贷款17万（公积金贷款）房贷，还款3年3个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：17万
还款月数：3年3个月
每月还款：4513.23元
利息总额：6015.88元
本息合计：17.6万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 4513.23 | 297.50 | 4215.73 | 165784.27 |
| 2 | 2025-06 | 4513.23 | 290.12 | 4223.11 | 161561.17 |
| 3 | 2025-07 | 4513.23 | 282.73 | 4230.50 | 157330.67 |
| 4 | 2025-08 | 4513.23 | 275.33 | 4237.90 | 153092.77 |
| 5 | 2025-09 | 4513.23 | 267.91 | 4245.32 | 148847.46 |
| 6 | 2025-10 | 4513.23 | 260.48 | 4252.74 | 144594.71 |
| 7 | 2025-11 | 4513.23 | 253.04 | 4260.19 | 140334.52 |
| 8 | 2025-12 | 4513.23 | 245.59 | 4267.64 | 136066.88 |
| 9 | 2026-01 | 4513.23 | 238.12 | 4275.11 | 131791.77 |
| 10 | 2026-02 | 4513.23 | 230.64 | 4282.59 | 127509.18 |
| 11 | 2026-03 | 4513.23 | 223.14 | 4290.09 | 123219.09 |
| 12 | 2026-04 | 4513.23 | 215.63 | 4297.59 | 118921.50 |
| 13 | 2026-05 | 4513.23 | 208.11 | 4305.12 | 114616.38 |
| 14 | 2026-06 | 4513.23 | 200.58 | 4312.65 | 110303.73 |
| 15 | 2026-07 | 4513.23 | 193.03 | 4320.20 | 105983.54 |
| 16 | 2026-08 | 4513.23 | 185.47 | 4327.76 | 101655.78 |
| 17 | 2026-09 | 4513.23 | 177.90 | 4335.33 | 97320.45 |
| 18 | 2026-10 | 4513.23 | 170.31 | 4342.92 | 92977.53 |
| 19 | 2026-11 | 4513.23 | 162.71 | 4350.52 | 88627.02 |
| 20 | 2026-12 | 4513.23 | 155.10 | 4358.13 | 84268.89 |
| 21 | 2027-01 | 4513.23 | 147.47 | 4365.76 | 79903.13 |
| 22 | 2027-02 | 4513.23 | 139.83 | 4373.40 | 75529.73 |
| 23 | 2027-03 | 4513.23 | 132.18 | 4381.05 | 71148.68 |
| 24 | 2027-04 | 4513.23 | 124.51 | 4388.72 | 66759.96 |
| 25 | 2027-05 | 4513.23 | 116.83 | 4396.40 | 62363.57 |
| 26 | 2027-06 | 4513.23 | 109.14 | 4404.09 | 57959.47 |
| 27 | 2027-07 | 4513.23 | 101.43 | 4411.80 | 53547.68 |
| 28 | 2027-08 | 4513.23 | 93.71 | 4419.52 | 49128.16 |
| 29 | 2027-09 | 4513.23 | 85.97 | 4427.25 | 44700.90 |
| 30 | 2027-10 | 4513.23 | 78.23 | 4435.00 | 40265.90 |
| 31 | 2027-11 | 4513.23 | 70.47 | 4442.76 | 35823.14 |
| 32 | 2027-12 | 4513.23 | 62.69 | 4450.54 | 31372.60 |
| 33 | 2028-01 | 4513.23 | 54.90 | 4458.33 | 26914.28 |
| 34 | 2028-02 | 4513.23 | 47.10 | 4466.13 | 22448.15 |
| 35 | 2028-03 | 4513.23 | 39.28 | 4473.94 | 17974.21 |
| 36 | 2028-04 | 4513.23 | 31.45 | 4481.77 | 13492.43 |
| 37 | 2028-05 | 4513.23 | 23.61 | 4489.62 | 9002.82 |
| 38 | 2028-06 | 4513.23 | 15.75 | 4497.47 | 4505.34 |
| 39 | 2028-07 | 4513.23 | 7.88 | 4505.34 | 0.00 |
