贷款9.02万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：9.02万
还款月数：5年
每月还款：1615.4元
利息总额：6688.82元
本息合计：9.69万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 1615.40 | 214.31 | 1401.09 | 88833.91 |
| 2 | 2025-07 | 1615.40 | 210.98 | 1404.42 | 87429.49 |
| 3 | 2025-08 | 1615.40 | 207.65 | 1407.75 | 86021.74 |
| 4 | 2025-09 | 1615.40 | 204.30 | 1411.10 | 84610.65 |
| 5 | 2025-10 | 1615.40 | 200.95 | 1414.45 | 83196.20 |
| 6 | 2025-11 | 1615.40 | 197.59 | 1417.81 | 81778.39 |
| 7 | 2025-12 | 1615.40 | 194.22 | 1421.17 | 80357.22 |
| 8 | 2026-01 | 1615.40 | 190.85 | 1424.55 | 78932.67 |
| 9 | 2026-02 | 1615.40 | 187.47 | 1427.93 | 77504.74 |
| 10 | 2026-03 | 1615.40 | 184.07 | 1431.32 | 76073.42 |
| 11 | 2026-04 | 1615.40 | 180.67 | 1434.72 | 74638.70 |
| 12 | 2026-05 | 1615.40 | 177.27 | 1438.13 | 73200.57 |
| 13 | 2026-06 | 1615.40 | 173.85 | 1441.55 | 71759.02 |
| 14 | 2026-07 | 1615.40 | 170.43 | 1444.97 | 70314.05 |
| 15 | 2026-08 | 1615.40 | 167.00 | 1448.40 | 68865.65 |
| 16 | 2026-09 | 1615.40 | 163.56 | 1451.84 | 67413.81 |
| 17 | 2026-10 | 1615.40 | 160.11 | 1455.29 | 65958.52 |
| 18 | 2026-11 | 1615.40 | 156.65 | 1458.75 | 64499.77 |
| 19 | 2026-12 | 1615.40 | 153.19 | 1462.21 | 63037.56 |
| 20 | 2027-01 | 1615.40 | 149.71 | 1465.68 | 61571.88 |
| 21 | 2027-02 | 1615.40 | 146.23 | 1469.16 | 60102.72 |
| 22 | 2027-03 | 1615.40 | 142.74 | 1472.65 | 58630.06 |
| 23 | 2027-04 | 1615.40 | 139.25 | 1476.15 | 57153.91 |
| 24 | 2027-05 | 1615.40 | 135.74 | 1479.66 | 55674.26 |
| 25 | 2027-06 | 1615.40 | 132.23 | 1483.17 | 54191.09 |
| 26 | 2027-07 | 1615.40 | 128.70 | 1486.69 | 52704.39 |
| 27 | 2027-08 | 1615.40 | 125.17 | 1490.22 | 51214.17 |
| 28 | 2027-09 | 1615.40 | 121.63 | 1493.76 | 49720.41 |
| 29 | 2027-10 | 1615.40 | 118.09 | 1497.31 | 48223.10 |
| 30 | 2027-11 | 1615.40 | 114.53 | 1500.87 | 46722.23 |
| 31 | 2027-12 | 1615.40 | 110.97 | 1504.43 | 45217.80 |
| 32 | 2028-01 | 1615.40 | 107.39 | 1508.00 | 43709.79 |
| 33 | 2028-02 | 1615.40 | 103.81 | 1511.59 | 42198.21 |
| 34 | 2028-03 | 1615.40 | 100.22 | 1515.18 | 40683.03 |
| 35 | 2028-04 | 1615.40 | 96.62 | 1518.77 | 39164.25 |
| 36 | 2028-05 | 1615.40 | 93.02 | 1522.38 | 37641.87 |
| 37 | 2028-06 | 1615.40 | 89.40 | 1526.00 | 36115.88 |
| 38 | 2028-07 | 1615.40 | 85.78 | 1529.62 | 34586.25 |
| 39 | 2028-08 | 1615.40 | 82.14 | 1533.25 | 33053.00 |
