长春贷款42万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：42万
还款月数：5年
每月还款：7380.05元
利息总额：2.28万
本息合计：44.28万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-10 | 7380.05 | 735.00 | 6645.05 | 413354.95 |
| 2 | 2025-11 | 7380.05 | 723.37 | 6656.68 | 406698.28 |
| 3 | 2025-12 | 7380.05 | 711.72 | 6668.33 | 400029.95 |
| 4 | 2026-01 | 7380.05 | 700.05 | 6680.00 | 393349.95 |
| 5 | 2026-02 | 7380.05 | 688.36 | 6691.69 | 386658.27 |
| 6 | 2026-03 | 7380.05 | 676.65 | 6703.40 | 379954.87 |
| 7 | 2026-04 | 7380.05 | 664.92 | 6715.13 | 373239.75 |
| 8 | 2026-05 | 7380.05 | 653.17 | 6726.88 | 366512.87 |
| 9 | 2026-06 | 7380.05 | 641.40 | 6738.65 | 359774.22 |
| 10 | 2026-07 | 7380.05 | 629.60 | 6750.44 | 353023.78 |
| 11 | 2026-08 | 7380.05 | 617.79 | 6762.26 | 346261.52 |
| 12 | 2026-09 | 7380.05 | 605.96 | 6774.09 | 339487.43 |
| 13 | 2026-10 | 7380.05 | 594.10 | 6785.94 | 332701.49 |
| 14 | 2026-11 | 7380.05 | 582.23 | 6797.82 | 325903.67 |
| 15 | 2026-12 | 7380.05 | 570.33 | 6809.72 | 319093.95 |
| 16 | 2027-01 | 7380.05 | 558.41 | 6821.63 | 312272.32 |
| 17 | 2027-02 | 7380.05 | 546.48 | 6833.57 | 305438.74 |
| 18 | 2027-03 | 7380.05 | 534.52 | 6845.53 | 298593.22 |
| 19 | 2027-04 | 7380.05 | 522.54 | 6857.51 | 291735.71 |
| 20 | 2027-05 | 7380.05 | 510.54 | 6869.51 | 284866.20 |
| 21 | 2027-06 | 7380.05 | 498.52 | 6881.53 | 277984.66 |
| 22 | 2027-07 | 7380.05 | 486.47 | 6893.57 | 271091.09 |
| 23 | 2027-08 | 7380.05 | 474.41 | 6905.64 | 264185.45 |
| 24 | 2027-09 | 7380.05 | 462.32 | 6917.72 | 257267.73 |
| 25 | 2027-10 | 7380.05 | 450.22 | 6929.83 | 250337.90 |
| 26 | 2027-11 | 7380.05 | 438.09 | 6941.96 | 243395.94 |
| 27 | 2027-12 | 7380.05 | 425.94 | 6954.10 | 236441.84 |
| 28 | 2028-01 | 7380.05 | 413.77 | 6966.27 | 229475.56 |
| 29 | 2028-02 | 7380.05 | 401.58 | 6978.47 | 222497.10 |
| 30 | 2028-03 | 7380.05 | 389.37 | 6990.68 | 215506.42 |
| 31 | 2028-04 | 7380.05 | 377.14 | 7002.91 | 208503.51 |
| 32 | 2028-05 | 7380.05 | 364.88 | 7015.17 | 201488.34 |
| 33 | 2028-06 | 7380.05 | 352.60 | 7027.44 | 194460.90 |
| 34 | 2028-07 | 7380.05 | 340.31 | 7039.74 | 187421.16 |
| 35 | 2028-08 | 7380.05 | 327.99 | 7052.06 | 180369.10 |
| 36 | 2028-09 | 7380.05 | 315.65 | 7064.40 | 173304.70 |
| 37 | 2028-10 | 7380.05 | 303.28 | 7076.76 | 166227.93 |
| 38 | 2028-11 | 7380.05 | 290.90 | 7089.15 | 159138.78 |
| 39 | 2028-12 | 7380.05 | 278.49 | 7101.55 | 152037.23 |
