | 405103.03 |
| 13 | 2026-05 | 7207.39 | 877.72 | 6329.66 | 398773.37 |
| 14 | 2026-06 | 7207.39 | 864.01 | 6343.38 | 392429.99 |
| 15 | 2026-07 | 7207.39 | 850.26 | 6357.12 | 386072.87 |
| 16 | 2026-08 | 7207.39 | 836.49 | 6370.89 | 379701.97 |
| 17 | 2026-09 | 7207.39 | 822.69 | 6384.70 | 373317.27 |
| 18 | 2026-10 | 7207.39 | 808.85 | 6398.53 | 366918.74 |
| 19 | 2026-11 | 7207.39 | 794.99 | 6412.40 | 360506.35 |
| 20 | 2026-12 | 7207.39 | 781.10 | 6426.29 | 354080.06 |
| 21 | 2027-01 | 7207.39 | 767.17 | 6440.21 | 347639.84 |
| 22 | 2027-02 | 7207.39 | 753.22 | 6454.17 | 341185.68 |
| 23 | 2027-03 | 7207.39 | 739.24 | 6468.15 | 334717.53 |
| 24 | 2027-04 | 7207.39 | 725.22 | 6482.16 | 328235.36 |
| 25 | 2027-05 | 7207.39 | 711.18 | 6496.21 | 321739.15 |
| 26 | 2027-06 | 7207.39 | 697.10 | 6510.28 | 315228.87 |
| 27 | 2027-07 | 7207.39 | 683.00 | 6524.39 | 308704.48 |
| 28 | 2027-08 | 7207.39 | 668.86 | 6538.53 | 302165.95 |
| 29 | 2027-09 | 7207.39 | 654.69 | 6552.69 | 295613.26 |
| 30 | 2027-10 | 7207.39 | 640.50 | 6566.89 | 289046.37 |
| 31 | 2027-11 | 7207.39 | 626.27 | 6581.12 | 282465.25 |
| 32 | 2027-12 | 7207.39 | 612.01 | 6595.38 | 275869.87 |
| 33 | 2028-01 | 7207.39 | 597.72 | 6609.67 | 269260.20 |
| 34 | 2028-02 | 7207.39 | 583.40 | 6623.99 | 262636.21 |
| 35 | 2028-03 | 7207.39 | 569.05 | 6638.34 | 255997.87 |
| 36 | 2028-04 | 7207.39 | 554.66 | 6652.72 | 249345.15 |
| 37 | 2028-05 | 7207.39 | 540.25 | 6667.14 | 242678.01 |
| 38 | 2028-06 | 7207.39 | 525.80 | 6681.58 | 235996.43 |
| 39 | 2028-07 | 7207.39 | 511.33 | 6696.06 | 229300.36 |
| 40 | 2028-08 | 7207.39 | 496.82 | 6710.57 | 222589.80 |
| 41 | 2028-09 | 7207.39 | 482.28 | 6725.11 | 215864.69 |
| 42 | 2028-10 | 7207.39 | 467.71 | 6739.68 | 209125.01 |
| 43 | 2028-11 | 7207.39 | 453.10 | 6754.28 | 202370.73 |
| 44 | 2028-12 | 7207.39 | 438.47 | 6768.92 | 195601.81 |
| 45 | 2029-01 | 7207.39 | 423.80 | 6783.58 | 188818.23 |
| 46 | 2029-02 | 7207.39 | 409.11 | 6798.28 | 182019.95 |
| 47 | 2029-03 | 7207.39 | 394.38 | 6813.01 | 175206.94 |
| 48 | 2029-04 | 7207.39 | 379.62 | 6827.77 | 168379.17 |
| 49 | 2029-05 | 7207.39 | 364.82 | 6842.56 | 161536.60 |
| 50 | 2029-06 | 7207.39 | 350.00 | 6857.39 | 154679.21 |
| 51 | 2029-07 | 7207.39 | 335.14 | 6872.25 | 147806.96 |
| 52 | 2029-08 | 7207.39 | 320.25 | 6887.14 | 140919.83 |
| 53 | 2029-09 | 7207.39 | 305.33 | 6902.06 | 134017.77 |
| 54 | 2029-10 | 7207.39 | 290.37 | 6917.01 | 127100.75 |
| 55 | 2029-11 | 7207.39 | 275.38 | 6932.00 | 120168.75 |
| 56 | 2029-12 | 7207.39 | 260.37 | 6947.02 | 113221.73 |
