武汉贷款30万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：30万
还款月数：5年
每月还款：5337.45元
利息总额：2.02万
本息合计：32.02万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 5337.45 | 650.00 | 4687.45 | 295312.55 |
| 2 | 2025-06 | 5337.45 | 639.84 | 4697.60 | 290614.95 |
| 3 | 2025-07 | 5337.45 | 629.67 | 4707.78 | 285907.17 |
| 4 | 2025-08 | 5337.45 | 619.47 | 4717.98 | 281189.19 |
| 5 | 2025-09 | 5337.45 | 609.24 | 4728.20 | 276460.98 |
| 6 | 2025-10 | 5337.45 | 599.00 | 4738.45 | 271722.54 |
| 7 | 2025-11 | 5337.45 | 588.73 | 4748.71 | 266973.82 |
| 8 | 2025-12 | 5337.45 | 578.44 | 4759.00 | 262214.82 |
| 9 | 2026-01 | 5337.45 | 568.13 | 4769.31 | 257445.50 |
| 10 | 2026-02 | 5337.45 | 557.80 | 4779.65 | 252665.86 |
| 11 | 2026-03 | 5337.45 | 547.44 | 4790.00 | 247875.85 |
| 12 | 2026-04 | 5337.45 | 537.06 | 4800.38 | 243075.47 |
| 13 | 2026-05 | 5337.45 | 526.66 | 4810.78 | 238264.69 |
| 14 | 2026-06 | 5337.45 | 516.24 | 4821.21 | 233443.48 |
| 15 | 2026-07 | 5337.45 | 505.79 | 4831.65 | 228611.83 |
| 16 | 2026-08 | 5337.45 | 495.33 | 4842.12 | 223769.71 |
| 17 | 2026-09 | 5337.45 | 484.83 | 4852.61 | 218917.09 |
| 18 | 2026-10 | 5337.45 | 474.32 | 4863.13 | 214053.97 |
| 19 | 2026-11 | 5337.45 | 463.78 | 4873.66 | 209180.30 |
| 20 | 2026-12 | 5337.45 | 453.22 | 4884.22 | 204296.08 |
| 21 | 2027-01 | 5337.45 | 442.64 | 4894.81 | 199401.28 |
| 22 | 2027-02 | 5337.45 | 432.04 | 4905.41 | 194495.86 |
| 23 | 2027-03 | 5337.45 | 421.41 | 4916.04 | 189579.83 |
| 24 | 2027-04 | 5337.45 | 410.76 | 4926.69 | 184653.13 |
| 25 | 2027-05 | 5337.45 | 400.08 | 4937.36 | 179715.77 |
| 26 | 2027-06 | 5337.45 | 389.38 | 4948.06 | 174767.71 |
| 27 | 2027-07 | 5337.45 | 378.66 | 4958.78 | 169808.92 |
| 28 | 2027-08 | 5337.45 | 367.92 | 4969.53 | 164839.40 |
| 29 | 2027-09 | 5337.45 | 357.15 | 4980.29 | 159859.10 |
| 30 | 2027-10 | 5337.45 | 346.36 | 4991.09 | 154868.02 |
| 31 | 2027-11 | 5337.45 | 335.55 | 5001.90 | 149866.12 |
| 32 | 2027-12 | 5337.45 | 324.71 | 5012.74 | 144853.38 |
| 33 | 2028-01 | 5337.45 | 313.85 | 5023.60 | 139829.78 |
| 34 | 2028-02 | 5337.45 | 302.96 | 5034.48 | 134795.30 |
| 35 | 2028-03 | 5337.45 | 292.06 | 5045.39 | 129749.91 |
| 36 | 2028-04 | 5337.45 | 281.12 | 5056.32 | 124693.59 |
| 37 | 2028-05 | 5337.45 | 270.17 | 5067.28 | 119626.31 |
| 38 | 2028-06 | 5337.45 | 259.19 | 5078.26 | 114548.05 |
| 39 | 2028-07 | 5337.45 | 248.19 | 5089.26 | 109458.79 |
