合肥贷款100万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：100万
还款月数：5年
每月还款：17571.54元
利息总额：5.43万
本息合计：105.43万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 17571.54 | 1750.00 | 15821.54 | 984178.46 |
| 2 | 2025-06 | 17571.54 | 1722.31 | 15849.23 | 968329.23 |
| 3 | 2025-07 | 17571.54 | 1694.58 | 15876.97 | 952452.26 |
| 4 | 2025-08 | 17571.54 | 1666.79 | 15904.75 | 936547.51 |
| 5 | 2025-09 | 17571.54 | 1638.96 | 15932.58 | 920614.93 |
| 6 | 2025-10 | 17571.54 | 1611.08 | 15960.47 | 904654.46 |
| 7 | 2025-11 | 17571.54 | 1583.15 | 15988.40 | 888666.07 |
| 8 | 2025-12 | 17571.54 | 1555.17 | 16016.38 | 872649.69 |
| 9 | 2026-01 | 17571.54 | 1527.14 | 16044.41 | 856605.28 |
| 10 | 2026-02 | 17571.54 | 1499.06 | 16072.48 | 840532.80 |
| 11 | 2026-03 | 17571.54 | 1470.93 | 16100.61 | 824432.19 |
| 12 | 2026-04 | 17571.54 | 1442.76 | 16128.79 | 808303.41 |
| 13 | 2026-05 | 17571.54 | 1414.53 | 16157.01 | 792146.39 |
| 14 | 2026-06 | 17571.54 | 1386.26 | 16185.29 | 775961.11 |
| 15 | 2026-07 | 17571.54 | 1357.93 | 16213.61 | 759747.50 |
| 16 | 2026-08 | 17571.54 | 1329.56 | 16241.98 | 743505.51 |
| 17 | 2026-09 | 17571.54 | 1301.13 | 16270.41 | 727235.11 |
| 18 | 2026-10 | 17571.54 | 1272.66 | 16298.88 | 710936.23 |
| 19 | 2026-11 | 17571.54 | 1244.14 | 16327.40 | 694608.82 |
| 20 | 2026-12 | 17571.54 | 1215.57 | 16355.98 | 678252.85 |
| 21 | 2027-01 | 17571.54 | 1186.94 | 16384.60 | 661868.25 |
| 22 | 2027-02 | 17571.54 | 1158.27 | 16413.27 | 645454.97 |
| 23 | 2027-03 | 17571.54 | 1129.55 | 16442.00 | 629012.98 |
| 24 | 2027-04 | 17571.54 | 1100.77 | 16470.77 | 612542.21 |
| 25 | 2027-05 | 17571.54 | 1071.95 | 16499.59 | 596042.62 |
| 26 | 2027-06 | 17571.54 | 1043.07 | 16528.47 | 579514.15 |
| 27 | 2027-07 | 17571.54 | 1014.15 | 16557.39 | 562956.76 |
| 28 | 2027-08 | 17571.54 | 985.17 | 16586.37 | 546370.39 |
| 29 | 2027-09 | 17571.54 | 956.15 | 16615.39 | 529754.99 |
| 30 | 2027-10 | 17571.54 | 927.07 | 16644.47 | 513110.52 |
| 31 | 2027-11 | 17571.54 | 897.94 | 16673.60 | 496436.92 |
| 32 | 2027-12 | 17571.54 | 868.76 | 16702.78 | 479734.15 |
| 33 | 2028-01 | 17571.54 | 839.53 | 16732.01 | 463002.14 |
| 34 | 2028-02 | 17571.54 | 810.25 | 16761.29 | 446240.85 |
| 35 | 2028-03 | 17571.54 | 780.92 | 16790.62 | 429450.23 |
| 36 | 2028-04 | 17571.54 | 751.54 | 16820.00 | 412630.23 |
| 37 | 2028-05 | 17571.54 | 722.10 | 16849.44 | 395780.79 |
| 38 | 2028-06 | 17571.54 | 692.62 | 16878.93 | 378901.86 |
| 39 | 2028-07 | 17571.54 | 663.08 | 16908.46 | 361993.40 |
