贷款66.24万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：66.24万
还款月数：5年
每月还款：11976.75元
利息总额：5.62万
本息合计：71.86万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 11976.75 | 1794.08 | 10182.67 | 652248.33 |
| 2 | 2025-05 | 11976.75 | 1766.51 | 10210.25 | 642038.08 |
| 3 | 2025-06 | 11976.75 | 1738.85 | 10237.90 | 631800.18 |
| 4 | 2025-07 | 11976.75 | 1711.13 | 10265.63 | 621534.55 |
| 5 | 2025-08 | 11976.75 | 1683.32 | 10293.43 | 611241.12 |
| 6 | 2025-09 | 11976.75 | 1655.44 | 10321.31 | 600919.81 |
| 7 | 2025-10 | 11976.75 | 1627.49 | 10349.26 | 590570.55 |
| 8 | 2025-11 | 11976.75 | 1599.46 | 10377.29 | 580193.26 |
| 9 | 2025-12 | 11976.75 | 1571.36 | 10405.40 | 569787.86 |
| 10 | 2026-01 | 11976.75 | 1543.18 | 10433.58 | 559354.28 |
| 11 | 2026-02 | 11976.75 | 1514.92 | 10461.84 | 548892.44 |
| 12 | 2026-03 | 11976.75 | 1486.58 | 10490.17 | 538402.27 |
| 13 | 2026-04 | 11976.75 | 1458.17 | 10518.58 | 527883.69 |
| 14 | 2026-05 | 11976.75 | 1429.69 | 10547.07 | 517336.62 |
| 15 | 2026-06 | 11976.75 | 1401.12 | 10575.63 | 506760.99 |
| 16 | 2026-07 | 11976.75 | 1372.48 | 10604.28 | 496156.71 |
| 17 | 2026-08 | 11976.75 | 1343.76 | 10633.00 | 485523.72 |
| 18 | 2026-09 | 11976.75 | 1314.96 | 10661.79 | 474861.92 |
| 19 | 2026-10 | 11976.75 | 1286.08 | 10690.67 | 464171.25 |
| 20 | 2026-11 | 11976.75 | 1257.13 | 10719.62 | 453451.63 |
| 21 | 2026-12 | 11976.75 | 1228.10 | 10748.66 | 442702.97 |
| 22 | 2027-01 | 11976.75 | 1198.99 | 10777.77 | 431925.21 |
| 23 | 2027-02 | 11976.75 | 1169.80 | 10806.96 | 421118.25 |
| 24 | 2027-03 | 11976.75 | 1140.53 | 10836.23 | 410282.03 |
| 25 | 2027-04 | 11976.75 | 1111.18 | 10865.57 | 399416.45 |
| 26 | 2027-05 | 11976.75 | 1081.75 | 10895.00 | 388521.45 |
| 27 | 2027-06 | 11976.75 | 1052.25 | 10924.51 | 377596.94 |
| 28 | 2027-07 | 11976.75 | 1022.66 | 10954.10 | 366642.85 |
| 29 | 2027-08 | 11976.75 | 992.99 | 10983.76 | 355659.08 |
| 30 | 2027-09 | 11976.75 | 963.24 | 11013.51 | 344645.57 |
| 31 | 2027-10 | 11976.75 | 933.42 | 11043.34 | 333602.23 |
| 32 | 2027-11 | 11976.75 | 903.51 | 11073.25 | 322528.99 |
| 33 | 2027-12 | 11976.75 | 873.52 | 11103.24 | 311425.75 |
| 34 | 2028-01 | 11976.75 | 843.44 | 11133.31 | 300292.44 |
| 35 | 2028-02 | 11976.75 | 813.29 | 11163.46 | 289128.98 |
| 36 | 2028-03 | 11976.75 | 783.06 | 11193.70 | 277935.28 |
| 37 | 2028-04 | 11976.75 | 752.74 | 11224.01 | 266711.27 |
| 38 | 2028-05 | 11976.75 | 722.34 | 11254.41 | 255456.86 |
| 39 | 2028-06 | 11976.75 | 691.86 | 11284.89 | 244171.97 |
