深圳贷款25万（公积金贷款）房贷，还款4年2个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：25万
还款月数：4年2个月
每月还款：5352.94元
利息总额：1.76万
本息合计：26.76万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 5352.94 | 677.08 | 4675.85 | 245324.15 |
| 2 | 2025-04 | 5352.94 | 664.42 | 4688.52 | 240635.63 |
| 3 | 2025-05 | 5352.94 | 651.72 | 4701.22 | 235934.41 |
| 4 | 2025-06 | 5352.94 | 638.99 | 4713.95 | 231220.46 |
| 5 | 2025-07 | 5352.94 | 626.22 | 4726.72 | 226493.75 |
| 6 | 2025-08 | 5352.94 | 613.42 | 4739.52 | 221754.23 |
| 7 | 2025-09 | 5352.94 | 600.58 | 4752.35 | 217001.88 |
| 8 | 2025-10 | 5352.94 | 587.71 | 4765.22 | 212236.65 |
| 9 | 2025-11 | 5352.94 | 574.81 | 4778.13 | 207458.52 |
| 10 | 2025-12 | 5352.94 | 561.87 | 4791.07 | 202667.45 |
| 11 | 2026-01 | 5352.94 | 548.89 | 4804.05 | 197863.41 |
| 12 | 2026-02 | 5352.94 | 535.88 | 4817.06 | 193046.35 |
| 13 | 2026-03 | 5352.94 | 522.83 | 4830.10 | 188216.25 |
| 14 | 2026-04 | 5352.94 | 509.75 | 4843.19 | 183373.06 |
| 15 | 2026-05 | 5352.94 | 496.64 | 4856.30 | 178516.76 |
| 16 | 2026-06 | 5352.94 | 483.48 | 4869.45 | 173647.30 |
| 17 | 2026-07 | 5352.94 | 470.29 | 4882.64 | 168764.66 |
| 18 | 2026-08 | 5352.94 | 457.07 | 4895.87 | 163868.79 |
| 19 | 2026-09 | 5352.94 | 443.81 | 4909.13 | 158959.67 |
| 20 | 2026-10 | 5352.94 | 430.52 | 4922.42 | 154037.25 |
| 21 | 2026-11 | 5352.94 | 417.18 | 4935.75 | 149101.49 |
| 22 | 2026-12 | 5352.94 | 403.82 | 4949.12 | 144152.37 |
| 23 | 2027-01 | 5352.94 | 390.41 | 4962.52 | 139189.85 |
| 24 | 2027-02 | 5352.94 | 376.97 | 4975.96 | 134213.88 |
| 25 | 2027-03 | 5352.94 | 363.50 | 4989.44 | 129224.44 |
| 26 | 2027-04 | 5352.94 | 349.98 | 5002.95 | 124221.49 |
| 27 | 2027-05 | 5352.94 | 336.43 | 5016.50 | 119204.98 |
| 28 | 2027-06 | 5352.94 | 322.85 | 5030.09 | 114174.89 |
| 29 | 2027-07 | 5352.94 | 309.22 | 5043.71 | 109131.18 |
| 30 | 2027-08 | 5352.94 | 295.56 | 5057.37 | 104073.80 |
| 31 | 2027-09 | 5352.94 | 281.87 | 5071.07 | 99002.73 |
| 32 | 2027-10 | 5352.94 | 268.13 | 5084.81 | 93917.93 |
| 33 | 2027-11 | 5352.94 | 254.36 | 5098.58 | 88819.35 |
| 34 | 2027-12 | 5352.94 | 240.55 | 5112.39 | 83706.97 |
| 35 | 2028-01 | 5352.94 | 226.71 | 5126.23 | 78580.74 |
| 36 | 2028-02 | 5352.94 | 212.82 | 5140.11 | 73440.62 |
| 37 | 2028-03 | 5352.94 | 198.90 | 5154.04 | 68286.58 |
| 38 | 2028-04 | 5352.94 | 184.94 | 5167.99 | 63118.59 |
| 39 | 2028-05 | 5352.94 | 170.95 | 5181.99 | 57936.60 |
| 40 | 2028-06 | 5352.94 | 156.91 | 5196.03 | 52740.57 |
| 41 | 2028-07 | 5352.94 | 142.84 | 5210.10 | 47530.47 |
| 42 | 2028-08 | 5352.94 | 128.73 | 5224.21 | 42306.27 |
| 43 | 2028-09 | 5352.94 | 114.58 | 5238.36 | 37067.91 |
| 44 | 2028-10 | 5352.94 | 100.39 | 5252.55 | 31815.36 |
| 45 | 2028-11 | 5352.94 | 86.17 | 5266.77 | 26548.59 |
| 46 | 2028-12 | 5352.94 | 71.90 | 5281.04 | 21267.56 |
| 47 | 2029-01 | 5352.94 | 57.60 | 5295.34 | 15972.22 |
| 48 | 2029-02 | 5352.94 | 43.26 | 5309.68 | 10662.54 |
| 49 | 2029-03 | 5352.94 | 28.88 | 5324.06 | 5338.48 |
| 50 | 2029-04 | 5352.94 | 14.46 | 5338.48 | 0.00 |
