合肥贷款41.54万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：41.54万
还款月数：5年
每月还款：7300元
利息总额：2.26万
本息合计：43.8万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-10 | 7300.00 | 727.03 | 6572.97 | 408871.50 |
| 2 | 2025-11 | 7300.00 | 715.53 | 6584.47 | 402287.02 |
| 3 | 2025-12 | 7300.00 | 704.00 | 6596.00 | 395691.03 |
| 4 | 2026-01 | 7300.00 | 692.46 | 6607.54 | 389083.49 |
| 5 | 2026-02 | 7300.00 | 680.90 | 6619.10 | 382464.38 |
| 6 | 2026-03 | 7300.00 | 669.31 | 6630.69 | 375833.69 |
| 7 | 2026-04 | 7300.00 | 657.71 | 6642.29 | 369191.40 |
| 8 | 2026-05 | 7300.00 | 646.08 | 6653.92 | 362537.49 |
| 9 | 2026-06 | 7300.00 | 634.44 | 6665.56 | 355871.93 |
| 10 | 2026-07 | 7300.00 | 622.78 | 6677.22 | 349194.70 |
| 11 | 2026-08 | 7300.00 | 611.09 | 6688.91 | 342505.80 |
| 12 | 2026-09 | 7300.00 | 599.39 | 6700.61 | 335805.18 |
| 13 | 2026-10 | 7300.00 | 587.66 | 6712.34 | 329092.84 |
| 14 | 2026-11 | 7300.00 | 575.91 | 6724.09 | 322368.75 |
| 15 | 2026-12 | 7300.00 | 564.15 | 6735.85 | 315632.90 |
| 16 | 2027-01 | 7300.00 | 552.36 | 6747.64 | 308885.26 |
| 17 | 2027-02 | 7300.00 | 540.55 | 6759.45 | 302125.80 |
| 18 | 2027-03 | 7300.00 | 528.72 | 6771.28 | 295354.52 |
| 19 | 2027-04 | 7300.00 | 516.87 | 6783.13 | 288571.39 |
| 20 | 2027-05 | 7300.00 | 505.00 | 6795.00 | 281776.39 |
| 21 | 2027-06 | 7300.00 | 493.11 | 6806.89 | 274969.50 |
| 22 | 2027-07 | 7300.00 | 481.20 | 6818.80 | 268150.70 |
| 23 | 2027-08 | 7300.00 | 469.26 | 6830.74 | 261319.96 |
| 24 | 2027-09 | 7300.00 | 457.31 | 6842.69 | 254477.27 |
| 25 | 2027-10 | 7300.00 | 445.34 | 6854.66 | 247622.61 |
| 26 | 2027-11 | 7300.00 | 433.34 | 6866.66 | 240755.95 |
| 27 | 2027-12 | 7300.00 | 421.32 | 6878.68 | 233877.27 |
| 28 | 2028-01 | 7300.00 | 409.29 | 6890.71 | 226986.56 |
| 29 | 2028-02 | 7300.00 | 397.23 | 6902.77 | 220083.78 |
| 30 | 2028-03 | 7300.00 | 385.15 | 6914.85 | 213168.93 |
| 31 | 2028-04 | 7300.00 | 373.05 | 6926.95 | 206241.98 |
| 32 | 2028-05 | 7300.00 | 360.92 | 6939.08 | 199302.90 |
| 33 | 2028-06 | 7300.00 | 348.78 | 6951.22 | 192351.68 |
| 34 | 2028-07 | 7300.00 | 336.62 | 6963.38 | 185388.29 |
| 35 | 2028-08 | 7300.00 | 324.43 | 6975.57 | 178412.72 |
| 36 | 2028-09 | 7300.00 | 312.22 | 6987.78 | 171424.95 |
| 37 | 2028-10 | 7300.00 | 299.99 | 7000.01 | 164424.94 |
| 38 | 2028-11 | 7300.00 | 287.74 | 7012.26 | 157412.68 |
| 39 | 2028-12 | 7300.00 | 275.47 | 7024.53 | 150388.16 |