| 40 | 2028-07 | 11976.75 | 661.30 | 11315.45 | 232856.51 |
| 41 | 2028-08 | 11976.75 | 630.65 | 11346.10 | 221510.41 |
| 42 | 2028-09 | 11976.75 | 599.92 | 11376.83 | 210133.58 |
| 43 | 2028-10 | 11976.75 | 569.11 | 11407.64 | 198725.94 |
| 44 | 2028-11 | 11976.75 | 538.22 | 11438.54 | 187287.40 |
| 45 | 2028-12 | 11976.75 | 507.24 | 11469.52 | 175817.88 |
| 46 | 2029-01 | 11976.75 | 476.17 | 11500.58 | 164317.30 |
| 47 | 2029-02 | 11976.75 | 445.03 | 11531.73 | 152785.57 |
| 48 | 2029-03 | 11976.75 | 413.79 | 11562.96 | 141222.61 |
| 49 | 2029-04 | 11976.75 | 382.48 | 11594.28 | 129628.34 |
| 50 | 2029-05 | 11976.75 | 351.08 | 11625.68 | 118002.66 |
| 51 | 2029-06 | 11976.75 | 319.59 | 11657.16 | 106345.50 |
| 52 | 2029-07 | 11976.75 | 288.02 | 11688.73 | 94656.76 |
| 53 | 2029-08 | 11976.75 | 256.36 | 11720.39 | 82936.37 |
| 54 | 2029-09 | 11976.75 | 224.62 | 11752.13 | 71184.24 |
| 55 | 2029-10 | 11976.75 | 192.79 | 11783.96 | 59400.27 |
| 56 | 2029-11 | 11976.75 | 160.88 | 11815.88 | 47584.39 |
| 57 | 2029-12 | 11976.75 | 128.87 | 11847.88 | 35736.51 |
| 58 | 2030-01 | 11976.75 | 96.79 | 11879.97 | 23856.55 |
| 59 | 2030-02 | 11976.75 | 64.61 | 11912.14 | 11944.40 |
| 60 | 2030-03 | 11976.75 | 32.35 | 11944.40 | 0.00 |
等额本金还款方式：
贷款总额：66.24万
还款月数：5年
首月还款：12834.6元
每月递减：29.9元
利息总额：5.47万
本息合计：71.72万
节省利息：1454.68元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 12834.60 | 1794.08 | 11040.52 | 651390.48 |
| 2 | 2025-05 | 12804.70 | 1764.18 | 11040.52 | 640349.97 |
| 3 | 2025-06 | 12774.80 | 1734.28 | 11040.52 | 629309.45 |
| 4 | 2025-07 | 12744.90 | 1704.38 | 11040.52 | 618268.93 |
| 5 | 2025-08 | 12715.00 | 1674.48 | 11040.52 | 607228.42 |
| 6 | 2025-09 | 12685.09 | 1644.58 | 11040.52 | 596187.90 |
| 7 | 2025-10 | 12655.19 | 1614.68 | 11040.52 | 585147.38 |
| 8 | 2025-11 | 12625.29 | 1584.77 | 11040.52 | 574106.87 |
| 9 | 2025-12 | 12595.39 | 1554.87 | 11040.52 | 563066.35 |
| 10 | 2026-01 | 12565.49 | 1524.97 | 11040.52 | 552025.83 |
| 11 | 2026-02 | 12535.59 | 1495.07 | 11040.52 | 540985.32 |
| 12 | 2026-03 | 12505.69 | 1465.17 | 11040.52 | 529944.80 |
| 13 | 2026-04 | 12475.78 | 1435.27 | 11040.52 | 518904.28 |
| 14 | 2026-05 | 12445.88 | 1405.37 | 11040.52 | 507863.77 |
| 15 | 2026-06 | 12415.98 | 1375.46 | 11040.52 | 496823.25 |
| 16 | 2026-07 | 12386.08 | 1345.56 | 11040.52 | 485782.73 |
| 17 | 2026-08 | 12356.18 | 1315.66 | 11040.52 | 474742.22 |
| 18 | 2026-09 | 12326.28 | 1285.76 | 11040.52 | 463701.70 |
