上海贷款100元（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：100元
还款月数：5年
每月还款：1.79元
利息总额：7.21元
本息合计：107.21元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 1.79 | 0.23 | 1.56 | 98.44 |
| 2 | 2025-02 | 1.79 | 0.23 | 1.56 | 96.89 |
| 3 | 2025-03 | 1.79 | 0.22 | 1.56 | 95.32 |
| 4 | 2025-04 | 1.79 | 0.22 | 1.57 | 93.76 |
| 5 | 2025-05 | 1.79 | 0.22 | 1.57 | 92.19 |
| 6 | 2025-06 | 1.79 | 0.21 | 1.57 | 90.61 |
| 7 | 2025-07 | 1.79 | 0.21 | 1.58 | 89.03 |
| 8 | 2025-08 | 1.79 | 0.21 | 1.58 | 87.45 |
| 9 | 2025-09 | 1.79 | 0.20 | 1.58 | 85.87 |
| 10 | 2025-10 | 1.79 | 0.20 | 1.59 | 84.28 |
| 11 | 2025-11 | 1.79 | 0.19 | 1.59 | 82.69 |
| 12 | 2025-12 | 1.79 | 0.19 | 1.60 | 81.09 |
| 13 | 2026-01 | 1.79 | 0.19 | 1.60 | 79.49 |
| 14 | 2026-02 | 1.79 | 0.18 | 1.60 | 77.89 |
| 15 | 2026-03 | 1.79 | 0.18 | 1.61 | 76.28 |
| 16 | 2026-04 | 1.79 | 0.18 | 1.61 | 74.67 |
| 17 | 2026-05 | 1.79 | 0.17 | 1.61 | 73.06 |
| 18 | 2026-06 | 1.79 | 0.17 | 1.62 | 71.44 |
| 19 | 2026-07 | 1.79 | 0.17 | 1.62 | 69.82 |
| 20 | 2026-08 | 1.79 | 0.16 | 1.63 | 68.19 |
| 21 | 2026-09 | 1.79 | 0.16 | 1.63 | 66.56 |
| 22 | 2026-10 | 1.79 | 0.15 | 1.63 | 64.93 |
| 23 | 2026-11 | 1.79 | 0.15 | 1.64 | 63.30 |
| 24 | 2026-12 | 1.79 | 0.15 | 1.64 | 61.65 |
| 25 | 2027-01 | 1.79 | 0.14 | 1.64 | 60.01 |
| 26 | 2027-02 | 1.79 | 0.14 | 1.65 | 58.36 |
| 27 | 2027-03 | 1.79 | 0.13 | 1.65 | 56.71 |
| 28 | 2027-04 | 1.79 | 0.13 | 1.66 | 55.05 |
| 29 | 2027-05 | 1.79 | 0.13 | 1.66 | 53.40 |
| 30 | 2027-06 | 1.79 | 0.12 | 1.66 | 51.73 |
| 31 | 2027-07 | 1.79 | 0.12 | 1.67 | 50.06 |
| 32 | 2027-08 | 1.79 | 0.12 | 1.67 | 48.39 |
| 33 | 2027-09 | 1.79 | 0.11 | 1.67 | 46.72 |
| 34 | 2027-10 | 1.79 | 0.11 | 1.68 | 45.04 |
| 35 | 2027-11 | 1.79 | 0.10 | 1.68 | 43.36 |
| 36 | 2027-12 | 1.79 | 0.10 | 1.69 | 41.67 |
| 37 | 2028-01 | 1.79 | 0.10 | 1.69 | 39.98 |
| 38 | 2028-02 | 1.79 | 0.09 | 1.69 | 38.29 |
| 39 | 2028-03 | 1.79 | 0.09 | 1.70 | 36.59 |
| 40 | 2028-04 | 1.79 | 0.08 | 1.70 | 34.88 |
| 41 | 2028-05 | 1.79 | 0.08 | 1.71 | 33.18 |
| 42 | 2028-06 | 1.79 | 0.08 | 1.71 | 31.47 |
| 43 | 2028-07 | 1.79 | 0.07 | 1.71 | 29.75 |
| 44 | 2028-08 | 1.79 | 0.07 | 1.72 | 28.04 |
| 45 | 2028-09 | 1.79 | 0.06 | 1.72 | 26.31 |
| 46 | 2028-10 | 1.79 | 0.06 | 1.73 | 24.59 |
| 47 | 2028-11 | 1.79 | 0.06 | 1.73 | 22.86 |
| 48 | 2028-12 | 1.79 | 0.05 | 1.73 | 21.12 |
| 49 | 2029-01 | 1.79 | 0.05 | 1.74 | 19.39 |
| 50 | 2029-02 | 1.79 | 0.04 | 1.74 | 17.64 |
| 51 | 2029-03 | 1.79 | 0.04 | 1.75 | 15.90 |
| 52 | 2029-04 | 1.79 | 0.04 | 1.75 | 14.15 |
| 53 | 2029-05 | 1.79 | 0.03 | 1.75 | 12.39 |
| 54 | 2029-06 | 1.79 | 0.03 | 1.76 | 10.64 |
| 55 | 2029-07 | 1.79 | 0.02 | 1.76 | 8.87 |
| 56 | 2029-08 | 1.79 | 0.02 | 1.77 | 7.11 |
| 57 | 2029-09 | 1.79 | 0.02 | 1.77 | 5.34 |
| 58 | 2029-10 | 1.79 | 0.01 | 1.77 | 3.56 |
| 59 | 2029-11 | 1.79 | 0.01 | 1.78 | 1.78 |
| 60 | 2029-12 | 1.79 | 0.00 | 1.78 | 0.00 |
