徐州贷款14万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：14万
还款月数：5年
每月还款：2506.3元
利息总额：1.04万
本息合计：15.04万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-08 | 2506.30 | 332.50 | 2173.80 | 137826.20 |
| 2 | 2025-09 | 2506.30 | 327.34 | 2178.96 | 135647.25 |
| 3 | 2025-10 | 2506.30 | 322.16 | 2184.13 | 133463.11 |
| 4 | 2025-11 | 2506.30 | 316.97 | 2189.32 | 131273.79 |
| 5 | 2025-12 | 2506.30 | 311.78 | 2194.52 | 129079.27 |
| 6 | 2026-01 | 2506.30 | 306.56 | 2199.73 | 126879.54 |
| 7 | 2026-02 | 2506.30 | 301.34 | 2204.96 | 124674.58 |
| 8 | 2026-03 | 2506.30 | 296.10 | 2210.19 | 122464.39 |
| 9 | 2026-04 | 2506.30 | 290.85 | 2215.44 | 120248.95 |
| 10 | 2026-05 | 2506.30 | 285.59 | 2220.70 | 118028.24 |
| 11 | 2026-06 | 2506.30 | 280.32 | 2225.98 | 115802.26 |
| 12 | 2026-07 | 2506.30 | 275.03 | 2231.27 | 113571.00 |
| 13 | 2026-08 | 2506.30 | 269.73 | 2236.56 | 111334.44 |
| 14 | 2026-09 | 2506.30 | 264.42 | 2241.88 | 109092.56 |
| 15 | 2026-10 | 2506.30 | 259.09 | 2247.20 | 106845.36 |
| 16 | 2026-11 | 2506.30 | 253.76 | 2252.54 | 104592.82 |
| 17 | 2026-12 | 2506.30 | 248.41 | 2257.89 | 102334.93 |
| 18 | 2027-01 | 2506.30 | 243.05 | 2263.25 | 100071.68 |
| 19 | 2027-02 | 2506.30 | 237.67 | 2268.63 | 97803.06 |
| 20 | 2027-03 | 2506.30 | 232.28 | 2274.01 | 95529.04 |
| 21 | 2027-04 | 2506.30 | 226.88 | 2279.41 | 93249.63 |
| 22 | 2027-05 | 2506.30 | 221.47 | 2284.83 | 90964.80 |
| 23 | 2027-06 | 2506.30 | 216.04 | 2290.25 | 88674.55 |
| 24 | 2027-07 | 2506.30 | 210.60 | 2295.69 | 86378.86 |
| 25 | 2027-08 | 2506.30 | 205.15 | 2301.15 | 84077.71 |
| 26 | 2027-09 | 2506.30 | 199.68 | 2306.61 | 81771.10 |
| 27 | 2027-10 | 2506.30 | 194.21 | 2312.09 | 79459.01 |
| 28 | 2027-11 | 2506.30 | 188.72 | 2317.58 | 77141.43 |
| 29 | 2027-12 | 2506.30 | 183.21 | 2323.08 | 74818.34 |
| 30 | 2028-01 | 2506.30 | 177.69 | 2328.60 | 72489.74 |
| 31 | 2028-02 | 2506.30 | 172.16 | 2334.13 | 70155.61 |
| 32 | 2028-03 | 2506.30 | 166.62 | 2339.68 | 67815.93 |
| 33 | 2028-04 | 2506.30 | 161.06 | 2345.23 | 65470.70 |
| 34 | 2028-05 | 2506.30 | 155.49 | 2350.80 | 63119.90 |
| 35 | 2028-06 | 2506.30 | 149.91 | 2356.39 | 60763.51 |
| 36 | 2028-07 | 2506.30 | 144.31 | 2361.98 | 58401.53 |
| 37 | 2028-08 | 2506.30 | 138.70 | 2367.59 | 56033.94 |
| 38 | 2028-09 | 2506.30 | 133.08 | 2373.21 | 53660.72 |
| 39 | 2028-10 | 2506.30 | 127.44 | 2378.85 | 51281.87 |