| 40 | 2028-09 | 1615.40 | 78.50 | 1536.90 | 31516.10 |
| 41 | 2028-10 | 1615.40 | 74.85 | 1540.55 | 29975.56 |
| 42 | 2028-11 | 1615.40 | 71.19 | 1544.21 | 28431.35 |
| 43 | 2028-12 | 1615.40 | 67.52 | 1547.87 | 26883.48 |
| 44 | 2029-01 | 1615.40 | 63.85 | 1551.55 | 25331.93 |
| 45 | 2029-02 | 1615.40 | 60.16 | 1555.23 | 23776.70 |
| 46 | 2029-03 | 1615.40 | 56.47 | 1558.93 | 22217.77 |
| 47 | 2029-04 | 1615.40 | 52.77 | 1562.63 | 20655.14 |
| 48 | 2029-05 | 1615.40 | 49.06 | 1566.34 | 19088.80 |
| 49 | 2029-06 | 1615.40 | 45.34 | 1570.06 | 17518.74 |
| 50 | 2029-07 | 1615.40 | 41.61 | 1573.79 | 15944.95 |
| 51 | 2029-08 | 1615.40 | 37.87 | 1577.53 | 14367.42 |
| 52 | 2029-09 | 1615.40 | 34.12 | 1581.27 | 12786.15 |
| 53 | 2029-10 | 1615.40 | 30.37 | 1585.03 | 11201.12 |
| 54 | 2029-11 | 1615.40 | 26.60 | 1588.79 | 9612.32 |
| 55 | 2029-12 | 1615.40 | 22.83 | 1592.57 | 8019.75 |
| 56 | 2030-01 | 1615.40 | 19.05 | 1596.35 | 6423.40 |
| 57 | 2030-02 | 1615.40 | 15.26 | 1600.14 | 4823.26 |
| 58 | 2030-03 | 1615.40 | 11.46 | 1603.94 | 3219.32 |
| 59 | 2030-04 | 1615.40 | 7.65 | 1607.75 | 1611.57 |
| 60 | 2030-05 | 1615.40 | 3.83 | 1611.57 | 0.00 |
等额本金还款方式：
贷款总额：9.02万
还款月数：5年
首月还款：1718.22元
每月递减：3.57元
利息总额：6536.4元
本息合计：9.68万
节省利息：152.42元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 1718.22 | 214.31 | 1503.92 | 88731.08 |
| 2 | 2025-07 | 1714.65 | 210.74 | 1503.92 | 87227.17 |
| 3 | 2025-08 | 1711.08 | 207.16 | 1503.92 | 85723.25 |
| 4 | 2025-09 | 1707.51 | 203.59 | 1503.92 | 84219.33 |
| 5 | 2025-10 | 1703.94 | 200.02 | 1503.92 | 82715.42 |
| 6 | 2025-11 | 1700.37 | 196.45 | 1503.92 | 81211.50 |
| 7 | 2025-12 | 1696.79 | 192.88 | 1503.92 | 79707.58 |
| 8 | 2026-01 | 1693.22 | 189.31 | 1503.92 | 78203.67 |
| 9 | 2026-02 | 1689.65 | 185.73 | 1503.92 | 76699.75 |
| 10 | 2026-03 | 1686.08 | 182.16 | 1503.92 | 75195.83 |
| 11 | 2026-04 | 1682.51 | 178.59 | 1503.92 | 73691.92 |
| 12 | 2026-05 | 1678.93 | 175.02 | 1503.92 | 72188.00 |
| 13 | 2026-06 | 1675.36 | 171.45 | 1503.92 | 70684.08 |
| 14 | 2026-07 | 1671.79 | 167.87 | 1503.92 | 69180.17 |
| 15 | 2026-08 | 1668.22 | 164.30 | 1503.92 | 67676.25 |
| 16 | 2026-09 | 1664.65 | 160.73 | 1503.92 | 66172.33 |
| 17 | 2026-10 | 1661.08 | 157.16 | 1503.92 | 64668.42 |
| 18 | 2026-11 | 1657.50 | 153.59 | 1503.92 | 63164.50 |
