赤峰贷款44万（公积金贷款）房贷，还款6年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：44万
还款月数：6年
每月还款：6734.54元
利息总额：4.49万
本息合计：48.49万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-07 | 6734.54 | 1191.67 | 5542.88 | 434457.12 |
| 2 | 2025-08 | 6734.54 | 1176.65 | 5557.89 | 428899.24 |
| 3 | 2025-09 | 6734.54 | 1161.60 | 5572.94 | 423326.30 |
| 4 | 2025-10 | 6734.54 | 1146.51 | 5588.03 | 417738.26 |
| 5 | 2025-11 | 6734.54 | 1131.37 | 5603.17 | 412135.09 |
| 6 | 2025-12 | 6734.54 | 1116.20 | 5618.34 | 406516.75 |
| 7 | 2026-01 | 6734.54 | 1100.98 | 5633.56 | 400883.19 |
| 8 | 2026-02 | 6734.54 | 1085.73 | 5648.82 | 395234.38 |
| 9 | 2026-03 | 6734.54 | 1070.43 | 5664.12 | 389570.26 |
| 10 | 2026-04 | 6734.54 | 1055.09 | 5679.46 | 383890.80 |
| 11 | 2026-05 | 6734.54 | 1039.70 | 5694.84 | 378195.96 |
| 12 | 2026-06 | 6734.54 | 1024.28 | 5710.26 | 372485.70 |
| 13 | 2026-07 | 6734.54 | 1008.82 | 5725.73 | 366759.98 |
| 14 | 2026-08 | 6734.54 | 993.31 | 5741.23 | 361018.74 |
| 15 | 2026-09 | 6734.54 | 977.76 | 5756.78 | 355261.96 |
| 16 | 2026-10 | 6734.54 | 962.17 | 5772.37 | 349489.58 |
| 17 | 2026-11 | 6734.54 | 946.53 | 5788.01 | 343701.58 |
| 18 | 2026-12 | 6734.54 | 930.86 | 5803.68 | 337897.89 |
| 19 | 2027-01 | 6734.54 | 915.14 | 5819.40 | 332078.49 |
| 20 | 2027-02 | 6734.54 | 899.38 | 5835.16 | 326243.33 |
| 21 | 2027-03 | 6734.54 | 883.58 | 5850.97 | 320392.36 |
| 22 | 2027-04 | 6734.54 | 867.73 | 5866.81 | 314525.55 |
| 23 | 2027-05 | 6734.54 | 851.84 | 5882.70 | 308642.84 |
| 24 | 2027-06 | 6734.54 | 835.91 | 5898.63 | 302744.21 |
| 25 | 2027-07 | 6734.54 | 819.93 | 5914.61 | 296829.60 |
| 26 | 2027-08 | 6734.54 | 803.91 | 5930.63 | 290898.97 |
| 27 | 2027-09 | 6734.54 | 787.85 | 5946.69 | 284952.28 |
| 28 | 2027-10 | 6734.54 | 771.75 | 5962.80 | 278989.48 |
| 29 | 2027-11 | 6734.54 | 755.60 | 5978.95 | 273010.54 |
| 30 | 2027-12 | 6734.54 | 739.40 | 5995.14 | 267015.40 |
| 31 | 2028-01 | 6734.54 | 723.17 | 6011.38 | 261004.02 |
| 32 | 2028-02 | 6734.54 | 706.89 | 6027.66 | 254976.37 |
| 33 | 2028-03 | 6734.54 | 690.56 | 6043.98 | 248932.39 |
| 34 | 2028-04 | 6734.54 | 674.19 | 6060.35 | 242872.03 |
| 35 | 2028-05 | 6734.54 | 657.78 | 6076.76 | 236795.27 |
| 36 | 2028-06 | 6734.54 | 641.32 | 6093.22 | 230702.05 |
| 37 | 2028-07 | 6734.54 | 624.82 | 6109.72 | 224592.32 |
| 38 | 2028-08 | 6734.54 | 608.27 | 6126.27 | 218466.05 |
| 39 | 2028-09 | 6734.54 | 591.68 | 6142.86 | 212323.19 |
| 40 | 2028-10 | 6734.54 | 575.04 | 6159.50 | 206163.69 |
| 41 | 2028-11 | 6734.54 | 558.36 | 6176.18 | 199987.51 |
| 42 | 2028-12 | 6734.54 | 541.63 | 6192.91 | 193794.60 |
| 43 | 2029-01 | 6734.54 | 524.86 | 6209.68 | 187584.92 |
| 44 | 2029-02 | 6734.54 | 508.04 | 6226.50 | 181358.42 |
| 45 | 2029-03 | 6734.54 | 491.18 | 6243.36 | 175115.05 |
| 46 | 2029-04 | 6734.54 | 474.27 | 6260.27 | 168854.78 |
| 47 | 2029-05 | 6734.54 | 457.32 | 6277.23 | 162577.55 |
