贷款2.76万（公积金贷款）房贷，还款2年1个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：2.76万
还款月数：2年1个月
每月还款：1136.68元
利息总额：785.04元
本息合计：2.84万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2027-09 | 1136.68 | 59.87 | 1076.81 | 26555.19 |
| 2 | 2027-10 | 1136.68 | 57.54 | 1079.15 | 25476.04 |
| 3 | 2027-11 | 1136.68 | 55.20 | 1081.48 | 24394.56 |
| 4 | 2027-12 | 1136.68 | 52.85 | 1083.83 | 23310.73 |
| 5 | 2028-01 | 1136.68 | 50.51 | 1086.17 | 22224.56 |
| 6 | 2028-02 | 1136.68 | 48.15 | 1088.53 | 21136.03 |
| 7 | 2028-03 | 1136.68 | 45.79 | 1090.89 | 20045.14 |
| 8 | 2028-04 | 1136.68 | 43.43 | 1093.25 | 18951.89 |
| 9 | 2028-05 | 1136.68 | 41.06 | 1095.62 | 17856.27 |
| 10 | 2028-06 | 1136.68 | 38.69 | 1097.99 | 16758.28 |
| 11 | 2028-07 | 1136.68 | 36.31 | 1100.37 | 15657.91 |
| 12 | 2028-08 | 1136.68 | 33.93 | 1102.76 | 14555.15 |
| 13 | 2028-09 | 1136.68 | 31.54 | 1105.15 | 13450.01 |
| 14 | 2028-10 | 1136.68 | 29.14 | 1107.54 | 12342.47 |
| 15 | 2028-11 | 1136.68 | 26.74 | 1109.94 | 11232.53 |
| 16 | 2028-12 | 1136.68 | 24.34 | 1112.34 | 10120.18 |
| 17 | 2029-01 | 1136.68 | 21.93 | 1114.75 | 9005.43 |
| 18 | 2029-02 | 1136.68 | 19.51 | 1117.17 | 7888.26 |
| 19 | 2029-03 | 1136.68 | 17.09 | 1119.59 | 6768.67 |
| 20 | 2029-04 | 1136.68 | 14.67 | 1122.02 | 5646.65 |
| 21 | 2029-05 | 1136.68 | 12.23 | 1124.45 | 4522.20 |
| 22 | 2029-06 | 1136.68 | 9.80 | 1126.88 | 3395.32 |
| 23 | 2029-07 | 1136.68 | 7.36 | 1129.33 | 2266.00 |
| 24 | 2029-08 | 1136.68 | 4.91 | 1131.77 | 1134.22 |
| 25 | 2029-09 | 1136.68 | 2.46 | 1134.22 | 0.00 |
等额本金还款方式：
贷款总额：2.76万
还款月数：2年1个月
首月还款：1165.15元
每月递减：2.39元
利息总额：778.3元
本息合计：2.84万
节省利息：6.74元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2027-09 | 1165.15 | 59.87 | 1105.28 | 26526.72 |
| 2 | 2027-10 | 1162.75 | 57.47 | 1105.28 | 25421.44 |
| 3 | 2027-11 | 1160.36 | 55.08 | 1105.28 | 24316.16 |
| 4 | 2027-12 | 1157.97 | 52.69 | 1105.28 | 23210.88 |
| 5 | 2028-01 | 1155.57 | 50.29 | 1105.28 | 22105.60 |
| 6 | 2028-02 | 1153.18 | 47.90 | 1105.28 | 21000.32 |
| 7 | 2028-03 | 1150.78 | 45.50 | 1105.28 | 19895.04 |
| 8 | 2028-04 | 1148.39 | 43.11 | 1105.28 | 18789.76 |
| 9 | 2028-05 | 1145.99 | 40.71 | 1105.28 | 17684.48 |
| 10 | 2028-06 | 1143.60 | 38.32 | 1105.28 | 16579.20 |
| 11 | 2028-07 | 1141.20 | 35.92 | 1105.28 | 15473.92 |
| 12 | 2028-08 | 1138.81 | 33.53 | 1105.28 | 14368.64 |
| 13 | 2028-09 | 1136.41 | 31.13 | 1105.28 | 13263.36 |
| 14 | 2028-10 | 1134.02 | 28.74 | 1105.28 | 12158.08 |
| 15 | 2028-11 | 1131.62 | 26.34 | 1105.28 | 11052.80 |
| 16 | 2028-12 | 1129.23 | 23.95 | 1105.28 | 9947.52 |
| 17 | 2029-01 | 1126.83 | 21.55 | 1105.28 | 8842.24 |
| 18 | 2029-02 | 1124.44 | 19.16 | 1105.28 | 7736.96 |
| 19 | 2029-03 | 1122.04 | 16.76 | 1105.28 | 6631.68 |
| 20 | 2029-04 | 1119.65 | 14.37 | 1105.28 | 5526.40 |
| 21 | 2029-05 | 1117.25 | 11.97 | 1105.28 | 4421.12 |
| 22 | 2029-06 | 1114.86 | 9.58 | 1105.28 | 3315.84 |
| 23 | 2029-07 | 1112.46 | 7.18 | 1105.28 | 2210.56 |
| 24 | 2029-08 | 1110.07 | 4.79 | 1105.28 | 1105.28 |
| 25 | 2029-09 | 1107.67 | 2.39 | 1105.28 | 0.00 |