| 40 | 2028-11 | 2506.30 | 121.79 | 2384.50 | 48897.37 |
| 41 | 2028-12 | 2506.30 | 116.13 | 2390.16 | 46507.21 |
| 42 | 2029-01 | 2506.30 | 110.45 | 2395.84 | 44111.37 |
| 43 | 2029-02 | 2506.30 | 104.76 | 2401.53 | 41709.84 |
| 44 | 2029-03 | 2506.30 | 99.06 | 2407.23 | 39302.60 |
| 45 | 2029-04 | 2506.30 | 93.34 | 2412.95 | 36889.65 |
| 46 | 2029-05 | 2506.30 | 87.61 | 2418.68 | 34470.97 |
| 47 | 2029-06 | 2506.30 | 81.87 | 2424.43 | 32046.54 |
| 48 | 2029-07 | 2506.30 | 76.11 | 2430.18 | 29616.36 |
| 49 | 2029-08 | 2506.30 | 70.34 | 2435.96 | 27180.40 |
| 50 | 2029-09 | 2506.30 | 64.55 | 2441.74 | 24738.66 |
| 51 | 2029-10 | 2506.30 | 58.75 | 2447.54 | 22291.12 |
| 52 | 2029-11 | 2506.30 | 52.94 | 2453.35 | 19837.76 |
| 53 | 2029-12 | 2506.30 | 47.11 | 2459.18 | 17378.58 |
| 54 | 2030-01 | 2506.30 | 41.27 | 2465.02 | 14913.56 |
| 55 | 2030-02 | 2506.30 | 35.42 | 2470.88 | 12442.68 |
| 56 | 2030-03 | 2506.30 | 29.55 | 2476.74 | 9965.94 |
| 57 | 2030-04 | 2506.30 | 23.67 | 2482.63 | 7483.31 |
| 58 | 2030-05 | 2506.30 | 17.77 | 2488.52 | 4994.79 |
| 59 | 2030-06 | 2506.30 | 11.86 | 2494.43 | 2500.36 |
| 60 | 2030-07 | 2506.30 | 5.94 | 2500.36 | 0.00 |
等额本金还款方式：
贷款总额：14万
还款月数：5年
首月还款：2665.83元
每月递减：5.54元
利息总额：1.01万
本息合计：15.01万
节省利息：236.48元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-08 | 2665.83 | 332.50 | 2333.33 | 137666.67 |
| 2 | 2025-09 | 2660.29 | 326.96 | 2333.33 | 135333.33 |
| 3 | 2025-10 | 2654.75 | 321.42 | 2333.33 | 133000.00 |
| 4 | 2025-11 | 2649.21 | 315.88 | 2333.33 | 130666.67 |
| 5 | 2025-12 | 2643.67 | 310.33 | 2333.33 | 128333.33 |
| 6 | 2026-01 | 2638.13 | 304.79 | 2333.33 | 126000.00 |
| 7 | 2026-02 | 2632.58 | 299.25 | 2333.33 | 123666.67 |
| 8 | 2026-03 | 2627.04 | 293.71 | 2333.33 | 121333.33 |
| 9 | 2026-04 | 2621.50 | 288.17 | 2333.33 | 119000.00 |
| 10 | 2026-05 | 2615.96 | 282.63 | 2333.33 | 116666.67 |
| 11 | 2026-06 | 2610.42 | 277.08 | 2333.33 | 114333.33 |
| 12 | 2026-07 | 2604.88 | 271.54 | 2333.33 | 112000.00 |
| 13 | 2026-08 | 2599.33 | 266.00 | 2333.33 | 109666.67 |
| 14 | 2026-09 | 2593.79 | 260.46 | 2333.33 | 107333.33 |
| 15 | 2026-10 | 2588.25 | 254.92 | 2333.33 | 105000.00 |
| 16 | 2026-11 | 2582.71 | 249.38 | 2333.33 | 102666.67 |
| 17 | 2026-12 | 2577.17 | 243.83 | 2333.33 | 100333.33 |
| 18 | 2027-01 | 2571.63 | 238.29 | 2333.33 | 98000.00 |
