辽宁贷款7万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：7万
还款月数：5年
每月还款：1265.6元
利息总额：5936.01元
本息合计：7.59万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 1265.60 | 189.58 | 1076.02 | 68923.98 |
| 2 | 2025-06 | 1265.60 | 186.67 | 1078.93 | 67845.05 |
| 3 | 2025-07 | 1265.60 | 183.75 | 1081.85 | 66763.20 |
| 4 | 2025-08 | 1265.60 | 180.82 | 1084.78 | 65678.42 |
| 5 | 2025-09 | 1265.60 | 177.88 | 1087.72 | 64590.69 |
| 6 | 2025-10 | 1265.60 | 174.93 | 1090.67 | 63500.03 |
| 7 | 2025-11 | 1265.60 | 171.98 | 1093.62 | 62406.41 |
| 8 | 2025-12 | 1265.60 | 169.02 | 1096.58 | 61309.82 |
| 9 | 2026-01 | 1265.60 | 166.05 | 1099.55 | 60210.27 |
| 10 | 2026-02 | 1265.60 | 163.07 | 1102.53 | 59107.74 |
| 11 | 2026-03 | 1265.60 | 160.08 | 1105.52 | 58002.22 |
| 12 | 2026-04 | 1265.60 | 157.09 | 1108.51 | 56893.71 |
| 13 | 2026-05 | 1265.60 | 154.09 | 1111.51 | 55782.20 |
| 14 | 2026-06 | 1265.60 | 151.08 | 1114.52 | 54667.68 |
| 15 | 2026-07 | 1265.60 | 148.06 | 1117.54 | 53550.13 |
| 16 | 2026-08 | 1265.60 | 145.03 | 1120.57 | 52429.57 |
| 17 | 2026-09 | 1265.60 | 142.00 | 1123.60 | 51305.96 |
| 18 | 2026-10 | 1265.60 | 138.95 | 1126.65 | 50179.32 |
| 19 | 2026-11 | 1265.60 | 135.90 | 1129.70 | 49049.62 |
| 20 | 2026-12 | 1265.60 | 132.84 | 1132.76 | 47916.86 |
| 21 | 2027-01 | 1265.60 | 129.77 | 1135.83 | 46781.04 |
| 22 | 2027-02 | 1265.60 | 126.70 | 1138.90 | 45642.13 |
| 23 | 2027-03 | 1265.60 | 123.61 | 1141.99 | 44500.15 |
| 24 | 2027-04 | 1265.60 | 120.52 | 1145.08 | 43355.07 |
| 25 | 2027-05 | 1265.60 | 117.42 | 1148.18 | 42206.89 |
| 26 | 2027-06 | 1265.60 | 114.31 | 1151.29 | 41055.60 |
| 27 | 2027-07 | 1265.60 | 111.19 | 1154.41 | 39901.19 |
| 28 | 2027-08 | 1265.60 | 108.07 | 1157.53 | 38743.66 |
| 29 | 2027-09 | 1265.60 | 104.93 | 1160.67 | 37582.99 |
| 30 | 2027-10 | 1265.60 | 101.79 | 1163.81 | 36419.17 |
| 31 | 2027-11 | 1265.60 | 98.64 | 1166.96 | 35252.21 |
| 32 | 2027-12 | 1265.60 | 95.47 | 1170.13 | 34082.08 |
| 33 | 2028-01 | 1265.60 | 92.31 | 1173.29 | 32908.79 |
| 34 | 2028-02 | 1265.60 | 89.13 | 1176.47 | 31732.32 |
| 35 | 2028-03 | 1265.60 | 85.94 | 1179.66 | 30552.66 |
| 36 | 2028-04 | 1265.60 | 82.75 | 1182.85 | 29369.81 |
| 37 | 2028-05 | 1265.60 | 79.54 | 1186.06 | 28183.75 |
| 38 | 2028-06 | 1265.60 | 76.33 | 1189.27 | 26994.48 |
| 39 | 2028-07 | 1265.60 | 73.11 | 1192.49 | 25801.99 |
