河南贷款11.9万（公积金贷款）房贷，还款2年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：11.9万
还款月数：2年
每月还款：5067.52元
利息总额：2620.57元
本息合计：12.16万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-10 | 5067.52 | 208.25 | 4859.27 | 114140.73 |
| 2 | 2025-11 | 5067.52 | 199.75 | 4867.78 | 109272.95 |
| 3 | 2025-12 | 5067.52 | 191.23 | 4876.30 | 104396.65 |
| 4 | 2026-01 | 5067.52 | 182.69 | 4884.83 | 99511.82 |
| 5 | 2026-02 | 5067.52 | 174.15 | 4893.38 | 94618.44 |
| 6 | 2026-03 | 5067.52 | 165.58 | 4901.94 | 89716.50 |
| 7 | 2026-04 | 5067.52 | 157.00 | 4910.52 | 84805.98 |
| 8 | 2026-05 | 5067.52 | 148.41 | 4919.11 | 79886.87 |
| 9 | 2026-06 | 5067.52 | 139.80 | 4927.72 | 74959.15 |
| 10 | 2026-07 | 5067.52 | 131.18 | 4936.35 | 70022.80 |
| 11 | 2026-08 | 5067.52 | 122.54 | 4944.98 | 65077.82 |
| 12 | 2026-09 | 5067.52 | 113.89 | 4953.64 | 60124.18 |
| 13 | 2026-10 | 5067.52 | 105.22 | 4962.31 | 55161.87 |
| 14 | 2026-11 | 5067.52 | 96.53 | 4970.99 | 50190.88 |
| 15 | 2026-12 | 5067.52 | 87.83 | 4979.69 | 45211.19 |
| 16 | 2027-01 | 5067.52 | 79.12 | 4988.40 | 40222.79 |
| 17 | 2027-02 | 5067.52 | 70.39 | 4997.13 | 35225.66 |
| 18 | 2027-03 | 5067.52 | 61.64 | 5005.88 | 30219.78 |
| 19 | 2027-04 | 5067.52 | 52.88 | 5014.64 | 25205.14 |
| 20 | 2027-05 | 5067.52 | 44.11 | 5023.41 | 20181.72 |
| 21 | 2027-06 | 5067.52 | 35.32 | 5032.21 | 15149.52 |
| 22 | 2027-07 | 5067.52 | 26.51 | 5041.01 | 10108.51 |
| 23 | 2027-08 | 5067.52 | 17.69 | 5049.83 | 5058.67 |
| 24 | 2027-09 | 5067.52 | 8.85 | 5058.67 | 0.00 |
等额本金还款方式：
贷款总额：11.9万
还款月数：2年
首月还款：5166.58元
每月递减：8.68元
利息总额：2603.13元
本息合计：12.16万
节省利息：17.45元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-10 | 5166.58 | 208.25 | 4958.33 | 114041.67 |
| 2 | 2025-11 | 5157.91 | 199.57 | 4958.33 | 109083.33 |
| 3 | 2025-12 | 5149.23 | 190.90 | 4958.33 | 104125.00 |
| 4 | 2026-01 | 5140.55 | 182.22 | 4958.33 | 99166.67 |
| 5 | 2026-02 | 5131.88 | 173.54 | 4958.33 | 94208.33 |
| 6 | 2026-03 | 5123.20 | 164.86 | 4958.33 | 89250.00 |
| 7 | 2026-04 | 5114.52 | 156.19 | 4958.33 | 84291.67 |
| 8 | 2026-05 | 5105.84 | 147.51 | 4958.33 | 79333.33 |
| 9 | 2026-06 | 5097.17 | 138.83 | 4958.33 | 74375.00 |
| 10 | 2026-07 | 5088.49 | 130.16 | 4958.33 | 69416.67 |
| 11 | 2026-08 | 5079.81 | 121.48 | 4958.33 | 64458.33 |
| 12 | 2026-09 | 5071.14 | 112.80 | 4958.33 | 59500.00 |
| 13 | 2026-10 | 5062.46 | 104.13 | 4958.33 | 54541.67 |
| 14 | 2026-11 | 5053.78 | 95.45 | 4958.33 | 49583.33 |
| 15 | 2026-12 | 5045.10 | 86.77 | 4958.33 | 44625.00 |
| 16 | 2027-01 | 5036.43 | 78.09 | 4958.33 | 39666.67 |
| 17 | 2027-02 | 5027.75 | 69.42 | 4958.33 | 34708.33 |
| 18 | 2027-03 | 5019.07 | 60.74 | 4958.33 | 29750.00 |
| 19 | 2027-04 | 5010.40 | 52.06 | 4958.33 | 24791.67 |
| 20 | 2027-05 | 5001.72 | 43.39 | 4958.33 | 19833.33 |
| 21 | 2027-06 | 4993.04 | 34.71 | 4958.33 | 14875.00 |
| 22 | 2027-07 | 4984.36 | 26.03 | 4958.33 | 9916.67 |
| 23 | 2027-08 | 4975.69 | 17.35 | 4958.33 | 4958.33 |
| 24 | 2027-09 | 4967.01 | 8.68 | 4958.33 | 0.00 |