深圳贷款2.5万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：2.5万
还款月数：5年
每月还款：452元
利息总额：2120元
本息合计：2.71万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 452.00 | 67.71 | 384.29 | 24615.71 |
| 2 | 2025-04 | 452.00 | 66.67 | 385.33 | 24230.38 |
| 3 | 2025-05 | 452.00 | 65.62 | 386.38 | 23844.00 |
| 4 | 2025-06 | 452.00 | 64.58 | 387.42 | 23456.58 |
| 5 | 2025-07 | 452.00 | 63.53 | 388.47 | 23068.11 |
| 6 | 2025-08 | 452.00 | 62.48 | 389.52 | 22678.58 |
| 7 | 2025-09 | 452.00 | 61.42 | 390.58 | 22288.00 |
| 8 | 2025-10 | 452.00 | 60.36 | 391.64 | 21896.37 |
| 9 | 2025-11 | 452.00 | 59.30 | 392.70 | 21503.67 |
| 10 | 2025-12 | 452.00 | 58.24 | 393.76 | 21109.91 |
| 11 | 2026-01 | 452.00 | 57.17 | 394.83 | 20715.08 |
| 12 | 2026-02 | 452.00 | 56.10 | 395.90 | 20319.18 |
| 13 | 2026-03 | 452.00 | 55.03 | 396.97 | 19922.21 |
| 14 | 2026-04 | 452.00 | 53.96 | 398.04 | 19524.17 |
| 15 | 2026-05 | 452.00 | 52.88 | 399.12 | 19125.05 |
| 16 | 2026-06 | 452.00 | 51.80 | 400.20 | 18724.85 |
| 17 | 2026-07 | 452.00 | 50.71 | 401.29 | 18323.56 |
| 18 | 2026-08 | 452.00 | 49.63 | 402.37 | 17921.18 |
| 19 | 2026-09 | 452.00 | 48.54 | 403.46 | 17517.72 |
| 20 | 2026-10 | 452.00 | 47.44 | 404.56 | 17113.16 |
| 21 | 2026-11 | 452.00 | 46.35 | 405.65 | 16707.51 |
| 22 | 2026-12 | 452.00 | 45.25 | 406.75 | 16300.76 |
| 23 | 2027-01 | 452.00 | 44.15 | 407.85 | 15892.91 |
| 24 | 2027-02 | 452.00 | 43.04 | 408.96 | 15483.95 |
| 25 | 2027-03 | 452.00 | 41.94 | 410.06 | 15073.89 |
| 26 | 2027-04 | 452.00 | 40.83 | 411.17 | 14662.71 |
| 27 | 2027-05 | 452.00 | 39.71 | 412.29 | 14250.43 |
| 28 | 2027-06 | 452.00 | 38.59 | 413.41 | 13837.02 |
| 29 | 2027-07 | 452.00 | 37.48 | 414.52 | 13422.50 |
| 30 | 2027-08 | 452.00 | 36.35 | 415.65 | 13006.85 |
| 31 | 2027-09 | 452.00 | 35.23 | 416.77 | 12590.07 |
| 32 | 2027-10 | 452.00 | 34.10 | 417.90 | 12172.17 |
| 33 | 2027-11 | 452.00 | 32.97 | 419.03 | 11753.14 |
| 34 | 2027-12 | 452.00 | 31.83 | 420.17 | 11332.97 |
| 35 | 2028-01 | 452.00 | 30.69 | 421.31 | 10911.66 |
| 36 | 2028-02 | 452.00 | 29.55 | 422.45 | 10489.22 |
| 37 | 2028-03 | 452.00 | 28.41 | 423.59 | 10065.62 |
| 38 | 2028-04 | 452.00 | 27.26 | 424.74 | 9640.89 |
| 39 | 2028-05 | 452.00 | 26.11 | 425.89 | 9215.00 |
