贷款17万（公积金贷款）房贷，还款3年9个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：17万
还款月数：3年9个月
每月还款：3931.78元
利息总额：6930.23元
本息合计：17.69万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 3931.78 | 297.50 | 3634.28 | 166365.72 |
| 2 | 2025-06 | 3931.78 | 291.14 | 3640.64 | 162725.07 |
| 3 | 2025-07 | 3931.78 | 284.77 | 3647.01 | 159078.06 |
| 4 | 2025-08 | 3931.78 | 278.39 | 3653.40 | 155424.66 |
| 5 | 2025-09 | 3931.78 | 271.99 | 3659.79 | 151764.87 |
| 6 | 2025-10 | 3931.78 | 265.59 | 3666.19 | 148098.68 |
| 7 | 2025-11 | 3931.78 | 259.17 | 3672.61 | 144426.07 |
| 8 | 2025-12 | 3931.78 | 252.75 | 3679.04 | 140747.03 |
| 9 | 2026-01 | 3931.78 | 246.31 | 3685.48 | 137061.56 |
| 10 | 2026-02 | 3931.78 | 239.86 | 3691.93 | 133369.63 |
| 11 | 2026-03 | 3931.78 | 233.40 | 3698.39 | 129671.25 |
| 12 | 2026-04 | 3931.78 | 226.92 | 3704.86 | 125966.39 |
| 13 | 2026-05 | 3931.78 | 220.44 | 3711.34 | 122255.05 |
| 14 | 2026-06 | 3931.78 | 213.95 | 3717.84 | 118537.21 |
| 15 | 2026-07 | 3931.78 | 207.44 | 3724.34 | 114812.87 |
| 16 | 2026-08 | 3931.78 | 200.92 | 3730.86 | 111082.01 |
| 17 | 2026-09 | 3931.78 | 194.39 | 3737.39 | 107344.62 |
| 18 | 2026-10 | 3931.78 | 187.85 | 3743.93 | 103600.69 |
| 19 | 2026-11 | 3931.78 | 181.30 | 3750.48 | 99850.21 |
| 20 | 2026-12 | 3931.78 | 174.74 | 3757.04 | 96093.16 |
| 21 | 2027-01 | 3931.78 | 168.16 | 3763.62 | 92329.54 |
| 22 | 2027-02 | 3931.78 | 161.58 | 3770.21 | 88559.34 |
| 23 | 2027-03 | 3931.78 | 154.98 | 3776.80 | 84782.53 |
| 24 | 2027-04 | 3931.78 | 148.37 | 3783.41 | 80999.12 |
| 25 | 2027-05 | 3931.78 | 141.75 | 3790.03 | 77209.08 |
| 26 | 2027-06 | 3931.78 | 135.12 | 3796.67 | 73412.42 |
| 27 | 2027-07 | 3931.78 | 128.47 | 3803.31 | 69609.11 |
| 28 | 2027-08 | 3931.78 | 121.82 | 3809.97 | 65799.14 |
| 29 | 2027-09 | 3931.78 | 115.15 | 3816.63 | 61982.51 |
| 30 | 2027-10 | 3931.78 | 108.47 | 3823.31 | 58159.19 |
| 31 | 2027-11 | 3931.78 | 101.78 | 3830.00 | 54329.19 |
| 32 | 2027-12 | 3931.78 | 95.08 | 3836.71 | 50492.48 |
| 33 | 2028-01 | 3931.78 | 88.36 | 3843.42 | 46649.06 |
| 34 | 2028-02 | 3931.78 | 81.64 | 3850.15 | 42798.91 |
| 35 | 2028-03 | 3931.78 | 74.90 | 3856.88 | 38942.03 |
| 36 | 2028-04 | 3931.78 | 68.15 | 3863.63 | 35078.39 |
| 37 | 2028-05 | 3931.78 | 61.39 | 3870.40 | 31208.00 |
| 38 | 2028-06 | 3931.78 | 54.61 | 3877.17 | 27330.83 |
| 39 | 2028-07 | 3931.78 | 47.83 | 3883.95 | 23446.88 |
| 40 | 2028-08 | 3931.78 | 41.03 | 3890.75 | 19556.12 |
| 41 | 2028-09 | 3931.78 | 34.22 | 3897.56 | 15658.57 |
| 42 | 2028-10 | 3931.78 | 27.40 | 3904.38 | 11754.18 |
| 43 | 2028-11 | 3931.78 | 20.57 | 3911.21 | 7842.97 |
| 44 | 2028-12 | 3931.78 | 13.73 | 3918.06 | 3924.91 |
| 45 | 2029-01 | 3931.78 | 6.87 | 3924.91 | 0.00 |
