石家庄贷款9万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：9万
还款月数：5年
每月还款：1581.44元
利息总额：4886.33元
本息合计：9.49万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-07 | 1581.44 | 157.50 | 1423.94 | 88576.06 |
| 2 | 2025-08 | 1581.44 | 155.01 | 1426.43 | 87149.63 |
| 3 | 2025-09 | 1581.44 | 152.51 | 1428.93 | 85720.70 |
| 4 | 2025-10 | 1581.44 | 150.01 | 1431.43 | 84289.28 |
| 5 | 2025-11 | 1581.44 | 147.51 | 1433.93 | 82855.34 |
| 6 | 2025-12 | 1581.44 | 145.00 | 1436.44 | 81418.90 |
| 7 | 2026-01 | 1581.44 | 142.48 | 1438.96 | 79979.95 |
| 8 | 2026-02 | 1581.44 | 139.96 | 1441.47 | 78538.47 |
| 9 | 2026-03 | 1581.44 | 137.44 | 1444.00 | 77094.48 |
| 10 | 2026-04 | 1581.44 | 134.92 | 1446.52 | 75647.95 |
| 11 | 2026-05 | 1581.44 | 132.38 | 1449.05 | 74198.90 |
| 12 | 2026-06 | 1581.44 | 129.85 | 1451.59 | 72747.31 |
| 13 | 2026-07 | 1581.44 | 127.31 | 1454.13 | 71293.18 |
| 14 | 2026-08 | 1581.44 | 124.76 | 1456.68 | 69836.50 |
| 15 | 2026-09 | 1581.44 | 122.21 | 1459.22 | 68377.27 |
| 16 | 2026-10 | 1581.44 | 119.66 | 1461.78 | 66915.50 |
| 17 | 2026-11 | 1581.44 | 117.10 | 1464.34 | 65451.16 |
| 18 | 2026-12 | 1581.44 | 114.54 | 1466.90 | 63984.26 |
| 19 | 2027-01 | 1581.44 | 111.97 | 1469.47 | 62514.79 |
| 20 | 2027-02 | 1581.44 | 109.40 | 1472.04 | 61042.76 |
| 21 | 2027-03 | 1581.44 | 106.82 | 1474.61 | 59568.14 |
| 22 | 2027-04 | 1581.44 | 104.24 | 1477.19 | 58090.95 |
| 23 | 2027-05 | 1581.44 | 101.66 | 1479.78 | 56611.17 |
| 24 | 2027-06 | 1581.44 | 99.07 | 1482.37 | 55128.80 |
| 25 | 2027-07 | 1581.44 | 96.48 | 1484.96 | 53643.84 |
| 26 | 2027-08 | 1581.44 | 93.88 | 1487.56 | 52156.27 |
| 27 | 2027-09 | 1581.44 | 91.27 | 1490.17 | 50666.11 |
| 28 | 2027-10 | 1581.44 | 88.67 | 1492.77 | 49173.33 |
| 29 | 2027-11 | 1581.44 | 86.05 | 1495.39 | 47677.95 |
| 30 | 2027-12 | 1581.44 | 83.44 | 1498.00 | 46179.95 |
| 31 | 2028-01 | 1581.44 | 80.81 | 1500.62 | 44679.32 |
| 32 | 2028-02 | 1581.44 | 78.19 | 1503.25 | 43176.07 |
| 33 | 2028-03 | 1581.44 | 75.56 | 1505.88 | 41670.19 |
| 34 | 2028-04 | 1581.44 | 72.92 | 1508.52 | 40161.68 |
| 35 | 2028-05 | 1581.44 | 70.28 | 1511.16 | 38650.52 |
| 36 | 2028-06 | 1581.44 | 67.64 | 1513.80 | 37136.72 |
| 37 | 2028-07 | 1581.44 | 64.99 | 1516.45 | 35620.27 |
| 38 | 2028-08 | 1581.44 | 62.34 | 1519.10 | 34101.17 |
| 39 | 2028-09 | 1581.44 | 59.68 | 1521.76 | 32579.41 |