| 40 | 2029-01 | 7380.05 | 266.07 | 7113.98 | 144923.24 |
| 41 | 2029-02 | 7380.05 | 253.62 | 7126.43 | 137796.81 |
| 42 | 2029-03 | 7380.05 | 241.14 | 7138.90 | 130657.91 |
| 43 | 2029-04 | 7380.05 | 228.65 | 7151.40 | 123506.51 |
| 44 | 2029-05 | 7380.05 | 216.14 | 7163.91 | 116342.60 |
| 45 | 2029-06 | 7380.05 | 203.60 | 7176.45 | 109166.15 |
| 46 | 2029-07 | 7380.05 | 191.04 | 7189.01 | 101977.15 |
| 47 | 2029-08 | 7380.05 | 178.46 | 7201.59 | 94775.56 |
| 48 | 2029-09 | 7380.05 | 165.86 | 7214.19 | 87561.37 |
| 49 | 2029-10 | 7380.05 | 153.23 | 7226.82 | 80334.55 |
| 50 | 2029-11 | 7380.05 | 140.59 | 7239.46 | 73095.09 |
| 51 | 2029-12 | 7380.05 | 127.92 | 7252.13 | 65842.96 |
| 52 | 2030-01 | 7380.05 | 115.23 | 7264.82 | 58578.14 |
| 53 | 2030-02 | 7380.05 | 102.51 | 7277.54 | 51300.60 |
| 54 | 2030-03 | 7380.05 | 89.78 | 7290.27 | 44010.33 |
| 55 | 2030-04 | 7380.05 | 77.02 | 7303.03 | 36707.30 |
| 56 | 2030-05 | 7380.05 | 64.24 | 7315.81 | 29391.49 |
| 57 | 2030-06 | 7380.05 | 51.44 | 7328.61 | 22062.88 |
| 58 | 2030-07 | 7380.05 | 38.61 | 7341.44 | 14721.44 |
| 59 | 2030-08 | 7380.05 | 25.76 | 7354.29 | 7367.16 |
| 60 | 2030-09 | 7380.05 | 12.89 | 7367.16 | 0.00 |
等额本金还款方式：
贷款总额：42万
还款月数：5年
首月还款：7735元
每月递减：12.25元
利息总额：2.24万
本息合计：44.24万
节省利息：385.36元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-10 | 7735.00 | 735.00 | 7000.00 | 413000.00 |
| 2 | 2025-11 | 7722.75 | 722.75 | 7000.00 | 406000.00 |
| 3 | 2025-12 | 7710.50 | 710.50 | 7000.00 | 399000.00 |
| 4 | 2026-01 | 7698.25 | 698.25 | 7000.00 | 392000.00 |
| 5 | 2026-02 | 7686.00 | 686.00 | 7000.00 | 385000.00 |
| 6 | 2026-03 | 7673.75 | 673.75 | 7000.00 | 378000.00 |
| 7 | 2026-04 | 7661.50 | 661.50 | 7000.00 | 371000.00 |
| 8 | 2026-05 | 7649.25 | 649.25 | 7000.00 | 364000.00 |
| 9 | 2026-06 | 7637.00 | 637.00 | 7000.00 | 357000.00 |
| 10 | 2026-07 | 7624.75 | 624.75 | 7000.00 | 350000.00 |
| 11 | 2026-08 | 7612.50 | 612.50 | 7000.00 | 343000.00 |
| 12 | 2026-09 | 7600.25 | 600.25 | 7000.00 | 336000.00 |
| 13 | 2026-10 | 7588.00 | 588.00 | 7000.00 | 329000.00 |
| 14 | 2026-11 | 7575.75 | 575.75 | 7000.00 | 322000.00 |
| 15 | 2026-12 | 7563.50 | 563.50 | 7000.00 | 315000.00 |
| 16 | 2027-01 | 7551.25 | 551.25 | 7000.00 | 308000.00 |
| 17 | 2027-02 | 7539.00 | 539.00 | 7000.00 | 301000.00 |
| 18 | 2027-03 | 7526.75 | 526.75 | 7000.00 | 294000.00 |