| 40 | 2028-06 | 452.00 | 24.96 | 427.04 | 8787.95 |
| 41 | 2028-07 | 452.00 | 23.80 | 428.20 | 8359.75 |
| 42 | 2028-08 | 452.00 | 22.64 | 429.36 | 7930.40 |
| 43 | 2028-09 | 452.00 | 21.48 | 430.52 | 7499.87 |
| 44 | 2028-10 | 452.00 | 20.31 | 431.69 | 7068.19 |
| 45 | 2028-11 | 452.00 | 19.14 | 432.86 | 6635.33 |
| 46 | 2028-12 | 452.00 | 17.97 | 434.03 | 6201.30 |
| 47 | 2029-01 | 452.00 | 16.80 | 435.20 | 5766.09 |
| 48 | 2029-02 | 452.00 | 15.62 | 436.38 | 5329.71 |
| 49 | 2029-03 | 452.00 | 14.43 | 437.57 | 4892.14 |
| 50 | 2029-04 | 452.00 | 13.25 | 438.75 | 4453.39 |
| 51 | 2029-05 | 452.00 | 12.06 | 439.94 | 4013.46 |
| 52 | 2029-06 | 452.00 | 10.87 | 441.13 | 3572.33 |
| 53 | 2029-07 | 452.00 | 9.68 | 442.33 | 3130.00 |
| 54 | 2029-08 | 452.00 | 8.48 | 443.52 | 2686.48 |
| 55 | 2029-09 | 452.00 | 7.28 | 444.72 | 2241.75 |
| 56 | 2029-10 | 452.00 | 6.07 | 445.93 | 1795.82 |
| 57 | 2029-11 | 452.00 | 4.86 | 447.14 | 1348.69 |
| 58 | 2029-12 | 452.00 | 3.65 | 448.35 | 900.34 |
| 59 | 2030-01 | 452.00 | 2.44 | 449.56 | 450.78 |
| 60 | 2030-02 | 452.00 | 1.22 | 450.78 | 0.00 |
等额本金还款方式：
贷款总额：2.5万
还款月数：5年
首月还款：484.38元
每月递减：1.13元
利息总额：2065.1元
本息合计：2.71万
节省利息：54.9元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 484.38 | 67.71 | 416.67 | 24583.33 |
| 2 | 2025-04 | 483.25 | 66.58 | 416.67 | 24166.67 |
| 3 | 2025-05 | 482.12 | 65.45 | 416.67 | 23750.00 |
| 4 | 2025-06 | 480.99 | 64.32 | 416.67 | 23333.33 |
| 5 | 2025-07 | 479.86 | 63.19 | 416.67 | 22916.67 |
| 6 | 2025-08 | 478.73 | 62.07 | 416.67 | 22500.00 |
| 7 | 2025-09 | 477.60 | 60.94 | 416.67 | 22083.33 |
| 8 | 2025-10 | 476.48 | 59.81 | 416.67 | 21666.67 |
| 9 | 2025-11 | 475.35 | 58.68 | 416.67 | 21250.00 |
| 10 | 2025-12 | 474.22 | 57.55 | 416.67 | 20833.33 |
| 11 | 2026-01 | 473.09 | 56.42 | 416.67 | 20416.67 |
| 12 | 2026-02 | 471.96 | 55.30 | 416.67 | 20000.00 |
| 13 | 2026-03 | 470.83 | 54.17 | 416.67 | 19583.33 |
| 14 | 2026-04 | 469.70 | 53.04 | 416.67 | 19166.67 |
| 15 | 2026-05 | 468.58 | 51.91 | 416.67 | 18750.00 |
| 16 | 2026-06 | 467.45 | 50.78 | 416.67 | 18333.33 |
| 17 | 2026-07 | 466.32 | 49.65 | 416.67 | 17916.67 |
| 18 | 2026-08 | 465.19 | 48.52 | 416.67 | 17500.00 |
