石家庄贷款3万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：3万
还款月数：5年
每月还款：527.15元
利息总额：1628.78元
本息合计：3.16万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-07 | 527.15 | 52.50 | 474.65 | 29525.35 |
| 2 | 2025-08 | 527.15 | 51.67 | 475.48 | 29049.88 |
| 3 | 2025-09 | 527.15 | 50.84 | 476.31 | 28573.57 |
| 4 | 2025-10 | 527.15 | 50.00 | 477.14 | 28096.43 |
| 5 | 2025-11 | 527.15 | 49.17 | 477.98 | 27618.45 |
| 6 | 2025-12 | 527.15 | 48.33 | 478.81 | 27139.63 |
| 7 | 2026-01 | 527.15 | 47.49 | 479.65 | 26659.98 |
| 8 | 2026-02 | 527.15 | 46.65 | 480.49 | 26179.49 |
| 9 | 2026-03 | 527.15 | 45.81 | 481.33 | 25698.16 |
| 10 | 2026-04 | 527.15 | 44.97 | 482.17 | 25215.98 |
| 11 | 2026-05 | 527.15 | 44.13 | 483.02 | 24732.97 |
| 12 | 2026-06 | 527.15 | 43.28 | 483.86 | 24249.10 |
| 13 | 2026-07 | 527.15 | 42.44 | 484.71 | 23764.39 |
| 14 | 2026-08 | 527.15 | 41.59 | 485.56 | 23278.83 |
| 15 | 2026-09 | 527.15 | 40.74 | 486.41 | 22792.42 |
| 16 | 2026-10 | 527.15 | 39.89 | 487.26 | 22305.17 |
| 17 | 2026-11 | 527.15 | 39.03 | 488.11 | 21817.05 |
| 18 | 2026-12 | 527.15 | 38.18 | 488.97 | 21328.09 |
| 19 | 2027-01 | 527.15 | 37.32 | 489.82 | 20838.26 |
| 20 | 2027-02 | 527.15 | 36.47 | 490.68 | 20347.59 |
| 21 | 2027-03 | 527.15 | 35.61 | 491.54 | 19856.05 |
| 22 | 2027-04 | 527.15 | 34.75 | 492.40 | 19363.65 |
| 23 | 2027-05 | 527.15 | 33.89 | 493.26 | 18870.39 |
| 24 | 2027-06 | 527.15 | 33.02 | 494.12 | 18376.27 |
| 25 | 2027-07 | 527.15 | 32.16 | 494.99 | 17881.28 |
| 26 | 2027-08 | 527.15 | 31.29 | 495.85 | 17385.42 |
| 27 | 2027-09 | 527.15 | 30.42 | 496.72 | 16888.70 |
| 28 | 2027-10 | 527.15 | 29.56 | 497.59 | 16391.11 |
| 29 | 2027-11 | 527.15 | 28.68 | 498.46 | 15892.65 |
| 30 | 2027-12 | 527.15 | 27.81 | 499.33 | 15393.32 |
| 31 | 2028-01 | 527.15 | 26.94 | 500.21 | 14893.11 |
| 32 | 2028-02 | 527.15 | 26.06 | 501.08 | 14392.02 |
| 33 | 2028-03 | 527.15 | 25.19 | 501.96 | 13890.06 |
| 34 | 2028-04 | 527.15 | 24.31 | 502.84 | 13387.23 |
| 35 | 2028-05 | 527.15 | 23.43 | 503.72 | 12883.51 |
| 36 | 2028-06 | 527.15 | 22.55 | 504.60 | 12378.91 |
| 37 | 2028-07 | 527.15 | 21.66 | 505.48 | 11873.42 |
| 38 | 2028-08 | 527.15 | 20.78 | 506.37 | 11367.06 |
| 39 | 2028-09 | 527.15 | 19.89 | 507.25 | 10859.80 |
