贷款17万（公积金贷款）房贷，还款3年4个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：17万
还款月数：3年4个月
每月还款：4404.2元
利息总额：6168.06元
本息合计：17.62万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 4404.20 | 297.50 | 4106.70 | 165893.30 |
| 2 | 2025-06 | 4404.20 | 290.31 | 4113.89 | 161779.41 |
| 3 | 2025-07 | 4404.20 | 283.11 | 4121.09 | 157658.32 |
| 4 | 2025-08 | 4404.20 | 275.90 | 4128.30 | 153530.02 |
| 5 | 2025-09 | 4404.20 | 268.68 | 4135.52 | 149394.50 |
| 6 | 2025-10 | 4404.20 | 261.44 | 4142.76 | 145251.74 |
| 7 | 2025-11 | 4404.20 | 254.19 | 4150.01 | 141101.73 |
| 8 | 2025-12 | 4404.20 | 246.93 | 4157.27 | 136944.45 |
| 9 | 2026-01 | 4404.20 | 239.65 | 4164.55 | 132779.91 |
| 10 | 2026-02 | 4404.20 | 232.36 | 4171.84 | 128608.07 |
| 11 | 2026-03 | 4404.20 | 225.06 | 4179.14 | 124428.93 |
| 12 | 2026-04 | 4404.20 | 217.75 | 4186.45 | 120242.48 |
| 13 | 2026-05 | 4404.20 | 210.42 | 4193.78 | 116048.70 |
| 14 | 2026-06 | 4404.20 | 203.09 | 4201.12 | 111847.59 |
| 15 | 2026-07 | 4404.20 | 195.73 | 4208.47 | 107639.12 |
| 16 | 2026-08 | 4404.20 | 188.37 | 4215.83 | 103423.29 |
| 17 | 2026-09 | 4404.20 | 180.99 | 4223.21 | 99200.08 |
| 18 | 2026-10 | 4404.20 | 173.60 | 4230.60 | 94969.47 |
| 19 | 2026-11 | 4404.20 | 166.20 | 4238.00 | 90731.47 |
| 20 | 2026-12 | 4404.20 | 158.78 | 4245.42 | 86486.05 |
| 21 | 2027-01 | 4404.20 | 151.35 | 4252.85 | 82233.20 |
| 22 | 2027-02 | 4404.20 | 143.91 | 4260.29 | 77972.90 |
| 23 | 2027-03 | 4404.20 | 136.45 | 4267.75 | 73705.16 |
| 24 | 2027-04 | 4404.20 | 128.98 | 4275.22 | 69429.94 |
| 25 | 2027-05 | 4404.20 | 121.50 | 4282.70 | 65147.24 |
| 26 | 2027-06 | 4404.20 | 114.01 | 4290.19 | 60857.05 |
| 27 | 2027-07 | 4404.20 | 106.50 | 4297.70 | 56559.34 |
| 28 | 2027-08 | 4404.20 | 98.98 | 4305.22 | 52254.12 |
| 29 | 2027-09 | 4404.20 | 91.44 | 4312.76 | 47941.36 |
| 30 | 2027-10 | 4404.20 | 83.90 | 4320.30 | 43621.06 |
| 31 | 2027-11 | 4404.20 | 76.34 | 4327.86 | 39293.20 |
| 32 | 2027-12 | 4404.20 | 68.76 | 4335.44 | 34957.76 |
| 33 | 2028-01 | 4404.20 | 61.18 | 4343.03 | 30614.73 |
| 34 | 2028-02 | 4404.20 | 53.58 | 4350.63 | 26264.11 |
| 35 | 2028-03 | 4404.20 | 45.96 | 4358.24 | 21905.87 |
| 36 | 2028-04 | 4404.20 | 38.34 | 4365.87 | 17540.00 |
| 37 | 2028-05 | 4404.20 | 30.70 | 4373.51 | 13166.49 |
| 38 | 2028-06 | 4404.20 | 23.04 | 4381.16 | 8785.33 |
| 39 | 2028-07 | 4404.20 | 15.37 | 4388.83 | 4396.51 |
| 40 | 2028-08 | 4404.20 | 7.69 | 4396.51 | 0.00 |
