贷款8.8万（公积金贷款）房贷，还款3年3个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：8.8万
还款月数：3年3个月
每月还款：2380.73元
利息总额：4848.3元
本息合计：9.28万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 2380.73 | 238.33 | 2142.39 | 85857.61 |
| 2 | 2024-06 | 2380.73 | 232.53 | 2148.19 | 83709.41 |
| 3 | 2024-07 | 2380.73 | 226.71 | 2154.01 | 81555.40 |
| 4 | 2024-08 | 2380.73 | 220.88 | 2159.85 | 79395.55 |
| 5 | 2024-09 | 2380.73 | 215.03 | 2165.70 | 77229.86 |
| 6 | 2024-10 | 2380.73 | 209.16 | 2171.56 | 75058.30 |
| 7 | 2024-11 | 2380.73 | 203.28 | 2177.44 | 72880.85 |
| 8 | 2024-12 | 2380.73 | 197.39 | 2183.34 | 70697.51 |
| 9 | 2025-01 | 2380.73 | 191.47 | 2189.25 | 68508.26 |
| 10 | 2025-02 | 2380.73 | 185.54 | 2195.18 | 66313.08 |
| 11 | 2025-03 | 2380.73 | 179.60 | 2201.13 | 64111.95 |
| 12 | 2025-04 | 2380.73 | 173.64 | 2207.09 | 61904.86 |
| 13 | 2025-05 | 2380.73 | 167.66 | 2213.07 | 59691.79 |
| 14 | 2025-06 | 2380.73 | 161.67 | 2219.06 | 57472.73 |
| 15 | 2025-07 | 2380.73 | 155.66 | 2225.07 | 55247.66 |
| 16 | 2025-08 | 2380.73 | 149.63 | 2231.10 | 53016.57 |
| 17 | 2025-09 | 2380.73 | 143.59 | 2237.14 | 50779.43 |
| 18 | 2025-10 | 2380.73 | 137.53 | 2243.20 | 48536.23 |
| 19 | 2025-11 | 2380.73 | 131.45 | 2249.27 | 46286.96 |
| 20 | 2025-12 | 2380.73 | 125.36 | 2255.37 | 44031.59 |
| 21 | 2026-01 | 2380.73 | 119.25 | 2261.47 | 41770.12 |
| 22 | 2026-02 | 2380.73 | 113.13 | 2267.60 | 39502.52 |
| 23 | 2026-03 | 2380.73 | 106.99 | 2273.74 | 37228.78 |
| 24 | 2026-04 | 2380.73 | 100.83 | 2279.90 | 34948.88 |
| 25 | 2026-05 | 2380.73 | 94.65 | 2286.07 | 32662.81 |
| 26 | 2026-06 | 2380.73 | 88.46 | 2292.26 | 30370.54 |
| 27 | 2026-07 | 2380.73 | 82.25 | 2298.47 | 28072.07 |
| 28 | 2026-08 | 2380.73 | 76.03 | 2304.70 | 25767.38 |
| 29 | 2026-09 | 2380.73 | 69.79 | 2310.94 | 23456.44 |
| 30 | 2026-10 | 2380.73 | 63.53 | 2317.20 | 21139.24 |
| 31 | 2026-11 | 2380.73 | 57.25 | 2323.47 | 18815.76 |
| 32 | 2026-12 | 2380.73 | 50.96 | 2329.77 | 16486.00 |
| 33 | 2027-01 | 2380.73 | 44.65 | 2336.08 | 14149.92 |
| 34 | 2027-02 | 2380.73 | 38.32 | 2342.40 | 11807.52 |
| 35 | 2027-03 | 2380.73 | 31.98 | 2348.75 | 9458.77 |
| 36 | 2027-04 | 2380.73 | 25.62 | 2355.11 | 7103.66 |
| 37 | 2027-05 | 2380.73 | 19.24 | 2361.49 | 4742.18 |
| 38 | 2027-06 | 2380.73 | 12.84 | 2367.88 | 2374.30 |
| 39 | 2027-07 | 2380.73 | 6.43 | 2374.30 | 0.00 |
