贷款204.12万（商业贷款）房贷，还款10年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：204.12万
还款月数：10年
每月还款：21550.46元
利息总额：54.49万
本息合计：258.61万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 21550.46 | 8334.90 | 13215.56 | 2027984.44 |
| 2 | 2025-07 | 21550.46 | 8280.94 | 13269.52 | 2014714.92 |
| 3 | 2025-08 | 21550.46 | 8226.75 | 13323.71 | 2001391.22 |
| 4 | 2025-09 | 21550.46 | 8172.35 | 13378.11 | 1988013.10 |
| 5 | 2025-10 | 21550.46 | 8117.72 | 13432.74 | 1974580.37 |
| 6 | 2025-11 | 21550.46 | 8062.87 | 13487.59 | 1961092.78 |
| 7 | 2025-12 | 21550.46 | 8007.80 | 13542.66 | 1947550.12 |
| 8 | 2026-01 | 21550.46 | 7952.50 | 13597.96 | 1933952.15 |
| 9 | 2026-02 | 21550.46 | 7896.97 | 13653.49 | 1920298.67 |
| 10 | 2026-03 | 21550.46 | 7841.22 | 13709.24 | 1906589.43 |
| 11 | 2026-04 | 21550.46 | 7785.24 | 13765.22 | 1892824.21 |
| 12 | 2026-05 | 21550.46 | 7729.03 | 13821.43 | 1879002.79 |
| 13 | 2026-06 | 21550.46 | 7672.59 | 13877.86 | 1865124.92 |
| 14 | 2026-07 | 21550.46 | 7615.93 | 13934.53 | 1851190.39 |
| 15 | 2026-08 | 21550.46 | 7559.03 | 13991.43 | 1837198.96 |
| 16 | 2026-09 | 21550.46 | 7501.90 | 14048.56 | 1823150.40 |
| 17 | 2026-10 | 21550.46 | 7444.53 | 14105.93 | 1809044.47 |
| 18 | 2026-11 | 21550.46 | 7386.93 | 14163.53 | 1794880.95 |
| 19 | 2026-12 | 21550.46 | 7329.10 | 14221.36 | 1780659.58 |
| 20 | 2027-01 | 21550.46 | 7271.03 | 14279.43 | 1766380.15 |
| 21 | 2027-02 | 21550.46 | 7212.72 | 14337.74 | 1752042.41 |
| 22 | 2027-03 | 21550.46 | 7154.17 | 14396.28 | 1737646.13 |
| 23 | 2027-04 | 21550.46 | 7095.39 | 14455.07 | 1723191.06 |
| 24 | 2027-05 | 21550.46 | 7036.36 | 14514.09 | 1708676.97 |
| 25 | 2027-06 | 21550.46 | 6977.10 | 14573.36 | 1694103.60 |
| 26 | 2027-07 | 21550.46 | 6917.59 | 14632.87 | 1679470.74 |
| 27 | 2027-08 | 21550.46 | 6857.84 | 14692.62 | 1664778.12 |
| 28 | 2027-09 | 21550.46 | 6797.84 | 14752.61 | 1650025.50 |
| 29 | 2027-10 | 21550.46 | 6737.60 | 14812.85 | 1635212.65 |
| 30 | 2027-11 | 21550.46 | 6677.12 | 14873.34 | 1620339.31 |
| 31 | 2027-12 | 21550.46 | 6616.39 | 14934.07 | 1605405.24 |
| 32 | 2028-01 | 21550.46 | 6555.40 | 14995.05 | 1590410.18 |
| 33 | 2028-02 | 21550.46 | 6494.17 | 15056.28 | 1575353.90 |
| 34 | 2028-03 | 21550.46 | 6432.70 | 15117.76 | 1560236.14 |
| 35 | 2028-04 | 21550.46 | 6370.96 | 15179.49 | 1545056.64 |
| 36 | 2028-05 | 21550.46 | 6308.98 | 15241.48 | 1529815.17 |
| 37 | 2028-06 | 21550.46 | 6246.75 | 15303.71 | 1514511.46 |
| 38 | 2028-07 | 21550.46 | 6184.26 | 15366.20 | 1499145.25 |