| 40 | 2029-01 | 7300.00 | 263.18 | 7036.82 | 143351.34 |
| 41 | 2029-02 | 7300.00 | 250.86 | 7049.14 | 136302.20 |
| 42 | 2029-03 | 7300.00 | 238.53 | 7061.47 | 129240.73 |
| 43 | 2029-04 | 7300.00 | 226.17 | 7073.83 | 122166.90 |
| 44 | 2029-05 | 7300.00 | 213.79 | 7086.21 | 115080.69 |
| 45 | 2029-06 | 7300.00 | 201.39 | 7098.61 | 107982.08 |
| 46 | 2029-07 | 7300.00 | 188.97 | 7111.03 | 100871.05 |
| 47 | 2029-08 | 7300.00 | 176.52 | 7123.48 | 93747.58 |
| 48 | 2029-09 | 7300.00 | 164.06 | 7135.94 | 86611.63 |
| 49 | 2029-10 | 7300.00 | 151.57 | 7148.43 | 79463.20 |
| 50 | 2029-11 | 7300.00 | 139.06 | 7160.94 | 72302.27 |
| 51 | 2029-12 | 7300.00 | 126.53 | 7173.47 | 65128.79 |
| 52 | 2030-01 | 7300.00 | 113.98 | 7186.02 | 57942.77 |
| 53 | 2030-02 | 7300.00 | 101.40 | 7198.60 | 50744.17 |
| 54 | 2030-03 | 7300.00 | 88.80 | 7211.20 | 43532.97 |
| 55 | 2030-04 | 7300.00 | 76.18 | 7223.82 | 36309.15 |
| 56 | 2030-05 | 7300.00 | 63.54 | 7236.46 | 29072.70 |
| 57 | 2030-06 | 7300.00 | 50.88 | 7249.12 | 21823.57 |
| 58 | 2030-07 | 7300.00 | 38.19 | 7261.81 | 14561.76 |
| 59 | 2030-08 | 7300.00 | 25.48 | 7274.52 | 7287.25 |
| 60 | 2030-09 | 7300.00 | 12.75 | 7287.25 | 0.00 |
等额本金还款方式：
贷款总额：41.54万
还款月数：5年
首月还款：7300元
每月递减：11.56元
利息总额：2.12万
本息合计：41.75万
节省利息：1398.74元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-10 | 7300.00 | 693.67 | 6606.33 | 389773.76 |
| 2 | 2025-11 | 7288.44 | 682.10 | 6606.33 | 383167.42 |
| 3 | 2025-12 | 7276.88 | 670.54 | 6606.33 | 376561.09 |
| 4 | 2026-01 | 7265.32 | 658.98 | 6606.33 | 369954.75 |
| 5 | 2026-02 | 7253.76 | 647.42 | 6606.33 | 363348.42 |
| 6 | 2026-03 | 7242.19 | 635.86 | 6606.33 | 356742.08 |
| 7 | 2026-04 | 7230.63 | 624.30 | 6606.33 | 350135.75 |
| 8 | 2026-05 | 7219.07 | 612.74 | 6606.33 | 343529.41 |
| 9 | 2026-06 | 7207.51 | 601.18 | 6606.33 | 336923.08 |
| 10 | 2026-07 | 7195.95 | 589.62 | 6606.33 | 330316.74 |
| 11 | 2026-08 | 7184.39 | 578.05 | 6606.33 | 323710.41 |
| 12 | 2026-09 | 7172.83 | 566.49 | 6606.33 | 317104.07 |
| 13 | 2026-10 | 7161.27 | 554.93 | 6606.33 | 310497.74 |
| 14 | 2026-11 | 7149.71 | 543.37 | 6606.33 | 303891.40 |
| 15 | 2026-12 | 7138.14 | 531.81 | 6606.33 | 297285.07 |
| 16 | 2027-01 | 7126.58 | 520.25 | 6606.33 | 290678.73 |
| 17 | 2027-02 | 7115.02 | 508.69 | 6606.33 | 284072.40 |
| 18 | 2027-03 | 7103.46 | 497.13 | 6606.33 | 277466.06 |
