深圳贷款264元（商业贷款）房贷，还款2年6个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：264元
还款月数：2年6个月
每月还款：9.21元
利息总额：12.28元
本息合计：276.28元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-02 | 9.21 | 0.78 | 8.43 | 255.57 |
| 2 | 2025-03 | 9.21 | 0.76 | 8.45 | 247.12 |
| 3 | 2025-04 | 9.21 | 0.73 | 8.48 | 238.64 |
| 4 | 2025-05 | 9.21 | 0.71 | 8.50 | 230.14 |
| 5 | 2025-06 | 9.21 | 0.68 | 8.53 | 221.61 |
| 6 | 2025-07 | 9.21 | 0.66 | 8.55 | 213.05 |
| 7 | 2025-08 | 9.21 | 0.63 | 8.58 | 204.48 |
| 8 | 2025-09 | 9.21 | 0.60 | 8.60 | 195.87 |
| 9 | 2025-10 | 9.21 | 0.58 | 8.63 | 187.24 |
| 10 | 2025-11 | 9.21 | 0.55 | 8.66 | 178.59 |
| 11 | 2025-12 | 9.21 | 0.53 | 8.68 | 169.91 |
| 12 | 2026-01 | 9.21 | 0.50 | 8.71 | 161.20 |
| 13 | 2026-02 | 9.21 | 0.48 | 8.73 | 152.47 |
| 14 | 2026-03 | 9.21 | 0.45 | 8.76 | 143.71 |
| 15 | 2026-04 | 9.21 | 0.43 | 8.78 | 134.92 |
| 16 | 2026-05 | 9.21 | 0.40 | 8.81 | 126.11 |
| 17 | 2026-06 | 9.21 | 0.37 | 8.84 | 117.28 |
| 18 | 2026-07 | 9.21 | 0.35 | 8.86 | 108.42 |
| 19 | 2026-08 | 9.21 | 0.32 | 8.89 | 99.53 |
| 20 | 2026-09 | 9.21 | 0.29 | 8.91 | 90.61 |
| 21 | 2026-10 | 9.21 | 0.27 | 8.94 | 81.67 |
| 22 | 2026-11 | 9.21 | 0.24 | 8.97 | 72.70 |
| 23 | 2026-12 | 9.21 | 0.22 | 8.99 | 63.71 |
| 24 | 2027-01 | 9.21 | 0.19 | 9.02 | 54.69 |
| 25 | 2027-02 | 9.21 | 0.16 | 9.05 | 45.64 |
| 26 | 2027-03 | 9.21 | 0.14 | 9.07 | 36.57 |
| 27 | 2027-04 | 9.21 | 0.11 | 9.10 | 27.47 |
| 28 | 2027-05 | 9.21 | 0.08 | 9.13 | 18.34 |
| 29 | 2027-06 | 9.21 | 0.05 | 9.16 | 9.18 |
| 30 | 2027-07 | 9.21 | 0.03 | 9.18 | 0.00 |
等额本金还款方式：
贷款总额：264元
还款月数：2年6个月
首月还款：9.58元
每月递减：0.03元
利息总额：12.11元
本息合计：276.11元
节省利息：0.17元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-02 | 9.58 | 0.78 | 8.80 | 255.20 |
| 2 | 2025-03 | 9.55 | 0.75 | 8.80 | 246.40 |
| 3 | 2025-04 | 9.53 | 0.73 | 8.80 | 237.60 |
| 4 | 2025-05 | 9.50 | 0.70 | 8.80 | 228.80 |
| 5 | 2025-06 | 9.48 | 0.68 | 8.80 | 220.00 |
| 6 | 2025-07 | 9.45 | 0.65 | 8.80 | 211.20 |
| 7 | 2025-08 | 9.42 | 0.62 | 8.80 | 202.40 |
| 8 | 2025-09 | 9.40 | 0.60 | 8.80 | 193.60 |
| 9 | 2025-10 | 9.37 | 0.57 | 8.80 | 184.80 |
| 10 | 2025-11 | 9.35 | 0.55 | 8.80 | 176.00 |
| 11 | 2025-12 | 9.32 | 0.52 | 8.80 | 167.20 |
| 12 | 2026-01 | 9.29 | 0.49 | 8.80 | 158.40 |
| 13 | 2026-02 | 9.27 | 0.47 | 8.80 | 149.60 |
| 14 | 2026-03 | 9.24 | 0.44 | 8.80 | 140.80 |
| 15 | 2026-04 | 9.22 | 0.42 | 8.80 | 132.00 |
| 16 | 2026-05 | 9.19 | 0.39 | 8.80 | 123.20 |
| 17 | 2026-06 | 9.16 | 0.36 | 8.80 | 114.40 |
| 18 | 2026-07 | 9.14 | 0.34 | 8.80 | 105.60 |
| 19 | 2026-08 | 9.11 | 0.31 | 8.80 | 96.80 |
| 20 | 2026-09 | 9.09 | 0.29 | 8.80 | 88.00 |
| 21 | 2026-10 | 9.06 | 0.26 | 8.80 | 79.20 |
| 22 | 2026-11 | 9.03 | 0.23 | 8.80 | 70.40 |
| 23 | 2026-12 | 9.01 | 0.21 | 8.80 | 61.60 |
| 24 | 2027-01 | 8.98 | 0.18 | 8.80 | 52.80 |
| 25 | 2027-02 | 8.96 | 0.16 | 8.80 | 44.00 |
| 26 | 2027-03 | 8.93 | 0.13 | 8.80 | 35.20 |
| 27 | 2027-04 | 8.90 | 0.10 | 8.80 | 26.40 |
| 28 | 2027-05 | 8.88 | 0.08 | 8.80 | 17.60 |
| 29 | 2027-06 | 8.85 | 0.05 | 8.80 | 8.80 |
| 30 | 2027-07 | 8.83 | 0.03 | 8.80 | 0.00 |