| 39 | 2028-08 | 21550.46 | 6121.51 | 15428.95 | 1483716.30 |
| 40 | 2028-09 | 21550.46 | 6058.51 | 15491.95 | 1468224.35 |
| 41 | 2028-10 | 21550.46 | 5995.25 | 15555.21 | 1452669.15 |
| 42 | 2028-11 | 21550.46 | 5931.73 | 15618.73 | 1437050.42 |
| 43 | 2028-12 | 21550.46 | 5867.96 | 15682.50 | 1421367.92 |
| 44 | 2029-01 | 21550.46 | 5803.92 | 15746.54 | 1405621.38 |
| 45 | 2029-02 | 21550.46 | 5739.62 | 15810.84 | 1389810.54 |
| 46 | 2029-03 | 21550.46 | 5675.06 | 15875.40 | 1373935.14 |
| 47 | 2029-04 | 21550.46 | 5610.24 | 15940.22 | 1357994.92 |
| 48 | 2029-05 | 21550.46 | 5545.15 | 16005.31 | 1341989.61 |
| 49 | 2029-06 | 21550.46 | 5479.79 | 16070.67 | 1325918.94 |
| 50 | 2029-07 | 21550.46 | 5414.17 | 16136.29 | 1309782.65 |
| 51 | 2029-08 | 21550.46 | 5348.28 | 16202.18 | 1293580.47 |
| 52 | 2029-09 | 21550.46 | 5282.12 | 16268.34 | 1277312.14 |
| 53 | 2029-10 | 21550.46 | 5215.69 | 16334.77 | 1260977.37 |
| 54 | 2029-11 | 21550.46 | 5148.99 | 16401.47 | 1244575.90 |
| 55 | 2029-12 | 21550.46 | 5082.02 | 16468.44 | 1228107.46 |
| 56 | 2030-01 | 21550.46 | 5014.77 | 16535.69 | 1211571.78 |
| 57 | 2030-02 | 21550.46 | 4947.25 | 16603.21 | 1194968.57 |
| 58 | 2030-03 | 21550.46 | 4879.45 | 16671.00 | 1178297.57 |
| 59 | 2030-04 | 21550.46 | 4811.38 | 16739.08 | 1161558.49 |
| 60 | 2030-05 | 21550.46 | 4743.03 | 16807.43 | 1144751.06 |
| 61 | 2030-06 | 21550.46 | 4674.40 | 16876.06 | 1127875.01 |
| 62 | 2030-07 | 21550.46 | 4605.49 | 16944.97 | 1110930.04 |
| 63 | 2030-08 | 21550.46 | 4536.30 | 17014.16 | 1093915.88 |
| 64 | 2030-09 | 21550.46 | 4466.82 | 17083.63 | 1076832.24 |
| 65 | 2030-10 | 21550.46 | 4397.06 | 17153.39 | 1059678.85 |
| 66 | 2030-11 | 21550.46 | 4327.02 | 17223.44 | 1042455.41 |
| 67 | 2030-12 | 21550.46 | 4256.69 | 17293.77 | 1025161.65 |
| 68 | 2031-01 | 21550.46 | 4186.08 | 17364.38 | 1007797.27 |
| 69 | 2031-02 | 21550.46 | 4115.17 | 17435.29 | 990361.98 |
| 70 | 2031-03 | 21550.46 | 4043.98 | 17506.48 | 972855.50 |
| 71 | 2031-04 | 21550.46 | 3972.49 | 17577.96 | 955277.54 |
| 72 | 2031-05 | 21550.46 | 3900.72 | 17649.74 | 937627.80 |
| 73 | 2031-06 | 21550.46 | 3828.65 | 17721.81 | 919905.98 |
| 74 | 2031-07 | 21550.46 | 3756.28 | 17794.18 | 902111.81 |
| 75 | 2031-08 | 21550.46 | 3683.62 | 17866.83 | 884244.97 |
| 76 | 2031-09 | 21550.46 | 3610.67 | 17939.79 | 866305.18 |
| 77 | 2031-10 | 21550.46 | 3537.41 | 18013.05 | 848292.14 |
| 78 | 2031-11 | 21550.46 | 3463.86 | 18086.60 | 830205.54 |
