合肥贷款5000元（公积金贷款）房贷，还款6年10个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：5000元
还款月数：6年10个月
每月还款：67.18元
利息总额：508.58元
本息合计：5508.58元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 67.18 | 11.88 | 55.30 | 4944.70 |
| 2 | 2025-05 | 67.18 | 11.74 | 55.43 | 4889.26 |
| 3 | 2025-06 | 67.18 | 11.61 | 55.57 | 4833.70 |
| 4 | 2025-07 | 67.18 | 11.48 | 55.70 | 4778.00 |
| 5 | 2025-08 | 67.18 | 11.35 | 55.83 | 4722.17 |
| 6 | 2025-09 | 67.18 | 11.22 | 55.96 | 4666.21 |
| 7 | 2025-10 | 67.18 | 11.08 | 56.10 | 4610.11 |
| 8 | 2025-11 | 67.18 | 10.95 | 56.23 | 4553.88 |
| 9 | 2025-12 | 67.18 | 10.82 | 56.36 | 4497.52 |
| 10 | 2026-01 | 67.18 | 10.68 | 56.50 | 4441.02 |
| 11 | 2026-02 | 67.18 | 10.55 | 56.63 | 4384.39 |
| 12 | 2026-03 | 67.18 | 10.41 | 56.76 | 4327.63 |
| 13 | 2026-04 | 67.18 | 10.28 | 56.90 | 4270.73 |
| 14 | 2026-05 | 67.18 | 10.14 | 57.03 | 4213.69 |
| 15 | 2026-06 | 67.18 | 10.01 | 57.17 | 4156.52 |
| 16 | 2026-07 | 67.18 | 9.87 | 57.31 | 4099.22 |
| 17 | 2026-08 | 67.18 | 9.74 | 57.44 | 4041.77 |
| 18 | 2026-09 | 67.18 | 9.60 | 57.58 | 3984.20 |
| 19 | 2026-10 | 67.18 | 9.46 | 57.72 | 3926.48 |
| 20 | 2026-11 | 67.18 | 9.33 | 57.85 | 3868.63 |
| 21 | 2026-12 | 67.18 | 9.19 | 57.99 | 3810.64 |
| 22 | 2027-01 | 67.18 | 9.05 | 58.13 | 3752.51 |
| 23 | 2027-02 | 67.18 | 8.91 | 58.27 | 3694.25 |
| 24 | 2027-03 | 67.18 | 8.77 | 58.40 | 3635.84 |
| 25 | 2027-04 | 67.18 | 8.64 | 58.54 | 3577.30 |
| 26 | 2027-05 | 67.18 | 8.50 | 58.68 | 3518.62 |
| 27 | 2027-06 | 67.18 | 8.36 | 58.82 | 3459.80 |
| 28 | 2027-07 | 67.18 | 8.22 | 58.96 | 3400.83 |
| 29 | 2027-08 | 67.18 | 8.08 | 59.10 | 3341.73 |
| 30 | 2027-09 | 67.18 | 7.94 | 59.24 | 3282.49 |
| 31 | 2027-10 | 67.18 | 7.80 | 59.38 | 3223.11 |
| 32 | 2027-11 | 67.18 | 7.65 | 59.52 | 3163.59 |
| 33 | 2027-12 | 67.18 | 7.51 | 59.66 | 3103.92 |
| 34 | 2028-01 | 67.18 | 7.37 | 59.81 | 3044.12 |
| 35 | 2028-02 | 67.18 | 7.23 | 59.95 | 2984.17 |
| 36 | 2028-03 | 67.18 | 7.09 | 60.09 | 2924.08 |
| 37 | 2028-04 | 67.18 | 6.94 | 60.23 | 2863.85 |
| 38 | 2028-05 | 67.18 | 6.80 | 60.38 | 2803.47 |
| 39 | 2028-06 | 67.18 | 6.66 | 60.52 | 2742.95 |
