贷款11.19万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：11.19万
还款月数：5年
每月还款：1971.46元
利息总额：6370.7元
本息合计：11.83万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-08 | 1971.46 | 205.18 | 1766.28 | 110150.39 |
| 2 | 2025-09 | 1971.46 | 201.94 | 1769.51 | 108380.88 |
| 3 | 2025-10 | 1971.46 | 198.70 | 1772.76 | 106608.12 |
| 4 | 2025-11 | 1971.46 | 195.45 | 1776.01 | 104832.11 |
| 5 | 2025-12 | 1971.46 | 192.19 | 1779.26 | 103052.85 |
| 6 | 2026-01 | 1971.46 | 188.93 | 1782.53 | 101270.32 |
| 7 | 2026-02 | 1971.46 | 185.66 | 1785.79 | 99484.53 |
| 8 | 2026-03 | 1971.46 | 182.39 | 1789.07 | 97695.46 |
| 9 | 2026-04 | 1971.46 | 179.11 | 1792.35 | 95903.12 |
| 10 | 2026-05 | 1971.46 | 175.82 | 1795.63 | 94107.48 |
| 11 | 2026-06 | 1971.46 | 172.53 | 1798.93 | 92308.56 |
| 12 | 2026-07 | 1971.46 | 169.23 | 1802.22 | 90506.33 |
| 13 | 2026-08 | 1971.46 | 165.93 | 1805.53 | 88700.80 |
| 14 | 2026-09 | 1971.46 | 162.62 | 1808.84 | 86891.97 |
| 15 | 2026-10 | 1971.46 | 159.30 | 1812.15 | 85079.81 |
| 16 | 2026-11 | 1971.46 | 155.98 | 1815.48 | 83264.34 |
| 17 | 2026-12 | 1971.46 | 152.65 | 1818.80 | 81445.53 |
| 18 | 2027-01 | 1971.46 | 149.32 | 1822.14 | 79623.39 |
| 19 | 2027-02 | 1971.46 | 145.98 | 1825.48 | 77797.91 |
| 20 | 2027-03 | 1971.46 | 142.63 | 1828.83 | 75969.08 |
| 21 | 2027-04 | 1971.46 | 139.28 | 1832.18 | 74136.91 |
| 22 | 2027-05 | 1971.46 | 135.92 | 1835.54 | 72301.37 |
| 23 | 2027-06 | 1971.46 | 132.55 | 1838.90 | 70462.46 |
| 24 | 2027-07 | 1971.46 | 129.18 | 1842.27 | 68620.19 |
| 25 | 2027-08 | 1971.46 | 125.80 | 1845.65 | 66774.54 |
| 26 | 2027-09 | 1971.46 | 122.42 | 1849.04 | 64925.50 |
| 27 | 2027-10 | 1971.46 | 119.03 | 1852.43 | 63073.07 |
| 28 | 2027-11 | 1971.46 | 115.63 | 1855.82 | 61217.25 |
| 29 | 2027-12 | 1971.46 | 112.23 | 1859.22 | 59358.03 |
| 30 | 2028-01 | 1971.46 | 108.82 | 1862.63 | 57495.39 |
| 31 | 2028-02 | 1971.46 | 105.41 | 1866.05 | 55629.35 |
| 32 | 2028-03 | 1971.46 | 101.99 | 1869.47 | 53759.88 |
| 33 | 2028-04 | 1971.46 | 98.56 | 1872.90 | 51886.98 |
| 34 | 2028-05 | 1971.46 | 95.13 | 1876.33 | 50010.65 |
| 35 | 2028-06 | 1971.46 | 91.69 | 1879.77 | 48130.88 |
| 36 | 2028-07 | 1971.46 | 88.24 | 1883.22 | 46247.66 |
| 37 | 2028-08 | 1971.46 | 84.79 | 1886.67 | 44361.00 |
| 38 | 2028-09 | 1971.46 | 81.33 | 1890.13 | 42470.87 |
| 39 | 2028-10 | 1971.46 | 77.86 | 1893.59 | 40577.27 |