| 40 | 2028-10 | 1581.44 | 57.01 | 1524.42 | 31054.98 |
| 41 | 2028-11 | 1581.44 | 54.35 | 1527.09 | 29527.89 |
| 42 | 2028-12 | 1581.44 | 51.67 | 1529.76 | 27998.12 |
| 43 | 2029-01 | 1581.44 | 49.00 | 1532.44 | 26465.68 |
| 44 | 2029-02 | 1581.44 | 46.31 | 1535.12 | 24930.56 |
| 45 | 2029-03 | 1581.44 | 43.63 | 1537.81 | 23392.75 |
| 46 | 2029-04 | 1581.44 | 40.94 | 1540.50 | 21852.25 |
| 47 | 2029-05 | 1581.44 | 38.24 | 1543.20 | 20309.05 |
| 48 | 2029-06 | 1581.44 | 35.54 | 1545.90 | 18763.15 |
| 49 | 2029-07 | 1581.44 | 32.84 | 1548.60 | 17214.55 |
| 50 | 2029-08 | 1581.44 | 30.13 | 1551.31 | 15663.23 |
| 51 | 2029-09 | 1581.44 | 27.41 | 1554.03 | 14109.21 |
| 52 | 2029-10 | 1581.44 | 24.69 | 1556.75 | 12552.46 |
| 53 | 2029-11 | 1581.44 | 21.97 | 1559.47 | 10992.99 |
| 54 | 2029-12 | 1581.44 | 19.24 | 1562.20 | 9430.78 |
| 55 | 2030-01 | 1581.44 | 16.50 | 1564.93 | 7865.85 |
| 56 | 2030-02 | 1581.44 | 13.77 | 1567.67 | 6298.18 |
| 57 | 2030-03 | 1581.44 | 11.02 | 1570.42 | 4727.76 |
| 58 | 2030-04 | 1581.44 | 8.27 | 1573.17 | 3154.59 |
| 59 | 2030-05 | 1581.44 | 5.52 | 1575.92 | 1578.68 |
| 60 | 2030-06 | 1581.44 | 2.76 | 1578.68 | 0.00 |
等额本金还款方式：
贷款总额：9万
还款月数：5年
首月还款：1657.5元
每月递减：2.63元
利息总额：4803.75元
本息合计：9.48万
节省利息：82.58元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-07 | 1657.50 | 157.50 | 1500.00 | 88500.00 |
| 2 | 2025-08 | 1654.88 | 154.88 | 1500.00 | 87000.00 |
| 3 | 2025-09 | 1652.25 | 152.25 | 1500.00 | 85500.00 |
| 4 | 2025-10 | 1649.63 | 149.63 | 1500.00 | 84000.00 |
| 5 | 2025-11 | 1647.00 | 147.00 | 1500.00 | 82500.00 |
| 6 | 2025-12 | 1644.38 | 144.38 | 1500.00 | 81000.00 |
| 7 | 2026-01 | 1641.75 | 141.75 | 1500.00 | 79500.00 |
| 8 | 2026-02 | 1639.13 | 139.13 | 1500.00 | 78000.00 |
| 9 | 2026-03 | 1636.50 | 136.50 | 1500.00 | 76500.00 |
| 10 | 2026-04 | 1633.88 | 133.88 | 1500.00 | 75000.00 |
| 11 | 2026-05 | 1631.25 | 131.25 | 1500.00 | 73500.00 |
| 12 | 2026-06 | 1628.63 | 128.63 | 1500.00 | 72000.00 |
| 13 | 2026-07 | 1626.00 | 126.00 | 1500.00 | 70500.00 |
| 14 | 2026-08 | 1623.38 | 123.38 | 1500.00 | 69000.00 |
| 15 | 2026-09 | 1620.75 | 120.75 | 1500.00 | 67500.00 |
| 16 | 2026-10 | 1618.13 | 118.13 | 1500.00 | 66000.00 |
| 17 | 2026-11 | 1615.50 | 115.50 | 1500.00 | 64500.00 |
| 18 | 2026-12 | 1612.88 | 112.88 | 1500.00 | 63000.00 |