等额本金还款方式：
贷款总额：25万
还款月数：4年2个月
首月还款：5677.08元
每月递减：13.54元
利息总额：1.73万
本息合计：26.73万
节省利息：381.25元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 5677.08 | 677.08 | 5000.00 | 245000.00 |
| 2 | 2025-04 | 5663.54 | 663.54 | 5000.00 | 240000.00 |
| 3 | 2025-05 | 5650.00 | 650.00 | 5000.00 | 235000.00 |
| 4 | 2025-06 | 5636.46 | 636.46 | 5000.00 | 230000.00 |
| 5 | 2025-07 | 5622.92 | 622.92 | 5000.00 | 225000.00 |
| 6 | 2025-08 | 5609.38 | 609.38 | 5000.00 | 220000.00 |
| 7 | 2025-09 | 5595.83 | 595.83 | 5000.00 | 215000.00 |
| 8 | 2025-10 | 5582.29 | 582.29 | 5000.00 | 210000.00 |
| 9 | 2025-11 | 5568.75 | 568.75 | 5000.00 | 205000.00 |
| 10 | 2025-12 | 5555.21 | 555.21 | 5000.00 | 200000.00 |
| 11 | 2026-01 | 5541.67 | 541.67 | 5000.00 | 195000.00 |
| 12 | 2026-02 | 5528.13 | 528.13 | 5000.00 | 190000.00 |
| 13 | 2026-03 | 5514.58 | 514.58 | 5000.00 | 185000.00 |
| 14 | 2026-04 | 5501.04 | 501.04 | 5000.00 | 180000.00 |
| 15 | 2026-05 | 5487.50 | 487.50 | 5000.00 | 175000.00 |
| 16 | 2026-06 | 5473.96 | 473.96 | 5000.00 | 170000.00 |
| 17 | 2026-07 | 5460.42 | 460.42 | 5000.00 | 165000.00 |
| 18 | 2026-08 | 5446.88 | 446.88 | 5000.00 | 160000.00 |
| 19 | 2026-09 | 5433.33 | 433.33 | 5000.00 | 155000.00 |
| 20 | 2026-10 | 5419.79 | 419.79 | 5000.00 | 150000.00 |
| 21 | 2026-11 | 5406.25 | 406.25 | 5000.00 | 145000.00 |
| 22 | 2026-12 | 5392.71 | 392.71 | 5000.00 | 140000.00 |
| 23 | 2027-01 | 5379.17 | 379.17 | 5000.00 | 135000.00 |
| 24 | 2027-02 | 5365.63 | 365.63 | 5000.00 | 130000.00 |
| 25 | 2027-03 | 5352.08 | 352.08 | 5000.00 | 125000.00 |
| 26 | 2027-04 | 5338.54 | 338.54 | 5000.00 | 120000.00 |
| 27 | 2027-05 | 5325.00 | 325.00 | 5000.00 | 115000.00 |
| 28 | 2027-06 | 5311.46 | 311.46 | 5000.00 | 110000.00 |
| 29 | 2027-07 | 5297.92 | 297.92 | 5000.00 | 105000.00 |
| 30 | 2027-08 | 5284.38 | 284.38 | 5000.00 | 100000.00 |
| 31 | 2027-09 | 5270.83 | 270.83 | 5000.00 | 95000.00 |
| 32 | 2027-10 | 5257.29 | 257.29 | 5000.00 | 90000.00 |
| 33 | 2027-11 | 5243.75 | 243.75 | 5000.00 | 85000.00 |
| 34 | 2027-12 | 5230.21 | 230.21 | 5000.00 | 80000.00 |
| 35 | 2028-01 | 5216.67 | 216.67 | 5000.00 | 75000.00 |
| 36 | 2028-02 | 5203.13 | 203.13 | 5000.00 | 70000.00 |
| 37 | 2028-03 | 5189.58 | 189.58 | 5000.00 | 65000.00 |
| 38 | 2028-04 | 5176.04 | 176.04 | 5000.00 | 60000.00 |
| 39 | 2028-05 | 5162.50 | 162.50 | 5000.00 | 55000.00 |
| 40 | 2028-06 | 5148.96 | 148.96 | 5000.00 | 50000.00 |
| 41 | 2028-07 | 5135.42 | 135.42 | 5000.00 | 45000.00 |
| 42 | 2028-08 | 5121.88 | 121.88 | 5000.00 | 40000.00 |
| 43 | 2028-09 | 5108.33 | 108.33 | 5000.00 | 35000.00 |
| 44 | 2028-10 | 5094.79 | 94.79 | 5000.00 | 30000.00 |
| 45 | 2028-11 | 5081.25 | 81.25 | 5000.00 | 25000.00 |
| 46 | 2028-12 | 5067.71 | 67.71 | 5000.00 | 20000.00 |
| 47 | 2029-01 | 5054.17 | 54.17 | 5000.00 | 15000.00 |
| 48 | 2029-02 | 5040.63 | 40.63 | 5000.00 | 10000.00 |
| 49 | 2029-03 | 5027.08 | 27.08 | 5000.00 | 5000.00 |
| 50 | 2029-04 | 5013.54 | 13.54 | 5000.00 | 0.00 |