沈阳贷款36万（公积金贷款）房贷，还款6年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：36万
还款月数：6年
每月还款：5445.6元
利息总额：3.21万
本息合计：39.21万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 5445.60 | 855.00 | 4590.60 | 355409.40 |
| 2 | 2025-05 | 5445.60 | 844.10 | 4601.50 | 350807.90 |
| 3 | 2025-06 | 5445.60 | 833.17 | 4612.43 | 346195.47 |
| 4 | 2025-07 | 5445.60 | 822.21 | 4623.38 | 341572.09 |
| 5 | 2025-08 | 5445.60 | 811.23 | 4634.36 | 336937.72 |
| 6 | 2025-09 | 5445.60 | 800.23 | 4645.37 | 332292.35 |
| 7 | 2025-10 | 5445.60 | 789.19 | 4656.40 | 327635.95 |
| 8 | 2025-11 | 5445.60 | 778.14 | 4667.46 | 322968.48 |
| 9 | 2025-12 | 5445.60 | 767.05 | 4678.55 | 318289.93 |
| 10 | 2026-01 | 5445.60 | 755.94 | 4689.66 | 313600.27 |
| 11 | 2026-02 | 5445.60 | 744.80 | 4700.80 | 308899.48 |
| 12 | 2026-03 | 5445.60 | 733.64 | 4711.96 | 304187.51 |
| 13 | 2026-04 | 5445.60 | 722.45 | 4723.15 | 299464.36 |
| 14 | 2026-05 | 5445.60 | 711.23 | 4734.37 | 294729.99 |
| 15 | 2026-06 | 5445.60 | 699.98 | 4745.61 | 289984.38 |
| 16 | 2026-07 | 5445.60 | 688.71 | 4756.89 | 285227.49 |
| 17 | 2026-08 | 5445.60 | 677.42 | 4768.18 | 280459.31 |
| 18 | 2026-09 | 5445.60 | 666.09 | 4779.51 | 275679.80 |
| 19 | 2026-10 | 5445.60 | 654.74 | 4790.86 | 270888.94 |
| 20 | 2026-11 | 5445.60 | 643.36 | 4802.24 | 266086.70 |
| 21 | 2026-12 | 5445.60 | 631.96 | 4813.64 | 261273.06 |
| 22 | 2027-01 | 5445.60 | 620.52 | 4825.08 | 256447.98 |
| 23 | 2027-02 | 5445.60 | 609.06 | 4836.53 | 251611.45 |
| 24 | 2027-03 | 5445.60 | 597.58 | 4848.02 | 246763.43 |
| 25 | 2027-04 | 5445.60 | 586.06 | 4859.54 | 241903.89 |
| 26 | 2027-05 | 5445.60 | 574.52 | 4871.08 | 237032.82 |
| 27 | 2027-06 | 5445.60 | 562.95 | 4882.65 | 232150.17 |
| 28 | 2027-07 | 5445.60 | 551.36 | 4894.24 | 227255.93 |
| 29 | 2027-08 | 5445.60 | 539.73 | 4905.87 | 222350.06 |
| 30 | 2027-09 | 5445.60 | 528.08 | 4917.52 | 217432.55 |
| 31 | 2027-10 | 5445.60 | 516.40 | 4929.20 | 212503.35 |
| 32 | 2027-11 | 5445.60 | 504.70 | 4940.90 | 207562.45 |
| 33 | 2027-12 | 5445.60 | 492.96 | 4952.64 | 202609.81 |
| 34 | 2028-01 | 5445.60 | 481.20 | 4964.40 | 197645.41 |
| 35 | 2028-02 | 5445.60 | 469.41 | 4976.19 | 192669.22 |
| 36 | 2028-03 | 5445.60 | 457.59 | 4988.01 | 187681.21 |
| 37 | 2028-04 | 5445.60 | 445.74 | 4999.86 | 182681.35 |
| 38 | 2028-05 | 5445.60 | 433.87 | 5011.73 | 177669.62 |
| 39 | 2028-06 | 5445.60 | 421.97 | 5023.63 | 172645.99 |
| 40 | 2028-07 | 5445.60 | 410.03 | 5035.56 | 167610.43 |
| 41 | 2028-08 | 5445.60 | 398.07 | 5047.52 | 162562.90 |
| 42 | 2028-09 | 5445.60 | 386.09 | 5059.51 | 157503.39 |
| 43 | 2028-10 | 5445.60 | 374.07 | 5071.53 | 152431.86 |
| 44 | 2028-11 | 5445.60 | 362.03 | 5083.57 | 147348.29 |
| 45 | 2028-12 | 5445.60 | 349.95 | 5095.65 | 142252.64 |
| 46 | 2029-01 | 5445.60 | 337.85 | 5107.75 | 137144.89 |
| 47 | 2029-02 | 5445.60 | 325.72 | 5119.88 | 132025.01 |
