扬州贷款50万（公积金贷款）房贷，还款6年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：50万
还款月数：6年
每月还款：7664.13元
利息总额：5.18万
本息合计：55.18万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 7664.13 | 1375.00 | 6289.13 | 493710.87 |
| 2 | 2025-05 | 7664.13 | 1357.70 | 6306.43 | 487404.44 |
| 3 | 2025-06 | 7664.13 | 1340.36 | 6323.77 | 481080.68 |
| 4 | 2025-07 | 7664.13 | 1322.97 | 6341.16 | 474739.52 |
| 5 | 2025-08 | 7664.13 | 1305.53 | 6358.60 | 468380.92 |
| 6 | 2025-09 | 7664.13 | 1288.05 | 6376.08 | 462004.84 |
| 7 | 2025-10 | 7664.13 | 1270.51 | 6393.62 | 455611.22 |
| 8 | 2025-11 | 7664.13 | 1252.93 | 6411.20 | 449200.02 |
| 9 | 2025-12 | 7664.13 | 1235.30 | 6428.83 | 442771.19 |
| 10 | 2026-01 | 7664.13 | 1217.62 | 6446.51 | 436324.68 |
| 11 | 2026-02 | 7664.13 | 1199.89 | 6464.24 | 429860.44 |
| 12 | 2026-03 | 7664.13 | 1182.12 | 6482.01 | 423378.43 |
| 13 | 2026-04 | 7664.13 | 1164.29 | 6499.84 | 416878.59 |
| 14 | 2026-05 | 7664.13 | 1146.42 | 6517.71 | 410360.88 |
| 15 | 2026-06 | 7664.13 | 1128.49 | 6535.64 | 403825.24 |
| 16 | 2026-07 | 7664.13 | 1110.52 | 6553.61 | 397271.63 |
| 17 | 2026-08 | 7664.13 | 1092.50 | 6571.63 | 390699.99 |
| 18 | 2026-09 | 7664.13 | 1074.42 | 6589.71 | 384110.29 |
| 19 | 2026-10 | 7664.13 | 1056.30 | 6607.83 | 377502.46 |
| 20 | 2026-11 | 7664.13 | 1038.13 | 6626.00 | 370876.46 |
| 21 | 2026-12 | 7664.13 | 1019.91 | 6644.22 | 364232.24 |
| 22 | 2027-01 | 7664.13 | 1001.64 | 6662.49 | 357569.75 |
| 23 | 2027-02 | 7664.13 | 983.32 | 6680.81 | 350888.94 |
| 24 | 2027-03 | 7664.13 | 964.94 | 6699.19 | 344189.75 |
| 25 | 2027-04 | 7664.13 | 946.52 | 6717.61 | 337472.14 |
| 26 | 2027-05 | 7664.13 | 928.05 | 6736.08 | 330736.06 |
| 27 | 2027-06 | 7664.13 | 909.52 | 6754.61 | 323981.46 |
| 28 | 2027-07 | 7664.13 | 890.95 | 6773.18 | 317208.28 |
| 29 | 2027-08 | 7664.13 | 872.32 | 6791.81 | 310416.47 |
| 30 | 2027-09 | 7664.13 | 853.65 | 6810.49 | 303605.98 |
| 31 | 2027-10 | 7664.13 | 834.92 | 6829.21 | 296776.77 |
| 32 | 2027-11 | 7664.13 | 816.14 | 6847.99 | 289928.77 |
| 33 | 2027-12 | 7664.13 | 797.30 | 6866.83 | 283061.95 |
| 34 | 2028-01 | 7664.13 | 778.42 | 6885.71 | 276176.24 |
| 35 | 2028-02 | 7664.13 | 759.48 | 6904.65 | 269271.59 |
| 36 | 2028-03 | 7664.13 | 740.50 | 6923.63 | 262347.96 |
| 37 | 2028-04 | 7664.13 | 721.46 | 6942.67 | 255405.29 |
| 38 | 2028-05 | 7664.13 | 702.36 | 6961.77 | 248443.52 |
| 39 | 2028-06 | 7664.13 | 683.22 | 6980.91 | 241462.61 |
| 40 | 2028-07 | 7664.13 | 664.02 | 7000.11 | 234462.50 |
| 41 | 2028-08 | 7664.13 | 644.77 | 7019.36 | 227443.14 |
| 42 | 2028-09 | 7664.13 | 625.47 | 7038.66 | 220404.48 |
| 43 | 2028-10 | 7664.13 | 606.11 | 7058.02 | 213346.46 |
| 44 | 2028-11 | 7664.13 | 586.70 | 7077.43 | 206269.04 |
| 45 | 2028-12 | 7664.13 | 567.24 | 7096.89 | 199172.15 |
| 46 | 2029-01 | 7664.13 | 547.72 | 7116.41 | 192055.74 |
| 47 | 2029-02 | 7664.13 | 528.15 | 7135.98 | 184919.76 |