| 48 | 2029-06 | 6734.54 | 440.31 | 6294.23 | 156283.32 |
| 49 | 2029-07 | 6734.54 | 423.27 | 6311.28 | 149972.05 |
| 50 | 2029-08 | 6734.54 | 406.17 | 6328.37 | 143643.68 |
| 51 | 2029-09 | 6734.54 | 389.03 | 6345.51 | 137298.17 |
| 52 | 2029-10 | 6734.54 | 371.85 | 6362.69 | 130935.48 |
| 53 | 2029-11 | 6734.54 | 354.62 | 6379.93 | 124555.56 |
| 54 | 2029-12 | 6734.54 | 337.34 | 6397.20 | 118158.35 |
| 55 | 2030-01 | 6734.54 | 320.01 | 6414.53 | 111743.82 |
| 56 | 2030-02 | 6734.54 | 302.64 | 6431.90 | 105311.92 |
| 57 | 2030-03 | 6734.54 | 285.22 | 6449.32 | 98862.59 |
| 58 | 2030-04 | 6734.54 | 267.75 | 6466.79 | 92395.81 |
| 59 | 2030-05 | 6734.54 | 250.24 | 6484.30 | 85911.50 |
| 60 | 2030-06 | 6734.54 | 232.68 | 6501.87 | 79409.64 |
| 61 | 2030-07 | 6734.54 | 215.07 | 6519.47 | 72890.16 |
| 62 | 2030-08 | 6734.54 | 197.41 | 6537.13 | 66353.03 |
| 63 | 2030-09 | 6734.54 | 179.71 | 6554.84 | 59798.19 |
| 64 | 2030-10 | 6734.54 | 161.95 | 6572.59 | 53225.61 |
| 65 | 2030-11 | 6734.54 | 144.15 | 6590.39 | 46635.22 |
| 66 | 2030-12 | 6734.54 | 126.30 | 6608.24 | 40026.98 |
| 67 | 2031-01 | 6734.54 | 108.41 | 6626.14 | 33400.84 |
| 68 | 2031-02 | 6734.54 | 90.46 | 6644.08 | 26756.76 |
| 69 | 2031-03 | 6734.54 | 72.47 | 6662.08 | 20094.68 |
| 70 | 2031-04 | 6734.54 | 54.42 | 6680.12 | 13414.56 |
| 71 | 2031-05 | 6734.54 | 36.33 | 6698.21 | 6716.35 |
| 72 | 2031-06 | 6734.54 | 18.19 | 6716.35 | 0.00 |
等额本金还款方式：
贷款总额：44万
还款月数：6年
首月还款：7302.78元
每月递减：16.55元
利息总额：4.35万
本息合计：48.35万
节省利息：1391.22元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-07 | 7302.78 | 1191.67 | 6111.11 | 433888.89 |
| 2 | 2025-08 | 7286.23 | 1175.12 | 6111.11 | 427777.78 |
| 3 | 2025-09 | 7269.68 | 1158.56 | 6111.11 | 421666.67 |
| 4 | 2025-10 | 7253.13 | 1142.01 | 6111.11 | 415555.56 |
| 5 | 2025-11 | 7236.57 | 1125.46 | 6111.11 | 409444.44 |
| 6 | 2025-12 | 7220.02 | 1108.91 | 6111.11 | 403333.33 |
| 7 | 2026-01 | 7203.47 | 1092.36 | 6111.11 | 397222.22 |
| 8 | 2026-02 | 7186.92 | 1075.81 | 6111.11 | 391111.11 |
| 9 | 2026-03 | 7170.37 | 1059.26 | 6111.11 | 385000.00 |
| 10 | 2026-04 | 7153.82 | 1042.71 | 6111.11 | 378888.89 |
| 11 | 2026-05 | 7137.27 | 1026.16 | 6111.11 | 372777.78 |
| 12 | 2026-06 | 7120.72 | 1009.61 | 6111.11 | 366666.67 |
| 13 | 2026-07 | 7104.17 | 993.06 | 6111.11 | 360555.56 |
| 14 | 2026-08 | 7087.62 | 976.50 | 6111.11 | 354444.44 |
| 15 | 2026-09 | 7071.06 | 959.95 | 6111.11 | 348333.33 |
| 16 | 2026-10 | 7054.51 | 943.40 | 6111.11 | 342222.22 |
| 17 | 2026-11 | 7037.96 | 926.85 | 6111.11 | 336111.11 |
| 18 | 2026-12 | 7021.41 | 910.30 | 6111.11 | 330000.00 |
| 19 | 2027-01 | 7004.86 | 893.75 | 6111.11 | 323888.89 |
| 20 | 2027-02 | 6988.31 | 877.20 | 6111.11 | 317777.78 |
| 21 | 2027-03 | 6971.76 | 860.65 | 6111.11 | 311666.67 |
| 22 | 2027-04 | 6955.21 | 844.10 | 6111.11 | 305555.56 |
