贷款2.76万（公积金贷款）房贷，还款1年9个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：2.76万
还款月数：1年9个月
每月还款：1347.4元
利息总额：663.31元
本息合计：2.83万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2027-09 | 1347.40 | 59.87 | 1287.53 | 26344.47 |
| 2 | 2027-10 | 1347.40 | 57.08 | 1290.32 | 25054.16 |
| 3 | 2027-11 | 1347.40 | 54.28 | 1293.11 | 23761.05 |
| 4 | 2027-12 | 1347.40 | 51.48 | 1295.91 | 22465.13 |
| 5 | 2028-01 | 1347.40 | 48.67 | 1298.72 | 21166.41 |
| 6 | 2028-02 | 1347.40 | 45.86 | 1301.54 | 19864.87 |
| 7 | 2028-03 | 1347.40 | 43.04 | 1304.36 | 18560.52 |
| 8 | 2028-04 | 1347.40 | 40.21 | 1307.18 | 17253.34 |
| 9 | 2028-05 | 1347.40 | 37.38 | 1310.01 | 15943.32 |
| 10 | 2028-06 | 1347.40 | 34.54 | 1312.85 | 14630.47 |
| 11 | 2028-07 | 1347.40 | 31.70 | 1315.70 | 13314.78 |
| 12 | 2028-08 | 1347.40 | 28.85 | 1318.55 | 11996.23 |
| 13 | 2028-09 | 1347.40 | 25.99 | 1321.40 | 10674.82 |
| 14 | 2028-10 | 1347.40 | 23.13 | 1324.27 | 9350.56 |
| 15 | 2028-11 | 1347.40 | 20.26 | 1327.14 | 8023.42 |
| 16 | 2028-12 | 1347.40 | 17.38 | 1330.01 | 6693.41 |
| 17 | 2029-01 | 1347.40 | 14.50 | 1332.89 | 5360.52 |
| 18 | 2029-02 | 1347.40 | 11.61 | 1335.78 | 4024.73 |
| 19 | 2029-03 | 1347.40 | 8.72 | 1338.68 | 2686.06 |
| 20 | 2029-04 | 1347.40 | 5.82 | 1341.58 | 1344.48 |
| 21 | 2029-05 | 1347.40 | 2.91 | 1344.48 | 0.00 |
等额本金还款方式：
贷款总额：2.76万
还款月数：1年9个月
首月还款：1375.68元
每月递减：2.85元
利息总额：658.56元
本息合计：2.83万
节省利息：4.75元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2027-09 | 1375.68 | 59.87 | 1315.81 | 26316.19 |
| 2 | 2027-10 | 1372.83 | 57.02 | 1315.81 | 25000.38 |
| 3 | 2027-11 | 1369.98 | 54.17 | 1315.81 | 23684.57 |
| 4 | 2027-12 | 1367.13 | 51.32 | 1315.81 | 22368.76 |
| 5 | 2028-01 | 1364.28 | 48.47 | 1315.81 | 21052.95 |
| 6 | 2028-02 | 1361.42 | 45.61 | 1315.81 | 19737.14 |
| 7 | 2028-03 | 1358.57 | 42.76 | 1315.81 | 18421.33 |
| 8 | 2028-04 | 1355.72 | 39.91 | 1315.81 | 17105.52 |
| 9 | 2028-05 | 1352.87 | 37.06 | 1315.81 | 15789.71 |
| 10 | 2028-06 | 1350.02 | 34.21 | 1315.81 | 14473.90 |
| 11 | 2028-07 | 1347.17 | 31.36 | 1315.81 | 13158.10 |
| 12 | 2028-08 | 1344.32 | 28.51 | 1315.81 | 11842.29 |
| 13 | 2028-09 | 1341.47 | 25.66 | 1315.81 | 10526.48 |
| 14 | 2028-10 | 1338.62 | 22.81 | 1315.81 | 9210.67 |
| 15 | 2028-11 | 1335.77 | 19.96 | 1315.81 | 7894.86 |
| 16 | 2028-12 | 1332.92 | 17.11 | 1315.81 | 6579.05 |
| 17 | 2029-01 | 1330.06 | 14.25 | 1315.81 | 5263.24 |
| 18 | 2029-02 | 1327.21 | 11.40 | 1315.81 | 3947.43 |
| 19 | 2029-03 | 1324.36 | 8.55 | 1315.81 | 2631.62 |
| 20 | 2029-04 | 1321.51 | 5.70 | 1315.81 | 1315.81 |
| 21 | 2029-05 | 1318.66 | 2.85 | 1315.81 | 0.00 |