合肥贷款13万（公积金贷款）房贷，还款6年11个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：13万
还款月数：6年11个月
每月还款：1727.56元
利息总额：1.34万
本息合计：14.34万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 1727.56 | 308.75 | 1418.81 | 128581.19 |
| 2 | 2025-05 | 1727.56 | 305.38 | 1422.18 | 127159.01 |
| 3 | 2025-06 | 1727.56 | 302.00 | 1425.56 | 125733.45 |
| 4 | 2025-07 | 1727.56 | 298.62 | 1428.94 | 124304.50 |
| 5 | 2025-08 | 1727.56 | 295.22 | 1432.34 | 122872.16 |
| 6 | 2025-09 | 1727.56 | 291.82 | 1435.74 | 121436.42 |
| 7 | 2025-10 | 1727.56 | 288.41 | 1439.15 | 119997.27 |
| 8 | 2025-11 | 1727.56 | 284.99 | 1442.57 | 118554.70 |
| 9 | 2025-12 | 1727.56 | 281.57 | 1445.99 | 117108.71 |
| 10 | 2026-01 | 1727.56 | 278.13 | 1449.43 | 115659.28 |
| 11 | 2026-02 | 1727.56 | 274.69 | 1452.87 | 114206.41 |
| 12 | 2026-03 | 1727.56 | 271.24 | 1456.32 | 112750.09 |
| 13 | 2026-04 | 1727.56 | 267.78 | 1459.78 | 111290.31 |
| 14 | 2026-05 | 1727.56 | 264.31 | 1463.25 | 109827.06 |
| 15 | 2026-06 | 1727.56 | 260.84 | 1466.72 | 108360.34 |
| 16 | 2026-07 | 1727.56 | 257.36 | 1470.21 | 106890.13 |
| 17 | 2026-08 | 1727.56 | 253.86 | 1473.70 | 105416.43 |
| 18 | 2026-09 | 1727.56 | 250.36 | 1477.20 | 103939.24 |
| 19 | 2026-10 | 1727.56 | 246.86 | 1480.71 | 102458.53 |
| 20 | 2026-11 | 1727.56 | 243.34 | 1484.22 | 100974.31 |
| 21 | 2026-12 | 1727.56 | 239.81 | 1487.75 | 99486.56 |
| 22 | 2027-01 | 1727.56 | 236.28 | 1491.28 | 97995.28 |
| 23 | 2027-02 | 1727.56 | 232.74 | 1494.82 | 96500.46 |
| 24 | 2027-03 | 1727.56 | 229.19 | 1498.37 | 95002.08 |
| 25 | 2027-04 | 1727.56 | 225.63 | 1501.93 | 93500.15 |
| 26 | 2027-05 | 1727.56 | 222.06 | 1505.50 | 91994.65 |
| 27 | 2027-06 | 1727.56 | 218.49 | 1509.07 | 90485.58 |
| 28 | 2027-07 | 1727.56 | 214.90 | 1512.66 | 88972.92 |
| 29 | 2027-08 | 1727.56 | 211.31 | 1516.25 | 87456.67 |
| 30 | 2027-09 | 1727.56 | 207.71 | 1519.85 | 85936.82 |
| 31 | 2027-10 | 1727.56 | 204.10 | 1523.46 | 84413.35 |
| 32 | 2027-11 | 1727.56 | 200.48 | 1527.08 | 82886.27 |
| 33 | 2027-12 | 1727.56 | 196.85 | 1530.71 | 81355.57 |
| 34 | 2028-01 | 1727.56 | 193.22 | 1534.34 | 79821.22 |
| 35 | 2028-02 | 1727.56 | 189.58 | 1537.99 | 78283.24 |
| 36 | 2028-03 | 1727.56 | 185.92 | 1541.64 | 76741.60 |
| 37 | 2028-04 | 1727.56 | 182.26 | 1545.30 | 75196.30 |
| 38 | 2028-05 | 1727.56 | 178.59 | 1548.97 | 73647.33 |
| 39 | 2028-06 | 1727.56 | 174.91 | 1552.65 | 72094.68 |