| 40 | 2028-10 | 527.15 | 19.00 | 508.14 | 10351.66 |
| 41 | 2028-11 | 527.15 | 18.12 | 509.03 | 9842.63 |
| 42 | 2028-12 | 527.15 | 17.22 | 509.92 | 9332.71 |
| 43 | 2029-01 | 527.15 | 16.33 | 510.81 | 8821.89 |
| 44 | 2029-02 | 527.15 | 15.44 | 511.71 | 8310.19 |
| 45 | 2029-03 | 527.15 | 14.54 | 512.60 | 7797.58 |
| 46 | 2029-04 | 527.15 | 13.65 | 513.50 | 7284.08 |
| 47 | 2029-05 | 527.15 | 12.75 | 514.40 | 6769.68 |
| 48 | 2029-06 | 527.15 | 11.85 | 515.30 | 6254.38 |
| 49 | 2029-07 | 527.15 | 10.95 | 516.20 | 5738.18 |
| 50 | 2029-08 | 527.15 | 10.04 | 517.10 | 5221.08 |
| 51 | 2029-09 | 527.15 | 9.14 | 518.01 | 4703.07 |
| 52 | 2029-10 | 527.15 | 8.23 | 518.92 | 4184.15 |
| 53 | 2029-11 | 527.15 | 7.32 | 519.82 | 3664.33 |
| 54 | 2029-12 | 527.15 | 6.41 | 520.73 | 3143.59 |
| 55 | 2030-01 | 527.15 | 5.50 | 521.64 | 2621.95 |
| 56 | 2030-02 | 527.15 | 4.59 | 522.56 | 2099.39 |
| 57 | 2030-03 | 527.15 | 3.67 | 523.47 | 1575.92 |
| 58 | 2030-04 | 527.15 | 2.76 | 524.39 | 1051.53 |
| 59 | 2030-05 | 527.15 | 1.84 | 525.31 | 526.23 |
| 60 | 2030-06 | 527.15 | 0.92 | 526.23 | 0.00 |
等额本金还款方式：
贷款总额：3万
还款月数：5年
首月还款：552.5元
每月递减：0.88元
利息总额：1601.25元
本息合计：3.16万
节省利息：27.53元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-07 | 552.50 | 52.50 | 500.00 | 29500.00 |
| 2 | 2025-08 | 551.63 | 51.63 | 500.00 | 29000.00 |
| 3 | 2025-09 | 550.75 | 50.75 | 500.00 | 28500.00 |
| 4 | 2025-10 | 549.88 | 49.88 | 500.00 | 28000.00 |
| 5 | 2025-11 | 549.00 | 49.00 | 500.00 | 27500.00 |
| 6 | 2025-12 | 548.13 | 48.13 | 500.00 | 27000.00 |
| 7 | 2026-01 | 547.25 | 47.25 | 500.00 | 26500.00 |
| 8 | 2026-02 | 546.38 | 46.38 | 500.00 | 26000.00 |
| 9 | 2026-03 | 545.50 | 45.50 | 500.00 | 25500.00 |
| 10 | 2026-04 | 544.63 | 44.63 | 500.00 | 25000.00 |
| 11 | 2026-05 | 543.75 | 43.75 | 500.00 | 24500.00 |
| 12 | 2026-06 | 542.88 | 42.88 | 500.00 | 24000.00 |
| 13 | 2026-07 | 542.00 | 42.00 | 500.00 | 23500.00 |
| 14 | 2026-08 | 541.13 | 41.13 | 500.00 | 23000.00 |
| 15 | 2026-09 | 540.25 | 40.25 | 500.00 | 22500.00 |
| 16 | 2026-10 | 539.38 | 39.38 | 500.00 | 22000.00 |
| 17 | 2026-11 | 538.50 | 38.50 | 500.00 | 21500.00 |
| 18 | 2026-12 | 537.63 | 37.63 | 500.00 | 21000.00 |