等额本金还款方式：
贷款总额：8.8万
还款月数：3年3个月
首月还款：2494.74元
每月递减：6.11元
利息总额：4766.67元
本息合计：9.28万
节省利息：81.64元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 2494.74 | 238.33 | 2256.41 | 85743.59 |
| 2 | 2024-06 | 2488.63 | 232.22 | 2256.41 | 83487.18 |
| 3 | 2024-07 | 2482.52 | 226.11 | 2256.41 | 81230.77 |
| 4 | 2024-08 | 2476.41 | 220.00 | 2256.41 | 78974.36 |
| 5 | 2024-09 | 2470.30 | 213.89 | 2256.41 | 76717.95 |
| 6 | 2024-10 | 2464.19 | 207.78 | 2256.41 | 74461.54 |
| 7 | 2024-11 | 2458.08 | 201.67 | 2256.41 | 72205.13 |
| 8 | 2024-12 | 2451.97 | 195.56 | 2256.41 | 69948.72 |
| 9 | 2025-01 | 2445.85 | 189.44 | 2256.41 | 67692.31 |
| 10 | 2025-02 | 2439.74 | 183.33 | 2256.41 | 65435.90 |
| 11 | 2025-03 | 2433.63 | 177.22 | 2256.41 | 63179.49 |
| 12 | 2025-04 | 2427.52 | 171.11 | 2256.41 | 60923.08 |
| 13 | 2025-05 | 2421.41 | 165.00 | 2256.41 | 58666.67 |
| 14 | 2025-06 | 2415.30 | 158.89 | 2256.41 | 56410.26 |
| 15 | 2025-07 | 2409.19 | 152.78 | 2256.41 | 54153.85 |
| 16 | 2025-08 | 2403.08 | 146.67 | 2256.41 | 51897.44 |
| 17 | 2025-09 | 2396.97 | 140.56 | 2256.41 | 49641.03 |
| 18 | 2025-10 | 2390.85 | 134.44 | 2256.41 | 47384.62 |
| 19 | 2025-11 | 2384.74 | 128.33 | 2256.41 | 45128.21 |
| 20 | 2025-12 | 2378.63 | 122.22 | 2256.41 | 42871.79 |
| 21 | 2026-01 | 2372.52 | 116.11 | 2256.41 | 40615.38 |
| 22 | 2026-02 | 2366.41 | 110.00 | 2256.41 | 38358.97 |
| 23 | 2026-03 | 2360.30 | 103.89 | 2256.41 | 36102.56 |
| 24 | 2026-04 | 2354.19 | 97.78 | 2256.41 | 33846.15 |
| 25 | 2026-05 | 2348.08 | 91.67 | 2256.41 | 31589.74 |
| 26 | 2026-06 | 2341.97 | 85.56 | 2256.41 | 29333.33 |
| 27 | 2026-07 | 2335.85 | 79.44 | 2256.41 | 27076.92 |
| 28 | 2026-08 | 2329.74 | 73.33 | 2256.41 | 24820.51 |
| 29 | 2026-09 | 2323.63 | 67.22 | 2256.41 | 22564.10 |
| 30 | 2026-10 | 2317.52 | 61.11 | 2256.41 | 20307.69 |
| 31 | 2026-11 | 2311.41 | 55.00 | 2256.41 | 18051.28 |
| 32 | 2026-12 | 2305.30 | 48.89 | 2256.41 | 15794.87 |
| 33 | 2027-01 | 2299.19 | 42.78 | 2256.41 | 13538.46 |
| 34 | 2027-02 | 2293.08 | 36.67 | 2256.41 | 11282.05 |
| 35 | 2027-03 | 2286.97 | 30.56 | 2256.41 | 9025.64 |
| 36 | 2027-04 | 2280.85 | 24.44 | 2256.41 | 6769.23 |
| 37 | 2027-05 | 2274.74 | 18.33 | 2256.41 | 4512.82 |
| 38 | 2027-06 | 2268.63 | 12.22 | 2256.41 | 2256.41 |
| 39 | 2027-07 | 2262.52 | 6.11 | 2256.41 | 0.00 |