贷款6.88万（公积金贷款）房贷，还款2年9个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：6.88万
还款月数：2年9个月
每月还款：2163.82元
利息总额：2564.91元
本息合计：7.14万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2026-01 | 2163.82 | 149.16 | 2014.66 | 66826.34 |
| 2 | 2026-02 | 2163.82 | 144.79 | 2019.03 | 64807.31 |
| 3 | 2026-03 | 2163.82 | 140.42 | 2023.40 | 62783.92 |
| 4 | 2026-04 | 2163.82 | 136.03 | 2027.78 | 60756.13 |
| 5 | 2026-05 | 2163.82 | 131.64 | 2032.18 | 58723.95 |
| 6 | 2026-06 | 2163.82 | 127.24 | 2036.58 | 56687.37 |
| 7 | 2026-07 | 2163.82 | 122.82 | 2040.99 | 54646.38 |
| 8 | 2026-08 | 2163.82 | 118.40 | 2045.41 | 52600.97 |
| 9 | 2026-09 | 2163.82 | 113.97 | 2049.85 | 50551.12 |
| 10 | 2026-10 | 2163.82 | 109.53 | 2054.29 | 48496.83 |
| 11 | 2026-11 | 2163.82 | 105.08 | 2058.74 | 46438.09 |
| 12 | 2026-12 | 2163.82 | 100.62 | 2063.20 | 44374.89 |
| 13 | 2027-01 | 2163.82 | 96.15 | 2067.67 | 42307.22 |
| 14 | 2027-02 | 2163.82 | 91.67 | 2072.15 | 40235.07 |
| 15 | 2027-03 | 2163.82 | 87.18 | 2076.64 | 38158.43 |
| 16 | 2027-04 | 2163.82 | 82.68 | 2081.14 | 36077.30 |
| 17 | 2027-05 | 2163.82 | 78.17 | 2085.65 | 33991.65 |
| 18 | 2027-06 | 2163.82 | 73.65 | 2090.17 | 31901.48 |
| 19 | 2027-07 | 2163.82 | 69.12 | 2094.70 | 29806.78 |
| 20 | 2027-08 | 2163.82 | 64.58 | 2099.23 | 27707.55 |
| 21 | 2027-09 | 2163.82 | 60.03 | 2103.78 | 25603.77 |
| 22 | 2027-10 | 2163.82 | 55.47 | 2108.34 | 23495.43 |
| 23 | 2027-11 | 2163.82 | 50.91 | 2112.91 | 21382.52 |
| 24 | 2027-12 | 2163.82 | 46.33 | 2117.49 | 19265.03 |
| 25 | 2028-01 | 2163.82 | 41.74 | 2122.07 | 17142.96 |
| 26 | 2028-02 | 2163.82 | 37.14 | 2126.67 | 15016.29 |
| 27 | 2028-03 | 2163.82 | 32.54 | 2131.28 | 12885.01 |
| 28 | 2028-04 | 2163.82 | 27.92 | 2135.90 | 10749.11 |
| 29 | 2028-05 | 2163.82 | 23.29 | 2140.53 | 8608.58 |
| 30 | 2028-06 | 2163.82 | 18.65 | 2145.16 | 6463.42 |
| 31 | 2028-07 | 2163.82 | 14.00 | 2149.81 | 4313.61 |
| 32 | 2028-08 | 2163.82 | 9.35 | 2154.47 | 2159.14 |
| 33 | 2028-09 | 2163.82 | 4.68 | 2159.14 | 0.00 |
等额本金还款方式：
贷款总额：6.88万
还款月数：2年9个月
首月还款：2235.25元
每月递减：4.52元
利息总额：2535.64元
本息合计：7.14万
节省利息：29.27元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2026-01 | 2235.25 | 149.16 | 2086.09 | 66754.91 |
| 2 | 2026-02 | 2230.73 | 144.64 | 2086.09 | 64668.82 |
| 3 | 2026-03 | 2226.21 | 140.12 | 2086.09 | 62582.73 |
| 4 | 2026-04 | 2221.69 | 135.60 | 2086.09 | 60496.64 |
| 5 | 2026-05 | 2217.17 | 131.08 | 2086.09 | 58410.55 |
| 6 | 2026-06 | 2212.65 | 126.56 | 2086.09 | 56324.45 |
| 7 | 2026-07 | 2208.13 | 122.04 | 2086.09 | 54238.36 |
| 8 | 2026-08 | 2203.61 | 117.52 | 2086.09 | 52152.27 |
| 9 | 2026-09 | 2199.09 | 113.00 | 2086.09 | 50066.18 |
| 10 | 2026-10 | 2194.57 | 108.48 | 2086.09 | 47980.09 |
| 11 | 2026-11 | 2190.05 | 103.96 | 2086.09 | 45894.00 |
| 12 | 2026-12 | 2185.53 | 99.44 | 2086.09 | 43807.91 |
| 13 | 2027-01 | 2181.01 | 94.92 | 2086.09 | 41721.82 |
| 14 | 2027-02 | 2176.49 | 90.40 | 2086.09 | 39635.73 |
| 15 | 2027-03 | 2171.97 | 85.88 | 2086.09 | 37549.64 |
| 16 | 2027-04 | 2167.45 | 81.36 | 2086.09 | 35463.55 |
| 17 | 2027-05 | 2162.93 | 76.84 | 2086.09 | 33377.45 |
| 18 | 2027-06 | 2158.41 | 72.32 | 2086.09 | 31291.36 |
| 19 | 2027-07 | 2153.89 | 67.80 | 2086.09 | 29205.27 |
| 20 | 2027-08 | 2149.37 | 63.28 | 2086.09 | 27119.18 |
| 21 | 2027-09 | 2144.85 | 58.76 | 2086.09 | 25033.09 |
| 22 | 2027-10 | 2140.33 | 54.24 | 2086.09 | 22947.00 |
| 23 | 2027-11 | 2135.81 | 49.72 | 2086.09 | 20860.91 |
| 24 | 2027-12 | 2131.29 | 45.20 | 2086.09 | 18774.82 |
| 25 | 2028-01 | 2126.77 | 40.68 | 2086.09 | 16688.73 |
| 26 | 2028-02 | 2122.25 | 36.16 | 2086.09 | 14602.64 |
| 27 | 2028-03 | 2117.73 | 31.64 | 2086.09 | 12516.55 |
| 28 | 2028-04 | 2113.21 | 27.12 | 2086.09 | 10430.45 |
| 29 | 2028-05 | 2108.69 | 22.60 | 2086.09 | 8344.36 |
| 30 | 2028-06 | 2104.17 | 18.08 | 2086.09 | 6258.27 |
| 31 | 2028-07 | 2099.65 | 13.56 | 2086.09 | 4172.18 |
| 32 | 2028-08 | 2095.13 | 9.04 | 2086.09 | 2086.09 |
| 33 | 2028-09 | 2090.61 | 4.52 | 2086.09 | 0.00 |