| 48 | 2029-03 | 7664.13 | 508.53 | 7155.60 | 177764.16 |
| 49 | 2029-04 | 7664.13 | 488.85 | 7175.28 | 170588.88 |
| 50 | 2029-05 | 7664.13 | 469.12 | 7195.01 | 163393.87 |
| 51 | 2029-06 | 7664.13 | 449.33 | 7214.80 | 156179.07 |
| 52 | 2029-07 | 7664.13 | 429.49 | 7234.64 | 148944.44 |
| 53 | 2029-08 | 7664.13 | 409.60 | 7254.53 | 141689.90 |
| 54 | 2029-09 | 7664.13 | 389.65 | 7274.48 | 134415.42 |
| 55 | 2029-10 | 7664.13 | 369.64 | 7294.49 | 127120.93 |
| 56 | 2029-11 | 7664.13 | 349.58 | 7314.55 | 119806.38 |
| 57 | 2029-12 | 7664.13 | 329.47 | 7334.66 | 112471.72 |
| 58 | 2030-01 | 7664.13 | 309.30 | 7354.83 | 105116.89 |
| 59 | 2030-02 | 7664.13 | 289.07 | 7375.06 | 97741.83 |
| 60 | 2030-03 | 7664.13 | 268.79 | 7395.34 | 90346.49 |
| 61 | 2030-04 | 7664.13 | 248.45 | 7415.68 | 82930.81 |
| 62 | 2030-05 | 7664.13 | 228.06 | 7436.07 | 75494.74 |
| 63 | 2030-06 | 7664.13 | 207.61 | 7456.52 | 68038.22 |
| 64 | 2030-07 | 7664.13 | 187.11 | 7477.03 | 60561.20 |
| 65 | 2030-08 | 7664.13 | 166.54 | 7497.59 | 53063.61 |
| 66 | 2030-09 | 7664.13 | 145.92 | 7518.21 | 45545.40 |
| 67 | 2030-10 | 7664.13 | 125.25 | 7538.88 | 38006.52 |
| 68 | 2030-11 | 7664.13 | 104.52 | 7559.61 | 30446.91 |
| 69 | 2030-12 | 7664.13 | 83.73 | 7580.40 | 22866.51 |
| 70 | 2031-01 | 7664.13 | 62.88 | 7601.25 | 15265.26 |
| 71 | 2031-02 | 7664.13 | 41.98 | 7622.15 | 7643.11 |
| 72 | 2031-03 | 7664.13 | 21.02 | 7643.11 | 0.00 |
等额本金还款方式：
贷款总额：50万
还款月数：6年
首月还款：8319.44元
每月递减：19.1元
利息总额：5.02万
本息合计：55.02万
节省利息：1629.88元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 8319.44 | 1375.00 | 6944.44 | 493055.56 |
| 2 | 2025-05 | 8300.35 | 1355.90 | 6944.44 | 486111.11 |
| 3 | 2025-06 | 8281.25 | 1336.81 | 6944.44 | 479166.67 |
| 4 | 2025-07 | 8262.15 | 1317.71 | 6944.44 | 472222.22 |
| 5 | 2025-08 | 8243.06 | 1298.61 | 6944.44 | 465277.78 |
| 6 | 2025-09 | 8223.96 | 1279.51 | 6944.44 | 458333.33 |
| 7 | 2025-10 | 8204.86 | 1260.42 | 6944.44 | 451388.89 |
| 8 | 2025-11 | 8185.76 | 1241.32 | 6944.44 | 444444.44 |
| 9 | 2025-12 | 8166.67 | 1222.22 | 6944.44 | 437500.00 |
| 10 | 2026-01 | 8147.57 | 1203.13 | 6944.44 | 430555.56 |
| 11 | 2026-02 | 8128.47 | 1184.03 | 6944.44 | 423611.11 |
| 12 | 2026-03 | 8109.38 | 1164.93 | 6944.44 | 416666.67 |
| 13 | 2026-04 | 8090.28 | 1145.83 | 6944.44 | 409722.22 |
| 14 | 2026-05 | 8071.18 | 1126.74 | 6944.44 | 402777.78 |
| 15 | 2026-06 | 8052.08 | 1107.64 | 6944.44 | 395833.33 |
| 16 | 2026-07 | 8032.99 | 1088.54 | 6944.44 | 388888.89 |
| 17 | 2026-08 | 8013.89 | 1069.44 | 6944.44 | 381944.44 |
| 18 | 2026-09 | 7994.79 | 1050.35 | 6944.44 | 375000.00 |
| 19 | 2026-10 | 7975.69 | 1031.25 | 6944.44 | 368055.56 |
| 20 | 2026-11 | 7956.60 | 1012.15 | 6944.44 | 361111.11 |
| 21 | 2026-12 | 7937.50 | 993.06 | 6944.44 | 354166.67 |
| 22 | 2027-01 | 7918.40 | 973.96 | 6944.44 | 347222.22 |
