贷款9.02万（公积金贷款）房贷，还款6年1个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：9.02万
还款月数：6年1个月
每月还款：1347.81元
利息总额：8155.01元
本息合计：9.84万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 1347.81 | 214.31 | 1133.50 | 89101.50 |
| 2 | 2025-07 | 1347.81 | 211.62 | 1136.19 | 87965.31 |
| 3 | 2025-08 | 1347.81 | 208.92 | 1138.89 | 86826.42 |
| 4 | 2025-09 | 1347.81 | 206.21 | 1141.60 | 85684.82 |
| 5 | 2025-10 | 1347.81 | 203.50 | 1144.31 | 84540.51 |
| 6 | 2025-11 | 1347.81 | 200.78 | 1147.02 | 83393.49 |
| 7 | 2025-12 | 1347.81 | 198.06 | 1149.75 | 82243.74 |
| 8 | 2026-01 | 1347.81 | 195.33 | 1152.48 | 81091.26 |
| 9 | 2026-02 | 1347.81 | 192.59 | 1155.22 | 79936.04 |
| 10 | 2026-03 | 1347.81 | 189.85 | 1157.96 | 78778.08 |
| 11 | 2026-04 | 1347.81 | 187.10 | 1160.71 | 77617.37 |
| 12 | 2026-05 | 1347.81 | 184.34 | 1163.47 | 76453.91 |
| 13 | 2026-06 | 1347.81 | 181.58 | 1166.23 | 75287.68 |
| 14 | 2026-07 | 1347.81 | 178.81 | 1169.00 | 74118.68 |
| 15 | 2026-08 | 1347.81 | 176.03 | 1171.78 | 72946.90 |
| 16 | 2026-09 | 1347.81 | 173.25 | 1174.56 | 71772.34 |
| 17 | 2026-10 | 1347.81 | 170.46 | 1177.35 | 70594.99 |
| 18 | 2026-11 | 1347.81 | 167.66 | 1180.15 | 69414.85 |
| 19 | 2026-12 | 1347.81 | 164.86 | 1182.95 | 68231.90 |
| 20 | 2027-01 | 1347.81 | 162.05 | 1185.76 | 67046.14 |
| 21 | 2027-02 | 1347.81 | 159.23 | 1188.57 | 65857.57 |
| 22 | 2027-03 | 1347.81 | 156.41 | 1191.40 | 64666.17 |
| 23 | 2027-04 | 1347.81 | 153.58 | 1194.23 | 63471.94 |
| 24 | 2027-05 | 1347.81 | 150.75 | 1197.06 | 62274.88 |
| 25 | 2027-06 | 1347.81 | 147.90 | 1199.91 | 61074.98 |
| 26 | 2027-07 | 1347.81 | 145.05 | 1202.76 | 59872.22 |
| 27 | 2027-08 | 1347.81 | 142.20 | 1205.61 | 58666.61 |
| 28 | 2027-09 | 1347.81 | 139.33 | 1208.48 | 57458.13 |
| 29 | 2027-10 | 1347.81 | 136.46 | 1211.35 | 56246.79 |
| 30 | 2027-11 | 1347.81 | 133.59 | 1214.22 | 55032.57 |
| 31 | 2027-12 | 1347.81 | 130.70 | 1217.11 | 53815.46 |
| 32 | 2028-01 | 1347.81 | 127.81 | 1220.00 | 52595.46 |
| 33 | 2028-02 | 1347.81 | 124.91 | 1222.89 | 51372.57 |
| 34 | 2028-03 | 1347.81 | 122.01 | 1225.80 | 50146.77 |
| 35 | 2028-04 | 1347.81 | 119.10 | 1228.71 | 48918.06 |
| 36 | 2028-05 | 1347.81 | 116.18 | 1231.63 | 47686.43 |
| 37 | 2028-06 | 1347.81 | 113.26 | 1234.55 | 46451.88 |
| 38 | 2028-07 | 1347.81 | 110.32 | 1237.49 | 45214.40 |
| 39 | 2028-08 | 1347.81 | 107.38 | 1240.42 | 43973.97 |
| 40 | 2028-09 | 1347.81 | 104.44 | 1243.37 | 42730.60 |
| 41 | 2028-10 | 1347.81 | 101.49 | 1246.32 | 41484.28 |
| 42 | 2028-11 | 1347.81 | 98.53 | 1249.28 | 40235.00 |
| 43 | 2028-12 | 1347.81 | 95.56 | 1252.25 | 38982.75 |
| 44 | 2029-01 | 1347.81 | 92.58 | 1255.22 | 37727.52 |
| 45 | 2029-02 | 1347.81 | 89.60 | 1258.21 | 36469.32 |
| 46 | 2029-03 | 1347.81 | 86.61 | 1261.19 | 35208.12 |
| 47 | 2029-04 | 1347.81 | 83.62 | 1264.19 | 33943.93 |
