贷款9.02万（公积金贷款）房贷，还款4年2个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：9.02万
还款月数：4年2个月
每月还款：1916.11元
利息总额：5570.7元
本息合计：9.58万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 1916.11 | 214.31 | 1701.81 | 88533.19 |
| 2 | 2025-07 | 1916.11 | 210.27 | 1705.85 | 86827.35 |
| 3 | 2025-08 | 1916.11 | 206.21 | 1709.90 | 85117.45 |
| 4 | 2025-09 | 1916.11 | 202.15 | 1713.96 | 83403.49 |
| 5 | 2025-10 | 1916.11 | 198.08 | 1718.03 | 81685.46 |
| 6 | 2025-11 | 1916.11 | 194.00 | 1722.11 | 79963.35 |
| 7 | 2025-12 | 1916.11 | 189.91 | 1726.20 | 78237.14 |
| 8 | 2026-01 | 1916.11 | 185.81 | 1730.30 | 76506.84 |
| 9 | 2026-02 | 1916.11 | 181.70 | 1734.41 | 74772.43 |
| 10 | 2026-03 | 1916.11 | 177.58 | 1738.53 | 73033.90 |
| 11 | 2026-04 | 1916.11 | 173.46 | 1742.66 | 71291.25 |
| 12 | 2026-05 | 1916.11 | 169.32 | 1746.80 | 69544.45 |
| 13 | 2026-06 | 1916.11 | 165.17 | 1750.95 | 67793.50 |
| 14 | 2026-07 | 1916.11 | 161.01 | 1755.10 | 66038.40 |
| 15 | 2026-08 | 1916.11 | 156.84 | 1759.27 | 64279.12 |
| 16 | 2026-09 | 1916.11 | 152.66 | 1763.45 | 62515.67 |
| 17 | 2026-10 | 1916.11 | 148.47 | 1767.64 | 60748.03 |
| 18 | 2026-11 | 1916.11 | 144.28 | 1771.84 | 58976.20 |
| 19 | 2026-12 | 1916.11 | 140.07 | 1776.05 | 57200.15 |
| 20 | 2027-01 | 1916.11 | 135.85 | 1780.26 | 55419.89 |
| 21 | 2027-02 | 1916.11 | 131.62 | 1784.49 | 53635.40 |
| 22 | 2027-03 | 1916.11 | 127.38 | 1788.73 | 51846.67 |
| 23 | 2027-04 | 1916.11 | 123.14 | 1792.98 | 50053.69 |
| 24 | 2027-05 | 1916.11 | 118.88 | 1797.24 | 48256.45 |
| 25 | 2027-06 | 1916.11 | 114.61 | 1801.50 | 46454.95 |
| 26 | 2027-07 | 1916.11 | 110.33 | 1805.78 | 44649.16 |
| 27 | 2027-08 | 1916.11 | 106.04 | 1810.07 | 42839.09 |
| 28 | 2027-09 | 1916.11 | 101.74 | 1814.37 | 41024.72 |
| 29 | 2027-10 | 1916.11 | 97.43 | 1818.68 | 39206.04 |
| 30 | 2027-11 | 1916.11 | 93.11 | 1823.00 | 37383.04 |
| 31 | 2027-12 | 1916.11 | 88.78 | 1827.33 | 35555.71 |
| 32 | 2028-01 | 1916.11 | 84.44 | 1831.67 | 33724.04 |
| 33 | 2028-02 | 1916.11 | 80.09 | 1836.02 | 31888.02 |
| 34 | 2028-03 | 1916.11 | 75.73 | 1840.38 | 30047.64 |
| 35 | 2028-04 | 1916.11 | 71.36 | 1844.75 | 28202.89 |
| 36 | 2028-05 | 1916.11 | 66.98 | 1849.13 | 26353.76 |
| 37 | 2028-06 | 1916.11 | 62.59 | 1853.52 | 24500.23 |
| 38 | 2028-07 | 1916.11 | 58.19 | 1857.93 | 22642.31 |
| 39 | 2028-08 | 1916.11 | 53.78 | 1862.34 | 20779.97 |
| 40 | 2028-09 | 1916.11 | 49.35 | 1866.76 | 18913.21 |
| 41 | 2028-10 | 1916.11 | 44.92 | 1871.20 | 17042.01 |
| 42 | 2028-11 | 1916.11 | 40.47 | 1875.64 | 15166.37 |
| 43 | 2028-12 | 1916.11 | 36.02 | 1880.09 | 13286.28 |
| 44 | 2029-01 | 1916.11 | 31.55 | 1884.56 | 11401.72 |
| 45 | 2029-02 | 1916.11 | 27.08 | 1889.03 | 9512.69 |
| 46 | 2029-03 | 1916.11 | 22.59 | 1893.52 | 7619.16 |
| 47 | 2029-04 | 1916.11 | 18.10 | 1898.02 | 5721.15 |
| 48 | 2029-05 | 1916.11 | 13.59 | 1902.53 | 3818.62 |
| 49 | 2029-06 | 1916.11 | 9.07 | 1907.04 | 1911.57 |
| 50 | 2029-07 | 1916.11 | 4.54 | 1911.57 | 0.00 |
