贷款6.33万（公积金贷款）房贷，还款2年4个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：6.33万
还款月数：2年4个月
每月还款：2338.82元
利息总额：2145.98元
本息合计：6.55万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-02 | 2338.82 | 146.48 | 2192.34 | 61148.66 |
| 2 | 2025-03 | 2338.82 | 141.41 | 2197.41 | 58951.24 |
| 3 | 2025-04 | 2338.82 | 136.32 | 2202.50 | 56748.75 |
| 4 | 2025-05 | 2338.82 | 131.23 | 2207.59 | 54541.16 |
| 5 | 2025-06 | 2338.82 | 126.13 | 2212.69 | 52328.46 |
| 6 | 2025-07 | 2338.82 | 121.01 | 2217.81 | 50110.65 |
| 7 | 2025-08 | 2338.82 | 115.88 | 2222.94 | 47887.71 |
| 8 | 2025-09 | 2338.82 | 110.74 | 2228.08 | 45659.63 |
| 9 | 2025-10 | 2338.82 | 105.59 | 2233.23 | 43426.40 |
| 10 | 2025-11 | 2338.82 | 100.42 | 2238.40 | 41188.00 |
| 11 | 2025-12 | 2338.82 | 95.25 | 2243.57 | 38944.43 |
| 12 | 2026-01 | 2338.82 | 90.06 | 2248.76 | 36695.67 |
| 13 | 2026-02 | 2338.82 | 84.86 | 2253.96 | 34441.70 |
| 14 | 2026-03 | 2338.82 | 79.65 | 2259.17 | 32182.53 |
| 15 | 2026-04 | 2338.82 | 74.42 | 2264.40 | 29918.13 |
| 16 | 2026-05 | 2338.82 | 69.19 | 2269.63 | 27648.50 |
| 17 | 2026-06 | 2338.82 | 63.94 | 2274.88 | 25373.61 |
| 18 | 2026-07 | 2338.82 | 58.68 | 2280.14 | 23093.47 |
| 19 | 2026-08 | 2338.82 | 53.40 | 2285.42 | 20808.05 |
| 20 | 2026-09 | 2338.82 | 48.12 | 2290.70 | 18517.35 |
| 21 | 2026-10 | 2338.82 | 42.82 | 2296.00 | 16221.35 |
| 22 | 2026-11 | 2338.82 | 37.51 | 2301.31 | 13920.04 |
| 23 | 2026-12 | 2338.82 | 32.19 | 2306.63 | 11613.41 |
| 24 | 2027-01 | 2338.82 | 26.86 | 2311.96 | 9301.45 |
| 25 | 2027-02 | 2338.82 | 21.51 | 2317.31 | 6984.14 |
| 26 | 2027-03 | 2338.82 | 16.15 | 2322.67 | 4661.47 |
| 27 | 2027-04 | 2338.82 | 10.78 | 2328.04 | 2333.42 |
| 28 | 2027-05 | 2338.82 | 5.40 | 2333.42 | 0.00 |
等额本金还款方式：
贷款总额：6.33万
还款月数：2年4个月
首月还款：2408.65元
每月递减：5.23元
利息总额：2123.9元
本息合计：6.55万
节省利息：22.07元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-02 | 2408.65 | 146.48 | 2262.18 | 61078.82 |
| 2 | 2025-03 | 2403.42 | 141.24 | 2262.18 | 58816.64 |
| 3 | 2025-04 | 2398.19 | 136.01 | 2262.18 | 56554.46 |
| 4 | 2025-05 | 2392.96 | 130.78 | 2262.18 | 54292.29 |
| 5 | 2025-06 | 2387.73 | 125.55 | 2262.18 | 52030.11 |
| 6 | 2025-07 | 2382.50 | 120.32 | 2262.18 | 49767.93 |
| 7 | 2025-08 | 2377.27 | 115.09 | 2262.18 | 47505.75 |
| 8 | 2025-09 | 2372.04 | 109.86 | 2262.18 | 45243.57 |
| 9 | 2025-10 | 2366.80 | 104.63 | 2262.18 | 42981.39 |
| 10 | 2025-11 | 2361.57 | 99.39 | 2262.18 | 40719.21 |
| 11 | 2025-12 | 2356.34 | 94.16 | 2262.18 | 38457.04 |
| 12 | 2026-01 | 2351.11 | 88.93 | 2262.18 | 36194.86 |
| 13 | 2026-02 | 2345.88 | 83.70 | 2262.18 | 33932.68 |
| 14 | 2026-03 | 2340.65 | 78.47 | 2262.18 | 31670.50 |
| 15 | 2026-04 | 2335.42 | 73.24 | 2262.18 | 29408.32 |
| 16 | 2026-05 | 2330.19 | 68.01 | 2262.18 | 27146.14 |
| 17 | 2026-06 | 2324.95 | 62.78 | 2262.18 | 24883.96 |
| 18 | 2026-07 | 2319.72 | 57.54 | 2262.18 | 22621.79 |
| 19 | 2026-08 | 2314.49 | 52.31 | 2262.18 | 20359.61 |
| 20 | 2026-09 | 2309.26 | 47.08 | 2262.18 | 18097.43 |
| 21 | 2026-10 | 2304.03 | 41.85 | 2262.18 | 15835.25 |
| 22 | 2026-11 | 2298.80 | 36.62 | 2262.18 | 13573.07 |
| 23 | 2026-12 | 2293.57 | 31.39 | 2262.18 | 11310.89 |
| 24 | 2027-01 | 2288.34 | 26.16 | 2262.18 | 9048.71 |
| 25 | 2027-02 | 2283.10 | 20.93 | 2262.18 | 6786.54 |
| 26 | 2027-03 | 2277.87 | 15.69 | 2262.18 | 4524.36 |
| 27 | 2027-04 | 2272.64 | 10.46 | 2262.18 | 2262.18 |
| 28 | 2027-05 | 2267.41 | 5.23 | 2262.18 | 0.00 |