等额本金还款方式：
贷款总额：17万
还款月数：3年3个月
首月还款：4656.47元
每月递减：7.63元
利息总额：5950元
本息合计：17.6万
节省利息：65.88元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-05 | 4656.47 | 297.50 | 4358.97 | 165641.03 |
| 2 | 2025-06 | 4648.85 | 289.87 | 4358.97 | 161282.05 |
| 3 | 2025-07 | 4641.22 | 282.24 | 4358.97 | 156923.08 |
| 4 | 2025-08 | 4633.59 | 274.62 | 4358.97 | 152564.10 |
| 5 | 2025-09 | 4625.96 | 266.99 | 4358.97 | 148205.13 |
| 6 | 2025-10 | 4618.33 | 259.36 | 4358.97 | 143846.15 |
| 7 | 2025-11 | 4610.71 | 251.73 | 4358.97 | 139487.18 |
| 8 | 2025-12 | 4603.08 | 244.10 | 4358.97 | 135128.21 |
| 9 | 2026-01 | 4595.45 | 236.47 | 4358.97 | 130769.23 |
| 10 | 2026-02 | 4587.82 | 228.85 | 4358.97 | 126410.26 |
| 11 | 2026-03 | 4580.19 | 221.22 | 4358.97 | 122051.28 |
| 12 | 2026-04 | 4572.56 | 213.59 | 4358.97 | 117692.31 |
| 13 | 2026-05 | 4564.94 | 205.96 | 4358.97 | 113333.33 |
| 14 | 2026-06 | 4557.31 | 198.33 | 4358.97 | 108974.36 |
| 15 | 2026-07 | 4549.68 | 190.71 | 4358.97 | 104615.38 |
| 16 | 2026-08 | 4542.05 | 183.08 | 4358.97 | 100256.41 |
| 17 | 2026-09 | 4534.42 | 175.45 | 4358.97 | 95897.44 |
| 18 | 2026-10 | 4526.79 | 167.82 | 4358.97 | 91538.46 |
| 19 | 2026-11 | 4519.17 | 160.19 | 4358.97 | 87179.49 |
| 20 | 2026-12 | 4511.54 | 152.56 | 4358.97 | 82820.51 |
| 21 | 2027-01 | 4503.91 | 144.94 | 4358.97 | 78461.54 |
| 22 | 2027-02 | 4496.28 | 137.31 | 4358.97 | 74102.56 |
| 23 | 2027-03 | 4488.65 | 129.68 | 4358.97 | 69743.59 |
| 24 | 2027-04 | 4481.03 | 122.05 | 4358.97 | 65384.62 |
| 25 | 2027-05 | 4473.40 | 114.42 | 4358.97 | 61025.64 |
| 26 | 2027-06 | 4465.77 | 106.79 | 4358.97 | 56666.67 |
| 27 | 2027-07 | 4458.14 | 99.17 | 4358.97 | 52307.69 |
| 28 | 2027-08 | 4450.51 | 91.54 | 4358.97 | 47948.72 |
| 29 | 2027-09 | 4442.88 | 83.91 | 4358.97 | 43589.74 |
| 30 | 2027-10 | 4435.26 | 76.28 | 4358.97 | 39230.77 |
| 31 | 2027-11 | 4427.63 | 68.65 | 4358.97 | 34871.79 |
| 32 | 2027-12 | 4420.00 | 61.03 | 4358.97 | 30512.82 |
| 33 | 2028-01 | 4412.37 | 53.40 | 4358.97 | 26153.85 |
| 34 | 2028-02 | 4404.74 | 45.77 | 4358.97 | 21794.87 |
| 35 | 2028-03 | 4397.12 | 38.14 | 4358.97 | 17435.90 |
| 36 | 2028-04 | 4389.49 | 30.51 | 4358.97 | 13076.92 |
| 37 | 2028-05 | 4381.86 | 22.88 | 4358.97 | 8717.95 |
| 38 | 2028-06 | 4374.23 | 15.26 | 4358.97 | 4358.97 |
| 39 | 2028-07 | 4366.60 | 7.63 | 4358.97 | 0.00 |