深圳贷款71万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：71万
还款月数：5年
每月还款：12836.8元
利息总额：6.02万
本息合计：77.02万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 12836.80 | 1922.92 | 10913.88 | 699086.12 |
| 2 | 2025-04 | 12836.80 | 1893.36 | 10943.44 | 688142.67 |
| 3 | 2025-05 | 12836.80 | 1863.72 | 10973.08 | 677169.59 |
| 4 | 2025-06 | 12836.80 | 1834.00 | 11002.80 | 666166.79 |
| 5 | 2025-07 | 12836.80 | 1804.20 | 11032.60 | 655134.19 |
| 6 | 2025-08 | 12836.80 | 1774.32 | 11062.48 | 644071.71 |
| 7 | 2025-09 | 12836.80 | 1744.36 | 11092.44 | 632979.27 |
| 8 | 2025-10 | 12836.80 | 1714.32 | 11122.48 | 621856.79 |
| 9 | 2025-11 | 12836.80 | 1684.20 | 11152.61 | 610704.18 |
| 10 | 2025-12 | 12836.80 | 1653.99 | 11182.81 | 599521.37 |
| 11 | 2026-01 | 12836.80 | 1623.70 | 11213.10 | 588308.27 |
| 12 | 2026-02 | 12836.80 | 1593.33 | 11243.47 | 577064.80 |
| 13 | 2026-03 | 12836.80 | 1562.88 | 11273.92 | 565790.89 |
| 14 | 2026-04 | 12836.80 | 1532.35 | 11304.45 | 554486.43 |
| 15 | 2026-05 | 12836.80 | 1501.73 | 11335.07 | 543151.37 |
| 16 | 2026-06 | 12836.80 | 1471.03 | 11365.77 | 531785.60 |
| 17 | 2026-07 | 12836.80 | 1440.25 | 11396.55 | 520389.05 |
| 18 | 2026-08 | 12836.80 | 1409.39 | 11427.41 | 508961.64 |
| 19 | 2026-09 | 12836.80 | 1378.44 | 11458.36 | 497503.27 |
| 20 | 2026-10 | 12836.80 | 1347.40 | 11489.40 | 486013.88 |
| 21 | 2026-11 | 12836.80 | 1316.29 | 11520.51 | 474493.36 |
| 22 | 2026-12 | 12836.80 | 1285.09 | 11551.72 | 462941.65 |
| 23 | 2027-01 | 12836.80 | 1253.80 | 11583.00 | 451358.65 |
| 24 | 2027-02 | 12836.80 | 1222.43 | 11614.37 | 439744.27 |
| 25 | 2027-03 | 12836.80 | 1190.97 | 11645.83 | 428098.45 |
| 26 | 2027-04 | 12836.80 | 1159.43 | 11677.37 | 416421.08 |
| 27 | 2027-05 | 12836.80 | 1127.81 | 11708.99 | 404712.08 |
| 28 | 2027-06 | 12836.80 | 1096.10 | 11740.71 | 392971.38 |
| 29 | 2027-07 | 12836.80 | 1064.30 | 11772.50 | 381198.87 |
| 30 | 2027-08 | 12836.80 | 1032.41 | 11804.39 | 369394.48 |
| 31 | 2027-09 | 12836.80 | 1000.44 | 11836.36 | 357558.13 |
| 32 | 2027-10 | 12836.80 | 968.39 | 11868.42 | 345689.71 |
| 33 | 2027-11 | 12836.80 | 936.24 | 11900.56 | 333789.15 |
| 34 | 2027-12 | 12836.80 | 904.01 | 11932.79 | 321856.36 |
| 35 | 2028-01 | 12836.80 | 871.69 | 11965.11 | 309891.26 |
| 36 | 2028-02 | 12836.80 | 839.29 | 11997.51 | 297893.74 |
| 37 | 2028-03 | 12836.80 | 806.80 | 12030.01 | 285863.74 |
| 38 | 2028-04 | 12836.80 | 774.21 | 12062.59 | 273801.15 |
| 39 | 2028-05 | 12836.80 | 741.54 | 12095.26 | 261705.89 |