| 48 | 2029-05 | 1347.81 | 80.62 | 1267.19 | 32676.74 |
| 49 | 2029-06 | 1347.81 | 77.61 | 1270.20 | 31406.54 |
| 50 | 2029-07 | 1347.81 | 74.59 | 1273.22 | 30133.32 |
| 51 | 2029-08 | 1347.81 | 71.57 | 1276.24 | 28857.08 |
| 52 | 2029-09 | 1347.81 | 68.54 | 1279.27 | 27577.81 |
| 53 | 2029-10 | 1347.81 | 65.50 | 1282.31 | 26295.50 |
| 54 | 2029-11 | 1347.81 | 62.45 | 1285.36 | 25010.14 |
| 55 | 2029-12 | 1347.81 | 59.40 | 1288.41 | 23721.73 |
| 56 | 2030-01 | 1347.81 | 56.34 | 1291.47 | 22430.26 |
| 57 | 2030-02 | 1347.81 | 53.27 | 1294.54 | 21135.73 |
| 58 | 2030-03 | 1347.81 | 50.20 | 1297.61 | 19838.11 |
| 59 | 2030-04 | 1347.81 | 47.12 | 1300.69 | 18537.42 |
| 60 | 2030-05 | 1347.81 | 44.03 | 1303.78 | 17233.64 |
| 61 | 2030-06 | 1347.81 | 40.93 | 1306.88 | 15926.76 |
| 62 | 2030-07 | 1347.81 | 37.83 | 1309.98 | 14616.78 |
| 63 | 2030-08 | 1347.81 | 34.71 | 1313.09 | 13303.69 |
| 64 | 2030-09 | 1347.81 | 31.60 | 1316.21 | 11987.47 |
| 65 | 2030-10 | 1347.81 | 28.47 | 1319.34 | 10668.14 |
| 66 | 2030-11 | 1347.81 | 25.34 | 1322.47 | 9345.66 |
| 67 | 2030-12 | 1347.81 | 22.20 | 1325.61 | 8020.05 |
| 68 | 2031-01 | 1347.81 | 19.05 | 1328.76 | 6691.29 |
| 69 | 2031-02 | 1347.81 | 15.89 | 1331.92 | 5359.37 |
| 70 | 2031-03 | 1347.81 | 12.73 | 1335.08 | 4024.29 |
| 71 | 2031-04 | 1347.81 | 9.56 | 1338.25 | 2686.04 |
| 72 | 2031-05 | 1347.81 | 6.38 | 1341.43 | 1344.61 |
| 73 | 2031-06 | 1347.81 | 3.19 | 1344.61 | 0.00 |
等额本金还款方式：
贷款总额：9.02万
还款月数：6年1个月
首月还款：1450.4元
每月递减：2.94元
利息总额：7929.4元
本息合计：9.82万
节省利息：225.61元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 1450.40 | 214.31 | 1236.10 | 88998.90 |
| 2 | 2025-07 | 1447.47 | 211.37 | 1236.10 | 87762.81 |
| 3 | 2025-08 | 1444.53 | 208.44 | 1236.10 | 86526.71 |
| 4 | 2025-09 | 1441.60 | 205.50 | 1236.10 | 85290.62 |
| 5 | 2025-10 | 1438.66 | 202.57 | 1236.10 | 84054.52 |
| 6 | 2025-11 | 1435.73 | 199.63 | 1236.10 | 82818.42 |
| 7 | 2025-12 | 1432.79 | 196.69 | 1236.10 | 81582.33 |
| 8 | 2026-01 | 1429.85 | 193.76 | 1236.10 | 80346.23 |
| 9 | 2026-02 | 1426.92 | 190.82 | 1236.10 | 79110.14 |
| 10 | 2026-03 | 1423.98 | 187.89 | 1236.10 | 77874.04 |
| 11 | 2026-04 | 1421.05 | 184.95 | 1236.10 | 76637.95 |
| 12 | 2026-05 | 1418.11 | 182.02 | 1236.10 | 75401.85 |
| 13 | 2026-06 | 1415.18 | 179.08 | 1236.10 | 74165.75 |
| 14 | 2026-07 | 1412.24 | 176.14 | 1236.10 | 72929.66 |
| 15 | 2026-08 | 1409.30 | 173.21 | 1236.10 | 71693.56 |
| 16 | 2026-09 | 1406.37 | 170.27 | 1236.10 | 70457.47 |
| 17 | 2026-10 | 1403.43 | 167.34 | 1236.10 | 69221.37 |
| 18 | 2026-11 | 1400.50 | 164.40 | 1236.10 | 67985.27 |
| 19 | 2026-12 | 1397.56 | 161.47 | 1236.10 | 66749.18 |
| 20 | 2027-01 | 1394.63 | 158.53 | 1236.10 | 65513.08 |
| 21 | 2027-02 | 1391.69 | 155.59 | 1236.10 | 64276.99 |
| 22 | 2027-03 | 1388.75 | 152.66 | 1236.10 | 63040.89 |
