吉林贷款2万（公积金贷款）房贷，还款10年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：2万
还款月数：10年
每月还款：191.74元
利息总额：3008.77元
本息合计：2.3万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2026-01 | 191.74 | 47.50 | 144.24 | 19855.76 |
| 2 | 2026-02 | 191.74 | 47.16 | 144.58 | 19711.18 |
| 3 | 2026-03 | 191.74 | 46.81 | 144.93 | 19566.25 |
| 4 | 2026-04 | 191.74 | 46.47 | 145.27 | 19420.98 |
| 5 | 2026-05 | 191.74 | 46.12 | 145.61 | 19275.37 |
| 6 | 2026-06 | 191.74 | 45.78 | 145.96 | 19129.41 |
| 7 | 2026-07 | 191.74 | 45.43 | 146.31 | 18983.10 |
| 8 | 2026-08 | 191.74 | 45.08 | 146.65 | 18836.44 |
| 9 | 2026-09 | 191.74 | 44.74 | 147.00 | 18689.44 |
| 10 | 2026-10 | 191.74 | 44.39 | 147.35 | 18542.09 |
| 11 | 2026-11 | 191.74 | 44.04 | 147.70 | 18394.39 |
| 12 | 2026-12 | 191.74 | 43.69 | 148.05 | 18246.33 |
| 13 | 2027-01 | 191.74 | 43.34 | 148.40 | 18097.93 |
| 14 | 2027-02 | 191.74 | 42.98 | 148.76 | 17949.17 |
| 15 | 2027-03 | 191.74 | 42.63 | 149.11 | 17800.06 |
| 16 | 2027-04 | 191.74 | 42.28 | 149.46 | 17650.60 |
| 17 | 2027-05 | 191.74 | 41.92 | 149.82 | 17500.78 |
| 18 | 2027-06 | 191.74 | 41.56 | 150.18 | 17350.60 |
| 19 | 2027-07 | 191.74 | 41.21 | 150.53 | 17200.07 |
| 20 | 2027-08 | 191.74 | 40.85 | 150.89 | 17049.18 |
| 21 | 2027-09 | 191.74 | 40.49 | 151.25 | 16897.93 |
| 22 | 2027-10 | 191.74 | 40.13 | 151.61 | 16746.32 |
| 23 | 2027-11 | 191.74 | 39.77 | 151.97 | 16594.36 |
| 24 | 2027-12 | 191.74 | 39.41 | 152.33 | 16442.03 |
| 25 | 2028-01 | 191.74 | 39.05 | 152.69 | 16289.34 |
| 26 | 2028-02 | 191.74 | 38.69 | 153.05 | 16136.29 |
| 27 | 2028-03 | 191.74 | 38.32 | 153.42 | 15982.87 |
| 28 | 2028-04 | 191.74 | 37.96 | 153.78 | 15829.09 |
| 29 | 2028-05 | 191.74 | 37.59 | 154.15 | 15674.94 |
| 30 | 2028-06 | 191.74 | 37.23 | 154.51 | 15520.43 |
| 31 | 2028-07 | 191.74 | 36.86 | 154.88 | 15365.55 |
| 32 | 2028-08 | 191.74 | 36.49 | 155.25 | 15210.31 |
| 33 | 2028-09 | 191.74 | 36.12 | 155.62 | 15054.69 |
| 34 | 2028-10 | 191.74 | 35.75 | 155.98 | 14898.71 |
| 35 | 2028-11 | 191.74 | 35.38 | 156.36 | 14742.35 |
| 36 | 2028-12 | 191.74 | 35.01 | 156.73 | 14585.62 |
| 37 | 2029-01 | 191.74 | 34.64 | 157.10 | 14428.53 |
