贷款8.02万（公积金贷款）房贷，还款3年2个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：8.02万
还款月数：3年2个月
每月还款：2210.66元
利息总额：3770.23元
本息合计：8.4万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 2210.66 | 190.56 | 2020.11 | 78214.89 |
| 2 | 2025-07 | 2210.66 | 185.76 | 2024.90 | 76189.99 |
| 3 | 2025-08 | 2210.66 | 180.95 | 2029.71 | 74160.28 |
| 4 | 2025-09 | 2210.66 | 176.13 | 2034.53 | 72125.74 |
| 5 | 2025-10 | 2210.66 | 171.30 | 2039.37 | 70086.38 |
| 6 | 2025-11 | 2210.66 | 166.46 | 2044.21 | 68042.17 |
| 7 | 2025-12 | 2210.66 | 161.60 | 2049.06 | 65993.11 |
| 8 | 2026-01 | 2210.66 | 156.73 | 2053.93 | 63939.18 |
| 9 | 2026-02 | 2210.66 | 151.86 | 2058.81 | 61880.37 |
| 10 | 2026-03 | 2210.66 | 146.97 | 2063.70 | 59816.67 |
| 11 | 2026-04 | 2210.66 | 142.06 | 2068.60 | 57748.07 |
| 12 | 2026-05 | 2210.66 | 137.15 | 2073.51 | 55674.56 |
| 13 | 2026-06 | 2210.66 | 132.23 | 2078.44 | 53596.12 |
| 14 | 2026-07 | 2210.66 | 127.29 | 2083.37 | 51512.75 |
| 15 | 2026-08 | 2210.66 | 122.34 | 2088.32 | 49424.43 |
| 16 | 2026-09 | 2210.66 | 117.38 | 2093.28 | 47331.14 |
| 17 | 2026-10 | 2210.66 | 112.41 | 2098.25 | 45232.89 |
| 18 | 2026-11 | 2210.66 | 107.43 | 2103.24 | 43129.66 |
| 19 | 2026-12 | 2210.66 | 102.43 | 2108.23 | 41021.42 |
| 20 | 2027-01 | 2210.66 | 97.43 | 2113.24 | 38908.19 |
| 21 | 2027-02 | 2210.66 | 92.41 | 2118.26 | 36789.93 |
| 22 | 2027-03 | 2210.66 | 87.38 | 2123.29 | 34666.64 |
| 23 | 2027-04 | 2210.66 | 82.33 | 2128.33 | 32538.31 |
| 24 | 2027-05 | 2210.66 | 77.28 | 2133.39 | 30404.93 |
| 25 | 2027-06 | 2210.66 | 72.21 | 2138.45 | 28266.47 |
| 26 | 2027-07 | 2210.66 | 67.13 | 2143.53 | 26122.94 |
| 27 | 2027-08 | 2210.66 | 62.04 | 2148.62 | 23974.32 |
| 28 | 2027-09 | 2210.66 | 56.94 | 2153.73 | 21820.59 |
| 29 | 2027-10 | 2210.66 | 51.82 | 2158.84 | 19661.75 |
| 30 | 2027-11 | 2210.66 | 46.70 | 2163.97 | 17497.79 |
| 31 | 2027-12 | 2210.66 | 41.56 | 2169.11 | 15328.68 |
| 32 | 2028-01 | 2210.66 | 36.41 | 2174.26 | 13154.42 |
| 33 | 2028-02 | 2210.66 | 31.24 | 2179.42 | 10975.00 |
| 34 | 2028-03 | 2210.66 | 26.07 | 2184.60 | 8790.40 |
| 35 | 2028-04 | 2210.66 | 20.88 | 2189.79 | 6600.61 |
| 36 | 2028-05 | 2210.66 | 15.68 | 2194.99 | 4405.63 |
| 37 | 2028-06 | 2210.66 | 10.46 | 2200.20 | 2205.43 |
| 38 | 2028-07 | 2210.66 | 5.24 | 2205.43 | 0.00 |