| 19 | 2027-04 | 7091.90 | 485.57 | 6606.33 | 270859.73 |
| 20 | 2027-05 | 7080.34 | 474.00 | 6606.33 | 264253.39 |
| 21 | 2027-06 | 7068.78 | 462.44 | 6606.33 | 257647.06 |
| 22 | 2027-07 | 7057.22 | 450.88 | 6606.33 | 251040.72 |
| 23 | 2027-08 | 7045.66 | 439.32 | 6606.33 | 244434.39 |
| 24 | 2027-09 | 7034.10 | 427.76 | 6606.33 | 237828.05 |
| 25 | 2027-10 | 7022.53 | 416.20 | 6606.33 | 231221.72 |
| 26 | 2027-11 | 7010.97 | 404.64 | 6606.33 | 224615.38 |
| 27 | 2027-12 | 6999.41 | 393.08 | 6606.33 | 218009.05 |
| 28 | 2028-01 | 6987.85 | 381.52 | 6606.33 | 211402.71 |
| 29 | 2028-02 | 6976.29 | 369.95 | 6606.33 | 204796.38 |
| 30 | 2028-03 | 6964.73 | 358.39 | 6606.33 | 198190.05 |
| 31 | 2028-04 | 6953.17 | 346.83 | 6606.33 | 191583.71 |
| 32 | 2028-05 | 6941.61 | 335.27 | 6606.33 | 184977.38 |
| 33 | 2028-06 | 6930.05 | 323.71 | 6606.33 | 178371.04 |
| 34 | 2028-07 | 6918.48 | 312.15 | 6606.33 | 171764.71 |
| 35 | 2028-08 | 6906.92 | 300.59 | 6606.33 | 165158.37 |
| 36 | 2028-09 | 6895.36 | 289.03 | 6606.33 | 158552.04 |
| 37 | 2028-10 | 6883.80 | 277.47 | 6606.33 | 151945.70 |
| 38 | 2028-11 | 6872.24 | 265.90 | 6606.33 | 145339.37 |
| 39 | 2028-12 | 6860.68 | 254.34 | 6606.33 | 138733.03 |
| 40 | 2029-01 | 6849.12 | 242.78 | 6606.33 | 132126.70 |
| 41 | 2029-02 | 6837.56 | 231.22 | 6606.33 | 125520.36 |
| 42 | 2029-03 | 6826.00 | 219.66 | 6606.33 | 118914.03 |
| 43 | 2029-04 | 6814.43 | 208.10 | 6606.33 | 112307.69 |
| 44 | 2029-05 | 6802.87 | 196.54 | 6606.33 | 105701.36 |
| 45 | 2029-06 | 6791.31 | 184.98 | 6606.33 | 99095.02 |
| 46 | 2029-07 | 6779.75 | 173.42 | 6606.33 | 92488.69 |
| 47 | 2029-08 | 6768.19 | 161.86 | 6606.33 | 85882.35 |
| 48 | 2029-09 | 6756.63 | 150.29 | 6606.33 | 79276.02 |
| 49 | 2029-10 | 6745.07 | 138.73 | 6606.33 | 72669.68 |
| 50 | 2029-11 | 6733.51 | 127.17 | 6606.33 | 66063.35 |
| 51 | 2029-12 | 6721.95 | 115.61 | 6606.33 | 59457.01 |
| 52 | 2030-01 | 6710.38 | 104.05 | 6606.33 | 52850.68 |
| 53 | 2030-02 | 6698.82 | 92.49 | 6606.33 | 46244.34 |
| 54 | 2030-03 | 6687.26 | 80.93 | 6606.33 | 39638.01 |
| 55 | 2030-04 | 6675.70 | 69.37 | 6606.33 | 33031.67 |
| 56 | 2030-05 | 6664.14 | 57.81 | 6606.33 | 26425.34 |
| 57 | 2030-06 | 6652.58 | 46.24 | 6606.33 | 19819.00 |
| 58 | 2030-07 | 6641.02 | 34.68 | 6606.33 | 13212.67 |
| 59 | 2030-08 | 6629.46 | 23.12 | 6606.33 | 6606.33 |
| 60 | 2030-09 | 6617.90 | 11.56 | 6606.33 | 0.00 |