| 38 | 2029-02 | 191.74 | 34.27 | 157.47 | 14271.05 |
| 39 | 2029-03 | 191.74 | 33.89 | 157.85 | 14113.21 |
| 40 | 2029-04 | 191.74 | 33.52 | 158.22 | 13954.99 |
| 41 | 2029-05 | 191.74 | 33.14 | 158.60 | 13796.39 |
| 42 | 2029-06 | 191.74 | 32.77 | 158.97 | 13637.42 |
| 43 | 2029-07 | 191.74 | 32.39 | 159.35 | 13478.07 |
| 44 | 2029-08 | 191.74 | 32.01 | 159.73 | 13318.34 |
| 45 | 2029-09 | 191.74 | 31.63 | 160.11 | 13158.23 |
| 46 | 2029-10 | 191.74 | 31.25 | 160.49 | 12997.74 |
| 47 | 2029-11 | 191.74 | 30.87 | 160.87 | 12836.87 |
| 48 | 2029-12 | 191.74 | 30.49 | 161.25 | 12675.62 |
| 49 | 2030-01 | 191.74 | 30.10 | 161.64 | 12513.98 |
| 50 | 2030-02 | 191.74 | 29.72 | 162.02 | 12351.96 |
| 51 | 2030-03 | 191.74 | 29.34 | 162.40 | 12189.56 |
| 52 | 2030-04 | 191.74 | 28.95 | 162.79 | 12026.77 |
| 53 | 2030-05 | 191.74 | 28.56 | 163.18 | 11863.59 |
| 54 | 2030-06 | 191.74 | 28.18 | 163.56 | 11700.03 |
| 55 | 2030-07 | 191.74 | 27.79 | 163.95 | 11536.08 |
| 56 | 2030-08 | 191.74 | 27.40 | 164.34 | 11371.74 |
| 57 | 2030-09 | 191.74 | 27.01 | 164.73 | 11207.00 |
| 58 | 2030-10 | 191.74 | 26.62 | 165.12 | 11041.88 |
| 59 | 2030-11 | 191.74 | 26.22 | 165.52 | 10876.36 |
| 60 | 2030-12 | 191.74 | 25.83 | 165.91 | 10710.46 |
| 61 | 2031-01 | 191.74 | 25.44 | 166.30 | 10544.15 |
| 62 | 2031-02 | 191.74 | 25.04 | 166.70 | 10377.46 |
| 63 | 2031-03 | 191.74 | 24.65 | 167.09 | 10210.36 |
| 64 | 2031-04 | 191.74 | 24.25 | 167.49 | 10042.87 |
| 65 | 2031-05 | 191.74 | 23.85 | 167.89 | 9874.98 |
| 66 | 2031-06 | 191.74 | 23.45 | 168.29 | 9706.70 |
| 67 | 2031-07 | 191.74 | 23.05 | 168.69 | 9538.01 |
| 68 | 2031-08 | 191.74 | 22.65 | 169.09 | 9368.92 |
| 69 | 2031-09 | 191.74 | 22.25 | 169.49 | 9199.44 |
| 70 | 2031-10 | 191.74 | 21.85 | 169.89 | 9029.55 |
| 71 | 2031-11 | 191.74 | 21.45 | 170.29 | 8859.25 |
| 72 | 2031-12 | 191.74 | 21.04 | 170.70 | 8688.55 |
| 73 | 2032-01 | 191.74 | 20.64 | 171.10 | 8517.45 |
| 74 | 2032-02 | 191.74 | 20.23 | 171.51 | 8345.94 |
| 75 | 2032-03 | 191.74 | 19.82 | 171.92 | 8174.02 |
| 76 | 2032-04 | 191.74 | 19.41 | 172.33 | 8001.69 |
| 77 | 2032-05 | 191.74 | 19.00 | 172.74 | 7828.96 |
| 78 | 2032-06 | 191.74 | 18.59 | 173.15 | 7655.81 |