| 79 | 2031-12 | 21550.46 | 3390.01 | 18160.45 | 812045.09 |
| 80 | 2032-01 | 21550.46 | 3315.85 | 18234.61 | 793810.48 |
| 81 | 2032-02 | 21550.46 | 3241.39 | 18309.07 | 775501.42 |
| 82 | 2032-03 | 21550.46 | 3166.63 | 18383.83 | 757117.59 |
| 83 | 2032-04 | 21550.46 | 3091.56 | 18458.89 | 738658.69 |
| 84 | 2032-05 | 21550.46 | 3016.19 | 18534.27 | 720124.43 |
| 85 | 2032-06 | 21550.46 | 2940.51 | 18609.95 | 701514.48 |
| 86 | 2032-07 | 21550.46 | 2864.52 | 18685.94 | 682828.54 |
| 87 | 2032-08 | 21550.46 | 2788.22 | 18762.24 | 664066.29 |
| 88 | 2032-09 | 21550.46 | 2711.60 | 18838.85 | 645227.44 |
| 89 | 2032-10 | 21550.46 | 2634.68 | 18915.78 | 626311.66 |
| 90 | 2032-11 | 21550.46 | 2557.44 | 18993.02 | 607318.64 |
| 91 | 2032-12 | 21550.46 | 2479.88 | 19070.57 | 588248.07 |
| 92 | 2033-01 | 21550.46 | 2402.01 | 19148.45 | 569099.62 |
| 93 | 2033-02 | 21550.46 | 2323.82 | 19226.63 | 549872.99 |
| 94 | 2033-03 | 21550.46 | 2245.31 | 19305.14 | 530567.85 |
| 95 | 2033-04 | 21550.46 | 2166.49 | 19383.97 | 511183.87 |
| 96 | 2033-05 | 21550.46 | 2087.33 | 19463.12 | 491720.75 |
| 97 | 2033-06 | 21550.46 | 2007.86 | 19542.60 | 472178.15 |
| 98 | 2033-07 | 21550.46 | 1928.06 | 19622.40 | 452555.75 |
| 99 | 2033-08 | 21550.46 | 1847.94 | 19702.52 | 432853.23 |
| 100 | 2033-09 | 21550.46 | 1767.48 | 19782.97 | 413070.26 |
| 101 | 2033-10 | 21550.46 | 1686.70 | 19863.75 | 393206.50 |
| 102 | 2033-11 | 21550.46 | 1605.59 | 19944.86 | 373261.64 |
| 103 | 2033-12 | 21550.46 | 1524.15 | 20026.31 | 353235.33 |
| 104 | 2034-01 | 21550.46 | 1442.38 | 20108.08 | 333127.25 |
| 105 | 2034-02 | 21550.46 | 1360.27 | 20190.19 | 312937.06 |
| 106 | 2034-03 | 21550.46 | 1277.83 | 20272.63 | 292664.43 |
| 107 | 2034-04 | 21550.46 | 1195.05 | 20355.41 | 272309.02 |
| 108 | 2034-05 | 21550.46 | 1111.93 | 20438.53 | 251870.49 |
| 109 | 2034-06 | 21550.46 | 1028.47 | 20521.99 | 231348.50 |
| 110 | 2034-07 | 21550.46 | 944.67 | 20605.78 | 210742.72 |
| 111 | 2034-08 | 21550.46 | 860.53 | 20689.93 | 190052.79 |
| 112 | 2034-09 | 21550.46 | 776.05 | 20774.41 | 169278.39 |
| 113 | 2034-10 | 21550.46 | 691.22 | 20859.24 | 148419.15 |
| 114 | 2034-11 | 21550.46 | 606.04 | 20944.41 | 127474.73 |
| 115 | 2034-12 | 21550.46 | 520.52 | 21029.94 | 106444.80 |
| 116 | 2035-01 | 21550.46 | 434.65 | 21115.81 | 85328.99 |
| 117 | 2035-02 | 21550.46 | 348.43 | 21202.03 | 64126.96 |
| 118 | 2035-03 | 21550.46 | 261.85 | 21288.61 | 42838.35 |
| 119 | 2035-04 | 21550.46 | 174.92 | 21375.53 | 21462.82 |
| 120 | 2035-05 | 21550.46 | 87.64 | 21462.82 | 0.00 |
