贷款13.37万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：13.37万
还款月数：5年
每月还款：2372.95元
利息总额：8669.79元
本息合计：14.24万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-11 | 2372.95 | 278.56 | 2094.39 | 131612.61 |
| 2 | 2025-12 | 2372.95 | 274.19 | 2098.75 | 129513.86 |
| 3 | 2026-01 | 2372.95 | 269.82 | 2103.13 | 127410.73 |
| 4 | 2026-02 | 2372.95 | 265.44 | 2107.51 | 125303.22 |
| 5 | 2026-03 | 2372.95 | 261.05 | 2111.90 | 123191.32 |
| 6 | 2026-04 | 2372.95 | 256.65 | 2116.30 | 121075.03 |
| 7 | 2026-05 | 2372.95 | 252.24 | 2120.71 | 118954.32 |
| 8 | 2026-06 | 2372.95 | 247.82 | 2125.12 | 116829.20 |
| 9 | 2026-07 | 2372.95 | 243.39 | 2129.55 | 114699.64 |
| 10 | 2026-08 | 2372.95 | 238.96 | 2133.99 | 112565.65 |
| 11 | 2026-09 | 2372.95 | 234.51 | 2138.43 | 110427.22 |
| 12 | 2026-10 | 2372.95 | 230.06 | 2142.89 | 108284.33 |
| 13 | 2026-11 | 2372.95 | 225.59 | 2147.35 | 106136.98 |
| 14 | 2026-12 | 2372.95 | 221.12 | 2151.83 | 103985.15 |
| 15 | 2027-01 | 2372.95 | 216.64 | 2156.31 | 101828.84 |
| 16 | 2027-02 | 2372.95 | 212.14 | 2160.80 | 99668.03 |
| 17 | 2027-03 | 2372.95 | 207.64 | 2165.30 | 97502.73 |
| 18 | 2027-04 | 2372.95 | 203.13 | 2169.82 | 95332.91 |
| 19 | 2027-05 | 2372.95 | 198.61 | 2174.34 | 93158.58 |
| 20 | 2027-06 | 2372.95 | 194.08 | 2178.87 | 90979.71 |
| 21 | 2027-07 | 2372.95 | 189.54 | 2183.41 | 88796.31 |
| 22 | 2027-08 | 2372.95 | 184.99 | 2187.95 | 86608.35 |
| 23 | 2027-09 | 2372.95 | 180.43 | 2192.51 | 84415.84 |
| 24 | 2027-10 | 2372.95 | 175.87 | 2197.08 | 82218.76 |
| 25 | 2027-11 | 2372.95 | 171.29 | 2201.66 | 80017.10 |
| 26 | 2027-12 | 2372.95 | 166.70 | 2206.24 | 77810.86 |
| 27 | 2028-01 | 2372.95 | 162.11 | 2210.84 | 75600.02 |
| 28 | 2028-02 | 2372.95 | 157.50 | 2215.45 | 73384.57 |
| 29 | 2028-03 | 2372.95 | 152.88 | 2220.06 | 71164.51 |
| 30 | 2028-04 | 2372.95 | 148.26 | 2224.69 | 68939.82 |
| 31 | 2028-05 | 2372.95 | 143.62 | 2229.32 | 66710.50 |
| 32 | 2028-06 | 2372.95 | 138.98 | 2233.97 | 64476.53 |
| 33 | 2028-07 | 2372.95 | 134.33 | 2238.62 | 62237.91 |
| 34 | 2028-08 | 2372.95 | 129.66 | 2243.28 | 59994.63 |
| 35 | 2028-09 | 2372.95 | 124.99 | 2247.96 | 57746.67 |
| 36 | 2028-10 | 2372.95 | 120.31 | 2252.64 | 55494.03 |
| 37 | 2028-11 | 2372.95 | 115.61 | 2257.33 | 53236.70 |
| 38 | 2028-12 | 2372.95 | 110.91 | 2262.04 | 50974.66 |
| 39 | 2029-01 | 2372.95 | 106.20 | 2266.75 | 48707.91 |