| 40 | 2028-08 | 17571.54 | 633.49 | 16938.05 | 345055.34 |
| 41 | 2028-09 | 17571.54 | 603.85 | 16967.70 | 328087.65 |
| 42 | 2028-10 | 17571.54 | 574.15 | 16997.39 | 311090.26 |
| 43 | 2028-11 | 17571.54 | 544.41 | 17027.13 | 294063.13 |
| 44 | 2028-12 | 17571.54 | 514.61 | 17056.93 | 277006.19 |
| 45 | 2029-01 | 17571.54 | 484.76 | 17086.78 | 259919.41 |
| 46 | 2029-02 | 17571.54 | 454.86 | 17116.68 | 242802.73 |
| 47 | 2029-03 | 17571.54 | 424.90 | 17146.64 | 225656.09 |
| 48 | 2029-04 | 17571.54 | 394.90 | 17176.64 | 208479.45 |
| 49 | 2029-05 | 17571.54 | 364.84 | 17206.70 | 191272.75 |
| 50 | 2029-06 | 17571.54 | 334.73 | 17236.81 | 174035.93 |
| 51 | 2029-07 | 17571.54 | 304.56 | 17266.98 | 156768.95 |
| 52 | 2029-08 | 17571.54 | 274.35 | 17297.20 | 139471.76 |
| 53 | 2029-09 | 17571.54 | 244.08 | 17327.47 | 122144.29 |
| 54 | 2029-10 | 17571.54 | 213.75 | 17357.79 | 104786.50 |
| 55 | 2029-11 | 17571.54 | 183.38 | 17388.17 | 87398.33 |
| 56 | 2029-12 | 17571.54 | 152.95 | 17418.59 | 69979.74 |
| 57 | 2030-01 | 17571.54 | 122.46 | 17449.08 | 52530.66 |
| 58 | 2030-02 | 17571.54 | 91.93 | 17479.61 | 35051.05 |
| 59 | 2030-03 | 17571.54 | 61.34 | 17510.20 | 17540.85 |
| 60 | 2030-04 | 17571.54 | 30.70 | 17540.85 | 0.00 |
等额本金还款方式：
贷款总额：100万
还款月数：5年
首月还款：18416.67元
每月递减：29.17元
利息总额：5.34万
本息合计：105.34万
节省利息：917.52元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 18416.67 | 1750.00 | 16666.67 | 983333.33 |
| 2 | 2025-06 | 18387.50 | 1720.83 | 16666.67 | 966666.67 |
| 3 | 2025-07 | 18358.33 | 1691.67 | 16666.67 | 950000.00 |
| 4 | 2025-08 | 18329.17 | 1662.50 | 16666.67 | 933333.33 |
| 5 | 2025-09 | 18300.00 | 1633.33 | 16666.67 | 916666.67 |
| 6 | 2025-10 | 18270.83 | 1604.17 | 16666.67 | 900000.00 |
| 7 | 2025-11 | 18241.67 | 1575.00 | 16666.67 | 883333.33 |
| 8 | 2025-12 | 18212.50 | 1545.83 | 16666.67 | 866666.67 |
| 9 | 2026-01 | 18183.33 | 1516.67 | 16666.67 | 850000.00 |
| 10 | 2026-02 | 18154.17 | 1487.50 | 16666.67 | 833333.33 |
| 11 | 2026-03 | 18125.00 | 1458.33 | 16666.67 | 816666.67 |
| 12 | 2026-04 | 18095.83 | 1429.17 | 16666.67 | 800000.00 |
| 13 | 2026-05 | 18066.67 | 1400.00 | 16666.67 | 783333.33 |
| 14 | 2026-06 | 18037.50 | 1370.83 | 16666.67 | 766666.67 |
| 15 | 2026-07 | 18008.33 | 1341.67 | 16666.67 | 750000.00 |
| 16 | 2026-08 | 17979.17 | 1312.50 | 16666.67 | 733333.33 |
| 17 | 2026-09 | 17950.00 | 1283.33 | 16666.67 | 716666.67 |
| 18 | 2026-10 | 17920.83 | 1254.17 | 16666.67 | 700000.00 |
