贷款6.88万（公积金贷款）房贷，还款3年1个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：6.88万
还款月数：3年1个月
每月还款：1938.16元
利息总额：2870.75元
本息合计：7.17万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-09 | 1938.16 | 149.16 | 1789.00 | 67052.00 |
| 2 | 2025-10 | 1938.16 | 145.28 | 1792.88 | 65259.12 |
| 3 | 2025-11 | 1938.16 | 141.39 | 1796.76 | 63462.36 |
| 4 | 2025-12 | 1938.16 | 137.50 | 1800.65 | 61661.71 |
| 5 | 2026-01 | 1938.16 | 133.60 | 1804.56 | 59857.15 |
| 6 | 2026-02 | 1938.16 | 129.69 | 1808.46 | 58048.69 |
| 7 | 2026-03 | 1938.16 | 125.77 | 1812.38 | 56236.31 |
| 8 | 2026-04 | 1938.16 | 121.85 | 1816.31 | 54420.00 |
| 9 | 2026-05 | 1938.16 | 117.91 | 1820.25 | 52599.75 |
| 10 | 2026-06 | 1938.16 | 113.97 | 1824.19 | 50775.56 |
| 11 | 2026-07 | 1938.16 | 110.01 | 1828.14 | 48947.42 |
| 12 | 2026-08 | 1938.16 | 106.05 | 1832.10 | 47115.32 |
| 13 | 2026-09 | 1938.16 | 102.08 | 1836.07 | 45279.24 |
| 14 | 2026-10 | 1938.16 | 98.11 | 1840.05 | 43439.19 |
| 15 | 2026-11 | 1938.16 | 94.12 | 1844.04 | 41595.16 |
| 16 | 2026-12 | 1938.16 | 90.12 | 1848.03 | 39747.12 |
| 17 | 2027-01 | 1938.16 | 86.12 | 1852.04 | 37895.09 |
| 18 | 2027-02 | 1938.16 | 82.11 | 1856.05 | 36039.04 |
| 19 | 2027-03 | 1938.16 | 78.08 | 1860.07 | 34178.97 |
| 20 | 2027-04 | 1938.16 | 74.05 | 1864.10 | 32314.87 |
| 21 | 2027-05 | 1938.16 | 70.02 | 1868.14 | 30446.73 |
| 22 | 2027-06 | 1938.16 | 65.97 | 1872.19 | 28574.54 |
| 23 | 2027-07 | 1938.16 | 61.91 | 1876.24 | 26698.29 |
| 24 | 2027-08 | 1938.16 | 57.85 | 1880.31 | 24817.99 |
| 25 | 2027-09 | 1938.16 | 53.77 | 1884.38 | 22933.60 |
| 26 | 2027-10 | 1938.16 | 49.69 | 1888.47 | 21045.14 |
| 27 | 2027-11 | 1938.16 | 45.60 | 1892.56 | 19152.58 |
| 28 | 2027-12 | 1938.16 | 41.50 | 1896.66 | 17255.92 |
| 29 | 2028-01 | 1938.16 | 37.39 | 1900.77 | 15355.15 |
| 30 | 2028-02 | 1938.16 | 33.27 | 1904.89 | 13450.27 |
| 31 | 2028-03 | 1938.16 | 29.14 | 1909.01 | 11541.25 |
| 32 | 2028-04 | 1938.16 | 25.01 | 1913.15 | 9628.10 |
| 33 | 2028-05 | 1938.16 | 20.86 | 1917.29 | 7710.81 |
| 34 | 2028-06 | 1938.16 | 16.71 | 1921.45 | 5789.36 |
| 35 | 2028-07 | 1938.16 | 12.54 | 1925.61 | 3863.75 |
| 36 | 2028-08 | 1938.16 | 8.37 | 1929.78 | 1933.97 |
| 37 | 2028-09 | 1938.16 | 4.19 | 1933.97 | 0.00 |