| 40 | 2028-08 | 5337.45 | 237.16 | 5100.29 | 104358.51 |
| 41 | 2028-09 | 5337.45 | 226.11 | 5111.34 | 99247.17 |
| 42 | 2028-10 | 5337.45 | 215.04 | 5122.41 | 94124.76 |
| 43 | 2028-11 | 5337.45 | 203.94 | 5133.51 | 88991.25 |
| 44 | 2028-12 | 5337.45 | 192.81 | 5144.63 | 83846.62 |
| 45 | 2029-01 | 5337.45 | 181.67 | 5155.78 | 78690.84 |
| 46 | 2029-02 | 5337.45 | 170.50 | 5166.95 | 73523.89 |
| 47 | 2029-03 | 5337.45 | 159.30 | 5178.15 | 68345.74 |
| 48 | 2029-04 | 5337.45 | 148.08 | 5189.36 | 63156.38 |
| 49 | 2029-05 | 5337.45 | 136.84 | 5200.61 | 57955.77 |
| 50 | 2029-06 | 5337.45 | 125.57 | 5211.88 | 52743.90 |
| 51 | 2029-07 | 5337.45 | 114.28 | 5223.17 | 47520.73 |
| 52 | 2029-08 | 5337.45 | 102.96 | 5234.49 | 42286.24 |
| 53 | 2029-09 | 5337.45 | 91.62 | 5245.83 | 37040.42 |
| 54 | 2029-10 | 5337.45 | 80.25 | 5257.19 | 31783.22 |
| 55 | 2029-11 | 5337.45 | 68.86 | 5268.58 | 26514.64 |
| 56 | 2029-12 | 5337.45 | 57.45 | 5280.00 | 21234.64 |
| 57 | 2030-01 | 5337.45 | 46.01 | 5291.44 | 15943.20 |
| 58 | 2030-02 | 5337.45 | 34.54 | 5302.90 | 10640.30 |
| 59 | 2030-03 | 5337.45 | 23.05 | 5314.39 | 5325.91 |
| 60 | 2030-04 | 5337.45 | 11.54 | 5325.91 | 0.00 |
等额本金还款方式：
贷款总额：30万
还款月数：5年
首月还款：5650元
每月递减：10.83元
利息总额：1.98万
本息合计：31.98万
节省利息：421.81元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 5650.00 | 650.00 | 5000.00 | 295000.00 |
| 2 | 2025-06 | 5639.17 | 639.17 | 5000.00 | 290000.00 |
| 3 | 2025-07 | 5628.33 | 628.33 | 5000.00 | 285000.00 |
| 4 | 2025-08 | 5617.50 | 617.50 | 5000.00 | 280000.00 |
| 5 | 2025-09 | 5606.67 | 606.67 | 5000.00 | 275000.00 |
| 6 | 2025-10 | 5595.83 | 595.83 | 5000.00 | 270000.00 |
| 7 | 2025-11 | 5585.00 | 585.00 | 5000.00 | 265000.00 |
| 8 | 2025-12 | 5574.17 | 574.17 | 5000.00 | 260000.00 |
| 9 | 2026-01 | 5563.33 | 563.33 | 5000.00 | 255000.00 |
| 10 | 2026-02 | 5552.50 | 552.50 | 5000.00 | 250000.00 |
| 11 | 2026-03 | 5541.67 | 541.67 | 5000.00 | 245000.00 |
| 12 | 2026-04 | 5530.83 | 530.83 | 5000.00 | 240000.00 |
| 13 | 2026-05 | 5520.00 | 520.00 | 5000.00 | 235000.00 |
| 14 | 2026-06 | 5509.17 | 509.17 | 5000.00 | 230000.00 |
| 15 | 2026-07 | 5498.33 | 498.33 | 5000.00 | 225000.00 |
| 16 | 2026-08 | 5487.50 | 487.50 | 5000.00 | 220000.00 |
| 17 | 2026-09 | 5476.67 | 476.67 | 5000.00 | 215000.00 |
| 18 | 2026-10 | 5465.83 | 465.83 | 5000.00 | 210000.00 |
