重庆贷款100万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：100万
还款月数：5年
每月还款：18002.04元
利息总额：8.01万
本息合计：108.01万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 18002.04 | 2562.50 | 15439.54 | 984560.46 |
| 2 | 2025-06 | 18002.04 | 2522.94 | 15479.10 | 969081.36 |
| 3 | 2025-07 | 18002.04 | 2483.27 | 15518.77 | 953562.59 |
| 4 | 2025-08 | 18002.04 | 2443.50 | 15558.53 | 938004.06 |
| 5 | 2025-09 | 18002.04 | 2403.64 | 15598.40 | 922405.65 |
| 6 | 2025-10 | 18002.04 | 2363.66 | 15638.37 | 906767.28 |
| 7 | 2025-11 | 18002.04 | 2323.59 | 15678.45 | 891088.83 |
| 8 | 2025-12 | 18002.04 | 2283.42 | 15718.62 | 875370.21 |
| 9 | 2026-01 | 18002.04 | 2243.14 | 15758.90 | 859611.30 |
| 10 | 2026-02 | 18002.04 | 2202.75 | 15799.28 | 843812.02 |
| 11 | 2026-03 | 18002.04 | 2162.27 | 15839.77 | 827972.25 |
| 12 | 2026-04 | 18002.04 | 2121.68 | 15880.36 | 812091.89 |
| 13 | 2026-05 | 18002.04 | 2080.99 | 15921.05 | 796170.83 |
| 14 | 2026-06 | 18002.04 | 2040.19 | 15961.85 | 780208.98 |
| 15 | 2026-07 | 18002.04 | 1999.29 | 16002.75 | 764206.23 |
| 16 | 2026-08 | 18002.04 | 1958.28 | 16043.76 | 748162.47 |
| 17 | 2026-09 | 18002.04 | 1917.17 | 16084.87 | 732077.60 |
| 18 | 2026-10 | 18002.04 | 1875.95 | 16126.09 | 715951.51 |
| 19 | 2026-11 | 18002.04 | 1834.63 | 16167.41 | 699784.09 |
| 20 | 2026-12 | 18002.04 | 1793.20 | 16208.84 | 683575.25 |
| 21 | 2027-01 | 18002.04 | 1751.66 | 16250.38 | 667324.87 |
| 22 | 2027-02 | 18002.04 | 1710.02 | 16292.02 | 651032.86 |
| 23 | 2027-03 | 18002.04 | 1668.27 | 16333.77 | 634699.09 |
| 24 | 2027-04 | 18002.04 | 1626.42 | 16375.62 | 618323.47 |
| 25 | 2027-05 | 18002.04 | 1584.45 | 16417.59 | 601905.88 |
| 26 | 2027-06 | 18002.04 | 1542.38 | 16459.66 | 585446.23 |
| 27 | 2027-07 | 18002.04 | 1500.21 | 16501.83 | 568944.39 |
| 28 | 2027-08 | 18002.04 | 1457.92 | 16544.12 | 552400.27 |
| 29 | 2027-09 | 18002.04 | 1415.53 | 16586.51 | 535813.76 |
| 30 | 2027-10 | 18002.04 | 1373.02 | 16629.02 | 519184.74 |
| 31 | 2027-11 | 18002.04 | 1330.41 | 16671.63 | 502513.12 |
| 32 | 2027-12 | 18002.04 | 1287.69 | 16714.35 | 485798.77 |
| 33 | 2028-01 | 18002.04 | 1244.86 | 16757.18 | 469041.59 |
| 34 | 2028-02 | 18002.04 | 1201.92 | 16800.12 | 452241.47 |
| 35 | 2028-03 | 18002.04 | 1158.87 | 16843.17 | 435398.30 |
| 36 | 2028-04 | 18002.04 | 1115.71 | 16886.33 | 418511.97 |
| 37 | 2028-05 | 18002.04 | 1072.44 | 16929.60 | 401582.37 |
| 38 | 2028-06 | 18002.04 | 1029.05 | 16972.98 | 384609.38 |
| 39 | 2028-07 | 18002.04 | 985.56 | 17016.48 | 367592.90 |