等额本金还款方式：
贷款总额：17万
还款月数：3年4个月
首月还款：4547.5元
每月递减：7.44元
利息总额：6098.75元
本息合计：17.61万
节省利息：69.31元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 4547.50 | 297.50 | 4250.00 | 165750.00 |
| 2 | 2025-06 | 4540.06 | 290.06 | 4250.00 | 161500.00 |
| 3 | 2025-07 | 4532.63 | 282.63 | 4250.00 | 157250.00 |
| 4 | 2025-08 | 4525.19 | 275.19 | 4250.00 | 153000.00 |
| 5 | 2025-09 | 4517.75 | 267.75 | 4250.00 | 148750.00 |
| 6 | 2025-10 | 4510.31 | 260.31 | 4250.00 | 144500.00 |
| 7 | 2025-11 | 4502.88 | 252.88 | 4250.00 | 140250.00 |
| 8 | 2025-12 | 4495.44 | 245.44 | 4250.00 | 136000.00 |
| 9 | 2026-01 | 4488.00 | 238.00 | 4250.00 | 131750.00 |
| 10 | 2026-02 | 4480.56 | 230.56 | 4250.00 | 127500.00 |
| 11 | 2026-03 | 4473.13 | 223.13 | 4250.00 | 123250.00 |
| 12 | 2026-04 | 4465.69 | 215.69 | 4250.00 | 119000.00 |
| 13 | 2026-05 | 4458.25 | 208.25 | 4250.00 | 114750.00 |
| 14 | 2026-06 | 4450.81 | 200.81 | 4250.00 | 110500.00 |
| 15 | 2026-07 | 4443.38 | 193.38 | 4250.00 | 106250.00 |
| 16 | 2026-08 | 4435.94 | 185.94 | 4250.00 | 102000.00 |
| 17 | 2026-09 | 4428.50 | 178.50 | 4250.00 | 97750.00 |
| 18 | 2026-10 | 4421.06 | 171.06 | 4250.00 | 93500.00 |
| 19 | 2026-11 | 4413.63 | 163.63 | 4250.00 | 89250.00 |
| 20 | 2026-12 | 4406.19 | 156.19 | 4250.00 | 85000.00 |
| 21 | 2027-01 | 4398.75 | 148.75 | 4250.00 | 80750.00 |
| 22 | 2027-02 | 4391.31 | 141.31 | 4250.00 | 76500.00 |
| 23 | 2027-03 | 4383.88 | 133.88 | 4250.00 | 72250.00 |
| 24 | 2027-04 | 4376.44 | 126.44 | 4250.00 | 68000.00 |
| 25 | 2027-05 | 4369.00 | 119.00 | 4250.00 | 63750.00 |
| 26 | 2027-06 | 4361.56 | 111.56 | 4250.00 | 59500.00 |
| 27 | 2027-07 | 4354.13 | 104.13 | 4250.00 | 55250.00 |
| 28 | 2027-08 | 4346.69 | 96.69 | 4250.00 | 51000.00 |
| 29 | 2027-09 | 4339.25 | 89.25 | 4250.00 | 46750.00 |
| 30 | 2027-10 | 4331.81 | 81.81 | 4250.00 | 42500.00 |
| 31 | 2027-11 | 4324.38 | 74.38 | 4250.00 | 38250.00 |
| 32 | 2027-12 | 4316.94 | 66.94 | 4250.00 | 34000.00 |
| 33 | 2028-01 | 4309.50 | 59.50 | 4250.00 | 29750.00 |
| 34 | 2028-02 | 4302.06 | 52.06 | 4250.00 | 25500.00 |
| 35 | 2028-03 | 4294.63 | 44.63 | 4250.00 | 21250.00 |
| 36 | 2028-04 | 4287.19 | 37.19 | 4250.00 | 17000.00 |
| 37 | 2028-05 | 4279.75 | 29.75 | 4250.00 | 12750.00 |
| 38 | 2028-06 | 4272.31 | 22.31 | 4250.00 | 8500.00 |
| 39 | 2028-07 | 4264.88 | 14.88 | 4250.00 | 4250.00 |
| 40 | 2028-08 | 4257.44 | 7.44 | 4250.00 | 0.00 |