等额本金还款方式：
贷款总额：204.12万
还款月数：10年
首月还款：25344.9元
每月递减：69.46元
利息总额：50.43万
本息合计：254.55万
节省利息：40593.51元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 25344.90 | 8334.90 | 17010.00 | 2024190.00 |
| 2 | 2025-07 | 25275.44 | 8265.44 | 17010.00 | 2007180.00 |
| 3 | 2025-08 | 25205.99 | 8195.99 | 17010.00 | 1990170.00 |
| 4 | 2025-09 | 25136.53 | 8126.53 | 17010.00 | 1973160.00 |
| 5 | 2025-10 | 25067.07 | 8057.07 | 17010.00 | 1956150.00 |
| 6 | 2025-11 | 24997.61 | 7987.61 | 17010.00 | 1939140.00 |
| 7 | 2025-12 | 24928.15 | 7918.16 | 17010.00 | 1922130.00 |
| 8 | 2026-01 | 24858.70 | 7848.70 | 17010.00 | 1905120.00 |
| 9 | 2026-02 | 24789.24 | 7779.24 | 17010.00 | 1888110.00 |
| 10 | 2026-03 | 24719.78 | 7709.78 | 17010.00 | 1871100.00 |
| 11 | 2026-04 | 24650.33 | 7640.33 | 17010.00 | 1854090.00 |
| 12 | 2026-05 | 24580.87 | 7570.87 | 17010.00 | 1837080.00 |
| 13 | 2026-06 | 24511.41 | 7501.41 | 17010.00 | 1820070.00 |
| 14 | 2026-07 | 24441.95 | 7431.95 | 17010.00 | 1803060.00 |
| 15 | 2026-08 | 24372.50 | 7362.50 | 17010.00 | 1786050.00 |
| 16 | 2026-09 | 24303.04 | 7293.04 | 17010.00 | 1769040.00 |
| 17 | 2026-10 | 24233.58 | 7223.58 | 17010.00 | 1752030.00 |
| 18 | 2026-11 | 24164.12 | 7154.12 | 17010.00 | 1735020.00 |
| 19 | 2026-12 | 24094.67 | 7084.67 | 17010.00 | 1718010.00 |
| 20 | 2027-01 | 24025.21 | 7015.21 | 17010.00 | 1701000.00 |
| 21 | 2027-02 | 23955.75 | 6945.75 | 17010.00 | 1683990.00 |
| 22 | 2027-03 | 23886.29 | 6876.29 | 17010.00 | 1666980.00 |
| 23 | 2027-04 | 23816.83 | 6806.84 | 17010.00 | 1649970.00 |
| 24 | 2027-05 | 23747.38 | 6737.38 | 17010.00 | 1632960.00 |
| 25 | 2027-06 | 23677.92 | 6667.92 | 17010.00 | 1615950.00 |
| 26 | 2027-07 | 23608.46 | 6598.46 | 17010.00 | 1598940.00 |
| 27 | 2027-08 | 23539.01 | 6529.01 | 17010.00 | 1581930.00 |
| 28 | 2027-09 | 23469.55 | 6459.55 | 17010.00 | 1564920.00 |
| 29 | 2027-10 | 23400.09 | 6390.09 | 17010.00 | 1547910.00 |
| 30 | 2027-11 | 23330.63 | 6320.63 | 17010.00 | 1530900.00 |
| 31 | 2027-12 | 23261.18 | 6251.18 | 17010.00 | 1513890.00 |
| 32 | 2028-01 | 23191.72 | 6181.72 | 17010.00 | 1496880.00 |
| 33 | 2028-02 | 23122.26 | 6112.26 | 17010.00 | 1479870.00 |
| 34 | 2028-03 | 23052.80 | 6042.80 | 17010.00 | 1462860.00 |
| 35 | 2028-04 | 22983.35 | 5973.35 | 17010.00 | 1445850.00 |
| 36 | 2028-05 | 22913.89 | 5903.89 | 17010.00 | 1428840.00 |
| 37 | 2028-06 | 22844.43 | 5834.43 | 17010.00 | 1411830.00 |
| 38 | 2028-07 | 22774.97 | 5764.97 | 17010.00 | 1394820.00 |