| 40 | 2028-07 | 1727.56 | 171.22 | 1556.34 | 70538.34 |
| 41 | 2028-08 | 1727.56 | 167.53 | 1560.03 | 68978.31 |
| 42 | 2028-09 | 1727.56 | 163.82 | 1563.74 | 67414.57 |
| 43 | 2028-10 | 1727.56 | 160.11 | 1567.45 | 65847.12 |
| 44 | 2028-11 | 1727.56 | 156.39 | 1571.17 | 64275.94 |
| 45 | 2028-12 | 1727.56 | 152.66 | 1574.91 | 62701.04 |
| 46 | 2029-01 | 1727.56 | 148.91 | 1578.65 | 61122.39 |
| 47 | 2029-02 | 1727.56 | 145.17 | 1582.40 | 59539.99 |
| 48 | 2029-03 | 1727.56 | 141.41 | 1586.15 | 57953.84 |
| 49 | 2029-04 | 1727.56 | 137.64 | 1589.92 | 56363.92 |
| 50 | 2029-05 | 1727.56 | 133.86 | 1593.70 | 54770.22 |
| 51 | 2029-06 | 1727.56 | 130.08 | 1597.48 | 53172.74 |
| 52 | 2029-07 | 1727.56 | 126.29 | 1601.28 | 51571.46 |
| 53 | 2029-08 | 1727.56 | 122.48 | 1605.08 | 49966.38 |
| 54 | 2029-09 | 1727.56 | 118.67 | 1608.89 | 48357.49 |
| 55 | 2029-10 | 1727.56 | 114.85 | 1612.71 | 46744.78 |
| 56 | 2029-11 | 1727.56 | 111.02 | 1616.54 | 45128.23 |
| 57 | 2029-12 | 1727.56 | 107.18 | 1620.38 | 43507.85 |
| 58 | 2030-01 | 1727.56 | 103.33 | 1624.23 | 41883.62 |
| 59 | 2030-02 | 1727.56 | 99.47 | 1628.09 | 40255.53 |
| 60 | 2030-03 | 1727.56 | 95.61 | 1631.95 | 38623.58 |
| 61 | 2030-04 | 1727.56 | 91.73 | 1635.83 | 36987.75 |
| 62 | 2030-05 | 1727.56 | 87.85 | 1639.72 | 35348.03 |
| 63 | 2030-06 | 1727.56 | 83.95 | 1643.61 | 33704.42 |
| 64 | 2030-07 | 1727.56 | 80.05 | 1647.51 | 32056.91 |
| 65 | 2030-08 | 1727.56 | 76.14 | 1651.43 | 30405.48 |
| 66 | 2030-09 | 1727.56 | 72.21 | 1655.35 | 28750.13 |
| 67 | 2030-10 | 1727.56 | 68.28 | 1659.28 | 27090.85 |
| 68 | 2030-11 | 1727.56 | 64.34 | 1663.22 | 25427.63 |
| 69 | 2030-12 | 1727.56 | 60.39 | 1667.17 | 23760.46 |
| 70 | 2031-01 | 1727.56 | 56.43 | 1671.13 | 22089.33 |
| 71 | 2031-02 | 1727.56 | 52.46 | 1675.10 | 20414.23 |
| 72 | 2031-03 | 1727.56 | 48.48 | 1679.08 | 18735.15 |
| 73 | 2031-04 | 1727.56 | 44.50 | 1683.07 | 17052.08 |
| 74 | 2031-05 | 1727.56 | 40.50 | 1687.06 | 15365.02 |
| 75 | 2031-06 | 1727.56 | 36.49 | 1691.07 | 13673.95 |
| 76 | 2031-07 | 1727.56 | 32.48 | 1695.09 | 11978.86 |
| 77 | 2031-08 | 1727.56 | 28.45 | 1699.11 | 10279.75 |
| 78 | 2031-09 | 1727.56 | 24.41 | 1703.15 | 8576.60 |
| 79 | 2031-10 | 1727.56 | 20.37 | 1707.19 | 6869.41 |
| 80 | 2031-11 | 1727.56 | 16.31 | 1711.25 | 5158.16 |
| 81 | 2031-12 | 1727.56 | 12.25 | 1715.31 | 3442.85 |
| 82 | 2032-01 | 1727.56 | 8.18 | 1719.39 | 1723.47 |
| 83 | 2032-02 | 1727.56 | 4.09 | 1723.47 | 0.00 |
