贷款7.6万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：7.6万
还款月数：5年
每月还款：1352.15元
利息总额：5129.19元
本息合计：8.11万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 1352.15 | 164.67 | 1187.49 | 74812.51 |
| 2 | 2024-06 | 1352.15 | 162.09 | 1190.06 | 73622.45 |
| 3 | 2024-07 | 1352.15 | 159.52 | 1192.64 | 72429.82 |
| 4 | 2024-08 | 1352.15 | 156.93 | 1195.22 | 71234.59 |
| 5 | 2024-09 | 1352.15 | 154.34 | 1197.81 | 70036.78 |
| 6 | 2024-10 | 1352.15 | 151.75 | 1200.41 | 68836.38 |
| 7 | 2024-11 | 1352.15 | 149.15 | 1203.01 | 67633.37 |
| 8 | 2024-12 | 1352.15 | 146.54 | 1205.61 | 66427.75 |
| 9 | 2025-01 | 1352.15 | 143.93 | 1208.23 | 65219.53 |
| 10 | 2025-02 | 1352.15 | 141.31 | 1210.84 | 64008.68 |
| 11 | 2025-03 | 1352.15 | 138.69 | 1213.47 | 62795.22 |
| 12 | 2025-04 | 1352.15 | 136.06 | 1216.10 | 61579.12 |
| 13 | 2025-05 | 1352.15 | 133.42 | 1218.73 | 60360.39 |
| 14 | 2025-06 | 1352.15 | 130.78 | 1221.37 | 59139.01 |
| 15 | 2025-07 | 1352.15 | 128.13 | 1224.02 | 57915.00 |
| 16 | 2025-08 | 1352.15 | 125.48 | 1226.67 | 56688.33 |
| 17 | 2025-09 | 1352.15 | 122.82 | 1229.33 | 55459.00 |
| 18 | 2025-10 | 1352.15 | 120.16 | 1231.99 | 54227.00 |
| 19 | 2025-11 | 1352.15 | 117.49 | 1234.66 | 52992.34 |
| 20 | 2025-12 | 1352.15 | 114.82 | 1237.34 | 51755.01 |
| 21 | 2026-01 | 1352.15 | 112.14 | 1240.02 | 50514.99 |
| 22 | 2026-02 | 1352.15 | 109.45 | 1242.70 | 49272.29 |
| 23 | 2026-03 | 1352.15 | 106.76 | 1245.40 | 48026.89 |
| 24 | 2026-04 | 1352.15 | 104.06 | 1248.09 | 46778.79 |
| 25 | 2026-05 | 1352.15 | 101.35 | 1250.80 | 45528.00 |
| 26 | 2026-06 | 1352.15 | 98.64 | 1253.51 | 44274.49 |
| 27 | 2026-07 | 1352.15 | 95.93 | 1256.23 | 43018.26 |
| 28 | 2026-08 | 1352.15 | 93.21 | 1258.95 | 41759.31 |
| 29 | 2026-09 | 1352.15 | 90.48 | 1261.67 | 40497.64 |
| 30 | 2026-10 | 1352.15 | 87.74 | 1264.41 | 39233.23 |
| 31 | 2026-11 | 1352.15 | 85.01 | 1267.15 | 37966.08 |
| 32 | 2026-12 | 1352.15 | 82.26 | 1269.89 | 36696.19 |
| 33 | 2027-01 | 1352.15 | 79.51 | 1272.64 | 35423.54 |
| 34 | 2027-02 | 1352.15 | 76.75 | 1275.40 | 34148.14 |
| 35 | 2027-03 | 1352.15 | 73.99 | 1278.17 | 32869.98 |
| 36 | 2027-04 | 1352.15 | 71.22 | 1280.93 | 31589.04 |
| 37 | 2027-05 | 1352.15 | 68.44 | 1283.71 | 30305.33 |
| 38 | 2027-06 | 1352.15 | 65.66 | 1286.49 | 29018.84 |
| 39 | 2027-07 | 1352.15 | 62.87 | 1289.28 | 27729.56 |