| 39 | 2028-08 | 22705.51 | 5695.52 | 17010.00 | 1377810.00 |
| 40 | 2028-09 | 22636.06 | 5626.06 | 17010.00 | 1360800.00 |
| 41 | 2028-10 | 22566.60 | 5556.60 | 17010.00 | 1343790.00 |
| 42 | 2028-11 | 22497.14 | 5487.14 | 17010.00 | 1326780.00 |
| 43 | 2028-12 | 22427.69 | 5417.69 | 17010.00 | 1309770.00 |
| 44 | 2029-01 | 22358.23 | 5348.23 | 17010.00 | 1292760.00 |
| 45 | 2029-02 | 22288.77 | 5278.77 | 17010.00 | 1275750.00 |
| 46 | 2029-03 | 22219.31 | 5209.31 | 17010.00 | 1258740.00 |
| 47 | 2029-04 | 22149.85 | 5139.86 | 17010.00 | 1241730.00 |
| 48 | 2029-05 | 22080.40 | 5070.40 | 17010.00 | 1224720.00 |
| 49 | 2029-06 | 22010.94 | 5000.94 | 17010.00 | 1207710.00 |
| 50 | 2029-07 | 21941.48 | 4931.48 | 17010.00 | 1190700.00 |
| 51 | 2029-08 | 21872.03 | 4862.03 | 17010.00 | 1173690.00 |
| 52 | 2029-09 | 21802.57 | 4792.57 | 17010.00 | 1156680.00 |
| 53 | 2029-10 | 21733.11 | 4723.11 | 17010.00 | 1139670.00 |
| 54 | 2029-11 | 21663.65 | 4653.65 | 17010.00 | 1122660.00 |
| 55 | 2029-12 | 21594.19 | 4584.20 | 17010.00 | 1105650.00 |
| 56 | 2030-01 | 21524.74 | 4514.74 | 17010.00 | 1088640.00 |
| 57 | 2030-02 | 21455.28 | 4445.28 | 17010.00 | 1071630.00 |
| 58 | 2030-03 | 21385.82 | 4375.82 | 17010.00 | 1054620.00 |
| 59 | 2030-04 | 21316.37 | 4306.37 | 17010.00 | 1037610.00 |
| 60 | 2030-05 | 21246.91 | 4236.91 | 17010.00 | 1020600.00 |
| 61 | 2030-06 | 21177.45 | 4167.45 | 17010.00 | 1003590.00 |
| 62 | 2030-07 | 21107.99 | 4097.99 | 17010.00 | 986580.00 |
| 63 | 2030-08 | 21038.53 | 4028.54 | 17010.00 | 969570.00 |
| 64 | 2030-09 | 20969.08 | 3959.08 | 17010.00 | 952560.00 |
| 65 | 2030-10 | 20899.62 | 3889.62 | 17010.00 | 935550.00 |
| 66 | 2030-11 | 20830.16 | 3820.16 | 17010.00 | 918540.00 |
| 67 | 2030-12 | 20760.71 | 3750.71 | 17010.00 | 901530.00 |
| 68 | 2031-01 | 20691.25 | 3681.25 | 17010.00 | 884520.00 |
| 69 | 2031-02 | 20621.79 | 3611.79 | 17010.00 | 867510.00 |
| 70 | 2031-03 | 20552.33 | 3542.33 | 17010.00 | 850500.00 |
| 71 | 2031-04 | 20482.88 | 3472.88 | 17010.00 | 833490.00 |
| 72 | 2031-05 | 20413.42 | 3403.42 | 17010.00 | 816480.00 |
| 73 | 2031-06 | 20343.96 | 3333.96 | 17010.00 | 799470.00 |
| 74 | 2031-07 | 20274.50 | 3264.50 | 17010.00 | 782460.00 |
| 75 | 2031-08 | 20205.05 | 3195.05 | 17010.00 | 765450.00 |
| 76 | 2031-09 | 20135.59 | 3125.59 | 17010.00 | 748440.00 |
| 77 | 2031-10 | 20066.13 | 3056.13 | 17010.00 | 731430.00 |
| 78 | 2031-11 | 19996.67 | 2986.67 | 17010.00 | 714420.00 |
| 79 | 2031-12 | 19927.22 | 2917.22 | 17010.00 | 697410.00 |