| 40 | 2028-08 | 1265.60 | 69.88 | 1195.72 | 24606.27 |
| 41 | 2028-09 | 1265.60 | 66.64 | 1198.96 | 23407.31 |
| 42 | 2028-10 | 1265.60 | 63.39 | 1202.21 | 22205.11 |
| 43 | 2028-11 | 1265.60 | 60.14 | 1205.46 | 20999.64 |
| 44 | 2028-12 | 1265.60 | 56.87 | 1208.73 | 19790.92 |
| 45 | 2029-01 | 1265.60 | 53.60 | 1212.00 | 18578.92 |
| 46 | 2029-02 | 1265.60 | 50.32 | 1215.28 | 17363.64 |
| 47 | 2029-03 | 1265.60 | 47.03 | 1218.57 | 16145.06 |
| 48 | 2029-04 | 1265.60 | 43.73 | 1221.87 | 14923.19 |
| 49 | 2029-05 | 1265.60 | 40.42 | 1225.18 | 13698.01 |
| 50 | 2029-06 | 1265.60 | 37.10 | 1228.50 | 12469.50 |
| 51 | 2029-07 | 1265.60 | 33.77 | 1231.83 | 11237.68 |
| 52 | 2029-08 | 1265.60 | 30.44 | 1235.16 | 10002.51 |
| 53 | 2029-09 | 1265.60 | 27.09 | 1238.51 | 8764.00 |
| 54 | 2029-10 | 1265.60 | 23.74 | 1241.86 | 7522.14 |
| 55 | 2029-11 | 1265.60 | 20.37 | 1245.23 | 6276.91 |
| 56 | 2029-12 | 1265.60 | 17.00 | 1248.60 | 5028.31 |
| 57 | 2030-01 | 1265.60 | 13.62 | 1251.98 | 3776.33 |
| 58 | 2030-02 | 1265.60 | 10.23 | 1255.37 | 2520.95 |
| 59 | 2030-03 | 1265.60 | 6.83 | 1258.77 | 1262.18 |
| 60 | 2030-04 | 1265.60 | 3.42 | 1262.18 | 0.00 |
等额本金还款方式：
贷款总额：7万
还款月数：5年
首月还款：1356.25元
每月递减：3.16元
利息总额：5782.29元
本息合计：7.58万
节省利息：153.72元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 1356.25 | 189.58 | 1166.67 | 68833.33 |
| 2 | 2025-06 | 1353.09 | 186.42 | 1166.67 | 67666.67 |
| 3 | 2025-07 | 1349.93 | 183.26 | 1166.67 | 66500.00 |
| 4 | 2025-08 | 1346.77 | 180.10 | 1166.67 | 65333.33 |
| 5 | 2025-09 | 1343.61 | 176.94 | 1166.67 | 64166.67 |
| 6 | 2025-10 | 1340.45 | 173.78 | 1166.67 | 63000.00 |
| 7 | 2025-11 | 1337.29 | 170.63 | 1166.67 | 61833.33 |
| 8 | 2025-12 | 1334.13 | 167.47 | 1166.67 | 60666.67 |
| 9 | 2026-01 | 1330.97 | 164.31 | 1166.67 | 59500.00 |
| 10 | 2026-02 | 1327.81 | 161.15 | 1166.67 | 58333.33 |
| 11 | 2026-03 | 1324.65 | 157.99 | 1166.67 | 57166.67 |
| 12 | 2026-04 | 1321.49 | 154.83 | 1166.67 | 56000.00 |
| 13 | 2026-05 | 1318.33 | 151.67 | 1166.67 | 54833.33 |
| 14 | 2026-06 | 1315.17 | 148.51 | 1166.67 | 53666.67 |
| 15 | 2026-07 | 1312.01 | 145.35 | 1166.67 | 52500.00 |
| 16 | 2026-08 | 1308.85 | 142.19 | 1166.67 | 51333.33 |
| 17 | 2026-09 | 1305.69 | 139.03 | 1166.67 | 50166.67 |
| 18 | 2026-10 | 1302.53 | 135.87 | 1166.67 | 49000.00 |
