杭州贷款56.7元（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：56.7元
还款月数：5年
每月还款：1.03元
利息总额：4.81元
本息合计：61.51元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-09 | 1.03 | 0.15 | 0.87 | 55.83 |
| 2 | 2025-10 | 1.03 | 0.15 | 0.87 | 54.95 |
| 3 | 2025-11 | 1.03 | 0.15 | 0.88 | 54.08 |
| 4 | 2025-12 | 1.03 | 0.15 | 0.88 | 53.20 |
| 5 | 2026-01 | 1.03 | 0.14 | 0.88 | 52.32 |
| 6 | 2026-02 | 1.03 | 0.14 | 0.88 | 51.44 |
| 7 | 2026-03 | 1.03 | 0.14 | 0.89 | 50.55 |
| 8 | 2026-04 | 1.03 | 0.14 | 0.89 | 49.66 |
| 9 | 2026-05 | 1.03 | 0.13 | 0.89 | 48.77 |
| 10 | 2026-06 | 1.03 | 0.13 | 0.89 | 47.88 |
| 11 | 2026-07 | 1.03 | 0.13 | 0.90 | 46.98 |
| 12 | 2026-08 | 1.03 | 0.13 | 0.90 | 46.08 |
| 13 | 2026-09 | 1.03 | 0.12 | 0.90 | 45.18 |
| 14 | 2026-10 | 1.03 | 0.12 | 0.90 | 44.28 |
| 15 | 2026-11 | 1.03 | 0.12 | 0.91 | 43.38 |
| 16 | 2026-12 | 1.03 | 0.12 | 0.91 | 42.47 |
| 17 | 2027-01 | 1.03 | 0.12 | 0.91 | 41.56 |
| 18 | 2027-02 | 1.03 | 0.11 | 0.91 | 40.65 |
| 19 | 2027-03 | 1.03 | 0.11 | 0.92 | 39.73 |
| 20 | 2027-04 | 1.03 | 0.11 | 0.92 | 38.81 |
| 21 | 2027-05 | 1.03 | 0.11 | 0.92 | 37.89 |
| 22 | 2027-06 | 1.03 | 0.10 | 0.92 | 36.97 |
| 23 | 2027-07 | 1.03 | 0.10 | 0.93 | 36.05 |
| 24 | 2027-08 | 1.03 | 0.10 | 0.93 | 35.12 |
| 25 | 2027-09 | 1.03 | 0.10 | 0.93 | 34.19 |
| 26 | 2027-10 | 1.03 | 0.09 | 0.93 | 33.26 |
| 27 | 2027-11 | 1.03 | 0.09 | 0.94 | 32.32 |
| 28 | 2027-12 | 1.03 | 0.09 | 0.94 | 31.38 |
| 29 | 2028-01 | 1.03 | 0.08 | 0.94 | 30.44 |
| 30 | 2028-02 | 1.03 | 0.08 | 0.94 | 29.50 |
| 31 | 2028-03 | 1.03 | 0.08 | 0.95 | 28.55 |
| 32 | 2028-04 | 1.03 | 0.08 | 0.95 | 27.61 |
| 33 | 2028-05 | 1.03 | 0.07 | 0.95 | 26.66 |
| 34 | 2028-06 | 1.03 | 0.07 | 0.95 | 25.70 |
| 35 | 2028-07 | 1.03 | 0.07 | 0.96 | 24.75 |
| 36 | 2028-08 | 1.03 | 0.07 | 0.96 | 23.79 |
| 37 | 2028-09 | 1.03 | 0.06 | 0.96 | 22.83 |
| 38 | 2028-10 | 1.03 | 0.06 | 0.96 | 21.87 |
| 39 | 2028-11 | 1.03 | 0.06 | 0.97 | 20.90 |
| 40 | 2028-12 | 1.03 | 0.06 | 0.97 | 19.93 |
| 41 | 2029-01 | 1.03 | 0.05 | 0.97 | 18.96 |
| 42 | 2029-02 | 1.03 | 0.05 | 0.97 | 17.99 |
| 43 | 2029-03 | 1.03 | 0.05 | 0.98 | 17.01 |
| 44 | 2029-04 | 1.03 | 0.05 | 0.98 | 16.03 |
| 45 | 2029-05 | 1.03 | 0.04 | 0.98 | 15.05 |
| 46 | 2029-06 | 1.03 | 0.04 | 0.98 | 14.06 |
| 47 | 2029-07 | 1.03 | 0.04 | 0.99 | 13.08 |
| 48 | 2029-08 | 1.03 | 0.04 | 0.99 | 12.09 |
| 49 | 2029-09 | 1.03 | 0.03 | 0.99 | 11.10 |
| 50 | 2029-10 | 1.03 | 0.03 | 1.00 | 10.10 |
| 51 | 2029-11 | 1.03 | 0.03 | 1.00 | 9.10 |
| 52 | 2029-12 | 1.03 | 0.02 | 1.00 | 8.10 |
| 53 | 2030-01 | 1.03 | 0.02 | 1.00 | 7.10 |
| 54 | 2030-02 | 1.03 | 0.02 | 1.01 | 6.09 |
| 55 | 2030-03 | 1.03 | 0.02 | 1.01 | 5.08 |
| 56 | 2030-04 | 1.03 | 0.01 | 1.01 | 4.07 |
| 57 | 2030-05 | 1.03 | 0.01 | 1.01 | 3.06 |
| 58 | 2030-06 | 1.03 | 0.01 | 1.02 | 2.04 |
| 59 | 2030-07 | 1.03 | 0.01 | 1.02 | 1.02 |
| 60 | 2030-08 | 1.03 | 0.00 | 1.02 | 0.00 |