| 40 | 2027-08 | 1352.15 | 60.08 | 1292.07 | 26437.49 |
| 41 | 2027-09 | 1352.15 | 57.28 | 1294.87 | 25142.62 |
| 42 | 2027-10 | 1352.15 | 54.48 | 1297.68 | 23844.94 |
| 43 | 2027-11 | 1352.15 | 51.66 | 1300.49 | 22544.45 |
| 44 | 2027-12 | 1352.15 | 48.85 | 1303.31 | 21241.14 |
| 45 | 2028-01 | 1352.15 | 46.02 | 1306.13 | 19935.01 |
| 46 | 2028-02 | 1352.15 | 43.19 | 1308.96 | 18626.05 |
| 47 | 2028-03 | 1352.15 | 40.36 | 1311.80 | 17314.26 |
| 48 | 2028-04 | 1352.15 | 37.51 | 1314.64 | 15999.62 |
| 49 | 2028-05 | 1352.15 | 34.67 | 1317.49 | 14682.13 |
| 50 | 2028-06 | 1352.15 | 31.81 | 1320.34 | 13361.79 |
| 51 | 2028-07 | 1352.15 | 28.95 | 1323.20 | 12038.58 |
| 52 | 2028-08 | 1352.15 | 26.08 | 1326.07 | 10712.51 |
| 53 | 2028-09 | 1352.15 | 23.21 | 1328.94 | 9383.57 |
| 54 | 2028-10 | 1352.15 | 20.33 | 1331.82 | 8051.75 |
| 55 | 2028-11 | 1352.15 | 17.45 | 1334.71 | 6717.04 |
| 56 | 2028-12 | 1352.15 | 14.55 | 1337.60 | 5379.44 |
| 57 | 2029-01 | 1352.15 | 11.66 | 1340.50 | 4038.94 |
| 58 | 2029-02 | 1352.15 | 8.75 | 1343.40 | 2695.54 |
| 59 | 2029-03 | 1352.15 | 5.84 | 1346.31 | 1349.23 |
| 60 | 2029-04 | 1352.15 | 2.92 | 1349.23 | 0.00 |
等额本金还款方式：
贷款总额：7.6万
还款月数：5年
首月还款：1431.33元
每月递减：2.74元
利息总额：5022.33元
本息合计：8.1万
节省利息：106.86元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-05 | 1431.33 | 164.67 | 1266.67 | 74733.33 |
| 2 | 2024-06 | 1428.59 | 161.92 | 1266.67 | 73466.67 |
| 3 | 2024-07 | 1425.84 | 159.18 | 1266.67 | 72200.00 |
| 4 | 2024-08 | 1423.10 | 156.43 | 1266.67 | 70933.33 |
| 5 | 2024-09 | 1420.36 | 153.69 | 1266.67 | 69666.67 |
| 6 | 2024-10 | 1417.61 | 150.94 | 1266.67 | 68400.00 |
| 7 | 2024-11 | 1414.87 | 148.20 | 1266.67 | 67133.33 |
| 8 | 2024-12 | 1412.12 | 145.46 | 1266.67 | 65866.67 |
| 9 | 2025-01 | 1409.38 | 142.71 | 1266.67 | 64600.00 |
| 10 | 2025-02 | 1406.63 | 139.97 | 1266.67 | 63333.33 |
| 11 | 2025-03 | 1403.89 | 137.22 | 1266.67 | 62066.67 |
| 12 | 2025-04 | 1401.14 | 134.48 | 1266.67 | 60800.00 |
| 13 | 2025-05 | 1398.40 | 131.73 | 1266.67 | 59533.33 |
| 14 | 2025-06 | 1395.66 | 128.99 | 1266.67 | 58266.67 |
| 15 | 2025-07 | 1392.91 | 126.24 | 1266.67 | 57000.00 |
| 16 | 2025-08 | 1390.17 | 123.50 | 1266.67 | 55733.33 |
| 17 | 2025-09 | 1387.42 | 120.76 | 1266.67 | 54466.67 |
| 18 | 2025-10 | 1384.68 | 118.01 | 1266.67 | 53200.00 |