| 23 | 2027-04 | 1385.82 | 149.72 | 1236.10 | 61804.79 |
| 24 | 2027-05 | 1382.88 | 146.79 | 1236.10 | 60568.70 |
| 25 | 2027-06 | 1379.95 | 143.85 | 1236.10 | 59332.60 |
| 26 | 2027-07 | 1377.01 | 140.91 | 1236.10 | 58096.51 |
| 27 | 2027-08 | 1374.08 | 137.98 | 1236.10 | 56860.41 |
| 28 | 2027-09 | 1371.14 | 135.04 | 1236.10 | 55624.32 |
| 29 | 2027-10 | 1368.20 | 132.11 | 1236.10 | 54388.22 |
| 30 | 2027-11 | 1365.27 | 129.17 | 1236.10 | 53152.12 |
| 31 | 2027-12 | 1362.33 | 126.24 | 1236.10 | 51916.03 |
| 32 | 2028-01 | 1359.40 | 123.30 | 1236.10 | 50679.93 |
| 33 | 2028-02 | 1356.46 | 120.36 | 1236.10 | 49443.84 |
| 34 | 2028-03 | 1353.53 | 117.43 | 1236.10 | 48207.74 |
| 35 | 2028-04 | 1350.59 | 114.49 | 1236.10 | 46971.64 |
| 36 | 2028-05 | 1347.65 | 111.56 | 1236.10 | 45735.55 |
| 37 | 2028-06 | 1344.72 | 108.62 | 1236.10 | 44499.45 |
| 38 | 2028-07 | 1341.78 | 105.69 | 1236.10 | 43263.36 |
| 39 | 2028-08 | 1338.85 | 102.75 | 1236.10 | 42027.26 |
| 40 | 2028-09 | 1335.91 | 99.81 | 1236.10 | 40791.16 |
| 41 | 2028-10 | 1332.97 | 96.88 | 1236.10 | 39555.07 |
| 42 | 2028-11 | 1330.04 | 93.94 | 1236.10 | 38318.97 |
| 43 | 2028-12 | 1327.10 | 91.01 | 1236.10 | 37082.88 |
| 44 | 2029-01 | 1324.17 | 88.07 | 1236.10 | 35846.78 |
| 45 | 2029-02 | 1321.23 | 85.14 | 1236.10 | 34610.68 |
| 46 | 2029-03 | 1318.30 | 82.20 | 1236.10 | 33374.59 |
| 47 | 2029-04 | 1315.36 | 79.26 | 1236.10 | 32138.49 |
| 48 | 2029-05 | 1312.42 | 76.33 | 1236.10 | 30902.40 |
| 49 | 2029-06 | 1309.49 | 73.39 | 1236.10 | 29666.30 |
| 50 | 2029-07 | 1306.55 | 70.46 | 1236.10 | 28430.21 |
| 51 | 2029-08 | 1303.62 | 67.52 | 1236.10 | 27194.11 |
| 52 | 2029-09 | 1300.68 | 64.59 | 1236.10 | 25958.01 |
| 53 | 2029-10 | 1297.75 | 61.65 | 1236.10 | 24721.92 |
| 54 | 2029-11 | 1294.81 | 58.71 | 1236.10 | 23485.82 |
| 55 | 2029-12 | 1291.87 | 55.78 | 1236.10 | 22249.73 |
| 56 | 2030-01 | 1288.94 | 52.84 | 1236.10 | 21013.63 |
| 57 | 2030-02 | 1286.00 | 49.91 | 1236.10 | 19777.53 |
| 58 | 2030-03 | 1283.07 | 46.97 | 1236.10 | 18541.44 |
| 59 | 2030-04 | 1280.13 | 44.04 | 1236.10 | 17305.34 |
| 60 | 2030-05 | 1277.20 | 41.10 | 1236.10 | 16069.25 |
| 61 | 2030-06 | 1274.26 | 38.16 | 1236.10 | 14833.15 |
| 62 | 2030-07 | 1271.32 | 35.23 | 1236.10 | 13597.05 |
| 63 | 2030-08 | 1268.39 | 32.29 | 1236.10 | 12360.96 |
| 64 | 2030-09 | 1265.45 | 29.36 | 1236.10 | 11124.86 |
| 65 | 2030-10 | 1262.52 | 26.42 | 1236.10 | 9888.77 |
| 66 | 2030-11 | 1259.58 | 23.49 | 1236.10 | 8652.67 |
| 67 | 2030-12 | 1256.65 | 20.55 | 1236.10 | 7416.58 |
| 68 | 2031-01 | 1253.71 | 17.61 | 1236.10 | 6180.48 |
| 69 | 2031-02 | 1250.77 | 14.68 | 1236.10 | 4944.38 |
| 70 | 2031-03 | 1247.84 | 11.74 | 1236.10 | 3708.29 |
| 71 | 2031-04 | 1244.90 | 8.81 | 1236.10 | 2472.19 |
| 72 | 2031-05 | 1241.97 | 5.87 | 1236.10 | 1236.10 |
| 73 | 2031-06 | 1239.03 | 2.94 | 1236.10 | 0.00 |