| 80 | 2032-01 | 19857.76 | 2847.76 | 17010.00 | 680400.00 |
| 81 | 2032-02 | 19788.30 | 2778.30 | 17010.00 | 663390.00 |
| 82 | 2032-03 | 19718.84 | 2708.84 | 17010.00 | 646380.00 |
| 83 | 2032-04 | 19649.39 | 2639.39 | 17010.00 | 629370.00 |
| 84 | 2032-05 | 19579.93 | 2569.93 | 17010.00 | 612360.00 |
| 85 | 2032-06 | 19510.47 | 2500.47 | 17010.00 | 595350.00 |
| 86 | 2032-07 | 19441.01 | 2431.01 | 17010.00 | 578340.00 |
| 87 | 2032-08 | 19371.56 | 2361.56 | 17010.00 | 561330.00 |
| 88 | 2032-09 | 19302.10 | 2292.10 | 17010.00 | 544320.00 |
| 89 | 2032-10 | 19232.64 | 2222.64 | 17010.00 | 527310.00 |
| 90 | 2032-11 | 19163.18 | 2153.18 | 17010.00 | 510300.00 |
| 91 | 2032-12 | 19093.72 | 2083.73 | 17010.00 | 493290.00 |
| 92 | 2033-01 | 19024.27 | 2014.27 | 17010.00 | 476280.00 |
| 93 | 2033-02 | 18954.81 | 1944.81 | 17010.00 | 459270.00 |
| 94 | 2033-03 | 18885.35 | 1875.35 | 17010.00 | 442260.00 |
| 95 | 2033-04 | 18815.90 | 1805.90 | 17010.00 | 425250.00 |
| 96 | 2033-05 | 18746.44 | 1736.44 | 17010.00 | 408240.00 |
| 97 | 2033-06 | 18676.98 | 1666.98 | 17010.00 | 391230.00 |
| 98 | 2033-07 | 18607.52 | 1597.52 | 17010.00 | 374220.00 |
| 99 | 2033-08 | 18538.06 | 1528.07 | 17010.00 | 357210.00 |
| 100 | 2033-09 | 18468.61 | 1458.61 | 17010.00 | 340200.00 |
| 101 | 2033-10 | 18399.15 | 1389.15 | 17010.00 | 323190.00 |
| 102 | 2033-11 | 18329.69 | 1319.69 | 17010.00 | 306180.00 |
| 103 | 2033-12 | 18260.24 | 1250.24 | 17010.00 | 289170.00 |
| 104 | 2034-01 | 18190.78 | 1180.78 | 17010.00 | 272160.00 |
| 105 | 2034-02 | 18121.32 | 1111.32 | 17010.00 | 255150.00 |
| 106 | 2034-03 | 18051.86 | 1041.86 | 17010.00 | 238140.00 |
| 107 | 2034-04 | 17982.40 | 972.41 | 17010.00 | 221130.00 |
| 108 | 2034-05 | 17912.95 | 902.95 | 17010.00 | 204120.00 |
| 109 | 2034-06 | 17843.49 | 833.49 | 17010.00 | 187110.00 |
| 110 | 2034-07 | 17774.03 | 764.03 | 17010.00 | 170100.00 |
| 111 | 2034-08 | 17704.58 | 694.58 | 17010.00 | 153090.00 |
| 112 | 2034-09 | 17635.12 | 625.12 | 17010.00 | 136080.00 |
| 113 | 2034-10 | 17565.66 | 555.66 | 17010.00 | 119070.00 |
| 114 | 2034-11 | 17496.20 | 486.20 | 17010.00 | 102060.00 |
| 115 | 2034-12 | 17426.74 | 416.75 | 17010.00 | 85050.00 |
| 116 | 2035-01 | 17357.29 | 347.29 | 17010.00 | 68040.00 |
| 117 | 2035-02 | 17287.83 | 277.83 | 17010.00 | 51030.00 |
| 118 | 2035-03 | 17218.37 | 208.37 | 17010.00 | 34020.00 |
| 119 | 2035-04 | 17148.92 | 138.92 | 17010.00 | 17010.00 |
| 120 | 2035-05 | 17079.46 | 69.46 | 17010.00 | 0.00 |