| 40 | 2028-08 | 18002.04 | 941.96 | 17060.08 | 350532.82 |
| 41 | 2028-09 | 18002.04 | 898.24 | 17103.80 | 333429.02 |
| 42 | 2028-10 | 18002.04 | 854.41 | 17147.63 | 316281.40 |
| 43 | 2028-11 | 18002.04 | 810.47 | 17191.57 | 299089.83 |
| 44 | 2028-12 | 18002.04 | 766.42 | 17235.62 | 281854.21 |
| 45 | 2029-01 | 18002.04 | 722.25 | 17279.79 | 264574.42 |
| 46 | 2029-02 | 18002.04 | 677.97 | 17324.07 | 247250.35 |
| 47 | 2029-03 | 18002.04 | 633.58 | 17368.46 | 229881.89 |
| 48 | 2029-04 | 18002.04 | 589.07 | 17412.97 | 212468.93 |
| 49 | 2029-05 | 18002.04 | 544.45 | 17457.59 | 195011.34 |
| 50 | 2029-06 | 18002.04 | 499.72 | 17502.32 | 177509.02 |
| 51 | 2029-07 | 18002.04 | 454.87 | 17547.17 | 159961.85 |
| 52 | 2029-08 | 18002.04 | 409.90 | 17592.14 | 142369.71 |
| 53 | 2029-09 | 18002.04 | 364.82 | 17637.22 | 124732.49 |
| 54 | 2029-10 | 18002.04 | 319.63 | 17682.41 | 107050.08 |
| 55 | 2029-11 | 18002.04 | 274.32 | 17727.72 | 89322.36 |
| 56 | 2029-12 | 18002.04 | 228.89 | 17773.15 | 71549.21 |
| 57 | 2030-01 | 18002.04 | 183.34 | 17818.69 | 53730.51 |
| 58 | 2030-02 | 18002.04 | 137.68 | 17864.35 | 35866.16 |
| 59 | 2030-03 | 18002.04 | 91.91 | 17910.13 | 17956.03 |
| 60 | 2030-04 | 18002.04 | 46.01 | 17956.03 | 0.00 |
等额本金还款方式：
贷款总额：100万
还款月数：5年
首月还款：19229.17元
每月递减：42.71元
利息总额：7.82万
本息合计：107.82万
节省利息：1966.08元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 19229.17 | 2562.50 | 16666.67 | 983333.33 |
| 2 | 2025-06 | 19186.46 | 2519.79 | 16666.67 | 966666.67 |
| 3 | 2025-07 | 19143.75 | 2477.08 | 16666.67 | 950000.00 |
| 4 | 2025-08 | 19101.04 | 2434.38 | 16666.67 | 933333.33 |
| 5 | 2025-09 | 19058.33 | 2391.67 | 16666.67 | 916666.67 |
| 6 | 2025-10 | 19015.63 | 2348.96 | 16666.67 | 900000.00 |
| 7 | 2025-11 | 18972.92 | 2306.25 | 16666.67 | 883333.33 |
| 8 | 2025-12 | 18930.21 | 2263.54 | 16666.67 | 866666.67 |
| 9 | 2026-01 | 18887.50 | 2220.83 | 16666.67 | 850000.00 |
| 10 | 2026-02 | 18844.79 | 2178.13 | 16666.67 | 833333.33 |
| 11 | 2026-03 | 18802.08 | 2135.42 | 16666.67 | 816666.67 |
| 12 | 2026-04 | 18759.38 | 2092.71 | 16666.67 | 800000.00 |
| 13 | 2026-05 | 18716.67 | 2050.00 | 16666.67 | 783333.33 |
| 14 | 2026-06 | 18673.96 | 2007.29 | 16666.67 | 766666.67 |
| 15 | 2026-07 | 18631.25 | 1964.58 | 16666.67 | 750000.00 |
| 16 | 2026-08 | 18588.54 | 1921.88 | 16666.67 | 733333.33 |
| 17 | 2026-09 | 18545.83 | 1879.17 | 16666.67 | 716666.67 |
| 18 | 2026-10 | 18503.13 | 1836.46 | 16666.67 | 700000.00 |