| 19 | 2027-01 | 1610.25 | 110.25 | 1500.00 | 61500.00 |
| 20 | 2027-02 | 1607.63 | 107.63 | 1500.00 | 60000.00 |
| 21 | 2027-03 | 1605.00 | 105.00 | 1500.00 | 58500.00 |
| 22 | 2027-04 | 1602.38 | 102.38 | 1500.00 | 57000.00 |
| 23 | 2027-05 | 1599.75 | 99.75 | 1500.00 | 55500.00 |
| 24 | 2027-06 | 1597.13 | 97.13 | 1500.00 | 54000.00 |
| 25 | 2027-07 | 1594.50 | 94.50 | 1500.00 | 52500.00 |
| 26 | 2027-08 | 1591.88 | 91.88 | 1500.00 | 51000.00 |
| 27 | 2027-09 | 1589.25 | 89.25 | 1500.00 | 49500.00 |
| 28 | 2027-10 | 1586.63 | 86.63 | 1500.00 | 48000.00 |
| 29 | 2027-11 | 1584.00 | 84.00 | 1500.00 | 46500.00 |
| 30 | 2027-12 | 1581.38 | 81.38 | 1500.00 | 45000.00 |
| 31 | 2028-01 | 1578.75 | 78.75 | 1500.00 | 43500.00 |
| 32 | 2028-02 | 1576.13 | 76.13 | 1500.00 | 42000.00 |
| 33 | 2028-03 | 1573.50 | 73.50 | 1500.00 | 40500.00 |
| 34 | 2028-04 | 1570.88 | 70.88 | 1500.00 | 39000.00 |
| 35 | 2028-05 | 1568.25 | 68.25 | 1500.00 | 37500.00 |
| 36 | 2028-06 | 1565.63 | 65.63 | 1500.00 | 36000.00 |
| 37 | 2028-07 | 1563.00 | 63.00 | 1500.00 | 34500.00 |
| 38 | 2028-08 | 1560.38 | 60.38 | 1500.00 | 33000.00 |
| 39 | 2028-09 | 1557.75 | 57.75 | 1500.00 | 31500.00 |
| 40 | 2028-10 | 1555.13 | 55.13 | 1500.00 | 30000.00 |
| 41 | 2028-11 | 1552.50 | 52.50 | 1500.00 | 28500.00 |
| 42 | 2028-12 | 1549.88 | 49.88 | 1500.00 | 27000.00 |
| 43 | 2029-01 | 1547.25 | 47.25 | 1500.00 | 25500.00 |
| 44 | 2029-02 | 1544.63 | 44.63 | 1500.00 | 24000.00 |
| 45 | 2029-03 | 1542.00 | 42.00 | 1500.00 | 22500.00 |
| 46 | 2029-04 | 1539.38 | 39.38 | 1500.00 | 21000.00 |
| 47 | 2029-05 | 1536.75 | 36.75 | 1500.00 | 19500.00 |
| 48 | 2029-06 | 1534.13 | 34.13 | 1500.00 | 18000.00 |
| 49 | 2029-07 | 1531.50 | 31.50 | 1500.00 | 16500.00 |
| 50 | 2029-08 | 1528.88 | 28.88 | 1500.00 | 15000.00 |
| 51 | 2029-09 | 1526.25 | 26.25 | 1500.00 | 13500.00 |
| 52 | 2029-10 | 1523.63 | 23.63 | 1500.00 | 12000.00 |
| 53 | 2029-11 | 1521.00 | 21.00 | 1500.00 | 10500.00 |
| 54 | 2029-12 | 1518.38 | 18.38 | 1500.00 | 9000.00 |
| 55 | 2030-01 | 1515.75 | 15.75 | 1500.00 | 7500.00 |
| 56 | 2030-02 | 1513.13 | 13.13 | 1500.00 | 6000.00 |
| 57 | 2030-03 | 1510.50 | 10.50 | 1500.00 | 4500.00 |
| 58 | 2030-04 | 1507.88 | 7.88 | 1500.00 | 3000.00 |
| 59 | 2030-05 | 1505.25 | 5.25 | 1500.00 | 1500.00 |
| 60 | 2030-06 | 1502.63 | 2.63 | 1500.00 | 0.00 |