| 23 | 2027-02 | 7899.31 | 954.86 | 6944.44 | 340277.78 |
| 24 | 2027-03 | 7880.21 | 935.76 | 6944.44 | 333333.33 |
| 25 | 2027-04 | 7861.11 | 916.67 | 6944.44 | 326388.89 |
| 26 | 2027-05 | 7842.01 | 897.57 | 6944.44 | 319444.44 |
| 27 | 2027-06 | 7822.92 | 878.47 | 6944.44 | 312500.00 |
| 28 | 2027-07 | 7803.82 | 859.38 | 6944.44 | 305555.56 |
| 29 | 2027-08 | 7784.72 | 840.28 | 6944.44 | 298611.11 |
| 30 | 2027-09 | 7765.63 | 821.18 | 6944.44 | 291666.67 |
| 31 | 2027-10 | 7746.53 | 802.08 | 6944.44 | 284722.22 |
| 32 | 2027-11 | 7727.43 | 782.99 | 6944.44 | 277777.78 |
| 33 | 2027-12 | 7708.33 | 763.89 | 6944.44 | 270833.33 |
| 34 | 2028-01 | 7689.24 | 744.79 | 6944.44 | 263888.89 |
| 35 | 2028-02 | 7670.14 | 725.69 | 6944.44 | 256944.44 |
| 36 | 2028-03 | 7651.04 | 706.60 | 6944.44 | 250000.00 |
| 37 | 2028-04 | 7631.94 | 687.50 | 6944.44 | 243055.56 |
| 38 | 2028-05 | 7612.85 | 668.40 | 6944.44 | 236111.11 |
| 39 | 2028-06 | 7593.75 | 649.31 | 6944.44 | 229166.67 |
| 40 | 2028-07 | 7574.65 | 630.21 | 6944.44 | 222222.22 |
| 41 | 2028-08 | 7555.56 | 611.11 | 6944.44 | 215277.78 |
| 42 | 2028-09 | 7536.46 | 592.01 | 6944.44 | 208333.33 |
| 43 | 2028-10 | 7517.36 | 572.92 | 6944.44 | 201388.89 |
| 44 | 2028-11 | 7498.26 | 553.82 | 6944.44 | 194444.44 |
| 45 | 2028-12 | 7479.17 | 534.72 | 6944.44 | 187500.00 |
| 46 | 2029-01 | 7460.07 | 515.63 | 6944.44 | 180555.56 |
| 47 | 2029-02 | 7440.97 | 496.53 | 6944.44 | 173611.11 |
| 48 | 2029-03 | 7421.88 | 477.43 | 6944.44 | 166666.67 |
| 49 | 2029-04 | 7402.78 | 458.33 | 6944.44 | 159722.22 |
| 50 | 2029-05 | 7383.68 | 439.24 | 6944.44 | 152777.78 |
| 51 | 2029-06 | 7364.58 | 420.14 | 6944.44 | 145833.33 |
| 52 | 2029-07 | 7345.49 | 401.04 | 6944.44 | 138888.89 |
| 53 | 2029-08 | 7326.39 | 381.94 | 6944.44 | 131944.44 |
| 54 | 2029-09 | 7307.29 | 362.85 | 6944.44 | 125000.00 |
| 55 | 2029-10 | 7288.19 | 343.75 | 6944.44 | 118055.56 |
| 56 | 2029-11 | 7269.10 | 324.65 | 6944.44 | 111111.11 |
| 57 | 2029-12 | 7250.00 | 305.56 | 6944.44 | 104166.67 |
| 58 | 2030-01 | 7230.90 | 286.46 | 6944.44 | 97222.22 |
| 59 | 2030-02 | 7211.81 | 267.36 | 6944.44 | 90277.78 |
| 60 | 2030-03 | 7192.71 | 248.26 | 6944.44 | 83333.33 |
| 61 | 2030-04 | 7173.61 | 229.17 | 6944.44 | 76388.89 |
| 62 | 2030-05 | 7154.51 | 210.07 | 6944.44 | 69444.44 |
| 63 | 2030-06 | 7135.42 | 190.97 | 6944.44 | 62500.00 |
| 64 | 2030-07 | 7116.32 | 171.88 | 6944.44 | 55555.56 |
| 65 | 2030-08 | 7097.22 | 152.78 | 6944.44 | 48611.11 |
| 66 | 2030-09 | 7078.13 | 133.68 | 6944.44 | 41666.67 |
| 67 | 2030-10 | 7059.03 | 114.58 | 6944.44 | 34722.22 |
| 68 | 2030-11 | 7039.93 | 95.49 | 6944.44 | 27777.78 |
| 69 | 2030-12 | 7020.83 | 76.39 | 6944.44 | 20833.33 |
| 70 | 2031-01 | 7001.74 | 57.29 | 6944.44 | 13888.89 |
| 71 | 2031-02 | 6982.64 | 38.19 | 6944.44 | 6944.44 |
| 72 | 2031-03 | 6963.54 | 19.10 | 6944.44 | 0.00 |