等额本金还款方式：
贷款总额：8.02万
还款月数：3年2个月
首月还款：2302.01元
每月递减：5.01元
利息总额：3715.88元
本息合计：8.4万
节省利息：54.35元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 2302.01 | 190.56 | 2111.45 | 78123.55 |
| 2 | 2025-07 | 2296.99 | 185.54 | 2111.45 | 76012.11 |
| 3 | 2025-08 | 2291.98 | 180.53 | 2111.45 | 73900.66 |
| 4 | 2025-09 | 2286.96 | 175.51 | 2111.45 | 71789.21 |
| 5 | 2025-10 | 2281.95 | 170.50 | 2111.45 | 69677.76 |
| 6 | 2025-11 | 2276.93 | 165.48 | 2111.45 | 67566.32 |
| 7 | 2025-12 | 2271.92 | 160.47 | 2111.45 | 65454.87 |
| 8 | 2026-01 | 2266.90 | 155.46 | 2111.45 | 63343.42 |
| 9 | 2026-02 | 2261.89 | 150.44 | 2111.45 | 61231.97 |
| 10 | 2026-03 | 2256.87 | 145.43 | 2111.45 | 59120.53 |
| 11 | 2026-04 | 2251.86 | 140.41 | 2111.45 | 57009.08 |
| 12 | 2026-05 | 2246.84 | 135.40 | 2111.45 | 54897.63 |
| 13 | 2026-06 | 2241.83 | 130.38 | 2111.45 | 52786.18 |
| 14 | 2026-07 | 2236.81 | 125.37 | 2111.45 | 50674.74 |
| 15 | 2026-08 | 2231.80 | 120.35 | 2111.45 | 48563.29 |
| 16 | 2026-09 | 2226.79 | 115.34 | 2111.45 | 46451.84 |
| 17 | 2026-10 | 2221.77 | 110.32 | 2111.45 | 44340.39 |
| 18 | 2026-11 | 2216.76 | 105.31 | 2111.45 | 42228.95 |
| 19 | 2026-12 | 2211.74 | 100.29 | 2111.45 | 40117.50 |
| 20 | 2027-01 | 2206.73 | 95.28 | 2111.45 | 38006.05 |
| 21 | 2027-02 | 2201.71 | 90.26 | 2111.45 | 35894.61 |
| 22 | 2027-03 | 2196.70 | 85.25 | 2111.45 | 33783.16 |
| 23 | 2027-04 | 2191.68 | 80.24 | 2111.45 | 31671.71 |
| 24 | 2027-05 | 2186.67 | 75.22 | 2111.45 | 29560.26 |
| 25 | 2027-06 | 2181.65 | 70.21 | 2111.45 | 27448.82 |
| 26 | 2027-07 | 2176.64 | 65.19 | 2111.45 | 25337.37 |
| 27 | 2027-08 | 2171.62 | 60.18 | 2111.45 | 23225.92 |
| 28 | 2027-09 | 2166.61 | 55.16 | 2111.45 | 21114.47 |
| 29 | 2027-10 | 2161.59 | 50.15 | 2111.45 | 19003.03 |
| 30 | 2027-11 | 2156.58 | 45.13 | 2111.45 | 16891.58 |
| 31 | 2027-12 | 2151.56 | 40.12 | 2111.45 | 14780.13 |
| 32 | 2028-01 | 2146.55 | 35.10 | 2111.45 | 12668.68 |
| 33 | 2028-02 | 2141.54 | 30.09 | 2111.45 | 10557.24 |
| 34 | 2028-03 | 2136.52 | 25.07 | 2111.45 | 8445.79 |
| 35 | 2028-04 | 2131.51 | 20.06 | 2111.45 | 6334.34 |
| 36 | 2028-05 | 2126.49 | 15.04 | 2111.45 | 4222.89 |
| 37 | 2028-06 | 2121.48 | 10.03 | 2111.45 | 2111.45 |
| 38 | 2028-07 | 2116.46 | 5.01 | 2111.45 | 0.00 |