| 48 | 2029-03 | 5445.60 | 313.56 | 5132.04 | 126892.98 |
| 49 | 2029-04 | 5445.60 | 301.37 | 5144.23 | 121748.75 |
| 50 | 2029-05 | 5445.60 | 289.15 | 5156.45 | 116592.30 |
| 51 | 2029-06 | 5445.60 | 276.91 | 5168.69 | 111423.61 |
| 52 | 2029-07 | 5445.60 | 264.63 | 5180.97 | 106242.64 |
| 53 | 2029-08 | 5445.60 | 252.33 | 5193.27 | 101049.37 |
| 54 | 2029-09 | 5445.60 | 239.99 | 5205.61 | 95843.76 |
| 55 | 2029-10 | 5445.60 | 227.63 | 5217.97 | 90625.80 |
| 56 | 2029-11 | 5445.60 | 215.24 | 5230.36 | 85395.43 |
| 57 | 2029-12 | 5445.60 | 202.81 | 5242.78 | 80152.65 |
| 58 | 2030-01 | 5445.60 | 190.36 | 5255.24 | 74897.41 |
| 59 | 2030-02 | 5445.60 | 177.88 | 5267.72 | 69629.70 |
| 60 | 2030-03 | 5445.60 | 165.37 | 5280.23 | 64349.47 |
| 61 | 2030-04 | 5445.60 | 152.83 | 5292.77 | 59056.70 |
| 62 | 2030-05 | 5445.60 | 140.26 | 5305.34 | 53751.36 |
| 63 | 2030-06 | 5445.60 | 127.66 | 5317.94 | 48433.42 |
| 64 | 2030-07 | 5445.60 | 115.03 | 5330.57 | 43102.85 |
| 65 | 2030-08 | 5445.60 | 102.37 | 5343.23 | 37759.62 |
| 66 | 2030-09 | 5445.60 | 89.68 | 5355.92 | 32403.70 |
| 67 | 2030-10 | 5445.60 | 76.96 | 5368.64 | 27035.06 |
| 68 | 2030-11 | 5445.60 | 64.21 | 5381.39 | 21653.67 |
| 69 | 2030-12 | 5445.60 | 51.43 | 5394.17 | 16259.50 |
| 70 | 2031-01 | 5445.60 | 38.62 | 5406.98 | 10852.52 |
| 71 | 2031-02 | 5445.60 | 25.77 | 5419.82 | 5432.70 |
| 72 | 2031-03 | 5445.60 | 12.90 | 5432.70 | 0.00 |
等额本金还款方式：
贷款总额：36万
还款月数：6年
首月还款：5855元
每月递减：11.88元
利息总额：3.12万
本息合计：39.12万
节省利息：875.6元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 5855.00 | 855.00 | 5000.00 | 355000.00 |
| 2 | 2025-05 | 5843.13 | 843.13 | 5000.00 | 350000.00 |
| 3 | 2025-06 | 5831.25 | 831.25 | 5000.00 | 345000.00 |
| 4 | 2025-07 | 5819.38 | 819.38 | 5000.00 | 340000.00 |
| 5 | 2025-08 | 5807.50 | 807.50 | 5000.00 | 335000.00 |
| 6 | 2025-09 | 5795.63 | 795.63 | 5000.00 | 330000.00 |
| 7 | 2025-10 | 5783.75 | 783.75 | 5000.00 | 325000.00 |
| 8 | 2025-11 | 5771.88 | 771.88 | 5000.00 | 320000.00 |
| 9 | 2025-12 | 5760.00 | 760.00 | 5000.00 | 315000.00 |
| 10 | 2026-01 | 5748.13 | 748.13 | 5000.00 | 310000.00 |
| 11 | 2026-02 | 5736.25 | 736.25 | 5000.00 | 305000.00 |
| 12 | 2026-03 | 5724.38 | 724.38 | 5000.00 | 300000.00 |
| 13 | 2026-04 | 5712.50 | 712.50 | 5000.00 | 295000.00 |
| 14 | 2026-05 | 5700.63 | 700.63 | 5000.00 | 290000.00 |
| 15 | 2026-06 | 5688.75 | 688.75 | 5000.00 | 285000.00 |
| 16 | 2026-07 | 5676.88 | 676.88 | 5000.00 | 280000.00 |
| 17 | 2026-08 | 5665.00 | 665.00 | 5000.00 | 275000.00 |
| 18 | 2026-09 | 5653.13 | 653.13 | 5000.00 | 270000.00 |
| 19 | 2026-10 | 5641.25 | 641.25 | 5000.00 | 265000.00 |
| 20 | 2026-11 | 5629.38 | 629.38 | 5000.00 | 260000.00 |
| 21 | 2026-12 | 5617.50 | 617.50 | 5000.00 | 255000.00 |
| 22 | 2027-01 | 5605.63 | 605.63 | 5000.00 | 250000.00 |
