深圳贷款84万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：84万
还款月数：5年
每月还款：14944.85元
利息总额：5.67万
本息合计：89.67万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-07 | 14944.85 | 1820.00 | 13124.85 | 826875.15 |
| 2 | 2025-08 | 14944.85 | 1791.56 | 13153.29 | 813721.86 |
| 3 | 2025-09 | 14944.85 | 1763.06 | 13181.79 | 800540.07 |
| 4 | 2025-10 | 14944.85 | 1734.50 | 13210.35 | 787329.73 |
| 5 | 2025-11 | 14944.85 | 1705.88 | 13238.97 | 774090.76 |
| 6 | 2025-12 | 14944.85 | 1677.20 | 13267.65 | 760823.10 |
| 7 | 2026-01 | 14944.85 | 1648.45 | 13296.40 | 747526.70 |
| 8 | 2026-02 | 14944.85 | 1619.64 | 13325.21 | 734201.49 |
| 9 | 2026-03 | 14944.85 | 1590.77 | 13354.08 | 720847.41 |
| 10 | 2026-04 | 14944.85 | 1561.84 | 13383.01 | 707464.40 |
| 11 | 2026-05 | 14944.85 | 1532.84 | 13412.01 | 694052.38 |
| 12 | 2026-06 | 14944.85 | 1503.78 | 13441.07 | 680611.31 |
| 13 | 2026-07 | 14944.85 | 1474.66 | 13470.19 | 667141.12 |
| 14 | 2026-08 | 14944.85 | 1445.47 | 13499.38 | 653641.74 |
| 15 | 2026-09 | 14944.85 | 1416.22 | 13528.63 | 640113.11 |
| 16 | 2026-10 | 14944.85 | 1386.91 | 13557.94 | 626555.17 |
| 17 | 2026-11 | 14944.85 | 1357.54 | 13587.31 | 612967.86 |
| 18 | 2026-12 | 14944.85 | 1328.10 | 13616.75 | 599351.11 |
| 19 | 2027-01 | 14944.85 | 1298.59 | 13646.26 | 585704.85 |
| 20 | 2027-02 | 14944.85 | 1269.03 | 13675.82 | 572029.03 |
| 21 | 2027-03 | 14944.85 | 1239.40 | 13705.45 | 558323.57 |
| 22 | 2027-04 | 14944.85 | 1209.70 | 13735.15 | 544588.42 |
| 23 | 2027-05 | 14944.85 | 1179.94 | 13764.91 | 530823.51 |
| 24 | 2027-06 | 14944.85 | 1150.12 | 13794.73 | 517028.78 |
| 25 | 2027-07 | 14944.85 | 1120.23 | 13824.62 | 503204.16 |
| 26 | 2027-08 | 14944.85 | 1090.28 | 13854.58 | 489349.58 |
| 27 | 2027-09 | 14944.85 | 1060.26 | 13884.59 | 475464.99 |
| 28 | 2027-10 | 14944.85 | 1030.17 | 13914.68 | 461550.31 |
| 29 | 2027-11 | 14944.85 | 1000.03 | 13944.83 | 447605.48 |
| 30 | 2027-12 | 14944.85 | 969.81 | 13975.04 | 433630.45 |
| 31 | 2028-01 | 14944.85 | 939.53 | 14005.32 | 419625.13 |
| 32 | 2028-02 | 14944.85 | 909.19 | 14035.66 | 405589.46 |
| 33 | 2028-03 | 14944.85 | 878.78 | 14066.07 | 391523.39 |
| 34 | 2028-04 | 14944.85 | 848.30 | 14096.55 | 377426.84 |
| 35 | 2028-05 | 14944.85 | 817.76 | 14127.09 | 363299.75 |
| 36 | 2028-06 | 14944.85 | 787.15 | 14157.70 | 349142.05 |
| 37 | 2028-07 | 14944.85 | 756.47 | 14188.38 | 334953.67 |
| 38 | 2028-08 | 14944.85 | 725.73 | 14219.12 | 320734.55 |
| 39 | 2028-09 | 14944.85 | 694.92 | 14249.93 | 306484.62 |