| 40 | 2028-11 | 1971.46 | 74.39 | 1897.06 | 38680.21 |
| 41 | 2028-12 | 1971.46 | 70.91 | 1900.54 | 36779.67 |
| 42 | 2029-01 | 1971.46 | 67.43 | 1904.03 | 34875.64 |
| 43 | 2029-02 | 1971.46 | 63.94 | 1907.52 | 32968.12 |
| 44 | 2029-03 | 1971.46 | 60.44 | 1911.01 | 31057.11 |
| 45 | 2029-04 | 1971.46 | 56.94 | 1914.52 | 29142.59 |
| 46 | 2029-05 | 1971.46 | 53.43 | 1918.03 | 27224.56 |
| 47 | 2029-06 | 1971.46 | 49.91 | 1921.54 | 25303.02 |
| 48 | 2029-07 | 1971.46 | 46.39 | 1925.07 | 23377.95 |
| 49 | 2029-08 | 1971.46 | 42.86 | 1928.60 | 21449.35 |
| 50 | 2029-09 | 1971.46 | 39.32 | 1932.13 | 19517.22 |
| 51 | 2029-10 | 1971.46 | 35.78 | 1935.67 | 17581.55 |
| 52 | 2029-11 | 1971.46 | 32.23 | 1939.22 | 15642.32 |
| 53 | 2029-12 | 1971.46 | 28.68 | 1942.78 | 13699.55 |
| 54 | 2030-01 | 1971.46 | 25.12 | 1946.34 | 11753.21 |
| 55 | 2030-02 | 1971.46 | 21.55 | 1949.91 | 9803.30 |
| 56 | 2030-03 | 1971.46 | 17.97 | 1953.48 | 7849.81 |
| 57 | 2030-04 | 1971.46 | 14.39 | 1957.06 | 5892.75 |
| 58 | 2030-05 | 1971.46 | 10.80 | 1960.65 | 3932.10 |
| 59 | 2030-06 | 1971.46 | 7.21 | 1964.25 | 1967.85 |
| 60 | 2030-07 | 1971.46 | 3.61 | 1967.85 | 0.00 |
等额本金还款方式：
贷款总额：11.19万
还款月数：5年
首月还款：2070.46元
每月递减：3.42元
利息总额：6258.01元
本息合计：11.82万
节省利息：112.69元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-08 | 2070.46 | 205.18 | 1865.28 | 110051.39 |
| 2 | 2025-09 | 2067.04 | 201.76 | 1865.28 | 108186.11 |
| 3 | 2025-10 | 2063.62 | 198.34 | 1865.28 | 106320.84 |
| 4 | 2025-11 | 2060.20 | 194.92 | 1865.28 | 104455.56 |
| 5 | 2025-12 | 2056.78 | 191.50 | 1865.28 | 102590.28 |
| 6 | 2026-01 | 2053.36 | 188.08 | 1865.28 | 100725.00 |
| 7 | 2026-02 | 2049.94 | 184.66 | 1865.28 | 98859.73 |
| 8 | 2026-03 | 2046.52 | 181.24 | 1865.28 | 96994.45 |
| 9 | 2026-04 | 2043.10 | 177.82 | 1865.28 | 95129.17 |
| 10 | 2026-05 | 2039.68 | 174.40 | 1865.28 | 93263.89 |
| 11 | 2026-06 | 2036.26 | 170.98 | 1865.28 | 91398.61 |
| 12 | 2026-07 | 2032.84 | 167.56 | 1865.28 | 89533.34 |
| 13 | 2026-08 | 2029.42 | 164.14 | 1865.28 | 87668.06 |
| 14 | 2026-09 | 2026.00 | 160.72 | 1865.28 | 85802.78 |
| 15 | 2026-10 | 2022.58 | 157.31 | 1865.28 | 83937.50 |
| 16 | 2026-11 | 2019.16 | 153.89 | 1865.28 | 82072.22 |
| 17 | 2026-12 | 2015.74 | 150.47 | 1865.28 | 80206.95 |
| 18 | 2027-01 | 2012.32 | 147.05 | 1865.28 | 78341.67 |