| 19 | 2026-11 | 17891.67 | 1225.00 | 16666.67 | 683333.33 |
| 20 | 2026-12 | 17862.50 | 1195.83 | 16666.67 | 666666.67 |
| 21 | 2027-01 | 17833.33 | 1166.67 | 16666.67 | 650000.00 |
| 22 | 2027-02 | 17804.17 | 1137.50 | 16666.67 | 633333.33 |
| 23 | 2027-03 | 17775.00 | 1108.33 | 16666.67 | 616666.67 |
| 24 | 2027-04 | 17745.83 | 1079.17 | 16666.67 | 600000.00 |
| 25 | 2027-05 | 17716.67 | 1050.00 | 16666.67 | 583333.33 |
| 26 | 2027-06 | 17687.50 | 1020.83 | 16666.67 | 566666.67 |
| 27 | 2027-07 | 17658.33 | 991.67 | 16666.67 | 550000.00 |
| 28 | 2027-08 | 17629.17 | 962.50 | 16666.67 | 533333.33 |
| 29 | 2027-09 | 17600.00 | 933.33 | 16666.67 | 516666.67 |
| 30 | 2027-10 | 17570.83 | 904.17 | 16666.67 | 500000.00 |
| 31 | 2027-11 | 17541.67 | 875.00 | 16666.67 | 483333.33 |
| 32 | 2027-12 | 17512.50 | 845.83 | 16666.67 | 466666.67 |
| 33 | 2028-01 | 17483.33 | 816.67 | 16666.67 | 450000.00 |
| 34 | 2028-02 | 17454.17 | 787.50 | 16666.67 | 433333.33 |
| 35 | 2028-03 | 17425.00 | 758.33 | 16666.67 | 416666.67 |
| 36 | 2028-04 | 17395.83 | 729.17 | 16666.67 | 400000.00 |
| 37 | 2028-05 | 17366.67 | 700.00 | 16666.67 | 383333.33 |
| 38 | 2028-06 | 17337.50 | 670.83 | 16666.67 | 366666.67 |
| 39 | 2028-07 | 17308.33 | 641.67 | 16666.67 | 350000.00 |
| 40 | 2028-08 | 17279.17 | 612.50 | 16666.67 | 333333.33 |
| 41 | 2028-09 | 17250.00 | 583.33 | 16666.67 | 316666.67 |
| 42 | 2028-10 | 17220.83 | 554.17 | 16666.67 | 300000.00 |
| 43 | 2028-11 | 17191.67 | 525.00 | 16666.67 | 283333.33 |
| 44 | 2028-12 | 17162.50 | 495.83 | 16666.67 | 266666.67 |
| 45 | 2029-01 | 17133.33 | 466.67 | 16666.67 | 250000.00 |
| 46 | 2029-02 | 17104.17 | 437.50 | 16666.67 | 233333.33 |
| 47 | 2029-03 | 17075.00 | 408.33 | 16666.67 | 216666.67 |
| 48 | 2029-04 | 17045.83 | 379.17 | 16666.67 | 200000.00 |
| 49 | 2029-05 | 17016.67 | 350.00 | 16666.67 | 183333.33 |
| 50 | 2029-06 | 16987.50 | 320.83 | 16666.67 | 166666.67 |
| 51 | 2029-07 | 16958.33 | 291.67 | 16666.67 | 150000.00 |
| 52 | 2029-08 | 16929.17 | 262.50 | 16666.67 | 133333.33 |
| 53 | 2029-09 | 16900.00 | 233.33 | 16666.67 | 116666.67 |
| 54 | 2029-10 | 16870.83 | 204.17 | 16666.67 | 100000.00 |
| 55 | 2029-11 | 16841.67 | 175.00 | 16666.67 | 83333.33 |
| 56 | 2029-12 | 16812.50 | 145.83 | 16666.67 | 66666.67 |
| 57 | 2030-01 | 16783.33 | 116.67 | 16666.67 | 50000.00 |
| 58 | 2030-02 | 16754.17 | 87.50 | 16666.67 | 33333.33 |
| 59 | 2030-03 | 16725.00 | 58.33 | 16666.67 | 16666.67 |
| 60 | 2030-04 | 16695.83 | 29.17 | 16666.67 | 0.00 |