等额本金还款方式：
贷款总额：13万
还款月数：6年11个月
首月还款：1875.02元
每月递减：3.72元
利息总额：1.3万
本息合计：14.3万
节省利息：420.13元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 1875.02 | 308.75 | 1566.27 | 128433.73 |
| 2 | 2025-05 | 1871.30 | 305.03 | 1566.27 | 126867.47 |
| 3 | 2025-06 | 1867.58 | 301.31 | 1566.27 | 125301.20 |
| 4 | 2025-07 | 1863.86 | 297.59 | 1566.27 | 123734.94 |
| 5 | 2025-08 | 1860.14 | 293.87 | 1566.27 | 122168.67 |
| 6 | 2025-09 | 1856.42 | 290.15 | 1566.27 | 120602.41 |
| 7 | 2025-10 | 1852.70 | 286.43 | 1566.27 | 119036.14 |
| 8 | 2025-11 | 1848.98 | 282.71 | 1566.27 | 117469.88 |
| 9 | 2025-12 | 1845.26 | 278.99 | 1566.27 | 115903.61 |
| 10 | 2026-01 | 1841.54 | 275.27 | 1566.27 | 114337.35 |
| 11 | 2026-02 | 1837.82 | 271.55 | 1566.27 | 112771.08 |
| 12 | 2026-03 | 1834.10 | 267.83 | 1566.27 | 111204.82 |
| 13 | 2026-04 | 1830.38 | 264.11 | 1566.27 | 109638.55 |
| 14 | 2026-05 | 1826.66 | 260.39 | 1566.27 | 108072.29 |
| 15 | 2026-06 | 1822.94 | 256.67 | 1566.27 | 106506.02 |
| 16 | 2026-07 | 1819.22 | 252.95 | 1566.27 | 104939.76 |
| 17 | 2026-08 | 1815.50 | 249.23 | 1566.27 | 103373.49 |
| 18 | 2026-09 | 1811.78 | 245.51 | 1566.27 | 101807.23 |
| 19 | 2026-10 | 1808.06 | 241.79 | 1566.27 | 100240.96 |
| 20 | 2026-11 | 1804.34 | 238.07 | 1566.27 | 98674.70 |
| 21 | 2026-12 | 1800.62 | 234.35 | 1566.27 | 97108.43 |
| 22 | 2027-01 | 1796.90 | 230.63 | 1566.27 | 95542.17 |
| 23 | 2027-02 | 1793.18 | 226.91 | 1566.27 | 93975.90 |
| 24 | 2027-03 | 1789.46 | 223.19 | 1566.27 | 92409.64 |
| 25 | 2027-04 | 1785.74 | 219.47 | 1566.27 | 90843.37 |
| 26 | 2027-05 | 1782.02 | 215.75 | 1566.27 | 89277.11 |
| 27 | 2027-06 | 1778.30 | 212.03 | 1566.27 | 87710.84 |
| 28 | 2027-07 | 1774.58 | 208.31 | 1566.27 | 86144.58 |
| 29 | 2027-08 | 1770.86 | 204.59 | 1566.27 | 84578.31 |
| 30 | 2027-09 | 1767.14 | 200.87 | 1566.27 | 83012.05 |
| 31 | 2027-10 | 1763.42 | 197.15 | 1566.27 | 81445.78 |
| 32 | 2027-11 | 1759.70 | 193.43 | 1566.27 | 79879.52 |
| 33 | 2027-12 | 1755.98 | 189.71 | 1566.27 | 78313.25 |
| 34 | 2028-01 | 1752.26 | 185.99 | 1566.27 | 76746.99 |
| 35 | 2028-02 | 1748.54 | 182.27 | 1566.27 | 75180.72 |
| 36 | 2028-03 | 1744.82 | 178.55 | 1566.27 | 73614.46 |
| 37 | 2028-04 | 1741.10 | 174.83 | 1566.27 | 72048.19 |
| 38 | 2028-05 | 1737.38 | 171.11 | 1566.27 | 70481.93 |
| 39 | 2028-06 | 1733.66 | 167.39 | 1566.27 | 68915.66 |
| 40 | 2028-07 | 1729.94 | 163.67 | 1566.27 | 67349.40 |