| 19 | 2026-10 | 12296.38 | 1255.86 | 11040.52 | 452661.18 |
| 20 | 2026-11 | 12266.47 | 1225.96 | 11040.52 | 441620.67 |
| 21 | 2026-12 | 12236.57 | 1196.06 | 11040.52 | 430580.15 |
| 22 | 2027-01 | 12206.67 | 1166.15 | 11040.52 | 419539.63 |
| 23 | 2027-02 | 12176.77 | 1136.25 | 11040.52 | 408499.12 |
| 24 | 2027-03 | 12146.87 | 1106.35 | 11040.52 | 397458.60 |
| 25 | 2027-04 | 12116.97 | 1076.45 | 11040.52 | 386418.08 |
| 26 | 2027-05 | 12087.07 | 1046.55 | 11040.52 | 375377.57 |
| 27 | 2027-06 | 12057.16 | 1016.65 | 11040.52 | 364337.05 |
| 28 | 2027-07 | 12027.26 | 986.75 | 11040.52 | 353296.53 |
| 29 | 2027-08 | 11997.36 | 956.84 | 11040.52 | 342256.02 |
| 30 | 2027-09 | 11967.46 | 926.94 | 11040.52 | 331215.50 |
| 31 | 2027-10 | 11937.56 | 897.04 | 11040.52 | 320174.98 |
| 32 | 2027-11 | 11907.66 | 867.14 | 11040.52 | 309134.47 |
| 33 | 2027-12 | 11877.76 | 837.24 | 11040.52 | 298093.95 |
| 34 | 2028-01 | 11847.85 | 807.34 | 11040.52 | 287053.43 |
| 35 | 2028-02 | 11817.95 | 777.44 | 11040.52 | 276012.92 |
| 36 | 2028-03 | 11788.05 | 747.53 | 11040.52 | 264972.40 |
| 37 | 2028-04 | 11758.15 | 717.63 | 11040.52 | 253931.88 |
| 38 | 2028-05 | 11728.25 | 687.73 | 11040.52 | 242891.37 |
| 39 | 2028-06 | 11698.35 | 657.83 | 11040.52 | 231850.85 |
| 40 | 2028-07 | 11668.45 | 627.93 | 11040.52 | 220810.33 |
| 41 | 2028-08 | 11638.54 | 598.03 | 11040.52 | 209769.82 |
| 42 | 2028-09 | 11608.64 | 568.13 | 11040.52 | 198729.30 |
| 43 | 2028-10 | 11578.74 | 538.23 | 11040.52 | 187688.78 |
| 44 | 2028-11 | 11548.84 | 508.32 | 11040.52 | 176648.27 |
| 45 | 2028-12 | 11518.94 | 478.42 | 11040.52 | 165607.75 |
| 46 | 2029-01 | 11489.04 | 448.52 | 11040.52 | 154567.23 |
| 47 | 2029-02 | 11459.14 | 418.62 | 11040.52 | 143526.72 |
| 48 | 2029-03 | 11429.23 | 388.72 | 11040.52 | 132486.20 |
| 49 | 2029-04 | 11399.33 | 358.82 | 11040.52 | 121445.68 |
| 50 | 2029-05 | 11369.43 | 328.92 | 11040.52 | 110405.17 |
| 51 | 2029-06 | 11339.53 | 299.01 | 11040.52 | 99364.65 |
| 52 | 2029-07 | 11309.63 | 269.11 | 11040.52 | 88324.13 |
| 53 | 2029-08 | 11279.73 | 239.21 | 11040.52 | 77283.62 |
| 54 | 2029-09 | 11249.83 | 209.31 | 11040.52 | 66243.10 |
| 55 | 2029-10 | 11219.93 | 179.41 | 11040.52 | 55202.58 |
| 56 | 2029-11 | 11190.02 | 149.51 | 11040.52 | 44162.07 |
| 57 | 2029-12 | 11160.12 | 119.61 | 11040.52 | 33121.55 |
| 58 | 2030-01 | 11130.22 | 89.70 | 11040.52 | 22081.03 |
| 59 | 2030-02 | 11100.32 | 59.80 | 11040.52 | 11040.52 |
| 60 | 2030-03 | 11070.42 | 29.90 | 11040.52 | 0.00 |