等额本金还款方式：
贷款总额：100元
还款月数：5年
首月还款：1.9元
每月递减：0元
利息总额：7.05元
本息合计：107.05元
节省利息：0.16元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 1.90 | 0.23 | 1.67 | 98.33 |
| 2 | 2025-02 | 1.89 | 0.23 | 1.67 | 96.67 |
| 3 | 2025-03 | 1.89 | 0.22 | 1.67 | 95.00 |
| 4 | 2025-04 | 1.89 | 0.22 | 1.67 | 93.33 |
| 5 | 2025-05 | 1.88 | 0.22 | 1.67 | 91.67 |
| 6 | 2025-06 | 1.88 | 0.21 | 1.67 | 90.00 |
| 7 | 2025-07 | 1.87 | 0.21 | 1.67 | 88.33 |
| 8 | 2025-08 | 1.87 | 0.20 | 1.67 | 86.67 |
| 9 | 2025-09 | 1.87 | 0.20 | 1.67 | 85.00 |
| 10 | 2025-10 | 1.86 | 0.20 | 1.67 | 83.33 |
| 11 | 2025-11 | 1.86 | 0.19 | 1.67 | 81.67 |
| 12 | 2025-12 | 1.86 | 0.19 | 1.67 | 80.00 |
| 13 | 2026-01 | 1.85 | 0.18 | 1.67 | 78.33 |
| 14 | 2026-02 | 1.85 | 0.18 | 1.67 | 76.67 |
| 15 | 2026-03 | 1.84 | 0.18 | 1.67 | 75.00 |
| 16 | 2026-04 | 1.84 | 0.17 | 1.67 | 73.33 |
| 17 | 2026-05 | 1.84 | 0.17 | 1.67 | 71.67 |
| 18 | 2026-06 | 1.83 | 0.17 | 1.67 | 70.00 |
| 19 | 2026-07 | 1.83 | 0.16 | 1.67 | 68.33 |
| 20 | 2026-08 | 1.82 | 0.16 | 1.67 | 66.67 |
| 21 | 2026-09 | 1.82 | 0.15 | 1.67 | 65.00 |
| 22 | 2026-10 | 1.82 | 0.15 | 1.67 | 63.33 |
| 23 | 2026-11 | 1.81 | 0.15 | 1.67 | 61.67 |
| 24 | 2026-12 | 1.81 | 0.14 | 1.67 | 60.00 |
| 25 | 2027-01 | 1.81 | 0.14 | 1.67 | 58.33 |
| 26 | 2027-02 | 1.80 | 0.13 | 1.67 | 56.67 |
| 27 | 2027-03 | 1.80 | 0.13 | 1.67 | 55.00 |
| 28 | 2027-04 | 1.79 | 0.13 | 1.67 | 53.33 |
| 29 | 2027-05 | 1.79 | 0.12 | 1.67 | 51.67 |
| 30 | 2027-06 | 1.79 | 0.12 | 1.67 | 50.00 |
| 31 | 2027-07 | 1.78 | 0.12 | 1.67 | 48.33 |
| 32 | 2027-08 | 1.78 | 0.11 | 1.67 | 46.67 |
| 33 | 2027-09 | 1.77 | 0.11 | 1.67 | 45.00 |
| 34 | 2027-10 | 1.77 | 0.10 | 1.67 | 43.33 |
| 35 | 2027-11 | 1.77 | 0.10 | 1.67 | 41.67 |
| 36 | 2027-12 | 1.76 | 0.10 | 1.67 | 40.00 |
| 37 | 2028-01 | 1.76 | 0.09 | 1.67 | 38.33 |
| 38 | 2028-02 | 1.76 | 0.09 | 1.67 | 36.67 |
| 39 | 2028-03 | 1.75 | 0.08 | 1.67 | 35.00 |
| 40 | 2028-04 | 1.75 | 0.08 | 1.67 | 33.33 |
| 41 | 2028-05 | 1.74 | 0.08 | 1.67 | 31.67 |
| 42 | 2028-06 | 1.74 | 0.07 | 1.67 | 30.00 |
| 43 | 2028-07 | 1.74 | 0.07 | 1.67 | 28.33 |
| 44 | 2028-08 | 1.73 | 0.07 | 1.67 | 26.67 |
| 45 | 2028-09 | 1.73 | 0.06 | 1.67 | 25.00 |
| 46 | 2028-10 | 1.72 | 0.06 | 1.67 | 23.33 |
| 47 | 2028-11 | 1.72 | 0.05 | 1.67 | 21.67 |
| 48 | 2028-12 | 1.72 | 0.05 | 1.67 | 20.00 |
| 49 | 2029-01 | 1.71 | 0.05 | 1.67 | 18.33 |
| 50 | 2029-02 | 1.71 | 0.04 | 1.67 | 16.67 |
| 51 | 2029-03 | 1.71 | 0.04 | 1.67 | 15.00 |
| 52 | 2029-04 | 1.70 | 0.03 | 1.67 | 13.33 |
| 53 | 2029-05 | 1.70 | 0.03 | 1.67 | 11.67 |
| 54 | 2029-06 | 1.69 | 0.03 | 1.67 | 10.00 |
| 55 | 2029-07 | 1.69 | 0.02 | 1.67 | 8.33 |
| 56 | 2029-08 | 1.69 | 0.02 | 1.67 | 6.67 |
| 57 | 2029-09 | 1.68 | 0.02 | 1.67 | 5.00 |
| 58 | 2029-10 | 1.68 | 0.01 | 1.67 | 3.33 |
| 59 | 2029-11 | 1.67 | 0.01 | 1.67 | 1.67 |
| 60 | 2029-12 | 1.67 | 0.00 | 1.67 | 0.00 |