| 19 | 2027-01 | 536.75 | 36.75 | 500.00 | 20500.00 |
| 20 | 2027-02 | 535.88 | 35.88 | 500.00 | 20000.00 |
| 21 | 2027-03 | 535.00 | 35.00 | 500.00 | 19500.00 |
| 22 | 2027-04 | 534.13 | 34.13 | 500.00 | 19000.00 |
| 23 | 2027-05 | 533.25 | 33.25 | 500.00 | 18500.00 |
| 24 | 2027-06 | 532.38 | 32.38 | 500.00 | 18000.00 |
| 25 | 2027-07 | 531.50 | 31.50 | 500.00 | 17500.00 |
| 26 | 2027-08 | 530.63 | 30.63 | 500.00 | 17000.00 |
| 27 | 2027-09 | 529.75 | 29.75 | 500.00 | 16500.00 |
| 28 | 2027-10 | 528.88 | 28.88 | 500.00 | 16000.00 |
| 29 | 2027-11 | 528.00 | 28.00 | 500.00 | 15500.00 |
| 30 | 2027-12 | 527.13 | 27.13 | 500.00 | 15000.00 |
| 31 | 2028-01 | 526.25 | 26.25 | 500.00 | 14500.00 |
| 32 | 2028-02 | 525.38 | 25.38 | 500.00 | 14000.00 |
| 33 | 2028-03 | 524.50 | 24.50 | 500.00 | 13500.00 |
| 34 | 2028-04 | 523.63 | 23.63 | 500.00 | 13000.00 |
| 35 | 2028-05 | 522.75 | 22.75 | 500.00 | 12500.00 |
| 36 | 2028-06 | 521.88 | 21.88 | 500.00 | 12000.00 |
| 37 | 2028-07 | 521.00 | 21.00 | 500.00 | 11500.00 |
| 38 | 2028-08 | 520.13 | 20.13 | 500.00 | 11000.00 |
| 39 | 2028-09 | 519.25 | 19.25 | 500.00 | 10500.00 |
| 40 | 2028-10 | 518.38 | 18.38 | 500.00 | 10000.00 |
| 41 | 2028-11 | 517.50 | 17.50 | 500.00 | 9500.00 |
| 42 | 2028-12 | 516.63 | 16.63 | 500.00 | 9000.00 |
| 43 | 2029-01 | 515.75 | 15.75 | 500.00 | 8500.00 |
| 44 | 2029-02 | 514.88 | 14.88 | 500.00 | 8000.00 |
| 45 | 2029-03 | 514.00 | 14.00 | 500.00 | 7500.00 |
| 46 | 2029-04 | 513.13 | 13.13 | 500.00 | 7000.00 |
| 47 | 2029-05 | 512.25 | 12.25 | 500.00 | 6500.00 |
| 48 | 2029-06 | 511.38 | 11.38 | 500.00 | 6000.00 |
| 49 | 2029-07 | 510.50 | 10.50 | 500.00 | 5500.00 |
| 50 | 2029-08 | 509.63 | 9.63 | 500.00 | 5000.00 |
| 51 | 2029-09 | 508.75 | 8.75 | 500.00 | 4500.00 |
| 52 | 2029-10 | 507.88 | 7.88 | 500.00 | 4000.00 |
| 53 | 2029-11 | 507.00 | 7.00 | 500.00 | 3500.00 |
| 54 | 2029-12 | 506.13 | 6.13 | 500.00 | 3000.00 |
| 55 | 2030-01 | 505.25 | 5.25 | 500.00 | 2500.00 |
| 56 | 2030-02 | 504.38 | 4.38 | 500.00 | 2000.00 |
| 57 | 2030-03 | 503.50 | 3.50 | 500.00 | 1500.00 |
| 58 | 2030-04 | 502.63 | 2.63 | 500.00 | 1000.00 |
| 59 | 2030-05 | 501.75 | 1.75 | 500.00 | 500.00 |
| 60 | 2030-06 | 500.88 | 0.88 | 500.00 | 0.00 |