等额本金还款方式：
贷款总额：17万
还款月数：3年9个月
首月还款：4075.28元
每月递减：6.61元
利息总额：6842.5元
本息合计：17.68万
节省利息：87.73元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 4075.28 | 297.50 | 3777.78 | 166222.22 |
| 2 | 2025-06 | 4068.67 | 290.89 | 3777.78 | 162444.44 |
| 3 | 2025-07 | 4062.06 | 284.28 | 3777.78 | 158666.67 |
| 4 | 2025-08 | 4055.44 | 277.67 | 3777.78 | 154888.89 |
| 5 | 2025-09 | 4048.83 | 271.06 | 3777.78 | 151111.11 |
| 6 | 2025-10 | 4042.22 | 264.44 | 3777.78 | 147333.33 |
| 7 | 2025-11 | 4035.61 | 257.83 | 3777.78 | 143555.56 |
| 8 | 2025-12 | 4029.00 | 251.22 | 3777.78 | 139777.78 |
| 9 | 2026-01 | 4022.39 | 244.61 | 3777.78 | 136000.00 |
| 10 | 2026-02 | 4015.78 | 238.00 | 3777.78 | 132222.22 |
| 11 | 2026-03 | 4009.17 | 231.39 | 3777.78 | 128444.44 |
| 12 | 2026-04 | 4002.56 | 224.78 | 3777.78 | 124666.67 |
| 13 | 2026-05 | 3995.94 | 218.17 | 3777.78 | 120888.89 |
| 14 | 2026-06 | 3989.33 | 211.56 | 3777.78 | 117111.11 |
| 15 | 2026-07 | 3982.72 | 204.94 | 3777.78 | 113333.33 |
| 16 | 2026-08 | 3976.11 | 198.33 | 3777.78 | 109555.56 |
| 17 | 2026-09 | 3969.50 | 191.72 | 3777.78 | 105777.78 |
| 18 | 2026-10 | 3962.89 | 185.11 | 3777.78 | 102000.00 |
| 19 | 2026-11 | 3956.28 | 178.50 | 3777.78 | 98222.22 |
| 20 | 2026-12 | 3949.67 | 171.89 | 3777.78 | 94444.44 |
| 21 | 2027-01 | 3943.06 | 165.28 | 3777.78 | 90666.67 |
| 22 | 2027-02 | 3936.44 | 158.67 | 3777.78 | 86888.89 |
| 23 | 2027-03 | 3929.83 | 152.06 | 3777.78 | 83111.11 |
| 24 | 2027-04 | 3923.22 | 145.44 | 3777.78 | 79333.33 |
| 25 | 2027-05 | 3916.61 | 138.83 | 3777.78 | 75555.56 |
| 26 | 2027-06 | 3910.00 | 132.22 | 3777.78 | 71777.78 |
| 27 | 2027-07 | 3903.39 | 125.61 | 3777.78 | 68000.00 |
| 28 | 2027-08 | 3896.78 | 119.00 | 3777.78 | 64222.22 |
| 29 | 2027-09 | 3890.17 | 112.39 | 3777.78 | 60444.44 |
| 30 | 2027-10 | 3883.56 | 105.78 | 3777.78 | 56666.67 |
| 31 | 2027-11 | 3876.94 | 99.17 | 3777.78 | 52888.89 |
| 32 | 2027-12 | 3870.33 | 92.56 | 3777.78 | 49111.11 |
| 33 | 2028-01 | 3863.72 | 85.94 | 3777.78 | 45333.33 |
| 34 | 2028-02 | 3857.11 | 79.33 | 3777.78 | 41555.56 |
| 35 | 2028-03 | 3850.50 | 72.72 | 3777.78 | 37777.78 |
| 36 | 2028-04 | 3843.89 | 66.11 | 3777.78 | 34000.00 |
| 37 | 2028-05 | 3837.28 | 59.50 | 3777.78 | 30222.22 |
| 38 | 2028-06 | 3830.67 | 52.89 | 3777.78 | 26444.44 |
| 39 | 2028-07 | 3824.06 | 46.28 | 3777.78 | 22666.67 |
| 40 | 2028-08 | 3817.44 | 39.67 | 3777.78 | 18888.89 |
| 41 | 2028-09 | 3810.83 | 33.06 | 3777.78 | 15111.11 |
| 42 | 2028-10 | 3804.22 | 26.44 | 3777.78 | 11333.33 |
| 43 | 2028-11 | 3797.61 | 19.83 | 3777.78 | 7555.56 |
| 44 | 2028-12 | 3791.00 | 13.22 | 3777.78 | 3777.78 |
| 45 | 2029-01 | 3784.39 | 6.61 | 3777.78 | 0.00 |