| 40 | 2028-07 | 67.18 | 6.51 | 60.66 | 2682.29 |
| 41 | 2028-08 | 67.18 | 6.37 | 60.81 | 2621.48 |
| 42 | 2028-09 | 67.18 | 6.23 | 60.95 | 2560.53 |
| 43 | 2028-10 | 67.18 | 6.08 | 61.10 | 2499.43 |
| 44 | 2028-11 | 67.18 | 5.94 | 61.24 | 2438.19 |
| 45 | 2028-12 | 67.18 | 5.79 | 61.39 | 2376.80 |
| 46 | 2029-01 | 67.18 | 5.64 | 61.53 | 2315.27 |
| 47 | 2029-02 | 67.18 | 5.50 | 61.68 | 2253.59 |
| 48 | 2029-03 | 67.18 | 5.35 | 61.83 | 2191.76 |
| 49 | 2029-04 | 67.18 | 5.21 | 61.97 | 2129.79 |
| 50 | 2029-05 | 67.18 | 5.06 | 62.12 | 2067.67 |
| 51 | 2029-06 | 67.18 | 4.91 | 62.27 | 2005.40 |
| 52 | 2029-07 | 67.18 | 4.76 | 62.42 | 1942.99 |
| 53 | 2029-08 | 67.18 | 4.61 | 62.56 | 1880.43 |
| 54 | 2029-09 | 67.18 | 4.47 | 62.71 | 1817.71 |
| 55 | 2029-10 | 67.18 | 4.32 | 62.86 | 1754.85 |
| 56 | 2029-11 | 67.18 | 4.17 | 63.01 | 1691.84 |
| 57 | 2029-12 | 67.18 | 4.02 | 63.16 | 1628.68 |
| 58 | 2030-01 | 67.18 | 3.87 | 63.31 | 1565.37 |
| 59 | 2030-02 | 67.18 | 3.72 | 63.46 | 1501.91 |
| 60 | 2030-03 | 67.18 | 3.57 | 63.61 | 1438.30 |
| 61 | 2030-04 | 67.18 | 3.42 | 63.76 | 1374.54 |
| 62 | 2030-05 | 67.18 | 3.26 | 63.91 | 1310.63 |
| 63 | 2030-06 | 67.18 | 3.11 | 64.07 | 1246.56 |
| 64 | 2030-07 | 67.18 | 2.96 | 64.22 | 1182.35 |
| 65 | 2030-08 | 67.18 | 2.81 | 64.37 | 1117.98 |
| 66 | 2030-09 | 67.18 | 2.66 | 64.52 | 1053.45 |
| 67 | 2030-10 | 67.18 | 2.50 | 64.68 | 988.78 |
| 68 | 2030-11 | 67.18 | 2.35 | 64.83 | 923.95 |
| 69 | 2030-12 | 67.18 | 2.19 | 64.98 | 858.96 |
| 70 | 2031-01 | 67.18 | 2.04 | 65.14 | 793.83 |
| 71 | 2031-02 | 67.18 | 1.89 | 65.29 | 728.53 |
| 72 | 2031-03 | 67.18 | 1.73 | 65.45 | 663.09 |
| 73 | 2031-04 | 67.18 | 1.57 | 65.60 | 597.48 |
| 74 | 2031-05 | 67.18 | 1.42 | 65.76 | 531.72 |
| 75 | 2031-06 | 67.18 | 1.26 | 65.92 | 465.81 |
| 76 | 2031-07 | 67.18 | 1.11 | 66.07 | 399.74 |
| 77 | 2031-08 | 67.18 | 0.95 | 66.23 | 333.51 |
| 78 | 2031-09 | 67.18 | 0.79 | 66.39 | 267.12 |
| 79 | 2031-10 | 67.18 | 0.63 | 66.54 | 200.58 |
| 80 | 2031-11 | 67.18 | 0.48 | 66.70 | 133.88 |
| 81 | 2031-12 | 67.18 | 0.32 | 66.86 | 67.02 |
| 82 | 2032-01 | 67.18 | 0.16 | 67.02 | 0.00 |