| 40 | 2028-06 | 12836.80 | 708.79 | 12128.01 | 249577.88 |
| 41 | 2028-07 | 12836.80 | 675.94 | 12160.86 | 237417.02 |
| 42 | 2028-08 | 12836.80 | 643.00 | 12193.80 | 225223.22 |
| 43 | 2028-09 | 12836.80 | 609.98 | 12226.82 | 212996.40 |
| 44 | 2028-10 | 12836.80 | 576.87 | 12259.94 | 200736.46 |
| 45 | 2028-11 | 12836.80 | 543.66 | 12293.14 | 188443.32 |
| 46 | 2028-12 | 12836.80 | 510.37 | 12326.43 | 176116.89 |
| 47 | 2029-01 | 12836.80 | 476.98 | 12359.82 | 163757.07 |
| 48 | 2029-02 | 12836.80 | 443.51 | 12393.29 | 151363.77 |
| 49 | 2029-03 | 12836.80 | 409.94 | 12426.86 | 138936.92 |
| 50 | 2029-04 | 12836.80 | 376.29 | 12460.51 | 126476.40 |
| 51 | 2029-05 | 12836.80 | 342.54 | 12494.26 | 113982.14 |
| 52 | 2029-06 | 12836.80 | 308.70 | 12528.10 | 101454.04 |
| 53 | 2029-07 | 12836.80 | 274.77 | 12562.03 | 88892.01 |
| 54 | 2029-08 | 12836.80 | 240.75 | 12596.05 | 76295.96 |
| 55 | 2029-09 | 12836.80 | 206.63 | 12630.17 | 63665.79 |
| 56 | 2029-10 | 12836.80 | 172.43 | 12664.37 | 51001.42 |
| 57 | 2029-11 | 12836.80 | 138.13 | 12698.67 | 38302.74 |
| 58 | 2029-12 | 12836.80 | 103.74 | 12733.07 | 25569.68 |
| 59 | 2030-01 | 12836.80 | 69.25 | 12767.55 | 12802.13 |
| 60 | 2030-02 | 12836.80 | 34.67 | 12802.13 | 0.00 |
等额本金还款方式：
贷款总额：71万
还款月数：5年
首月还款：13756.25元
每月递减：32.05元
利息总额：5.86万
本息合计：76.86万
节省利息：1559.14元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 13756.25 | 1922.92 | 11833.33 | 698166.67 |
| 2 | 2025-04 | 13724.20 | 1890.87 | 11833.33 | 686333.33 |
| 3 | 2025-05 | 13692.15 | 1858.82 | 11833.33 | 674500.00 |
| 4 | 2025-06 | 13660.10 | 1826.77 | 11833.33 | 662666.67 |
| 5 | 2025-07 | 13628.06 | 1794.72 | 11833.33 | 650833.33 |
| 6 | 2025-08 | 13596.01 | 1762.67 | 11833.33 | 639000.00 |
| 7 | 2025-09 | 13563.96 | 1730.63 | 11833.33 | 627166.67 |
| 8 | 2025-10 | 13531.91 | 1698.58 | 11833.33 | 615333.33 |
| 9 | 2025-11 | 13499.86 | 1666.53 | 11833.33 | 603500.00 |
| 10 | 2025-12 | 13467.81 | 1634.48 | 11833.33 | 591666.67 |
| 11 | 2026-01 | 13435.76 | 1602.43 | 11833.33 | 579833.33 |
| 12 | 2026-02 | 13403.72 | 1570.38 | 11833.33 | 568000.00 |
| 13 | 2026-03 | 13371.67 | 1538.33 | 11833.33 | 556166.67 |
| 14 | 2026-04 | 13339.62 | 1506.28 | 11833.33 | 544333.33 |
| 15 | 2026-05 | 13307.57 | 1474.24 | 11833.33 | 532500.00 |
| 16 | 2026-06 | 13275.52 | 1442.19 | 11833.33 | 520666.67 |
| 17 | 2026-07 | 13243.47 | 1410.14 | 11833.33 | 508833.33 |
| 18 | 2026-08 | 13211.42 | 1378.09 | 11833.33 | 497000.00 |