| 19 | 2027-04 | 7514.50 | 514.50 | 7000.00 | 287000.00 |
| 20 | 2027-05 | 7502.25 | 502.25 | 7000.00 | 280000.00 |
| 21 | 2027-06 | 7490.00 | 490.00 | 7000.00 | 273000.00 |
| 22 | 2027-07 | 7477.75 | 477.75 | 7000.00 | 266000.00 |
| 23 | 2027-08 | 7465.50 | 465.50 | 7000.00 | 259000.00 |
| 24 | 2027-09 | 7453.25 | 453.25 | 7000.00 | 252000.00 |
| 25 | 2027-10 | 7441.00 | 441.00 | 7000.00 | 245000.00 |
| 26 | 2027-11 | 7428.75 | 428.75 | 7000.00 | 238000.00 |
| 27 | 2027-12 | 7416.50 | 416.50 | 7000.00 | 231000.00 |
| 28 | 2028-01 | 7404.25 | 404.25 | 7000.00 | 224000.00 |
| 29 | 2028-02 | 7392.00 | 392.00 | 7000.00 | 217000.00 |
| 30 | 2028-03 | 7379.75 | 379.75 | 7000.00 | 210000.00 |
| 31 | 2028-04 | 7367.50 | 367.50 | 7000.00 | 203000.00 |
| 32 | 2028-05 | 7355.25 | 355.25 | 7000.00 | 196000.00 |
| 33 | 2028-06 | 7343.00 | 343.00 | 7000.00 | 189000.00 |
| 34 | 2028-07 | 7330.75 | 330.75 | 7000.00 | 182000.00 |
| 35 | 2028-08 | 7318.50 | 318.50 | 7000.00 | 175000.00 |
| 36 | 2028-09 | 7306.25 | 306.25 | 7000.00 | 168000.00 |
| 37 | 2028-10 | 7294.00 | 294.00 | 7000.00 | 161000.00 |
| 38 | 2028-11 | 7281.75 | 281.75 | 7000.00 | 154000.00 |
| 39 | 2028-12 | 7269.50 | 269.50 | 7000.00 | 147000.00 |
| 40 | 2029-01 | 7257.25 | 257.25 | 7000.00 | 140000.00 |
| 41 | 2029-02 | 7245.00 | 245.00 | 7000.00 | 133000.00 |
| 42 | 2029-03 | 7232.75 | 232.75 | 7000.00 | 126000.00 |
| 43 | 2029-04 | 7220.50 | 220.50 | 7000.00 | 119000.00 |
| 44 | 2029-05 | 7208.25 | 208.25 | 7000.00 | 112000.00 |
| 45 | 2029-06 | 7196.00 | 196.00 | 7000.00 | 105000.00 |
| 46 | 2029-07 | 7183.75 | 183.75 | 7000.00 | 98000.00 |
| 47 | 2029-08 | 7171.50 | 171.50 | 7000.00 | 91000.00 |
| 48 | 2029-09 | 7159.25 | 159.25 | 7000.00 | 84000.00 |
| 49 | 2029-10 | 7147.00 | 147.00 | 7000.00 | 77000.00 |
| 50 | 2029-11 | 7134.75 | 134.75 | 7000.00 | 70000.00 |
| 51 | 2029-12 | 7122.50 | 122.50 | 7000.00 | 63000.00 |
| 52 | 2030-01 | 7110.25 | 110.25 | 7000.00 | 56000.00 |
| 53 | 2030-02 | 7098.00 | 98.00 | 7000.00 | 49000.00 |
| 54 | 2030-03 | 7085.75 | 85.75 | 7000.00 | 42000.00 |
| 55 | 2030-04 | 7073.50 | 73.50 | 7000.00 | 35000.00 |
| 56 | 2030-05 | 7061.25 | 61.25 | 7000.00 | 28000.00 |
| 57 | 2030-06 | 7049.00 | 49.00 | 7000.00 | 21000.00 |
| 58 | 2030-07 | 7036.75 | 36.75 | 7000.00 | 14000.00 |
| 59 | 2030-08 | 7024.50 | 24.50 | 7000.00 | 7000.00 |
| 60 | 2030-09 | 7012.25 | 12.25 | 7000.00 | 0.00 |