| 40 | 2029-02 | 2372.95 | 101.47 | 2271.47 | 46436.44 |
| 41 | 2029-03 | 2372.95 | 96.74 | 2276.20 | 44160.23 |
| 42 | 2029-04 | 2372.95 | 92.00 | 2280.95 | 41879.29 |
| 43 | 2029-05 | 2372.95 | 87.25 | 2285.70 | 39593.59 |
| 44 | 2029-06 | 2372.95 | 82.49 | 2290.46 | 37303.13 |
| 45 | 2029-07 | 2372.95 | 77.71 | 2295.23 | 35007.90 |
| 46 | 2029-08 | 2372.95 | 72.93 | 2300.01 | 32707.89 |
| 47 | 2029-09 | 2372.95 | 68.14 | 2304.81 | 30403.08 |
| 48 | 2029-10 | 2372.95 | 63.34 | 2309.61 | 28093.47 |
| 49 | 2029-11 | 2372.95 | 58.53 | 2314.42 | 25779.06 |
| 50 | 2029-12 | 2372.95 | 53.71 | 2319.24 | 23459.82 |
| 51 | 2030-01 | 2372.95 | 48.87 | 2324.07 | 21135.74 |
| 52 | 2030-02 | 2372.95 | 44.03 | 2328.91 | 18806.83 |
| 53 | 2030-03 | 2372.95 | 39.18 | 2333.77 | 16473.06 |
| 54 | 2030-04 | 2372.95 | 34.32 | 2338.63 | 14134.44 |
| 55 | 2030-05 | 2372.95 | 29.45 | 2343.50 | 11790.94 |
| 56 | 2030-06 | 2372.95 | 24.56 | 2348.38 | 9442.55 |
| 57 | 2030-07 | 2372.95 | 19.67 | 2353.27 | 7089.28 |
| 58 | 2030-08 | 2372.95 | 14.77 | 2358.18 | 4731.10 |
| 59 | 2030-09 | 2372.95 | 9.86 | 2363.09 | 2368.01 |
| 60 | 2030-10 | 2372.95 | 4.93 | 2368.01 | 0.00 |
等额本金还款方式：
贷款总额：13.37万
还款月数：5年
首月还款：2507.01元
每月递减：4.64元
利息总额：8495.97元
本息合计：14.22万
节省利息：173.82元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-11 | 2507.01 | 278.56 | 2228.45 | 131478.55 |
| 2 | 2025-12 | 2502.36 | 273.91 | 2228.45 | 129250.10 |
| 3 | 2026-01 | 2497.72 | 269.27 | 2228.45 | 127021.65 |
| 4 | 2026-02 | 2493.08 | 264.63 | 2228.45 | 124793.20 |
| 5 | 2026-03 | 2488.44 | 259.99 | 2228.45 | 122564.75 |
| 6 | 2026-04 | 2483.79 | 255.34 | 2228.45 | 120336.30 |
| 7 | 2026-05 | 2479.15 | 250.70 | 2228.45 | 118107.85 |
| 8 | 2026-06 | 2474.51 | 246.06 | 2228.45 | 115879.40 |
| 9 | 2026-07 | 2469.87 | 241.42 | 2228.45 | 113650.95 |
| 10 | 2026-08 | 2465.22 | 236.77 | 2228.45 | 111422.50 |
| 11 | 2026-09 | 2460.58 | 232.13 | 2228.45 | 109194.05 |
| 12 | 2026-10 | 2455.94 | 227.49 | 2228.45 | 106965.60 |
| 13 | 2026-11 | 2451.29 | 222.84 | 2228.45 | 104737.15 |
| 14 | 2026-12 | 2446.65 | 218.20 | 2228.45 | 102508.70 |
| 15 | 2027-01 | 2442.01 | 213.56 | 2228.45 | 100280.25 |
| 16 | 2027-02 | 2437.37 | 208.92 | 2228.45 | 98051.80 |
| 17 | 2027-03 | 2432.72 | 204.27 | 2228.45 | 95823.35 |
| 18 | 2027-04 | 2428.08 | 199.63 | 2228.45 | 93594.90 |