| 19 | 2027-02 | 2566.08 | 232.75 | 2333.33 | 95666.67 |
| 20 | 2027-03 | 2560.54 | 227.21 | 2333.33 | 93333.33 |
| 21 | 2027-04 | 2555.00 | 221.67 | 2333.33 | 91000.00 |
| 22 | 2027-05 | 2549.46 | 216.13 | 2333.33 | 88666.67 |
| 23 | 2027-06 | 2543.92 | 210.58 | 2333.33 | 86333.33 |
| 24 | 2027-07 | 2538.38 | 205.04 | 2333.33 | 84000.00 |
| 25 | 2027-08 | 2532.83 | 199.50 | 2333.33 | 81666.67 |
| 26 | 2027-09 | 2527.29 | 193.96 | 2333.33 | 79333.33 |
| 27 | 2027-10 | 2521.75 | 188.42 | 2333.33 | 77000.00 |
| 28 | 2027-11 | 2516.21 | 182.88 | 2333.33 | 74666.67 |
| 29 | 2027-12 | 2510.67 | 177.33 | 2333.33 | 72333.33 |
| 30 | 2028-01 | 2505.13 | 171.79 | 2333.33 | 70000.00 |
| 31 | 2028-02 | 2499.58 | 166.25 | 2333.33 | 67666.67 |
| 32 | 2028-03 | 2494.04 | 160.71 | 2333.33 | 65333.33 |
| 33 | 2028-04 | 2488.50 | 155.17 | 2333.33 | 63000.00 |
| 34 | 2028-05 | 2482.96 | 149.63 | 2333.33 | 60666.67 |
| 35 | 2028-06 | 2477.42 | 144.08 | 2333.33 | 58333.33 |
| 36 | 2028-07 | 2471.88 | 138.54 | 2333.33 | 56000.00 |
| 37 | 2028-08 | 2466.33 | 133.00 | 2333.33 | 53666.67 |
| 38 | 2028-09 | 2460.79 | 127.46 | 2333.33 | 51333.33 |
| 39 | 2028-10 | 2455.25 | 121.92 | 2333.33 | 49000.00 |
| 40 | 2028-11 | 2449.71 | 116.38 | 2333.33 | 46666.67 |
| 41 | 2028-12 | 2444.17 | 110.83 | 2333.33 | 44333.33 |
| 42 | 2029-01 | 2438.63 | 105.29 | 2333.33 | 42000.00 |
| 43 | 2029-02 | 2433.08 | 99.75 | 2333.33 | 39666.67 |
| 44 | 2029-03 | 2427.54 | 94.21 | 2333.33 | 37333.33 |
| 45 | 2029-04 | 2422.00 | 88.67 | 2333.33 | 35000.00 |
| 46 | 2029-05 | 2416.46 | 83.13 | 2333.33 | 32666.67 |
| 47 | 2029-06 | 2410.92 | 77.58 | 2333.33 | 30333.33 |
| 48 | 2029-07 | 2405.38 | 72.04 | 2333.33 | 28000.00 |
| 49 | 2029-08 | 2399.83 | 66.50 | 2333.33 | 25666.67 |
| 50 | 2029-09 | 2394.29 | 60.96 | 2333.33 | 23333.33 |
| 51 | 2029-10 | 2388.75 | 55.42 | 2333.33 | 21000.00 |
| 52 | 2029-11 | 2383.21 | 49.87 | 2333.33 | 18666.67 |
| 53 | 2029-12 | 2377.67 | 44.33 | 2333.33 | 16333.33 |
| 54 | 2030-01 | 2372.13 | 38.79 | 2333.33 | 14000.00 |
| 55 | 2030-02 | 2366.58 | 33.25 | 2333.33 | 11666.67 |
| 56 | 2030-03 | 2361.04 | 27.71 | 2333.33 | 9333.33 |
| 57 | 2030-04 | 2355.50 | 22.17 | 2333.33 | 7000.00 |
| 58 | 2030-05 | 2349.96 | 16.63 | 2333.33 | 4666.67 |
| 59 | 2030-06 | 2344.42 | 11.08 | 2333.33 | 2333.33 |
| 60 | 2030-07 | 2338.88 | 5.54 | 2333.33 | 0.00 |