| 23 | 2027-02 | 5593.75 | 593.75 | 5000.00 | 245000.00 |
| 24 | 2027-03 | 5581.88 | 581.88 | 5000.00 | 240000.00 |
| 25 | 2027-04 | 5570.00 | 570.00 | 5000.00 | 235000.00 |
| 26 | 2027-05 | 5558.13 | 558.13 | 5000.00 | 230000.00 |
| 27 | 2027-06 | 5546.25 | 546.25 | 5000.00 | 225000.00 |
| 28 | 2027-07 | 5534.38 | 534.38 | 5000.00 | 220000.00 |
| 29 | 2027-08 | 5522.50 | 522.50 | 5000.00 | 215000.00 |
| 30 | 2027-09 | 5510.63 | 510.63 | 5000.00 | 210000.00 |
| 31 | 2027-10 | 5498.75 | 498.75 | 5000.00 | 205000.00 |
| 32 | 2027-11 | 5486.88 | 486.88 | 5000.00 | 200000.00 |
| 33 | 2027-12 | 5475.00 | 475.00 | 5000.00 | 195000.00 |
| 34 | 2028-01 | 5463.13 | 463.13 | 5000.00 | 190000.00 |
| 35 | 2028-02 | 5451.25 | 451.25 | 5000.00 | 185000.00 |
| 36 | 2028-03 | 5439.38 | 439.38 | 5000.00 | 180000.00 |
| 37 | 2028-04 | 5427.50 | 427.50 | 5000.00 | 175000.00 |
| 38 | 2028-05 | 5415.63 | 415.63 | 5000.00 | 170000.00 |
| 39 | 2028-06 | 5403.75 | 403.75 | 5000.00 | 165000.00 |
| 40 | 2028-07 | 5391.88 | 391.88 | 5000.00 | 160000.00 |
| 41 | 2028-08 | 5380.00 | 380.00 | 5000.00 | 155000.00 |
| 42 | 2028-09 | 5368.13 | 368.13 | 5000.00 | 150000.00 |
| 43 | 2028-10 | 5356.25 | 356.25 | 5000.00 | 145000.00 |
| 44 | 2028-11 | 5344.38 | 344.38 | 5000.00 | 140000.00 |
| 45 | 2028-12 | 5332.50 | 332.50 | 5000.00 | 135000.00 |
| 46 | 2029-01 | 5320.63 | 320.63 | 5000.00 | 130000.00 |
| 47 | 2029-02 | 5308.75 | 308.75 | 5000.00 | 125000.00 |
| 48 | 2029-03 | 5296.88 | 296.88 | 5000.00 | 120000.00 |
| 49 | 2029-04 | 5285.00 | 285.00 | 5000.00 | 115000.00 |
| 50 | 2029-05 | 5273.13 | 273.13 | 5000.00 | 110000.00 |
| 51 | 2029-06 | 5261.25 | 261.25 | 5000.00 | 105000.00 |
| 52 | 2029-07 | 5249.38 | 249.38 | 5000.00 | 100000.00 |
| 53 | 2029-08 | 5237.50 | 237.50 | 5000.00 | 95000.00 |
| 54 | 2029-09 | 5225.63 | 225.63 | 5000.00 | 90000.00 |
| 55 | 2029-10 | 5213.75 | 213.75 | 5000.00 | 85000.00 |
| 56 | 2029-11 | 5201.88 | 201.88 | 5000.00 | 80000.00 |
| 57 | 2029-12 | 5190.00 | 190.00 | 5000.00 | 75000.00 |
| 58 | 2030-01 | 5178.13 | 178.13 | 5000.00 | 70000.00 |
| 59 | 2030-02 | 5166.25 | 166.25 | 5000.00 | 65000.00 |
| 60 | 2030-03 | 5154.38 | 154.38 | 5000.00 | 60000.00 |
| 61 | 2030-04 | 5142.50 | 142.50 | 5000.00 | 55000.00 |
| 62 | 2030-05 | 5130.63 | 130.63 | 5000.00 | 50000.00 |
| 63 | 2030-06 | 5118.75 | 118.75 | 5000.00 | 45000.00 |
| 64 | 2030-07 | 5106.88 | 106.88 | 5000.00 | 40000.00 |
| 65 | 2030-08 | 5095.00 | 95.00 | 5000.00 | 35000.00 |
| 66 | 2030-09 | 5083.13 | 83.13 | 5000.00 | 30000.00 |
| 67 | 2030-10 | 5071.25 | 71.25 | 5000.00 | 25000.00 |
| 68 | 2030-11 | 5059.38 | 59.38 | 5000.00 | 20000.00 |
| 69 | 2030-12 | 5047.50 | 47.50 | 5000.00 | 15000.00 |
| 70 | 2031-01 | 5035.63 | 35.63 | 5000.00 | 10000.00 |
| 71 | 2031-02 | 5023.75 | 23.75 | 5000.00 | 5000.00 |
| 72 | 2031-03 | 5011.88 | 11.88 | 5000.00 | 0.00 |