| 79 | 2032-07 | 191.74 | 18.18 | 173.56 | 7482.25 |
| 80 | 2032-08 | 191.74 | 17.77 | 173.97 | 7308.28 |
| 81 | 2032-09 | 191.74 | 17.36 | 174.38 | 7133.90 |
| 82 | 2032-10 | 191.74 | 16.94 | 174.80 | 6959.10 |
| 83 | 2032-11 | 191.74 | 16.53 | 175.21 | 6783.89 |
| 84 | 2032-12 | 191.74 | 16.11 | 175.63 | 6608.26 |
| 85 | 2033-01 | 191.74 | 15.69 | 176.05 | 6432.22 |
| 86 | 2033-02 | 191.74 | 15.28 | 176.46 | 6255.76 |
| 87 | 2033-03 | 191.74 | 14.86 | 176.88 | 6078.87 |
| 88 | 2033-04 | 191.74 | 14.44 | 177.30 | 5901.57 |
| 89 | 2033-05 | 191.74 | 14.02 | 177.72 | 5723.85 |
| 90 | 2033-06 | 191.74 | 13.59 | 178.15 | 5545.70 |
| 91 | 2033-07 | 191.74 | 13.17 | 178.57 | 5367.13 |
| 92 | 2033-08 | 191.74 | 12.75 | 178.99 | 5188.14 |
| 93 | 2033-09 | 191.74 | 12.32 | 179.42 | 5008.72 |
| 94 | 2033-10 | 191.74 | 11.90 | 179.84 | 4828.88 |
| 95 | 2033-11 | 191.74 | 11.47 | 180.27 | 4648.61 |
| 96 | 2033-12 | 191.74 | 11.04 | 180.70 | 4467.91 |
| 97 | 2034-01 | 191.74 | 10.61 | 181.13 | 4286.78 |
| 98 | 2034-02 | 191.74 | 10.18 | 181.56 | 4105.22 |
| 99 | 2034-03 | 191.74 | 9.75 | 181.99 | 3923.23 |
| 100 | 2034-04 | 191.74 | 9.32 | 182.42 | 3740.81 |
| 101 | 2034-05 | 191.74 | 8.88 | 182.86 | 3557.95 |
| 102 | 2034-06 | 191.74 | 8.45 | 183.29 | 3374.66 |
| 103 | 2034-07 | 191.74 | 8.01 | 183.72 | 3190.94 |
| 104 | 2034-08 | 191.74 | 7.58 | 184.16 | 3006.78 |
| 105 | 2034-09 | 191.74 | 7.14 | 184.60 | 2822.18 |
| 106 | 2034-10 | 191.74 | 6.70 | 185.04 | 2637.14 |
| 107 | 2034-11 | 191.74 | 6.26 | 185.48 | 2451.66 |
| 108 | 2034-12 | 191.74 | 5.82 | 185.92 | 2265.75 |
| 109 | 2035-01 | 191.74 | 5.38 | 186.36 | 2079.39 |
| 110 | 2035-02 | 191.74 | 4.94 | 186.80 | 1892.59 |
| 111 | 2035-03 | 191.74 | 4.49 | 187.24 | 1705.34 |
| 112 | 2035-04 | 191.74 | 4.05 | 187.69 | 1517.65 |
| 113 | 2035-05 | 191.74 | 3.60 | 188.14 | 1329.52 |
| 114 | 2035-06 | 191.74 | 3.16 | 188.58 | 1140.94 |
| 115 | 2035-07 | 191.74 | 2.71 | 189.03 | 951.91 |
| 116 | 2035-08 | 191.74 | 2.26 | 189.48 | 762.43 |
| 117 | 2035-09 | 191.74 | 1.81 | 189.93 | 572.50 |
| 118 | 2035-10 | 191.74 | 1.36 | 190.38 | 382.12 |
| 119 | 2035-11 | 191.74 | 0.91 | 190.83 | 191.29 |
| 120 | 2035-12 | 191.74 | 0.45 | 191.29 | 0.00 |