| 19 | 2026-11 | 1299.38 | 132.71 | 1166.67 | 47833.33 |
| 20 | 2026-12 | 1296.22 | 129.55 | 1166.67 | 46666.67 |
| 21 | 2027-01 | 1293.06 | 126.39 | 1166.67 | 45500.00 |
| 22 | 2027-02 | 1289.90 | 123.23 | 1166.67 | 44333.33 |
| 23 | 2027-03 | 1286.74 | 120.07 | 1166.67 | 43166.67 |
| 24 | 2027-04 | 1283.58 | 116.91 | 1166.67 | 42000.00 |
| 25 | 2027-05 | 1280.42 | 113.75 | 1166.67 | 40833.33 |
| 26 | 2027-06 | 1277.26 | 110.59 | 1166.67 | 39666.67 |
| 27 | 2027-07 | 1274.10 | 107.43 | 1166.67 | 38500.00 |
| 28 | 2027-08 | 1270.94 | 104.27 | 1166.67 | 37333.33 |
| 29 | 2027-09 | 1267.78 | 101.11 | 1166.67 | 36166.67 |
| 30 | 2027-10 | 1264.62 | 97.95 | 1166.67 | 35000.00 |
| 31 | 2027-11 | 1261.46 | 94.79 | 1166.67 | 33833.33 |
| 32 | 2027-12 | 1258.30 | 91.63 | 1166.67 | 32666.67 |
| 33 | 2028-01 | 1255.14 | 88.47 | 1166.67 | 31500.00 |
| 34 | 2028-02 | 1251.98 | 85.31 | 1166.67 | 30333.33 |
| 35 | 2028-03 | 1248.82 | 82.15 | 1166.67 | 29166.67 |
| 36 | 2028-04 | 1245.66 | 78.99 | 1166.67 | 28000.00 |
| 37 | 2028-05 | 1242.50 | 75.83 | 1166.67 | 26833.33 |
| 38 | 2028-06 | 1239.34 | 72.67 | 1166.67 | 25666.67 |
| 39 | 2028-07 | 1236.18 | 69.51 | 1166.67 | 24500.00 |
| 40 | 2028-08 | 1233.02 | 66.35 | 1166.67 | 23333.33 |
| 41 | 2028-09 | 1229.86 | 63.19 | 1166.67 | 22166.67 |
| 42 | 2028-10 | 1226.70 | 60.03 | 1166.67 | 21000.00 |
| 43 | 2028-11 | 1223.54 | 56.88 | 1166.67 | 19833.33 |
| 44 | 2028-12 | 1220.38 | 53.72 | 1166.67 | 18666.67 |
| 45 | 2029-01 | 1217.22 | 50.56 | 1166.67 | 17500.00 |
| 46 | 2029-02 | 1214.06 | 47.40 | 1166.67 | 16333.33 |
| 47 | 2029-03 | 1210.90 | 44.24 | 1166.67 | 15166.67 |
| 48 | 2029-04 | 1207.74 | 41.08 | 1166.67 | 14000.00 |
| 49 | 2029-05 | 1204.58 | 37.92 | 1166.67 | 12833.33 |
| 50 | 2029-06 | 1201.42 | 34.76 | 1166.67 | 11666.67 |
| 51 | 2029-07 | 1198.26 | 31.60 | 1166.67 | 10500.00 |
| 52 | 2029-08 | 1195.10 | 28.44 | 1166.67 | 9333.33 |
| 53 | 2029-09 | 1191.94 | 25.28 | 1166.67 | 8166.67 |
| 54 | 2029-10 | 1188.78 | 22.12 | 1166.67 | 7000.00 |
| 55 | 2029-11 | 1185.63 | 18.96 | 1166.67 | 5833.33 |
| 56 | 2029-12 | 1182.47 | 15.80 | 1166.67 | 4666.67 |
| 57 | 2030-01 | 1179.31 | 12.64 | 1166.67 | 3500.00 |
| 58 | 2030-02 | 1176.15 | 9.48 | 1166.67 | 2333.33 |
| 59 | 2030-03 | 1172.99 | 6.32 | 1166.67 | 1166.67 |
| 60 | 2030-04 | 1169.83 | 3.16 | 1166.67 | 0.00 |