| 41 | 2028-08 | 1726.22 | 159.95 | 1566.27 | 65783.13 |
| 42 | 2028-09 | 1722.50 | 156.23 | 1566.27 | 64216.87 |
| 43 | 2028-10 | 1718.78 | 152.52 | 1566.27 | 62650.60 |
| 44 | 2028-11 | 1715.06 | 148.80 | 1566.27 | 61084.34 |
| 45 | 2028-12 | 1711.34 | 145.08 | 1566.27 | 59518.07 |
| 46 | 2029-01 | 1707.62 | 141.36 | 1566.27 | 57951.81 |
| 47 | 2029-02 | 1703.90 | 137.64 | 1566.27 | 56385.54 |
| 48 | 2029-03 | 1700.18 | 133.92 | 1566.27 | 54819.28 |
| 49 | 2029-04 | 1696.46 | 130.20 | 1566.27 | 53253.01 |
| 50 | 2029-05 | 1692.74 | 126.48 | 1566.27 | 51686.75 |
| 51 | 2029-06 | 1689.02 | 122.76 | 1566.27 | 50120.48 |
| 52 | 2029-07 | 1685.30 | 119.04 | 1566.27 | 48554.22 |
| 53 | 2029-08 | 1681.58 | 115.32 | 1566.27 | 46987.95 |
| 54 | 2029-09 | 1677.86 | 111.60 | 1566.27 | 45421.69 |
| 55 | 2029-10 | 1674.14 | 107.88 | 1566.27 | 43855.42 |
| 56 | 2029-11 | 1670.42 | 104.16 | 1566.27 | 42289.16 |
| 57 | 2029-12 | 1666.70 | 100.44 | 1566.27 | 40722.89 |
| 58 | 2030-01 | 1662.98 | 96.72 | 1566.27 | 39156.63 |
| 59 | 2030-02 | 1659.26 | 93.00 | 1566.27 | 37590.36 |
| 60 | 2030-03 | 1655.54 | 89.28 | 1566.27 | 36024.10 |
| 61 | 2030-04 | 1651.82 | 85.56 | 1566.27 | 34457.83 |
| 62 | 2030-05 | 1648.10 | 81.84 | 1566.27 | 32891.57 |
| 63 | 2030-06 | 1644.38 | 78.12 | 1566.27 | 31325.30 |
| 64 | 2030-07 | 1640.66 | 74.40 | 1566.27 | 29759.04 |
| 65 | 2030-08 | 1636.94 | 70.68 | 1566.27 | 28192.77 |
| 66 | 2030-09 | 1633.22 | 66.96 | 1566.27 | 26626.51 |
| 67 | 2030-10 | 1629.50 | 63.24 | 1566.27 | 25060.24 |
| 68 | 2030-11 | 1625.78 | 59.52 | 1566.27 | 23493.98 |
| 69 | 2030-12 | 1622.06 | 55.80 | 1566.27 | 21927.71 |
| 70 | 2031-01 | 1618.34 | 52.08 | 1566.27 | 20361.45 |
| 71 | 2031-02 | 1614.62 | 48.36 | 1566.27 | 18795.18 |
| 72 | 2031-03 | 1610.90 | 44.64 | 1566.27 | 17228.92 |
| 73 | 2031-04 | 1607.18 | 40.92 | 1566.27 | 15662.65 |
| 74 | 2031-05 | 1603.46 | 37.20 | 1566.27 | 14096.39 |
| 75 | 2031-06 | 1599.74 | 33.48 | 1566.27 | 12530.12 |
| 76 | 2031-07 | 1596.02 | 29.76 | 1566.27 | 10963.86 |
| 77 | 2031-08 | 1592.30 | 26.04 | 1566.27 | 9397.59 |
| 78 | 2031-09 | 1588.58 | 22.32 | 1566.27 | 7831.33 |
| 79 | 2031-10 | 1584.86 | 18.60 | 1566.27 | 6265.06 |
| 80 | 2031-11 | 1581.14 | 14.88 | 1566.27 | 4698.80 |
| 81 | 2031-12 | 1577.42 | 11.16 | 1566.27 | 3132.53 |
| 82 | 2032-01 | 1573.70 | 7.44 | 1566.27 | 1566.27 |
| 83 | 2032-02 | 1569.98 | 3.72 | 1566.27 | 0.00 |