等额本金还款方式：
贷款总额：2万
还款月数：10年
首月还款：214.17元
每月递减：0.4元
利息总额：2873.75元
本息合计：2.29万
节省利息：135.02元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2026-01 | 214.17 | 47.50 | 166.67 | 19833.33 |
| 2 | 2026-02 | 213.77 | 47.10 | 166.67 | 19666.67 |
| 3 | 2026-03 | 213.38 | 46.71 | 166.67 | 19500.00 |
| 4 | 2026-04 | 212.98 | 46.31 | 166.67 | 19333.33 |
| 5 | 2026-05 | 212.58 | 45.92 | 166.67 | 19166.67 |
| 6 | 2026-06 | 212.19 | 45.52 | 166.67 | 19000.00 |
| 7 | 2026-07 | 211.79 | 45.13 | 166.67 | 18833.33 |
| 8 | 2026-08 | 211.40 | 44.73 | 166.67 | 18666.67 |
| 9 | 2026-09 | 211.00 | 44.33 | 166.67 | 18500.00 |
| 10 | 2026-10 | 210.60 | 43.94 | 166.67 | 18333.33 |
| 11 | 2026-11 | 210.21 | 43.54 | 166.67 | 18166.67 |
| 12 | 2026-12 | 209.81 | 43.15 | 166.67 | 18000.00 |
| 13 | 2027-01 | 209.42 | 42.75 | 166.67 | 17833.33 |
| 14 | 2027-02 | 209.02 | 42.35 | 166.67 | 17666.67 |
| 15 | 2027-03 | 208.63 | 41.96 | 166.67 | 17500.00 |
| 16 | 2027-04 | 208.23 | 41.56 | 166.67 | 17333.33 |
| 17 | 2027-05 | 207.83 | 41.17 | 166.67 | 17166.67 |
| 18 | 2027-06 | 207.44 | 40.77 | 166.67 | 17000.00 |
| 19 | 2027-07 | 207.04 | 40.38 | 166.67 | 16833.33 |
| 20 | 2027-08 | 206.65 | 39.98 | 166.67 | 16666.67 |
| 21 | 2027-09 | 206.25 | 39.58 | 166.67 | 16500.00 |
| 22 | 2027-10 | 205.85 | 39.19 | 166.67 | 16333.33 |
| 23 | 2027-11 | 205.46 | 38.79 | 166.67 | 16166.67 |
| 24 | 2027-12 | 205.06 | 38.40 | 166.67 | 16000.00 |
| 25 | 2028-01 | 204.67 | 38.00 | 166.67 | 15833.33 |
| 26 | 2028-02 | 204.27 | 37.60 | 166.67 | 15666.67 |
| 27 | 2028-03 | 203.88 | 37.21 | 166.67 | 15500.00 |
| 28 | 2028-04 | 203.48 | 36.81 | 166.67 | 15333.33 |
| 29 | 2028-05 | 203.08 | 36.42 | 166.67 | 15166.67 |
| 30 | 2028-06 | 202.69 | 36.02 | 166.67 | 15000.00 |
| 31 | 2028-07 | 202.29 | 35.63 | 166.67 | 14833.33 |
| 32 | 2028-08 | 201.90 | 35.23 | 166.67 | 14666.67 |
| 33 | 2028-09 | 201.50 | 34.83 | 166.67 | 14500.00 |
| 34 | 2028-10 | 201.10 | 34.44 | 166.67 | 14333.33 |
| 35 | 2028-11 | 200.71 | 34.04 | 166.67 | 14166.67 |
| 36 | 2028-12 | 200.31 | 33.65 | 166.67 | 14000.00 |
| 37 | 2029-01 | 199.92 | 33.25 | 166.67 | 13833.33 |
| 38 | 2029-02 | 199.52 | 32.85 | 166.67 | 13666.67 |