| 19 | 2026-12 | 1653.93 | 150.02 | 1503.92 | 61660.58 |
| 20 | 2027-01 | 1650.36 | 146.44 | 1503.92 | 60156.67 |
| 21 | 2027-02 | 1646.79 | 142.87 | 1503.92 | 58652.75 |
| 22 | 2027-03 | 1643.22 | 139.30 | 1503.92 | 57148.83 |
| 23 | 2027-04 | 1639.65 | 135.73 | 1503.92 | 55644.92 |
| 24 | 2027-05 | 1636.07 | 132.16 | 1503.92 | 54141.00 |
| 25 | 2027-06 | 1632.50 | 128.58 | 1503.92 | 52637.08 |
| 26 | 2027-07 | 1628.93 | 125.01 | 1503.92 | 51133.17 |
| 27 | 2027-08 | 1625.36 | 121.44 | 1503.92 | 49629.25 |
| 28 | 2027-09 | 1621.79 | 117.87 | 1503.92 | 48125.33 |
| 29 | 2027-10 | 1618.21 | 114.30 | 1503.92 | 46621.42 |
| 30 | 2027-11 | 1614.64 | 110.73 | 1503.92 | 45117.50 |
| 31 | 2027-12 | 1611.07 | 107.15 | 1503.92 | 43613.58 |
| 32 | 2028-01 | 1607.50 | 103.58 | 1503.92 | 42109.67 |
| 33 | 2028-02 | 1603.93 | 100.01 | 1503.92 | 40605.75 |
| 34 | 2028-03 | 1600.36 | 96.44 | 1503.92 | 39101.83 |
| 35 | 2028-04 | 1596.78 | 92.87 | 1503.92 | 37597.92 |
| 36 | 2028-05 | 1593.21 | 89.30 | 1503.92 | 36094.00 |
| 37 | 2028-06 | 1589.64 | 85.72 | 1503.92 | 34590.08 |
| 38 | 2028-07 | 1586.07 | 82.15 | 1503.92 | 33086.17 |
| 39 | 2028-08 | 1582.50 | 78.58 | 1503.92 | 31582.25 |
| 40 | 2028-09 | 1578.92 | 75.01 | 1503.92 | 30078.33 |
| 41 | 2028-10 | 1575.35 | 71.44 | 1503.92 | 28574.42 |
| 42 | 2028-11 | 1571.78 | 67.86 | 1503.92 | 27070.50 |
| 43 | 2028-12 | 1568.21 | 64.29 | 1503.92 | 25566.58 |
| 44 | 2029-01 | 1564.64 | 60.72 | 1503.92 | 24062.67 |
| 45 | 2029-02 | 1561.07 | 57.15 | 1503.92 | 22558.75 |
| 46 | 2029-03 | 1557.49 | 53.58 | 1503.92 | 21054.83 |
| 47 | 2029-04 | 1553.92 | 50.01 | 1503.92 | 19550.92 |
| 48 | 2029-05 | 1550.35 | 46.43 | 1503.92 | 18047.00 |
| 49 | 2029-06 | 1546.78 | 42.86 | 1503.92 | 16543.08 |
| 50 | 2029-07 | 1543.21 | 39.29 | 1503.92 | 15039.17 |
| 51 | 2029-08 | 1539.63 | 35.72 | 1503.92 | 13535.25 |
| 52 | 2029-09 | 1536.06 | 32.15 | 1503.92 | 12031.33 |
| 53 | 2029-10 | 1532.49 | 28.57 | 1503.92 | 10527.42 |
| 54 | 2029-11 | 1528.92 | 25.00 | 1503.92 | 9023.50 |
| 55 | 2029-12 | 1525.35 | 21.43 | 1503.92 | 7519.58 |
| 56 | 2030-01 | 1521.78 | 17.86 | 1503.92 | 6015.67 |
| 57 | 2030-02 | 1518.20 | 14.29 | 1503.92 | 4511.75 |
| 58 | 2030-03 | 1514.63 | 10.72 | 1503.92 | 3007.83 |
| 59 | 2030-04 | 1511.06 | 7.14 | 1503.92 | 1503.92 |
| 60 | 2030-05 | 1507.49 | 3.57 | 1503.92 | 0.00 |