| 19 | 2026-09 | 13179.38 | 1346.04 | 11833.33 | 485166.67 |
| 20 | 2026-10 | 13147.33 | 1313.99 | 11833.33 | 473333.33 |
| 21 | 2026-11 | 13115.28 | 1281.94 | 11833.33 | 461500.00 |
| 22 | 2026-12 | 13083.23 | 1249.90 | 11833.33 | 449666.67 |
| 23 | 2027-01 | 13051.18 | 1217.85 | 11833.33 | 437833.33 |
| 24 | 2027-02 | 13019.13 | 1185.80 | 11833.33 | 426000.00 |
| 25 | 2027-03 | 12987.08 | 1153.75 | 11833.33 | 414166.67 |
| 26 | 2027-04 | 12955.03 | 1121.70 | 11833.33 | 402333.33 |
| 27 | 2027-05 | 12922.99 | 1089.65 | 11833.33 | 390500.00 |
| 28 | 2027-06 | 12890.94 | 1057.60 | 11833.33 | 378666.67 |
| 29 | 2027-07 | 12858.89 | 1025.56 | 11833.33 | 366833.33 |
| 30 | 2027-08 | 12826.84 | 993.51 | 11833.33 | 355000.00 |
| 31 | 2027-09 | 12794.79 | 961.46 | 11833.33 | 343166.67 |
| 32 | 2027-10 | 12762.74 | 929.41 | 11833.33 | 331333.33 |
| 33 | 2027-11 | 12730.69 | 897.36 | 11833.33 | 319500.00 |
| 34 | 2027-12 | 12698.65 | 865.31 | 11833.33 | 307666.67 |
| 35 | 2028-01 | 12666.60 | 833.26 | 11833.33 | 295833.33 |
| 36 | 2028-02 | 12634.55 | 801.22 | 11833.33 | 284000.00 |
| 37 | 2028-03 | 12602.50 | 769.17 | 11833.33 | 272166.67 |
| 38 | 2028-04 | 12570.45 | 737.12 | 11833.33 | 260333.33 |
| 39 | 2028-05 | 12538.40 | 705.07 | 11833.33 | 248500.00 |
| 40 | 2028-06 | 12506.35 | 673.02 | 11833.33 | 236666.67 |
| 41 | 2028-07 | 12474.31 | 640.97 | 11833.33 | 224833.33 |
| 42 | 2028-08 | 12442.26 | 608.92 | 11833.33 | 213000.00 |
| 43 | 2028-09 | 12410.21 | 576.88 | 11833.33 | 201166.67 |
| 44 | 2028-10 | 12378.16 | 544.83 | 11833.33 | 189333.33 |
| 45 | 2028-11 | 12346.11 | 512.78 | 11833.33 | 177500.00 |
| 46 | 2028-12 | 12314.06 | 480.73 | 11833.33 | 165666.67 |
| 47 | 2029-01 | 12282.01 | 448.68 | 11833.33 | 153833.33 |
| 48 | 2029-02 | 12249.97 | 416.63 | 11833.33 | 142000.00 |
| 49 | 2029-03 | 12217.92 | 384.58 | 11833.33 | 130166.67 |
| 50 | 2029-04 | 12185.87 | 352.53 | 11833.33 | 118333.33 |
| 51 | 2029-05 | 12153.82 | 320.49 | 11833.33 | 106500.00 |
| 52 | 2029-06 | 12121.77 | 288.44 | 11833.33 | 94666.67 |
| 53 | 2029-07 | 12089.72 | 256.39 | 11833.33 | 82833.33 |
| 54 | 2029-08 | 12057.67 | 224.34 | 11833.33 | 71000.00 |
| 55 | 2029-09 | 12025.63 | 192.29 | 11833.33 | 59166.67 |
| 56 | 2029-10 | 11993.58 | 160.24 | 11833.33 | 47333.33 |
| 57 | 2029-11 | 11961.53 | 128.19 | 11833.33 | 35500.00 |
| 58 | 2029-12 | 11929.48 | 96.15 | 11833.33 | 23666.67 |
| 59 | 2030-01 | 11897.43 | 64.10 | 11833.33 | 11833.33 |
| 60 | 2030-02 | 11865.38 | 32.05 | 11833.33 | 0.00 |