等额本金还款方式：
贷款总额：6.88万
还款月数：3年1个月
首月还款：2009.72元
每月递减：4.03元
利息总额：2833.95元
本息合计：7.17万
节省利息：36.8元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-09 | 2009.72 | 149.16 | 1860.57 | 66980.43 |
| 2 | 2025-10 | 2005.69 | 145.12 | 1860.57 | 65119.86 |
| 3 | 2025-11 | 2001.66 | 141.09 | 1860.57 | 63259.30 |
| 4 | 2025-12 | 1997.63 | 137.06 | 1860.57 | 61398.73 |
| 5 | 2026-01 | 1993.60 | 133.03 | 1860.57 | 59538.16 |
| 6 | 2026-02 | 1989.57 | 129.00 | 1860.57 | 57677.59 |
| 7 | 2026-03 | 1985.54 | 124.97 | 1860.57 | 55817.03 |
| 8 | 2026-04 | 1981.50 | 120.94 | 1860.57 | 53956.46 |
| 9 | 2026-05 | 1977.47 | 116.91 | 1860.57 | 52095.89 |
| 10 | 2026-06 | 1973.44 | 112.87 | 1860.57 | 50235.32 |
| 11 | 2026-07 | 1969.41 | 108.84 | 1860.57 | 48374.76 |
| 12 | 2026-08 | 1965.38 | 104.81 | 1860.57 | 46514.19 |
| 13 | 2026-09 | 1961.35 | 100.78 | 1860.57 | 44653.62 |
| 14 | 2026-10 | 1957.32 | 96.75 | 1860.57 | 42793.05 |
| 15 | 2026-11 | 1953.29 | 92.72 | 1860.57 | 40932.49 |
| 16 | 2026-12 | 1949.25 | 88.69 | 1860.57 | 39071.92 |
| 17 | 2027-01 | 1945.22 | 84.66 | 1860.57 | 37211.35 |
| 18 | 2027-02 | 1941.19 | 80.62 | 1860.57 | 35350.78 |
| 19 | 2027-03 | 1937.16 | 76.59 | 1860.57 | 33490.22 |
| 20 | 2027-04 | 1933.13 | 72.56 | 1860.57 | 31629.65 |
| 21 | 2027-05 | 1929.10 | 68.53 | 1860.57 | 29769.08 |
| 22 | 2027-06 | 1925.07 | 64.50 | 1860.57 | 27908.51 |
| 23 | 2027-07 | 1921.04 | 60.47 | 1860.57 | 26047.95 |
| 24 | 2027-08 | 1917.00 | 56.44 | 1860.57 | 24187.38 |
| 25 | 2027-09 | 1912.97 | 52.41 | 1860.57 | 22326.81 |
| 26 | 2027-10 | 1908.94 | 48.37 | 1860.57 | 20466.24 |
| 27 | 2027-11 | 1904.91 | 44.34 | 1860.57 | 18605.68 |
| 28 | 2027-12 | 1900.88 | 40.31 | 1860.57 | 16745.11 |
| 29 | 2028-01 | 1896.85 | 36.28 | 1860.57 | 14884.54 |
| 30 | 2028-02 | 1892.82 | 32.25 | 1860.57 | 13023.97 |
| 31 | 2028-03 | 1888.79 | 28.22 | 1860.57 | 11163.41 |
| 32 | 2028-04 | 1884.75 | 24.19 | 1860.57 | 9302.84 |
| 33 | 2028-05 | 1880.72 | 20.16 | 1860.57 | 7442.27 |
| 34 | 2028-06 | 1876.69 | 16.12 | 1860.57 | 5581.70 |
| 35 | 2028-07 | 1872.66 | 12.09 | 1860.57 | 3721.14 |
| 36 | 2028-08 | 1868.63 | 8.06 | 1860.57 | 1860.57 |
| 37 | 2028-09 | 1864.60 | 4.03 | 1860.57 | 0.00 |