| 19 | 2027-05 | 2423.44 | 194.99 | 2228.45 | 91366.45 |
| 20 | 2027-06 | 2418.80 | 190.35 | 2228.45 | 89138.00 |
| 21 | 2027-07 | 2414.15 | 185.70 | 2228.45 | 86909.55 |
| 22 | 2027-08 | 2409.51 | 181.06 | 2228.45 | 84681.10 |
| 23 | 2027-09 | 2404.87 | 176.42 | 2228.45 | 82452.65 |
| 24 | 2027-10 | 2400.23 | 171.78 | 2228.45 | 80224.20 |
| 25 | 2027-11 | 2395.58 | 167.13 | 2228.45 | 77995.75 |
| 26 | 2027-12 | 2390.94 | 162.49 | 2228.45 | 75767.30 |
| 27 | 2028-01 | 2386.30 | 157.85 | 2228.45 | 73538.85 |
| 28 | 2028-02 | 2381.66 | 153.21 | 2228.45 | 71310.40 |
| 29 | 2028-03 | 2377.01 | 148.56 | 2228.45 | 69081.95 |
| 30 | 2028-04 | 2372.37 | 143.92 | 2228.45 | 66853.50 |
| 31 | 2028-05 | 2367.73 | 139.28 | 2228.45 | 64625.05 |
| 32 | 2028-06 | 2363.09 | 134.64 | 2228.45 | 62396.60 |
| 33 | 2028-07 | 2358.44 | 129.99 | 2228.45 | 60168.15 |
| 34 | 2028-08 | 2353.80 | 125.35 | 2228.45 | 57939.70 |
| 35 | 2028-09 | 2349.16 | 120.71 | 2228.45 | 55711.25 |
| 36 | 2028-10 | 2344.52 | 116.07 | 2228.45 | 53482.80 |
| 37 | 2028-11 | 2339.87 | 111.42 | 2228.45 | 51254.35 |
| 38 | 2028-12 | 2335.23 | 106.78 | 2228.45 | 49025.90 |
| 39 | 2029-01 | 2330.59 | 102.14 | 2228.45 | 46797.45 |
| 40 | 2029-02 | 2325.94 | 97.49 | 2228.45 | 44569.00 |
| 41 | 2029-03 | 2321.30 | 92.85 | 2228.45 | 42340.55 |
| 42 | 2029-04 | 2316.66 | 88.21 | 2228.45 | 40112.10 |
| 43 | 2029-05 | 2312.02 | 83.57 | 2228.45 | 37883.65 |
| 44 | 2029-06 | 2307.37 | 78.92 | 2228.45 | 35655.20 |
| 45 | 2029-07 | 2302.73 | 74.28 | 2228.45 | 33426.75 |
| 46 | 2029-08 | 2298.09 | 69.64 | 2228.45 | 31198.30 |
| 47 | 2029-09 | 2293.45 | 65.00 | 2228.45 | 28969.85 |
| 48 | 2029-10 | 2288.80 | 60.35 | 2228.45 | 26741.40 |
| 49 | 2029-11 | 2284.16 | 55.71 | 2228.45 | 24512.95 |
| 50 | 2029-12 | 2279.52 | 51.07 | 2228.45 | 22284.50 |
| 51 | 2030-01 | 2274.88 | 46.43 | 2228.45 | 20056.05 |
| 52 | 2030-02 | 2270.23 | 41.78 | 2228.45 | 17827.60 |
| 53 | 2030-03 | 2265.59 | 37.14 | 2228.45 | 15599.15 |
| 54 | 2030-04 | 2260.95 | 32.50 | 2228.45 | 13370.70 |
| 55 | 2030-05 | 2256.31 | 27.86 | 2228.45 | 11142.25 |
| 56 | 2030-06 | 2251.66 | 23.21 | 2228.45 | 8913.80 |
| 57 | 2030-07 | 2247.02 | 18.57 | 2228.45 | 6685.35 |
| 58 | 2030-08 | 2242.38 | 13.93 | 2228.45 | 4456.90 |
| 59 | 2030-09 | 2237.74 | 9.29 | 2228.45 | 2228.45 |
| 60 | 2030-10 | 2233.09 | 4.64 | 2228.45 | 0.00 |