| 19 | 2026-09 | 464.06 | 47.40 | 416.67 | 17083.33 |
| 20 | 2026-10 | 462.93 | 46.27 | 416.67 | 16666.67 |
| 21 | 2026-11 | 461.81 | 45.14 | 416.67 | 16250.00 |
| 22 | 2026-12 | 460.68 | 44.01 | 416.67 | 15833.33 |
| 23 | 2027-01 | 459.55 | 42.88 | 416.67 | 15416.67 |
| 24 | 2027-02 | 458.42 | 41.75 | 416.67 | 15000.00 |
| 25 | 2027-03 | 457.29 | 40.63 | 416.67 | 14583.33 |
| 26 | 2027-04 | 456.16 | 39.50 | 416.67 | 14166.67 |
| 27 | 2027-05 | 455.03 | 38.37 | 416.67 | 13750.00 |
| 28 | 2027-06 | 453.91 | 37.24 | 416.67 | 13333.33 |
| 29 | 2027-07 | 452.78 | 36.11 | 416.67 | 12916.67 |
| 30 | 2027-08 | 451.65 | 34.98 | 416.67 | 12500.00 |
| 31 | 2027-09 | 450.52 | 33.85 | 416.67 | 12083.33 |
| 32 | 2027-10 | 449.39 | 32.73 | 416.67 | 11666.67 |
| 33 | 2027-11 | 448.26 | 31.60 | 416.67 | 11250.00 |
| 34 | 2027-12 | 447.14 | 30.47 | 416.67 | 10833.33 |
| 35 | 2028-01 | 446.01 | 29.34 | 416.67 | 10416.67 |
| 36 | 2028-02 | 444.88 | 28.21 | 416.67 | 10000.00 |
| 37 | 2028-03 | 443.75 | 27.08 | 416.67 | 9583.33 |
| 38 | 2028-04 | 442.62 | 25.95 | 416.67 | 9166.67 |
| 39 | 2028-05 | 441.49 | 24.83 | 416.67 | 8750.00 |
| 40 | 2028-06 | 440.36 | 23.70 | 416.67 | 8333.33 |
| 41 | 2028-07 | 439.24 | 22.57 | 416.67 | 7916.67 |
| 42 | 2028-08 | 438.11 | 21.44 | 416.67 | 7500.00 |
| 43 | 2028-09 | 436.98 | 20.31 | 416.67 | 7083.33 |
| 44 | 2028-10 | 435.85 | 19.18 | 416.67 | 6666.67 |
| 45 | 2028-11 | 434.72 | 18.06 | 416.67 | 6250.00 |
| 46 | 2028-12 | 433.59 | 16.93 | 416.67 | 5833.33 |
| 47 | 2029-01 | 432.47 | 15.80 | 416.67 | 5416.67 |
| 48 | 2029-02 | 431.34 | 14.67 | 416.67 | 5000.00 |
| 49 | 2029-03 | 430.21 | 13.54 | 416.67 | 4583.33 |
| 50 | 2029-04 | 429.08 | 12.41 | 416.67 | 4166.67 |
| 51 | 2029-05 | 427.95 | 11.28 | 416.67 | 3750.00 |
| 52 | 2029-06 | 426.82 | 10.16 | 416.67 | 3333.33 |
| 53 | 2029-07 | 425.69 | 9.03 | 416.67 | 2916.67 |
| 54 | 2029-08 | 424.57 | 7.90 | 416.67 | 2500.00 |
| 55 | 2029-09 | 423.44 | 6.77 | 416.67 | 2083.33 |
| 56 | 2029-10 | 422.31 | 5.64 | 416.67 | 1666.67 |
| 57 | 2029-11 | 421.18 | 4.51 | 416.67 | 1250.00 |
| 58 | 2029-12 | 420.05 | 3.39 | 416.67 | 833.33 |
| 59 | 2030-01 | 418.92 | 2.26 | 416.67 | 416.67 |
| 60 | 2030-02 | 417.80 | 1.13 | 416.67 | 0.00 |