| 19 | 2025-11 | 1381.93 | 115.27 | 1266.67 | 51933.33 |
| 20 | 2025-12 | 1379.19 | 112.52 | 1266.67 | 50666.67 |
| 21 | 2026-01 | 1376.44 | 109.78 | 1266.67 | 49400.00 |
| 22 | 2026-02 | 1373.70 | 107.03 | 1266.67 | 48133.33 |
| 23 | 2026-03 | 1370.96 | 104.29 | 1266.67 | 46866.67 |
| 24 | 2026-04 | 1368.21 | 101.54 | 1266.67 | 45600.00 |
| 25 | 2026-05 | 1365.47 | 98.80 | 1266.67 | 44333.33 |
| 26 | 2026-06 | 1362.72 | 96.06 | 1266.67 | 43066.67 |
| 27 | 2026-07 | 1359.98 | 93.31 | 1266.67 | 41800.00 |
| 28 | 2026-08 | 1357.23 | 90.57 | 1266.67 | 40533.33 |
| 29 | 2026-09 | 1354.49 | 87.82 | 1266.67 | 39266.67 |
| 30 | 2026-10 | 1351.74 | 85.08 | 1266.67 | 38000.00 |
| 31 | 2026-11 | 1349.00 | 82.33 | 1266.67 | 36733.33 |
| 32 | 2026-12 | 1346.26 | 79.59 | 1266.67 | 35466.67 |
| 33 | 2027-01 | 1343.51 | 76.84 | 1266.67 | 34200.00 |
| 34 | 2027-02 | 1340.77 | 74.10 | 1266.67 | 32933.33 |
| 35 | 2027-03 | 1338.02 | 71.36 | 1266.67 | 31666.67 |
| 36 | 2027-04 | 1335.28 | 68.61 | 1266.67 | 30400.00 |
| 37 | 2027-05 | 1332.53 | 65.87 | 1266.67 | 29133.33 |
| 38 | 2027-06 | 1329.79 | 63.12 | 1266.67 | 27866.67 |
| 39 | 2027-07 | 1327.04 | 60.38 | 1266.67 | 26600.00 |
| 40 | 2027-08 | 1324.30 | 57.63 | 1266.67 | 25333.33 |
| 41 | 2027-09 | 1321.56 | 54.89 | 1266.67 | 24066.67 |
| 42 | 2027-10 | 1318.81 | 52.14 | 1266.67 | 22800.00 |
| 43 | 2027-11 | 1316.07 | 49.40 | 1266.67 | 21533.33 |
| 44 | 2027-12 | 1313.32 | 46.66 | 1266.67 | 20266.67 |
| 45 | 2028-01 | 1310.58 | 43.91 | 1266.67 | 19000.00 |
| 46 | 2028-02 | 1307.83 | 41.17 | 1266.67 | 17733.33 |
| 47 | 2028-03 | 1305.09 | 38.42 | 1266.67 | 16466.67 |
| 48 | 2028-04 | 1302.34 | 35.68 | 1266.67 | 15200.00 |
| 49 | 2028-05 | 1299.60 | 32.93 | 1266.67 | 13933.33 |
| 50 | 2028-06 | 1296.86 | 30.19 | 1266.67 | 12666.67 |
| 51 | 2028-07 | 1294.11 | 27.44 | 1266.67 | 11400.00 |
| 52 | 2028-08 | 1291.37 | 24.70 | 1266.67 | 10133.33 |
| 53 | 2028-09 | 1288.62 | 21.96 | 1266.67 | 8866.67 |
| 54 | 2028-10 | 1285.88 | 19.21 | 1266.67 | 7600.00 |
| 55 | 2028-11 | 1283.13 | 16.47 | 1266.67 | 6333.33 |
| 56 | 2028-12 | 1280.39 | 13.72 | 1266.67 | 5066.67 |
| 57 | 2029-01 | 1277.64 | 10.98 | 1266.67 | 3800.00 |
| 58 | 2029-02 | 1274.90 | 8.23 | 1266.67 | 2533.33 |
| 59 | 2029-03 | 1272.16 | 5.49 | 1266.67 | 1266.67 |
| 60 | 2029-04 | 1269.41 | 2.74 | 1266.67 | 0.00 |