等额本金还款方式：
贷款总额：5000元
还款月数：6年10个月
首月还款：72.85元
每月递减：0.14元
利息总额：492.81元
本息合计：5492.81元
节省利息：15.77元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 72.85 | 11.88 | 60.98 | 4939.02 |
| 2 | 2025-05 | 72.71 | 11.73 | 60.98 | 4878.05 |
| 3 | 2025-06 | 72.56 | 11.59 | 60.98 | 4817.07 |
| 4 | 2025-07 | 72.42 | 11.44 | 60.98 | 4756.10 |
| 5 | 2025-08 | 72.27 | 11.30 | 60.98 | 4695.12 |
| 6 | 2025-09 | 72.13 | 11.15 | 60.98 | 4634.15 |
| 7 | 2025-10 | 71.98 | 11.01 | 60.98 | 4573.17 |
| 8 | 2025-11 | 71.84 | 10.86 | 60.98 | 4512.20 |
| 9 | 2025-12 | 71.69 | 10.72 | 60.98 | 4451.22 |
| 10 | 2026-01 | 71.55 | 10.57 | 60.98 | 4390.24 |
| 11 | 2026-02 | 71.40 | 10.43 | 60.98 | 4329.27 |
| 12 | 2026-03 | 71.26 | 10.28 | 60.98 | 4268.29 |
| 13 | 2026-04 | 71.11 | 10.14 | 60.98 | 4207.32 |
| 14 | 2026-05 | 70.97 | 9.99 | 60.98 | 4146.34 |
| 15 | 2026-06 | 70.82 | 9.85 | 60.98 | 4085.37 |
| 16 | 2026-07 | 70.68 | 9.70 | 60.98 | 4024.39 |
| 17 | 2026-08 | 70.53 | 9.56 | 60.98 | 3963.41 |
| 18 | 2026-09 | 70.39 | 9.41 | 60.98 | 3902.44 |
| 19 | 2026-10 | 70.24 | 9.27 | 60.98 | 3841.46 |
| 20 | 2026-11 | 70.10 | 9.12 | 60.98 | 3780.49 |
| 21 | 2026-12 | 69.95 | 8.98 | 60.98 | 3719.51 |
| 22 | 2027-01 | 69.81 | 8.83 | 60.98 | 3658.54 |
| 23 | 2027-02 | 69.66 | 8.69 | 60.98 | 3597.56 |
| 24 | 2027-03 | 69.52 | 8.54 | 60.98 | 3536.59 |
| 25 | 2027-04 | 69.38 | 8.40 | 60.98 | 3475.61 |
| 26 | 2027-05 | 69.23 | 8.25 | 60.98 | 3414.63 |
| 27 | 2027-06 | 69.09 | 8.11 | 60.98 | 3353.66 |
| 28 | 2027-07 | 68.94 | 7.96 | 60.98 | 3292.68 |
| 29 | 2027-08 | 68.80 | 7.82 | 60.98 | 3231.71 |
| 30 | 2027-09 | 68.65 | 7.68 | 60.98 | 3170.73 |
| 31 | 2027-10 | 68.51 | 7.53 | 60.98 | 3109.76 |
| 32 | 2027-11 | 68.36 | 7.39 | 60.98 | 3048.78 |
| 33 | 2027-12 | 68.22 | 7.24 | 60.98 | 2987.80 |
| 34 | 2028-01 | 68.07 | 7.10 | 60.98 | 2926.83 |
| 35 | 2028-02 | 67.93 | 6.95 | 60.98 | 2865.85 |
| 36 | 2028-03 | 67.78 | 6.81 | 60.98 | 2804.88 |
| 37 | 2028-04 | 67.64 | 6.66 | 60.98 | 2743.90 |
| 38 | 2028-05 | 67.49 | 6.52 | 60.98 | 2682.93 |
| 39 | 2028-06 | 67.35 | 6.37 | 60.98 | 2621.95 |