| 40 | 2028-10 | 14944.85 | 664.05 | 14280.80 | 292203.82 |
| 41 | 2028-11 | 14944.85 | 633.11 | 14311.74 | 277892.08 |
| 42 | 2028-12 | 14944.85 | 602.10 | 14342.75 | 263549.33 |
| 43 | 2029-01 | 14944.85 | 571.02 | 14373.83 | 249175.50 |
| 44 | 2029-02 | 14944.85 | 539.88 | 14404.97 | 234770.53 |
| 45 | 2029-03 | 14944.85 | 508.67 | 14436.18 | 220334.35 |
| 46 | 2029-04 | 14944.85 | 477.39 | 14467.46 | 205866.89 |
| 47 | 2029-05 | 14944.85 | 446.04 | 14498.81 | 191368.08 |
| 48 | 2029-06 | 14944.85 | 414.63 | 14530.22 | 176837.86 |
| 49 | 2029-07 | 14944.85 | 383.15 | 14561.70 | 162276.16 |
| 50 | 2029-08 | 14944.85 | 351.60 | 14593.25 | 147682.91 |
| 51 | 2029-09 | 14944.85 | 319.98 | 14624.87 | 133058.04 |
| 52 | 2029-10 | 14944.85 | 288.29 | 14656.56 | 118401.48 |
| 53 | 2029-11 | 14944.85 | 256.54 | 14688.31 | 103713.16 |
| 54 | 2029-12 | 14944.85 | 224.71 | 14720.14 | 88993.03 |
| 55 | 2030-01 | 14944.85 | 192.82 | 14752.03 | 74240.99 |
| 56 | 2030-02 | 14944.85 | 160.86 | 14784.00 | 59457.00 |
| 57 | 2030-03 | 14944.85 | 128.82 | 14816.03 | 44640.97 |
| 58 | 2030-04 | 14944.85 | 96.72 | 14848.13 | 29792.84 |
| 59 | 2030-05 | 14944.85 | 64.55 | 14880.30 | 14912.54 |
| 60 | 2030-06 | 14944.85 | 32.31 | 14912.54 | 0.00 |
等额本金还款方式：
贷款总额：84万
还款月数：5年
首月还款：15820元
每月递减：30.33元
利息总额：5.55万
本息合计：89.55万
节省利息：1181.06元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-07 | 15820.00 | 1820.00 | 14000.00 | 826000.00 |
| 2 | 2025-08 | 15789.67 | 1789.67 | 14000.00 | 812000.00 |
| 3 | 2025-09 | 15759.33 | 1759.33 | 14000.00 | 798000.00 |
| 4 | 2025-10 | 15729.00 | 1729.00 | 14000.00 | 784000.00 |
| 5 | 2025-11 | 15698.67 | 1698.67 | 14000.00 | 770000.00 |
| 6 | 2025-12 | 15668.33 | 1668.33 | 14000.00 | 756000.00 |
| 7 | 2026-01 | 15638.00 | 1638.00 | 14000.00 | 742000.00 |
| 8 | 2026-02 | 15607.67 | 1607.67 | 14000.00 | 728000.00 |
| 9 | 2026-03 | 15577.33 | 1577.33 | 14000.00 | 714000.00 |
| 10 | 2026-04 | 15547.00 | 1547.00 | 14000.00 | 700000.00 |
| 11 | 2026-05 | 15516.67 | 1516.67 | 14000.00 | 686000.00 |
| 12 | 2026-06 | 15486.33 | 1486.33 | 14000.00 | 672000.00 |
| 13 | 2026-07 | 15456.00 | 1456.00 | 14000.00 | 658000.00 |
| 14 | 2026-08 | 15425.67 | 1425.67 | 14000.00 | 644000.00 |
| 15 | 2026-09 | 15395.33 | 1395.33 | 14000.00 | 630000.00 |
| 16 | 2026-10 | 15365.00 | 1365.00 | 14000.00 | 616000.00 |
| 17 | 2026-11 | 15334.67 | 1334.67 | 14000.00 | 602000.00 |
| 18 | 2026-12 | 15304.33 | 1304.33 | 14000.00 | 588000.00 |