| 19 | 2026-11 | 5455.00 | 455.00 | 5000.00 | 205000.00 |
| 20 | 2026-12 | 5444.17 | 444.17 | 5000.00 | 200000.00 |
| 21 | 2027-01 | 5433.33 | 433.33 | 5000.00 | 195000.00 |
| 22 | 2027-02 | 5422.50 | 422.50 | 5000.00 | 190000.00 |
| 23 | 2027-03 | 5411.67 | 411.67 | 5000.00 | 185000.00 |
| 24 | 2027-04 | 5400.83 | 400.83 | 5000.00 | 180000.00 |
| 25 | 2027-05 | 5390.00 | 390.00 | 5000.00 | 175000.00 |
| 26 | 2027-06 | 5379.17 | 379.17 | 5000.00 | 170000.00 |
| 27 | 2027-07 | 5368.33 | 368.33 | 5000.00 | 165000.00 |
| 28 | 2027-08 | 5357.50 | 357.50 | 5000.00 | 160000.00 |
| 29 | 2027-09 | 5346.67 | 346.67 | 5000.00 | 155000.00 |
| 30 | 2027-10 | 5335.83 | 335.83 | 5000.00 | 150000.00 |
| 31 | 2027-11 | 5325.00 | 325.00 | 5000.00 | 145000.00 |
| 32 | 2027-12 | 5314.17 | 314.17 | 5000.00 | 140000.00 |
| 33 | 2028-01 | 5303.33 | 303.33 | 5000.00 | 135000.00 |
| 34 | 2028-02 | 5292.50 | 292.50 | 5000.00 | 130000.00 |
| 35 | 2028-03 | 5281.67 | 281.67 | 5000.00 | 125000.00 |
| 36 | 2028-04 | 5270.83 | 270.83 | 5000.00 | 120000.00 |
| 37 | 2028-05 | 5260.00 | 260.00 | 5000.00 | 115000.00 |
| 38 | 2028-06 | 5249.17 | 249.17 | 5000.00 | 110000.00 |
| 39 | 2028-07 | 5238.33 | 238.33 | 5000.00 | 105000.00 |
| 40 | 2028-08 | 5227.50 | 227.50 | 5000.00 | 100000.00 |
| 41 | 2028-09 | 5216.67 | 216.67 | 5000.00 | 95000.00 |
| 42 | 2028-10 | 5205.83 | 205.83 | 5000.00 | 90000.00 |
| 43 | 2028-11 | 5195.00 | 195.00 | 5000.00 | 85000.00 |
| 44 | 2028-12 | 5184.17 | 184.17 | 5000.00 | 80000.00 |
| 45 | 2029-01 | 5173.33 | 173.33 | 5000.00 | 75000.00 |
| 46 | 2029-02 | 5162.50 | 162.50 | 5000.00 | 70000.00 |
| 47 | 2029-03 | 5151.67 | 151.67 | 5000.00 | 65000.00 |
| 48 | 2029-04 | 5140.83 | 140.83 | 5000.00 | 60000.00 |
| 49 | 2029-05 | 5130.00 | 130.00 | 5000.00 | 55000.00 |
| 50 | 2029-06 | 5119.17 | 119.17 | 5000.00 | 50000.00 |
| 51 | 2029-07 | 5108.33 | 108.33 | 5000.00 | 45000.00 |
| 52 | 2029-08 | 5097.50 | 97.50 | 5000.00 | 40000.00 |
| 53 | 2029-09 | 5086.67 | 86.67 | 5000.00 | 35000.00 |
| 54 | 2029-10 | 5075.83 | 75.83 | 5000.00 | 30000.00 |
| 55 | 2029-11 | 5065.00 | 65.00 | 5000.00 | 25000.00 |
| 56 | 2029-12 | 5054.17 | 54.17 | 5000.00 | 20000.00 |
| 57 | 2030-01 | 5043.33 | 43.33 | 5000.00 | 15000.00 |
| 58 | 2030-02 | 5032.50 | 32.50 | 5000.00 | 10000.00 |
| 59 | 2030-03 | 5021.67 | 21.67 | 5000.00 | 5000.00 |
| 60 | 2030-04 | 5010.83 | 10.83 | 5000.00 | 0.00 |