| 57 | 2030-01 | 7207.39 | 245.31 | 6962.07 | 106259.66 |
| 58 | 2030-02 | 7207.39 | 230.23 | 6977.16 | 99282.50 |
| 59 | 2030-03 | 7207.39 | 215.11 | 6992.27 | 92290.23 |
| 60 | 2030-04 | 7207.39 | 199.96 | 7007.42 | 85282.80 |
| 61 | 2030-05 | 7207.39 | 184.78 | 7022.61 | 78260.20 |
| 62 | 2030-06 | 7207.39 | 169.56 | 7037.82 | 71222.37 |
| 63 | 2030-07 | 7207.39 | 154.32 | 7053.07 | 64169.30 |
| 64 | 2030-08 | 7207.39 | 139.03 | 7068.35 | 57100.95 |
| 65 | 2030-09 | 7207.39 | 123.72 | 7083.67 | 50017.28 |
| 66 | 2030-10 | 7207.39 | 108.37 | 7099.02 | 42918.27 |
| 67 | 2030-11 | 7207.39 | 92.99 | 7114.40 | 35803.87 |
| 68 | 2030-12 | 7207.39 | 77.58 | 7129.81 | 28674.06 |
| 69 | 2031-01 | 7207.39 | 62.13 | 7145.26 | 21528.80 |
| 70 | 2031-02 | 7207.39 | 46.65 | 7160.74 | 14368.06 |
| 71 | 2031-03 | 7207.39 | 31.13 | 7176.26 | 7191.80 |
| 72 | 2031-04 | 7207.39 | 15.58 | 7191.80 | 0.00 |
等额本金还款方式：
贷款总额：48万
还款月数：6年
首月还款：7706.67元
每月递减：14.44元
利息总额：3.8万
本息合计：51.8万
节省利息：971.81元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 7706.67 | 1040.00 | 6666.67 | 473333.33 |
| 2 | 2025-06 | 7692.22 | 1025.56 | 6666.67 | 466666.67 |
| 3 | 2025-07 | 7677.78 | 1011.11 | 6666.67 | 460000.00 |
| 4 | 2025-08 | 7663.33 | 996.67 | 6666.67 | 453333.33 |
| 5 | 2025-09 | 7648.89 | 982.22 | 6666.67 | 446666.67 |
| 6 | 2025-10 | 7634.44 | 967.78 | 6666.67 | 440000.00 |
| 7 | 2025-11 | 7620.00 | 953.33 | 6666.67 | 433333.33 |
| 8 | 2025-12 | 7605.56 | 938.89 | 6666.67 | 426666.67 |
| 9 | 2026-01 | 7591.11 | 924.44 | 6666.67 | 420000.00 |
| 10 | 2026-02 | 7576.67 | 910.00 | 6666.67 | 413333.33 |
| 11 | 2026-03 | 7562.22 | 895.56 | 6666.67 | 406666.67 |
| 12 | 2026-04 | 7547.78 | 881.11 | 6666.67 | 400000.00 |
| 13 | 2026-05 | 7533.33 | 866.67 | 6666.67 | 393333.33 |
| 14 | 2026-06 | 7518.89 | 852.22 | 6666.67 | 386666.67 |
| 15 | 2026-07 | 7504.44 | 837.78 | 6666.67 | 380000.00 |
| 16 | 2026-08 | 7490.00 | 823.33 | 6666.67 | 373333.33 |
| 17 | 2026-09 | 7475.56 | 808.89 | 6666.67 | 366666.67 |
| 18 | 2026-10 | 7461.11 | 794.44 | 6666.67 | 360000.00 |
| 19 | 2026-11 | 7446.67 | 780.00 | 6666.67 | 353333.33 |
| 20 | 2026-12 | 7432.22 | 765.56 | 6666.67 | 346666.67 |
| 21 | 2027-01 | 7417.78 | 751.11 | 6666.67 | 340000.00 |
| 22 | 2027-02 | 7403.33 | 736.67 | 6666.67 | 333333.33 |
| 23 | 2027-03 | 7388.89 | 722.22 | 6666.67 | 326666.67 |
| 24 | 2027-04 | 7374.44 | 707.78 | 6666.67 | 320000.00 |
| 25 | 2027-05 | 7360.00 | 693.33 | 6666.67 | 313333.33 |
| 26 | 2027-06 | 7345.56 | 678.89 | 6666.67 | 306666.67 |
| 27 | 2027-07 | 7331.11 | 664.44 | 6666.67 | 300000.00 |