| 19 | 2027-01 | 15274.00 | 1274.00 | 14000.00 | 574000.00 |
| 20 | 2027-02 | 15243.67 | 1243.67 | 14000.00 | 560000.00 |
| 21 | 2027-03 | 15213.33 | 1213.33 | 14000.00 | 546000.00 |
| 22 | 2027-04 | 15183.00 | 1183.00 | 14000.00 | 532000.00 |
| 23 | 2027-05 | 15152.67 | 1152.67 | 14000.00 | 518000.00 |
| 24 | 2027-06 | 15122.33 | 1122.33 | 14000.00 | 504000.00 |
| 25 | 2027-07 | 15092.00 | 1092.00 | 14000.00 | 490000.00 |
| 26 | 2027-08 | 15061.67 | 1061.67 | 14000.00 | 476000.00 |
| 27 | 2027-09 | 15031.33 | 1031.33 | 14000.00 | 462000.00 |
| 28 | 2027-10 | 15001.00 | 1001.00 | 14000.00 | 448000.00 |
| 29 | 2027-11 | 14970.67 | 970.67 | 14000.00 | 434000.00 |
| 30 | 2027-12 | 14940.33 | 940.33 | 14000.00 | 420000.00 |
| 31 | 2028-01 | 14910.00 | 910.00 | 14000.00 | 406000.00 |
| 32 | 2028-02 | 14879.67 | 879.67 | 14000.00 | 392000.00 |
| 33 | 2028-03 | 14849.33 | 849.33 | 14000.00 | 378000.00 |
| 34 | 2028-04 | 14819.00 | 819.00 | 14000.00 | 364000.00 |
| 35 | 2028-05 | 14788.67 | 788.67 | 14000.00 | 350000.00 |
| 36 | 2028-06 | 14758.33 | 758.33 | 14000.00 | 336000.00 |
| 37 | 2028-07 | 14728.00 | 728.00 | 14000.00 | 322000.00 |
| 38 | 2028-08 | 14697.67 | 697.67 | 14000.00 | 308000.00 |
| 39 | 2028-09 | 14667.33 | 667.33 | 14000.00 | 294000.00 |
| 40 | 2028-10 | 14637.00 | 637.00 | 14000.00 | 280000.00 |
| 41 | 2028-11 | 14606.67 | 606.67 | 14000.00 | 266000.00 |
| 42 | 2028-12 | 14576.33 | 576.33 | 14000.00 | 252000.00 |
| 43 | 2029-01 | 14546.00 | 546.00 | 14000.00 | 238000.00 |
| 44 | 2029-02 | 14515.67 | 515.67 | 14000.00 | 224000.00 |
| 45 | 2029-03 | 14485.33 | 485.33 | 14000.00 | 210000.00 |
| 46 | 2029-04 | 14455.00 | 455.00 | 14000.00 | 196000.00 |
| 47 | 2029-05 | 14424.67 | 424.67 | 14000.00 | 182000.00 |
| 48 | 2029-06 | 14394.33 | 394.33 | 14000.00 | 168000.00 |
| 49 | 2029-07 | 14364.00 | 364.00 | 14000.00 | 154000.00 |
| 50 | 2029-08 | 14333.67 | 333.67 | 14000.00 | 140000.00 |
| 51 | 2029-09 | 14303.33 | 303.33 | 14000.00 | 126000.00 |
| 52 | 2029-10 | 14273.00 | 273.00 | 14000.00 | 112000.00 |
| 53 | 2029-11 | 14242.67 | 242.67 | 14000.00 | 98000.00 |
| 54 | 2029-12 | 14212.33 | 212.33 | 14000.00 | 84000.00 |
| 55 | 2030-01 | 14182.00 | 182.00 | 14000.00 | 70000.00 |
| 56 | 2030-02 | 14151.67 | 151.67 | 14000.00 | 56000.00 |
| 57 | 2030-03 | 14121.33 | 121.33 | 14000.00 | 42000.00 |
| 58 | 2030-04 | 14091.00 | 91.00 | 14000.00 | 28000.00 |
| 59 | 2030-05 | 14060.67 | 60.67 | 14000.00 | 14000.00 |
| 60 | 2030-06 | 14030.33 | 30.33 | 14000.00 | 0.00 |