| 19 | 2026-11 | 18460.42 | 1793.75 | 16666.67 | 683333.33 |
| 20 | 2026-12 | 18417.71 | 1751.04 | 16666.67 | 666666.67 |
| 21 | 2027-01 | 18375.00 | 1708.33 | 16666.67 | 650000.00 |
| 22 | 2027-02 | 18332.29 | 1665.63 | 16666.67 | 633333.33 |
| 23 | 2027-03 | 18289.58 | 1622.92 | 16666.67 | 616666.67 |
| 24 | 2027-04 | 18246.88 | 1580.21 | 16666.67 | 600000.00 |
| 25 | 2027-05 | 18204.17 | 1537.50 | 16666.67 | 583333.33 |
| 26 | 2027-06 | 18161.46 | 1494.79 | 16666.67 | 566666.67 |
| 27 | 2027-07 | 18118.75 | 1452.08 | 16666.67 | 550000.00 |
| 28 | 2027-08 | 18076.04 | 1409.38 | 16666.67 | 533333.33 |
| 29 | 2027-09 | 18033.33 | 1366.67 | 16666.67 | 516666.67 |
| 30 | 2027-10 | 17990.63 | 1323.96 | 16666.67 | 500000.00 |
| 31 | 2027-11 | 17947.92 | 1281.25 | 16666.67 | 483333.33 |
| 32 | 2027-12 | 17905.21 | 1238.54 | 16666.67 | 466666.67 |
| 33 | 2028-01 | 17862.50 | 1195.83 | 16666.67 | 450000.00 |
| 34 | 2028-02 | 17819.79 | 1153.13 | 16666.67 | 433333.33 |
| 35 | 2028-03 | 17777.08 | 1110.42 | 16666.67 | 416666.67 |
| 36 | 2028-04 | 17734.38 | 1067.71 | 16666.67 | 400000.00 |
| 37 | 2028-05 | 17691.67 | 1025.00 | 16666.67 | 383333.33 |
| 38 | 2028-06 | 17648.96 | 982.29 | 16666.67 | 366666.67 |
| 39 | 2028-07 | 17606.25 | 939.58 | 16666.67 | 350000.00 |
| 40 | 2028-08 | 17563.54 | 896.88 | 16666.67 | 333333.33 |
| 41 | 2028-09 | 17520.83 | 854.17 | 16666.67 | 316666.67 |
| 42 | 2028-10 | 17478.13 | 811.46 | 16666.67 | 300000.00 |
| 43 | 2028-11 | 17435.42 | 768.75 | 16666.67 | 283333.33 |
| 44 | 2028-12 | 17392.71 | 726.04 | 16666.67 | 266666.67 |
| 45 | 2029-01 | 17350.00 | 683.33 | 16666.67 | 250000.00 |
| 46 | 2029-02 | 17307.29 | 640.63 | 16666.67 | 233333.33 |
| 47 | 2029-03 | 17264.58 | 597.92 | 16666.67 | 216666.67 |
| 48 | 2029-04 | 17221.88 | 555.21 | 16666.67 | 200000.00 |
| 49 | 2029-05 | 17179.17 | 512.50 | 16666.67 | 183333.33 |
| 50 | 2029-06 | 17136.46 | 469.79 | 16666.67 | 166666.67 |
| 51 | 2029-07 | 17093.75 | 427.08 | 16666.67 | 150000.00 |
| 52 | 2029-08 | 17051.04 | 384.37 | 16666.67 | 133333.33 |
| 53 | 2029-09 | 17008.33 | 341.67 | 16666.67 | 116666.67 |
| 54 | 2029-10 | 16965.63 | 298.96 | 16666.67 | 100000.00 |
| 55 | 2029-11 | 16922.92 | 256.25 | 16666.67 | 83333.33 |
| 56 | 2029-12 | 16880.21 | 213.54 | 16666.67 | 66666.67 |
| 57 | 2030-01 | 16837.50 | 170.83 | 16666.67 | 50000.00 |
| 58 | 2030-02 | 16794.79 | 128.12 | 16666.67 | 33333.33 |
| 59 | 2030-03 | 16752.08 | 85.42 | 16666.67 | 16666.67 |
| 60 | 2030-04 | 16709.38 | 42.71 | 16666.67 | 0.00 |