| 19 | 2027-02 | 2008.90 | 143.63 | 1865.28 | 76476.39 |
| 20 | 2027-03 | 2005.48 | 140.21 | 1865.28 | 74611.11 |
| 21 | 2027-04 | 2002.06 | 136.79 | 1865.28 | 72745.84 |
| 22 | 2027-05 | 1998.65 | 133.37 | 1865.28 | 70880.56 |
| 23 | 2027-06 | 1995.23 | 129.95 | 1865.28 | 69015.28 |
| 24 | 2027-07 | 1991.81 | 126.53 | 1865.28 | 67150.00 |
| 25 | 2027-08 | 1988.39 | 123.11 | 1865.28 | 65284.72 |
| 26 | 2027-09 | 1984.97 | 119.69 | 1865.28 | 63419.45 |
| 27 | 2027-10 | 1981.55 | 116.27 | 1865.28 | 61554.17 |
| 28 | 2027-11 | 1978.13 | 112.85 | 1865.28 | 59688.89 |
| 29 | 2027-12 | 1974.71 | 109.43 | 1865.28 | 57823.61 |
| 30 | 2028-01 | 1971.29 | 106.01 | 1865.28 | 55958.33 |
| 31 | 2028-02 | 1967.87 | 102.59 | 1865.28 | 54093.06 |
| 32 | 2028-03 | 1964.45 | 99.17 | 1865.28 | 52227.78 |
| 33 | 2028-04 | 1961.03 | 95.75 | 1865.28 | 50362.50 |
| 34 | 2028-05 | 1957.61 | 92.33 | 1865.28 | 48497.22 |
| 35 | 2028-06 | 1954.19 | 88.91 | 1865.28 | 46631.95 |
| 36 | 2028-07 | 1950.77 | 85.49 | 1865.28 | 44766.67 |
| 37 | 2028-08 | 1947.35 | 82.07 | 1865.28 | 42901.39 |
| 38 | 2028-09 | 1943.93 | 78.65 | 1865.28 | 41036.11 |
| 39 | 2028-10 | 1940.51 | 75.23 | 1865.28 | 39170.83 |
| 40 | 2028-11 | 1937.09 | 71.81 | 1865.28 | 37305.56 |
| 41 | 2028-12 | 1933.67 | 68.39 | 1865.28 | 35440.28 |
| 42 | 2029-01 | 1930.25 | 64.97 | 1865.28 | 33575.00 |
| 43 | 2029-02 | 1926.83 | 61.55 | 1865.28 | 31709.72 |
| 44 | 2029-03 | 1923.41 | 58.13 | 1865.28 | 29844.45 |
| 45 | 2029-04 | 1919.99 | 54.71 | 1865.28 | 27979.17 |
| 46 | 2029-05 | 1916.57 | 51.30 | 1865.28 | 26113.89 |
| 47 | 2029-06 | 1913.15 | 47.88 | 1865.28 | 24248.61 |
| 48 | 2029-07 | 1909.73 | 44.46 | 1865.28 | 22383.33 |
| 49 | 2029-08 | 1906.31 | 41.04 | 1865.28 | 20518.06 |
| 50 | 2029-09 | 1902.89 | 37.62 | 1865.28 | 18652.78 |
| 51 | 2029-10 | 1899.47 | 34.20 | 1865.28 | 16787.50 |
| 52 | 2029-11 | 1896.05 | 30.78 | 1865.28 | 14922.22 |
| 53 | 2029-12 | 1892.64 | 27.36 | 1865.28 | 13056.94 |
| 54 | 2030-01 | 1889.22 | 23.94 | 1865.28 | 11191.67 |
| 55 | 2030-02 | 1885.80 | 20.52 | 1865.28 | 9326.39 |
| 56 | 2030-03 | 1882.38 | 17.10 | 1865.28 | 7461.11 |
| 57 | 2030-04 | 1878.96 | 13.68 | 1865.28 | 5595.83 |
| 58 | 2030-05 | 1875.54 | 10.26 | 1865.28 | 3730.56 |
| 59 | 2030-06 | 1872.12 | 6.84 | 1865.28 | 1865.28 |
| 60 | 2030-07 | 1868.70 | 3.42 | 1865.28 | 0.00 |