等额本金还款方式：
贷款总额：56.7元
还款月数：5年
首月还款：1.1元
每月递减：0元
利息总额：4.68元
本息合计：61.38元
节省利息：0.12元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-09 | 1.10 | 0.15 | 0.95 | 55.76 |
| 2 | 2025-10 | 1.10 | 0.15 | 0.95 | 54.81 |
| 3 | 2025-11 | 1.09 | 0.15 | 0.95 | 53.87 |
| 4 | 2025-12 | 1.09 | 0.15 | 0.95 | 52.92 |
| 5 | 2026-01 | 1.09 | 0.14 | 0.95 | 51.98 |
| 6 | 2026-02 | 1.09 | 0.14 | 0.95 | 51.03 |
| 7 | 2026-03 | 1.08 | 0.14 | 0.95 | 50.09 |
| 8 | 2026-04 | 1.08 | 0.14 | 0.95 | 49.14 |
| 9 | 2026-05 | 1.08 | 0.13 | 0.95 | 48.20 |
| 10 | 2026-06 | 1.08 | 0.13 | 0.95 | 47.25 |
| 11 | 2026-07 | 1.07 | 0.13 | 0.95 | 46.30 |
| 12 | 2026-08 | 1.07 | 0.13 | 0.95 | 45.36 |
| 13 | 2026-09 | 1.07 | 0.12 | 0.95 | 44.42 |
| 14 | 2026-10 | 1.07 | 0.12 | 0.95 | 43.47 |
| 15 | 2026-11 | 1.06 | 0.12 | 0.95 | 42.53 |
| 16 | 2026-12 | 1.06 | 0.12 | 0.95 | 41.58 |
| 17 | 2027-01 | 1.06 | 0.11 | 0.95 | 40.64 |
| 18 | 2027-02 | 1.06 | 0.11 | 0.95 | 39.69 |
| 19 | 2027-03 | 1.05 | 0.11 | 0.95 | 38.75 |
| 20 | 2027-04 | 1.05 | 0.10 | 0.95 | 37.80 |
| 21 | 2027-05 | 1.05 | 0.10 | 0.95 | 36.86 |
| 22 | 2027-06 | 1.04 | 0.10 | 0.95 | 35.91 |
| 23 | 2027-07 | 1.04 | 0.10 | 0.95 | 34.97 |
| 24 | 2027-08 | 1.04 | 0.09 | 0.95 | 34.02 |
| 25 | 2027-09 | 1.04 | 0.09 | 0.95 | 33.08 |
| 26 | 2027-10 | 1.03 | 0.09 | 0.95 | 32.13 |
| 27 | 2027-11 | 1.03 | 0.09 | 0.95 | 31.19 |
| 28 | 2027-12 | 1.03 | 0.08 | 0.95 | 30.24 |
| 29 | 2028-01 | 1.03 | 0.08 | 0.95 | 29.30 |
| 30 | 2028-02 | 1.02 | 0.08 | 0.95 | 28.35 |
| 31 | 2028-03 | 1.02 | 0.08 | 0.95 | 27.41 |
| 32 | 2028-04 | 1.02 | 0.07 | 0.95 | 26.46 |
| 33 | 2028-05 | 1.02 | 0.07 | 0.95 | 25.52 |
| 34 | 2028-06 | 1.01 | 0.07 | 0.95 | 24.57 |
| 35 | 2028-07 | 1.01 | 0.07 | 0.95 | 23.63 |
| 36 | 2028-08 | 1.01 | 0.06 | 0.95 | 22.68 |
| 37 | 2028-09 | 1.01 | 0.06 | 0.95 | 21.73 |
| 38 | 2028-10 | 1.00 | 0.06 | 0.95 | 20.79 |
| 39 | 2028-11 | 1.00 | 0.06 | 0.95 | 19.84 |
| 40 | 2028-12 | 1.00 | 0.05 | 0.95 | 18.90 |
| 41 | 2029-01 | 1.00 | 0.05 | 0.95 | 17.95 |
| 42 | 2029-02 | 0.99 | 0.05 | 0.95 | 17.01 |
| 43 | 2029-03 | 0.99 | 0.05 | 0.95 | 16.06 |
| 44 | 2029-04 | 0.99 | 0.04 | 0.95 | 15.12 |
| 45 | 2029-05 | 0.99 | 0.04 | 0.95 | 14.17 |
| 46 | 2029-06 | 0.98 | 0.04 | 0.95 | 13.23 |
| 47 | 2029-07 | 0.98 | 0.04 | 0.95 | 12.28 |
| 48 | 2029-08 | 0.98 | 0.03 | 0.95 | 11.34 |
| 49 | 2029-09 | 0.98 | 0.03 | 0.95 | 10.40 |
| 50 | 2029-10 | 0.97 | 0.03 | 0.95 | 9.45 |
| 51 | 2029-11 | 0.97 | 0.03 | 0.95 | 8.51 |
| 52 | 2029-12 | 0.97 | 0.02 | 0.95 | 7.56 |
| 53 | 2030-01 | 0.97 | 0.02 | 0.95 | 6.62 |
| 54 | 2030-02 | 0.96 | 0.02 | 0.95 | 5.67 |
| 55 | 2030-03 | 0.96 | 0.02 | 0.95 | 4.73 |
| 56 | 2030-04 | 0.96 | 0.01 | 0.95 | 3.78 |
| 57 | 2030-05 | 0.96 | 0.01 | 0.95 | 2.84 |
| 58 | 2030-06 | 0.95 | 0.01 | 0.95 | 1.89 |
| 59 | 2030-07 | 0.95 | 0.01 | 0.95 | 0.95 |
| 60 | 2030-08 | 0.95 | 0.00 | 0.95 | 0.00 |