| 39 | 2029-03 | 199.13 | 32.46 | 166.67 | 13500.00 |
| 40 | 2029-04 | 198.73 | 32.06 | 166.67 | 13333.33 |
| 41 | 2029-05 | 198.33 | 31.67 | 166.67 | 13166.67 |
| 42 | 2029-06 | 197.94 | 31.27 | 166.67 | 13000.00 |
| 43 | 2029-07 | 197.54 | 30.88 | 166.67 | 12833.33 |
| 44 | 2029-08 | 197.15 | 30.48 | 166.67 | 12666.67 |
| 45 | 2029-09 | 196.75 | 30.08 | 166.67 | 12500.00 |
| 46 | 2029-10 | 196.35 | 29.69 | 166.67 | 12333.33 |
| 47 | 2029-11 | 195.96 | 29.29 | 166.67 | 12166.67 |
| 48 | 2029-12 | 195.56 | 28.90 | 166.67 | 12000.00 |
| 49 | 2030-01 | 195.17 | 28.50 | 166.67 | 11833.33 |
| 50 | 2030-02 | 194.77 | 28.10 | 166.67 | 11666.67 |
| 51 | 2030-03 | 194.38 | 27.71 | 166.67 | 11500.00 |
| 52 | 2030-04 | 193.98 | 27.31 | 166.67 | 11333.33 |
| 53 | 2030-05 | 193.58 | 26.92 | 166.67 | 11166.67 |
| 54 | 2030-06 | 193.19 | 26.52 | 166.67 | 11000.00 |
| 55 | 2030-07 | 192.79 | 26.13 | 166.67 | 10833.33 |
| 56 | 2030-08 | 192.40 | 25.73 | 166.67 | 10666.67 |
| 57 | 2030-09 | 192.00 | 25.33 | 166.67 | 10500.00 |
| 58 | 2030-10 | 191.60 | 24.94 | 166.67 | 10333.33 |
| 59 | 2030-11 | 191.21 | 24.54 | 166.67 | 10166.67 |
| 60 | 2030-12 | 190.81 | 24.15 | 166.67 | 10000.00 |
| 61 | 2031-01 | 190.42 | 23.75 | 166.67 | 9833.33 |
| 62 | 2031-02 | 190.02 | 23.35 | 166.67 | 9666.67 |
| 63 | 2031-03 | 189.63 | 22.96 | 166.67 | 9500.00 |
| 64 | 2031-04 | 189.23 | 22.56 | 166.67 | 9333.33 |
| 65 | 2031-05 | 188.83 | 22.17 | 166.67 | 9166.67 |
| 66 | 2031-06 | 188.44 | 21.77 | 166.67 | 9000.00 |
| 67 | 2031-07 | 188.04 | 21.38 | 166.67 | 8833.33 |
| 68 | 2031-08 | 187.65 | 20.98 | 166.67 | 8666.67 |
| 69 | 2031-09 | 187.25 | 20.58 | 166.67 | 8500.00 |
| 70 | 2031-10 | 186.85 | 20.19 | 166.67 | 8333.33 |
| 71 | 2031-11 | 186.46 | 19.79 | 166.67 | 8166.67 |
| 72 | 2031-12 | 186.06 | 19.40 | 166.67 | 8000.00 |
| 73 | 2032-01 | 185.67 | 19.00 | 166.67 | 7833.33 |
| 74 | 2032-02 | 185.27 | 18.60 | 166.67 | 7666.67 |
| 75 | 2032-03 | 184.88 | 18.21 | 166.67 | 7500.00 |
| 76 | 2032-04 | 184.48 | 17.81 | 166.67 | 7333.33 |
| 77 | 2032-05 | 184.08 | 17.42 | 166.67 | 7166.67 |
| 78 | 2032-06 | 183.69 | 17.02 | 166.67 | 7000.00 |
| 79 | 2032-07 | 183.29 | 16.63 | 166.67 | 6833.33 |