| 23 | 2027-05 | 6938.66 | 827.55 | 6111.11 | 299444.44 |
| 24 | 2027-06 | 6922.11 | 811.00 | 6111.11 | 293333.33 |
| 25 | 2027-07 | 6905.56 | 794.44 | 6111.11 | 287222.22 |
| 26 | 2027-08 | 6889.00 | 777.89 | 6111.11 | 281111.11 |
| 27 | 2027-09 | 6872.45 | 761.34 | 6111.11 | 275000.00 |
| 28 | 2027-10 | 6855.90 | 744.79 | 6111.11 | 268888.89 |
| 29 | 2027-11 | 6839.35 | 728.24 | 6111.11 | 262777.78 |
| 30 | 2027-12 | 6822.80 | 711.69 | 6111.11 | 256666.67 |
| 31 | 2028-01 | 6806.25 | 695.14 | 6111.11 | 250555.56 |
| 32 | 2028-02 | 6789.70 | 678.59 | 6111.11 | 244444.44 |
| 33 | 2028-03 | 6773.15 | 662.04 | 6111.11 | 238333.33 |
| 34 | 2028-04 | 6756.60 | 645.49 | 6111.11 | 232222.22 |
| 35 | 2028-05 | 6740.05 | 628.94 | 6111.11 | 226111.11 |
| 36 | 2028-06 | 6723.50 | 612.38 | 6111.11 | 220000.00 |
| 37 | 2028-07 | 6706.94 | 595.83 | 6111.11 | 213888.89 |
| 38 | 2028-08 | 6690.39 | 579.28 | 6111.11 | 207777.78 |
| 39 | 2028-09 | 6673.84 | 562.73 | 6111.11 | 201666.67 |
| 40 | 2028-10 | 6657.29 | 546.18 | 6111.11 | 195555.56 |
| 41 | 2028-11 | 6640.74 | 529.63 | 6111.11 | 189444.44 |
| 42 | 2028-12 | 6624.19 | 513.08 | 6111.11 | 183333.33 |
| 43 | 2029-01 | 6607.64 | 496.53 | 6111.11 | 177222.22 |
| 44 | 2029-02 | 6591.09 | 479.98 | 6111.11 | 171111.11 |
| 45 | 2029-03 | 6574.54 | 463.43 | 6111.11 | 165000.00 |
| 46 | 2029-04 | 6557.99 | 446.88 | 6111.11 | 158888.89 |
| 47 | 2029-05 | 6541.44 | 430.32 | 6111.11 | 152777.78 |
| 48 | 2029-06 | 6524.88 | 413.77 | 6111.11 | 146666.67 |
| 49 | 2029-07 | 6508.33 | 397.22 | 6111.11 | 140555.56 |
| 50 | 2029-08 | 6491.78 | 380.67 | 6111.11 | 134444.44 |
| 51 | 2029-09 | 6475.23 | 364.12 | 6111.11 | 128333.33 |
| 52 | 2029-10 | 6458.68 | 347.57 | 6111.11 | 122222.22 |
| 53 | 2029-11 | 6442.13 | 331.02 | 6111.11 | 116111.11 |
| 54 | 2029-12 | 6425.58 | 314.47 | 6111.11 | 110000.00 |
| 55 | 2030-01 | 6409.03 | 297.92 | 6111.11 | 103888.89 |
| 56 | 2030-02 | 6392.48 | 281.37 | 6111.11 | 97777.78 |
| 57 | 2030-03 | 6375.93 | 264.81 | 6111.11 | 91666.67 |
| 58 | 2030-04 | 6359.38 | 248.26 | 6111.11 | 85555.56 |
| 59 | 2030-05 | 6342.82 | 231.71 | 6111.11 | 79444.44 |
| 60 | 2030-06 | 6326.27 | 215.16 | 6111.11 | 73333.33 |
| 61 | 2030-07 | 6309.72 | 198.61 | 6111.11 | 67222.22 |
| 62 | 2030-08 | 6293.17 | 182.06 | 6111.11 | 61111.11 |
| 63 | 2030-09 | 6276.62 | 165.51 | 6111.11 | 55000.00 |
| 64 | 2030-10 | 6260.07 | 148.96 | 6111.11 | 48888.89 |
| 65 | 2030-11 | 6243.52 | 132.41 | 6111.11 | 42777.78 |
| 66 | 2030-12 | 6226.97 | 115.86 | 6111.11 | 36666.67 |
| 67 | 2031-01 | 6210.42 | 99.31 | 6111.11 | 30555.56 |
| 68 | 2031-02 | 6193.87 | 82.75 | 6111.11 | 24444.44 |
| 69 | 2031-03 | 6177.31 | 66.20 | 6111.11 | 18333.33 |
| 70 | 2031-04 | 6160.76 | 49.65 | 6111.11 | 12222.22 |
| 71 | 2031-05 | 6144.21 | 33.10 | 6111.11 | 6111.11 |
| 72 | 2031-06 | 6127.66 | 16.55 | 6111.11 | 0.00 |