| 28 | 2027-08 | 7316.67 | 650.00 | 6666.67 | 293333.33 |
| 29 | 2027-09 | 7302.22 | 635.56 | 6666.67 | 286666.67 |
| 30 | 2027-10 | 7287.78 | 621.11 | 6666.67 | 280000.00 |
| 31 | 2027-11 | 7273.33 | 606.67 | 6666.67 | 273333.33 |
| 32 | 2027-12 | 7258.89 | 592.22 | 6666.67 | 266666.67 |
| 33 | 2028-01 | 7244.44 | 577.78 | 6666.67 | 260000.00 |
| 34 | 2028-02 | 7230.00 | 563.33 | 6666.67 | 253333.33 |
| 35 | 2028-03 | 7215.56 | 548.89 | 6666.67 | 246666.67 |
| 36 | 2028-04 | 7201.11 | 534.44 | 6666.67 | 240000.00 |
| 37 | 2028-05 | 7186.67 | 520.00 | 6666.67 | 233333.33 |
| 38 | 2028-06 | 7172.22 | 505.56 | 6666.67 | 226666.67 |
| 39 | 2028-07 | 7157.78 | 491.11 | 6666.67 | 220000.00 |
| 40 | 2028-08 | 7143.33 | 476.67 | 6666.67 | 213333.33 |
| 41 | 2028-09 | 7128.89 | 462.22 | 6666.67 | 206666.67 |
| 42 | 2028-10 | 7114.44 | 447.78 | 6666.67 | 200000.00 |
| 43 | 2028-11 | 7100.00 | 433.33 | 6666.67 | 193333.33 |
| 44 | 2028-12 | 7085.56 | 418.89 | 6666.67 | 186666.67 |
| 45 | 2029-01 | 7071.11 | 404.44 | 6666.67 | 180000.00 |
| 46 | 2029-02 | 7056.67 | 390.00 | 6666.67 | 173333.33 |
| 47 | 2029-03 | 7042.22 | 375.56 | 6666.67 | 166666.67 |
| 48 | 2029-04 | 7027.78 | 361.11 | 6666.67 | 160000.00 |
| 49 | 2029-05 | 7013.33 | 346.67 | 6666.67 | 153333.33 |
| 50 | 2029-06 | 6998.89 | 332.22 | 6666.67 | 146666.67 |
| 51 | 2029-07 | 6984.44 | 317.78 | 6666.67 | 140000.00 |
| 52 | 2029-08 | 6970.00 | 303.33 | 6666.67 | 133333.33 |
| 53 | 2029-09 | 6955.56 | 288.89 | 6666.67 | 126666.67 |
| 54 | 2029-10 | 6941.11 | 274.44 | 6666.67 | 120000.00 |
| 55 | 2029-11 | 6926.67 | 260.00 | 6666.67 | 113333.33 |
| 56 | 2029-12 | 6912.22 | 245.56 | 6666.67 | 106666.67 |
| 57 | 2030-01 | 6897.78 | 231.11 | 6666.67 | 100000.00 |
| 58 | 2030-02 | 6883.33 | 216.67 | 6666.67 | 93333.33 |
| 59 | 2030-03 | 6868.89 | 202.22 | 6666.67 | 86666.67 |
| 60 | 2030-04 | 6854.44 | 187.78 | 6666.67 | 80000.00 |
| 61 | 2030-05 | 6840.00 | 173.33 | 6666.67 | 73333.33 |
| 62 | 2030-06 | 6825.56 | 158.89 | 6666.67 | 66666.67 |
| 63 | 2030-07 | 6811.11 | 144.44 | 6666.67 | 60000.00 |
| 64 | 2030-08 | 6796.67 | 130.00 | 6666.67 | 53333.33 |
| 65 | 2030-09 | 6782.22 | 115.56 | 6666.67 | 46666.67 |
| 66 | 2030-10 | 6767.78 | 101.11 | 6666.67 | 40000.00 |
| 67 | 2030-11 | 6753.33 | 86.67 | 6666.67 | 33333.33 |
| 68 | 2030-12 | 6738.89 | 72.22 | 6666.67 | 26666.67 |
| 69 | 2031-01 | 6724.44 | 57.78 | 6666.67 | 20000.00 |
| 70 | 2031-02 | 6710.00 | 43.33 | 6666.67 | 13333.33 |
| 71 | 2031-03 | 6695.56 | 28.89 | 6666.67 | 6666.67 |
| 72 | 2031-04 | 6681.11 | 14.44 | 6666.67 | 0.00 |