| 80 | 2032-08 | 182.90 | 16.23 | 166.67 | 6666.67 |
| 81 | 2032-09 | 182.50 | 15.83 | 166.67 | 6500.00 |
| 82 | 2032-10 | 182.10 | 15.44 | 166.67 | 6333.33 |
| 83 | 2032-11 | 181.71 | 15.04 | 166.67 | 6166.67 |
| 84 | 2032-12 | 181.31 | 14.65 | 166.67 | 6000.00 |
| 85 | 2033-01 | 180.92 | 14.25 | 166.67 | 5833.33 |
| 86 | 2033-02 | 180.52 | 13.85 | 166.67 | 5666.67 |
| 87 | 2033-03 | 180.13 | 13.46 | 166.67 | 5500.00 |
| 88 | 2033-04 | 179.73 | 13.06 | 166.67 | 5333.33 |
| 89 | 2033-05 | 179.33 | 12.67 | 166.67 | 5166.67 |
| 90 | 2033-06 | 178.94 | 12.27 | 166.67 | 5000.00 |
| 91 | 2033-07 | 178.54 | 11.88 | 166.67 | 4833.33 |
| 92 | 2033-08 | 178.15 | 11.48 | 166.67 | 4666.67 |
| 93 | 2033-09 | 177.75 | 11.08 | 166.67 | 4500.00 |
| 94 | 2033-10 | 177.35 | 10.69 | 166.67 | 4333.33 |
| 95 | 2033-11 | 176.96 | 10.29 | 166.67 | 4166.67 |
| 96 | 2033-12 | 176.56 | 9.90 | 166.67 | 4000.00 |
| 97 | 2034-01 | 176.17 | 9.50 | 166.67 | 3833.33 |
| 98 | 2034-02 | 175.77 | 9.10 | 166.67 | 3666.67 |
| 99 | 2034-03 | 175.38 | 8.71 | 166.67 | 3500.00 |
| 100 | 2034-04 | 174.98 | 8.31 | 166.67 | 3333.33 |
| 101 | 2034-05 | 174.58 | 7.92 | 166.67 | 3166.67 |
| 102 | 2034-06 | 174.19 | 7.52 | 166.67 | 3000.00 |
| 103 | 2034-07 | 173.79 | 7.13 | 166.67 | 2833.33 |
| 104 | 2034-08 | 173.40 | 6.73 | 166.67 | 2666.67 |
| 105 | 2034-09 | 173.00 | 6.33 | 166.67 | 2500.00 |
| 106 | 2034-10 | 172.60 | 5.94 | 166.67 | 2333.33 |
| 107 | 2034-11 | 172.21 | 5.54 | 166.67 | 2166.67 |
| 108 | 2034-12 | 171.81 | 5.15 | 166.67 | 2000.00 |
| 109 | 2035-01 | 171.42 | 4.75 | 166.67 | 1833.33 |
| 110 | 2035-02 | 171.02 | 4.35 | 166.67 | 1666.67 |
| 111 | 2035-03 | 170.63 | 3.96 | 166.67 | 1500.00 |
| 112 | 2035-04 | 170.23 | 3.56 | 166.67 | 1333.33 |
| 113 | 2035-05 | 169.83 | 3.17 | 166.67 | 1166.67 |
| 114 | 2035-06 | 169.44 | 2.77 | 166.67 | 1000.00 |
| 115 | 2035-07 | 169.04 | 2.38 | 166.67 | 833.33 |
| 116 | 2035-08 | 168.65 | 1.98 | 166.67 | 666.67 |
| 117 | 2035-09 | 168.25 | 1.58 | 166.67 | 500.00 |
| 118 | 2035-10 | 167.85 | 1.19 | 166.67 | 333.33 |
| 119 | 2035-11 | 167.46 | 0.79 | 166.67 | 166.67 |
| 120 | 2035-12 | 167.06 | 0.40 | 166.67 | 0.00 |