| 40 | 2028-07 | 67.20 | 6.23 | 60.98 | 2560.98 |
| 41 | 2028-08 | 67.06 | 6.08 | 60.98 | 2500.00 |
| 42 | 2028-09 | 66.91 | 5.94 | 60.98 | 2439.02 |
| 43 | 2028-10 | 66.77 | 5.79 | 60.98 | 2378.05 |
| 44 | 2028-11 | 66.62 | 5.65 | 60.98 | 2317.07 |
| 45 | 2028-12 | 66.48 | 5.50 | 60.98 | 2256.10 |
| 46 | 2029-01 | 66.33 | 5.36 | 60.98 | 2195.12 |
| 47 | 2029-02 | 66.19 | 5.21 | 60.98 | 2134.15 |
| 48 | 2029-03 | 66.04 | 5.07 | 60.98 | 2073.17 |
| 49 | 2029-04 | 65.90 | 4.92 | 60.98 | 2012.20 |
| 50 | 2029-05 | 65.75 | 4.78 | 60.98 | 1951.22 |
| 51 | 2029-06 | 65.61 | 4.63 | 60.98 | 1890.24 |
| 52 | 2029-07 | 65.46 | 4.49 | 60.98 | 1829.27 |
| 53 | 2029-08 | 65.32 | 4.34 | 60.98 | 1768.29 |
| 54 | 2029-09 | 65.18 | 4.20 | 60.98 | 1707.32 |
| 55 | 2029-10 | 65.03 | 4.05 | 60.98 | 1646.34 |
| 56 | 2029-11 | 64.89 | 3.91 | 60.98 | 1585.37 |
| 57 | 2029-12 | 64.74 | 3.77 | 60.98 | 1524.39 |
| 58 | 2030-01 | 64.60 | 3.62 | 60.98 | 1463.41 |
| 59 | 2030-02 | 64.45 | 3.48 | 60.98 | 1402.44 |
| 60 | 2030-03 | 64.31 | 3.33 | 60.98 | 1341.46 |
| 61 | 2030-04 | 64.16 | 3.19 | 60.98 | 1280.49 |
| 62 | 2030-05 | 64.02 | 3.04 | 60.98 | 1219.51 |
| 63 | 2030-06 | 63.87 | 2.90 | 60.98 | 1158.54 |
| 64 | 2030-07 | 63.73 | 2.75 | 60.98 | 1097.56 |
| 65 | 2030-08 | 63.58 | 2.61 | 60.98 | 1036.59 |
| 66 | 2030-09 | 63.44 | 2.46 | 60.98 | 975.61 |
| 67 | 2030-10 | 63.29 | 2.32 | 60.98 | 914.63 |
| 68 | 2030-11 | 63.15 | 2.17 | 60.98 | 853.66 |
| 69 | 2030-12 | 63.00 | 2.03 | 60.98 | 792.68 |
| 70 | 2031-01 | 62.86 | 1.88 | 60.98 | 731.71 |
| 71 | 2031-02 | 62.71 | 1.74 | 60.98 | 670.73 |
| 72 | 2031-03 | 62.57 | 1.59 | 60.98 | 609.76 |
| 73 | 2031-04 | 62.42 | 1.45 | 60.98 | 548.78 |
| 74 | 2031-05 | 62.28 | 1.30 | 60.98 | 487.80 |
| 75 | 2031-06 | 62.13 | 1.16 | 60.98 | 426.83 |
| 76 | 2031-07 | 61.99 | 1.01 | 60.98 | 365.85 |
| 77 | 2031-08 | 61.84 | 0.87 | 60.98 | 304.88 |
| 78 | 2031-09 | 61.70 | 0.72 | 60.98 | 243.90 |
| 79 | 2031-10 | 61.55 | 0.58 | 60.98 | 182.93 |
| 80 | 2031-11 | 61.41 | 0.43 | 60.98 | 121.95 |
| 81 | 2031-12 | 61.27 | 0.29 | 60.98 | 60.98 |
| 82 | 2032-01 | 61.12 | 0.14 | 60.98 | 0.00 |