等额本金还款方式：
贷款总额：9.02万
还款月数：4年2个月
首月还款：2019.01元
每月递减：4.29元
利息总额：5464.86元
本息合计：9.57万
节省利息：105.84元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 2019.01 | 214.31 | 1804.70 | 88430.30 |
| 2 | 2025-07 | 2014.72 | 210.02 | 1804.70 | 86625.60 |
| 3 | 2025-08 | 2010.44 | 205.74 | 1804.70 | 84820.90 |
| 4 | 2025-09 | 2006.15 | 201.45 | 1804.70 | 83016.20 |
| 5 | 2025-10 | 2001.86 | 197.16 | 1804.70 | 81211.50 |
| 6 | 2025-11 | 1997.58 | 192.88 | 1804.70 | 79406.80 |
| 7 | 2025-12 | 1993.29 | 188.59 | 1804.70 | 77602.10 |
| 8 | 2026-01 | 1989.00 | 184.30 | 1804.70 | 75797.40 |
| 9 | 2026-02 | 1984.72 | 180.02 | 1804.70 | 73992.70 |
| 10 | 2026-03 | 1980.43 | 175.73 | 1804.70 | 72188.00 |
| 11 | 2026-04 | 1976.15 | 171.45 | 1804.70 | 70383.30 |
| 12 | 2026-05 | 1971.86 | 167.16 | 1804.70 | 68578.60 |
| 13 | 2026-06 | 1967.57 | 162.87 | 1804.70 | 66773.90 |
| 14 | 2026-07 | 1963.29 | 158.59 | 1804.70 | 64969.20 |
| 15 | 2026-08 | 1959.00 | 154.30 | 1804.70 | 63164.50 |
| 16 | 2026-09 | 1954.72 | 150.02 | 1804.70 | 61359.80 |
| 17 | 2026-10 | 1950.43 | 145.73 | 1804.70 | 59555.10 |
| 18 | 2026-11 | 1946.14 | 141.44 | 1804.70 | 57750.40 |
| 19 | 2026-12 | 1941.86 | 137.16 | 1804.70 | 55945.70 |
| 20 | 2027-01 | 1937.57 | 132.87 | 1804.70 | 54141.00 |
| 21 | 2027-02 | 1933.28 | 128.58 | 1804.70 | 52336.30 |
| 22 | 2027-03 | 1929.00 | 124.30 | 1804.70 | 50531.60 |
| 23 | 2027-04 | 1924.71 | 120.01 | 1804.70 | 48726.90 |
| 24 | 2027-05 | 1920.43 | 115.73 | 1804.70 | 46922.20 |
| 25 | 2027-06 | 1916.14 | 111.44 | 1804.70 | 45117.50 |
| 26 | 2027-07 | 1911.85 | 107.15 | 1804.70 | 43312.80 |
| 27 | 2027-08 | 1907.57 | 102.87 | 1804.70 | 41508.10 |
| 28 | 2027-09 | 1903.28 | 98.58 | 1804.70 | 39703.40 |
| 29 | 2027-10 | 1899.00 | 94.30 | 1804.70 | 37898.70 |
| 30 | 2027-11 | 1894.71 | 90.01 | 1804.70 | 36094.00 |
| 31 | 2027-12 | 1890.42 | 85.72 | 1804.70 | 34289.30 |
| 32 | 2028-01 | 1886.14 | 81.44 | 1804.70 | 32484.60 |
| 33 | 2028-02 | 1881.85 | 77.15 | 1804.70 | 30679.90 |
| 34 | 2028-03 | 1877.56 | 72.86 | 1804.70 | 28875.20 |
| 35 | 2028-04 | 1873.28 | 68.58 | 1804.70 | 27070.50 |
| 36 | 2028-05 | 1868.99 | 64.29 | 1804.70 | 25265.80 |
| 37 | 2028-06 | 1864.71 | 60.01 | 1804.70 | 23461.10 |
| 38 | 2028-07 | 1860.42 | 55.72 | 1804.70 | 21656.40 |
| 39 | 2028-08 | 1856.13 | 51.43 | 1804.70 | 19851.70 |
| 40 | 2028-09 | 1851.85 | 47.15 | 1804.70 | 18047.00 |
| 41 | 2028-10 | 1847.56 | 42.86 | 1804.70 | 16242.30 |
| 42 | 2028-11 | 1843.28 | 38.58 | 1804.70 | 14437.60 |
| 43 | 2028-12 | 1838.99 | 34.29 | 1804.70 | 12632.90 |
| 44 | 2029-01 | 1834.70 | 30.00 | 1804.70 | 10828.20 |
| 45 | 2029-02 | 1830.42 | 25.72 | 1804.70 | 9023.50 |
| 46 | 2029-03 | 1826.13 | 21.43 | 1804.70 | 7218.80 |
| 47 | 2029-04 | 1821.84 | 17.14 | 1804.70 | 5414.10 |
| 48 | 2029-05 | 1817.56 | 12.86 | 1804.70 | 3609.40 |
| 49 | 2029-06 | 1813.27 | 8.57 | 1804.70 | 1804.70 |
| 50 | 2029-07 | 1808.99 | 4.29 | 1804.70 | 0.00 |